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Date	IP Address
2023-04-01	65.60.59.211 (ClassC)
2025-02-04	209.198.100.194 (ClassC)

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!DOCTYPE html >    html langen >    head>        meta charsetutf-8>        meta nameviewport contentwidthdevice-width, initial-scale1, shrink-to-fitno>        meta nameauthor content>        !-- Search Engines -->        title>A Debt Free Future is Possible | Navicore Solutions Debt Relief/title>meta namedescription content />meta namerobots contentindex, follow />meta http-equivContent-Type contenttext/html; charsetutf-8 />link relcanonical href//> meta propertyog:title contentA Debt Free Future is Possible | Navicore Solutions Debt Relief /> meta propertyog:description content /> meta propertyog:type contentwebsite /> meta propertyog:image contenthttps://affinity.navicoresolutions.org/media/13261/ojd2oeea.jpeg?modecrop&width1200&height630 /> meta propertyog:image:width content1200 /> meta propertyog:image:height content630 /> meta propertyog:url content/ />                link relapple-touch-icon sizes57x57 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width57&height57>                link relapple-touch-icon sizes60x60 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width60&height60>                link relapple-touch-icon sizes72x72 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width72&height72>                link relapple-touch-icon sizes76x76 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width76&height76>                link relapple-touch-icon sizes114x114 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width114&height114>                link relapple-touch-icon sizes120x120 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width120&height120>                link relapple-touch-icon sizes144x144 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width144&height144>                link relapple-touch-icon sizes152x152 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width152&height152>                link relapple-touch-icon sizes180x180 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width180&height180>                link relicon typeimage/png sizes192x192 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width192&height192>                link relicon typeimage/png sizes32x32 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width32&height32>                link relicon typeimage/png sizes96x96 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width96&height96>                link relicon typeimage/png sizes16x16 hrefhttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width16&height16>                meta namemsapplication-TileImage contenthttps://cdn.asdfinc.io/media/12275/navicore-favicon.png?center0.5,0.505&modecrop&width144&height144>    meta namemsapplication-TileColor content>    meta nametheme-color content>        script>!function (e, t) { typeof module ! undefined ? module.exports  t() : typeof define  function && typeof define.amd  object ? define(t) : thise  t() }(domready, function (e) { function p(e) { h  1; 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   }    .stripNavTwoStripsLogoLeftCtaRight .nav-button a {        right: 40px !important;    }/style>            /head>    body idbtop classHomePage affinity.navicoresolutions.org  has-header animate-in drawer drawer--left search-drawer--right {{adminClasses()}} >                        nav classdrawer-nav rolenavigation>            div classdrawer-menu>                    !-- logo -->                    div classdrawer-nav-logo>                        a class href#btop>img altLogo titleLogo srchttps://cdn.asdfinc.io/media/14356/navicore-logo-160v.png />/a>                    /div>        div classdrawer-item-wrapper d-none >                a classdrawer-nav-link  id hreftel:18778154699 >                                        span classdrawer-nav-text d-none d-md-block>Call: 877-815-4699/span>                    span classdrawer-nav-text d-block d-md-none>Call: 877-815-4699/span>                /a>        /div>                                    div classdrawer-cta-panel>                                    a id href#schedule-form  classbtn btn-md btn-primary btn-secondary google-event-schedule-now >                 i classfa fa fa-calendar-o>/i>                 span classd-none d-sm-inline-block>Schedule Now/span>                span classd-inline-block d-md-none>Schedule Now/span>            /a>                    /div>            /div>        /nav>!-- main nav -->div classstripNavTwoStripsLogoLeftCtaRight addheadroom >        !-- Display quick links in a thin strip above primary navigation, with tiny links -->        div idstripNavTwoStripsLogoLeftCtaRight_Quick classnav-quick-links bg- stripNavTwoStripsLogoLeftCtaRight_Quick>            div classcontainer-fluid py-2 py-md-0 px-0 mx-0 >                div classrow justify-content-md-center>                    !--left nav items-->            div classcol col-md-auto google-event-call-now >                        a classnav-link text-center id hreftel:8778154699 >                                                    span classnav-text d-none d-sm-none d-md-inline-block>Call: 877-815-4699/span>                        span classnav-text d-sm-inline-block d-md-none>Call: 877-815-4699/span>                    /a>            /div>                /div>            /div>        /div>    !-- Primary Navigation, logo left, nav items center, cta right -->    div idstripNavTwoStripsLogoLeftCtaRight_Primary classoutermost nav-primary-links bg- >        div classcontainer-fluid px-0 px-0 px-md-2>            nav classd-flex d-md-flex justify-content-between justify-content-md-between >                                    !-- logo -->                    div classnav-logo align-self-center>                        a classd-none d-md-block href#btop>img altLogo titleLogo srchttps://cdn.asdfinc.io/media/14356/navicore-logo-160v.png />/a>                            a classd-sm-block d-md-none logo-mobile href#btop>img altLogo titleLogo srchttps://cdn.asdfinc.io/media/14356/navicore-logo-160v.png />/a>                        div classextra1>/div>                    /div>                div classsecondaryholder navItemsRight>                        div classd-none d-md-inline-block primarynavitems idprimarynavitems>                            !-- middle nav -->                            ul classnav navbar-nav id>                                !--center nav items -->        li classnav-item d-none  >                a classnav-link   id hreftel:18778154699  >                                                            span classnav-text d-md-block>Call: 877-815-4699/span>                    span classnav-text d-none d-sm-block d-md-none>Call: 877-815-4699/span>                /a>        /li>                            /ul>                        /div>                    !-- mobile button -->                    button classdrawer-toggle hamburger hamburger--collapse d-inline-block d-md-none aria-labelMenu typebutton>                        span classhamburger-box>                            span classhamburger-inner>/span>                        /span>                    /button>                            div classnav-button align-middle align-item-right d-none d-lg-inline-block  align-self-center>                                            a id href#schedule-form  classbtn btn-md btn-primary btn-secondary google-event-schedule-now >                 i classfa fa fa-calendar-o>/i>                 span classd-none d-sm-inline-block>Schedule Now/span>                span classd-inline-block d-md-none>Schedule Now/span>            /a>                            /div>                /div>            /nav>        /div>    /div>/div>        div classallbutnav>            header classoutermost stripheaderimage stripHeaderGridManual                                    bg- text- vh-80        stylebackground-repeat: no-repeat; background-size: cover;         >        div classoverlay stylebackground: rgba(1, 106, 77, 0.33)>/div>    div classcontainer-fluid  mt-0 mb-0 pt-0 pb-0 vh-80 >        div classrow align-items-end                                 no-gutters                                 >                    div classcol-md-8 bg- align-items-end   page-header-content pb-3 pb-md-10   pt-0 pb-0 style>                                                        div>h1 classtext-white>Focus on yourbr />span>Financial Wellbeing/span>span classsub>Schedule Your Free Counseling Session/span>/h1>/div>                                div classtext-center text-md-left bootstrapButtonWidget d-inline-block google-event-schedule-now>a        classbtn btn-secondary btn-md                            d-block d-md-inline-block                                                        left mt-4 mr-0 mr-md-4       href#schedule-form>span>Schedule Now/span>/a>/div>                                div classtext-center text-md-left bootstrapButtonWidget d-inline-block google-event-call-now>a target"_blank"       classbtn btn-primary btn-md                            d-block d-md-inline-block                                                        left mt-4 mr-0       hreftel:187728154699>span>Call: 877-815-4699/span>/a>/div>                    /div>        /div>    /div>/header>style typetext/css>    .stripHeaderGridManual    {        background-image: url(https://cdn.asdfinc.io/media/13261/ojd2oeea.jpeg?anchorcenter&modecrop&width600&height900&rnd132665026050000000&quality60);        background-position: center top;    }    @media (min-width: 480px) {        .stripHeaderGridManual        {            background-image: url(https://cdn.asdfinc.io/media/13261/ojd2oeea.jpeg?anchorcenter&modecrop&width1500&height1000&rnd132665026050000000&quality60);            background-position: center top;        }    }    @media (min-width: 992px) {        .stripHeaderGridManual        {            background-image: url(https://cdn.asdfinc.io/media/13261/ojd2oeea.jpeg?anchorcenter&modecrop&width1920&height1280&rnd132665026050000000&quality60);            background-position: center top;        }    }/style>            div classmain-content HomePage parent-holderStandard>                                    section idintro>div classoutermost            astrip            stripGridManual            section-curve curve-top curve-up-gray-lightest                        stripGrid2Cell bg-gray-lightest text-       style   >    div classcontainer-fluid  mt-0 mb-0 pt-0 pb-0   >        div classrow  align-items-center justify-content-between                                no-gutters                                 >                    div classcol-md-9 bg-       pt-0 pb-0 style >                                h2 styletext-align: left;>Are You Ready to Take Control of Your Finances?/h2>p styletext-align: left;>Affinity Federal Credit Union offers free credit counseling and housing counseling services through Navicore Solutions. Navicores credit counselors are certified by the National Foundation for Credit Counseling through a series of rigorous examinations on credit and money management. Any information provided or discussed with your credit counselor is held in the strictest confidence./p>p>Navicore Solutions is a national leader in the field of nonprofit financial counseling. For 30 years our focus has been on helping people eliminate debt and achieve financial stability./p>p styletext-align: left;>Our certified Counselors will gain a clear understanding of your unique financial situation to create a personalized plan of action to assist you./p>                                /div>        div classcol-md-2 bg-    px-10 px-md-0 ml-auto  pt-0 pb-0 style >                                        div classwidget imageBasicWidget py-2 text-center text-md-center no-content>            img srchttps://cdn.asdfinc.io/media/14076/navicore-logo-30yrs-204x136.png?quality30 altNavicore - 30 Years classdesktop d-none d-xl-block   /> !--desktop/default-->            img srchttps://cdn.asdfinc.io/media/14076/navicore-logo-30yrs-204x136.png?quality30 altNavicore - 30 Years classtablet d-none d-sm-block d-xl-none   />            img srchttps://cdn.asdfinc.io/media/14076/navicore-logo-30yrs-204x136.png?quality30 altNavicore - 30 Years classmobile d-none d-block d-sm-none   />            div classextra1>/div>        /div>                                        a hrefhttps://www.bbb.org/us/nj/manalapan/profile/credit-and-debt-counseling/navicore-solutions-0221-9000127/#sealclick target"_blank" classwidget imageBasicWidget py-2 text-center text-md-center no-content titleBetter Business Bureau Customer Reviews>            img srchttps://cdn.asdfinc.io/media/14077/bbbaplus204x136.png?quality30 altBetter Business Bureau A+ Rating classdesktop d-none d-xl-block   /> !--desktop/default-->            img srchttps://cdn.asdfinc.io/media/14077/bbbaplus204x136.png?quality30 altBetter Business Bureau A+ Rating classtablet d-none d-sm-block d-xl-none   />            img srchttps://cdn.asdfinc.io/media/14077/bbbaplus204x136.png?quality30 altBetter Business Bureau A+ Rating classmobile d-none d-block d-sm-none   />            div classextra1>/div>        /a>                                /div>                    /div>    /div>/div>                    /section>              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/>/span>span classfield-validation-valid data-valmsg-for69624150-0937-47a7-f896-56e3d59dd3f1 data-valmsg-replacetrue>/span>                            /div>                        /div>                /div>        /div>    /fieldset>    div styledisplay: none>        input typetext name2b513f82057a450b943dd8076133196e />    /div>		    div classumbraco-forms-navigation row>		        div classcol-12>                input typesubmit classbtn btn-primary valueSend namesubmitbtn/>        /div>    /div>/div>input nameufprt typehidden value3F84772D3511DC742D1A55A502D35B992A59BD2BB185BC5F24A360CBCC5FFC742A9BEE2F67BA1A21F40521B558A71366FF5ABFEB453BB4CDD9ADCD06E99DAFCCD57DF6AC5E525AAB1A8251C7AAD25A82EE760489E105E0BB88343243B983C849F40BFDF1C5E2F784EF23C57D9BDE0BB13B62C42AC1F2A3762DA6A07F2E2BD50BDC0DE9D43777CE969C0737FC1824F9FC />/form>            script>        document.addEventListener(DOMContentLoaded, function load() {            if (typeof jQuery ! function) return setTimeout(load, 50);                        var contourDateFormat  m/d/yy,                formId  2b513f82057a450b943dd8076133196e,                fieldSetConditions  {},                fieldConditions  {},                recordvalues  {};                        umbracoForms.dependencyCheck(formId);            var form  $(#umbraco_form_ + formId +  .umbraco-forms-page);            var conditions  new umbracoForms.conditions(form, fieldSetConditions, fieldConditions, recordvalues);            conditions.watch();        });    /script>            script typetext/javascript src/App_Plugins/UmbracoForms/Assets/Themes/Default/umbracoforms-dependencies.js defer>/script>            script typetext/javascript src/App_Plugins/UmbracoForms/Assets/Themes/Default/umbracoforms.js defer>/script>            script typetext/javascript src/App_Plugins/UmbracoForms/Assets/Themes/Default/umbracoforms-conditions.js defer>/script>    /div>                                    /div>        div classcol-md-5 bg-primary  p-md-4  p-3 p-md-5   pt-0 pb-0 style >                                h2 classtext-left pb-4>span classtext-white>How We Can Help?/span>/h2>ol>ol>ol>li>span classtext-white>strong>Credit Counseling/strong>br />/span>span classtext-white>span>If you’re having trouble managing monthly bills, reach out to a certified Credit Counselor who will work with you to develop a personalized plan./span>/span>span classtext-white>br />/span>/li>li>span classtext-white>strong>Debt Management/strong>br />span>Clients benefit from having their own advocate who can work with your creditors and help you eliminate debt./span>/span>/li>li>span classtext-white>strong>Housing Counseling/strong>br />Navicore is certified by HUD to provide foreclosure prevention counseling and pre-purchase housing counseling./span>/li>li>span classtext-white>strong>Pre-Filing Bankruptcy Counseling/strong>br />span stylefont-family: Raleway, sans-serif;>Navicore Solutions is approved by the Department of Justice’s US Trustee Program to provide the credit counseling and debtor education required for anyone filing for personal bankruptcy./span>/span>/li>/ol>/ol>/ol>p> /p>                                /div>                    /div>    /div>/div>                    /section>                    section idfaq>div classoutermost            astrip            stripGridManual                                    stripGrid2Cell bg- text-       style   >    div classcontainer-fluid  mt-0 mb-0 pt-4 pb-7   >        div classrow   justify-content-center                                                                 >                    div classcol-md-9 bg-       pt-0 pb-0 style >                                h2 classtext-center pb-4>Frequently Asked Questions/h2>                                /div>        div classw-100>/div>        div classcol-md-9 bg-       pt-0 pb-0 style >                                div classaccordion collapsiblePanelsWidget card-collapsible-panels idaccordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f550                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f550                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f550>                What happens during a credit counseling session? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f550                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f550                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>A credit counseling session allows our certified counselors to take an in-depth look at your financial situation. By reviewing your unique situation, your counselor can determine a clear, unbiased solution that will best benefit you and your individual needs.  As everyone’s situation is different, it is very important that your counselor create a personally designed plan of action with appropriate resources and recommendations that will assist you./p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f551                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f551                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f551>                How do I get started with a credit counseling session? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f551                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f551                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>Simply call us at a relnoopener hreftel:18778154699 target_blank>1-877-815-4699/a> or you can a href#schedule-form>get started online/a>.  Our certified counselors will review your expenses, income and debt to explore options for relief./p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f552                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f552                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f552>                What is a debt management plan? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f552                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f552                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>If you qualify for the program, the Debt Management Plan consolidates your bills into one affordable monthly payment. Navicore Solutions works with your creditors to possibly:/p>ul>li>Lower your monthly payments/li>li>Lower or waive your interest/li>li>Stop collection calls/li>li>Waive late fees/li>li>Consolidate your debt into an affordable repayment plan/li>/ul>p>Once enrolled in the program, one monthly payment is sent to Navicore Solutions and we disburse payments to each of your creditors. Navicore Solutions provides ongoing budget and credit counseling while you are enrolled in our Debt Management Plan and we are available 7 days a week to help solve any financial challenges that might occur along your road to becoming debt free. Call us today at a relnoopener hreftel:18778154699 target_blank>strong>1-877-815-4699/strong>/a>  with any questions./p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f553                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f553                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f553>                What are Navicore Solutions’ credit counselors’ credentials? How do I know that they can help me? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f553                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f553                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>Every Navicore Solutions Credit Counselor undergoes extensive financial counseling training and is required to be certified through the National Foundation for Credit Counseling (NFCC). Certified Credit Counselors must also maintain their certification by attending Professional Development classes and workshops.  If you have additional questions, feel free to call us at strong>a relnoopener hreftel:18772344789 target_blank>1-877-815-4699/a>/strong>./p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f554                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f554                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f554>                What are Navicores Housing credentials? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f554                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f554                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>span>Navicore Solutions is approved by the U.S. Department of Housing and Urban Development (HUD) as a National Intermediary Housing Counseling agency providing pre-purchase, rental, default/foreclosure, and Home Equity Conversion Mortgage (Reverse Mortgage) counseling. All of our Housing Counselors are certified by the National Foundation for Credit Counseling (NFCC) the nation’s largest and longest-serving nonprofit financial counseling organization. If you are interested in speaking with a Housing Counselor, please call /span>a hreftel:18778154699>1-877-815-4699/a>span>./span>/p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f555                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f555                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f555>                What is Housing Counseling? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f555                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f555                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>span>Housing counseling services include: pre-purchase, default/foreclosure prevention, rental counseling, and Home Equity Conversion Mortgage (HECM)/Reverse Mortgage counseling. Each type of housing counseling is specific to your individual needs and is centered on providing a thorough individual analysis of your financial situation, detailed education and recommendations to make informed decisions. If you are interested in talking to a certified Housing Counselor, please call /span>a hreftel:18778154699>1-877-815-4699/a>span>./span>/p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f556                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f556                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f556>                What is Pre-Purchase Counseling span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f556                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f556                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>span>Pre-purchase counseling is the link to sustainable homeownership. This type of counseling helps clients become educated on the process of planning for and buying a home. If you are interested in buying a home now or in the future, Navicore Solutions can help you through the process. The program consists of an online element called Make Your Move, and an individual counseling session with a HUD-Certified Housing Counselor. Consumers will receive a certificate upon completion of the program. The pre-purchase curriculum covers financial management, evaluating credit information, prequalifying & loan approval, financing options, shopping for a home, finalizing the loan, the closing process, maintaining the home, avoiding foreclosure and predatory lending practices. Successful completion of the program may be used to qualify for applicable homeowners’ assistance programs. Pre-purchase counseling is ideally performed before the purchase contract is signed. If you are interested in Pre-Purchase Counseling, please call /span>a hreftel:18778154699>1-877-815-4699/a>span> to speak to a pre-purchase counselor./span>/p>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f557                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f557                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f557>                I am considering filing bankruptcy. What are the counseling and education certificates I need? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f557                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f557                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    ul>li>strong>Before you file/strong>span> /span>your bankruptcy petition, you are required to complete a credit counseling session. This session can be completed partially online followed by a review of the information with one of our bankruptcy counselors over the phone. To register for the counseling session click please fil in the form above or call to speak with a counselor./li>li>strong>After you file/strong>span> /span>your petition and receive your bankruptcy case number, you are required to complete a bankruptcy education course on personal financial management, also known as the debtor education course. We offer the coursespan> /span>em>Money in Motionspan> /span>/em>to fulfill this requirement which can be taken entirely online./li>/ul>                /div>            /div>        /div>        div classcard>            !--collapse-->            a classcard-header                 data-togglecollapse                 data-target#collapse1fa30df6-403e-4f6f-90b9-3f98eb873f558                 idheading1fa30df6-403e-4f6f-90b9-3f98eb873f558                 aria-expandedfalse                 aria-controlscollapse1fa30df6-403e-4f6f-90b9-3f98eb873f558>                I am struggling to keep up with my credit card debt. Should I file bankruptcy? span classcard-block-toggle-icon align-self-right>i classfa fa-chevron-down>/i>/span>            /a>            div idcollapse1fa30df6-403e-4f6f-90b9-3f98eb873f558                 classcollapse                   aria-labelledbyheading1fa30df6-403e-4f6f-90b9-3f98eb873f558                 data-parent#accordion1fa30df6-403e-4f6f-90b9-3f98eb873f55>                div classcard-body>                    p>span>It can feel overwhelming when you are unable to keep up with your expenses. If you are just starting to look at your options for improving your financial situation, the first step is to speak with one of our certified Credit Counselors, who will explain the advantages and disadvantages of the various options for handling your debt, including bankruptcy.  To speak with a Credit Counselor, call a hreftel:8778154669>1-877-815-4699/a>./span>/p>                /div>            /div>        /div>/div>                                   /div>                    /div>    /div>/div>                    /section>                    section idarticles-by-affinity>div classoutermost            astrip            stripGridManual                                    stripGrid2Cell bg- text-      style     >    div classcontainer  mt-0 mb-0 pt-0 pb-0  >        div classrow                                                                    >            div classcol-md-6 bg-       pt-0 pb-0 style>p> /p>h2>Helpful Articles by Affinity FCU/h2>p> /p>h2>span>Tips to Effectively Build Your Credit/span>/h2>p>span>Credit is an important factor of your financial life. It is a measure of your overall financial wellbeing and contributes greatly to many financial decisions. a hrefhttps://navicoresolutions.org/resources/blog/tips-to-effectively-build-your-credit>Read more./a>/span>/p>            /div>            div classcol-md-6 bg-       pt-0 pb-0 style>        div classwidget imageBasicWidget  text-center text-md- no-content>            img srchttps://cdn.asdfinc.io/media/34562/pexels-andrea-piacquadio-826349.jpg?anchorcenter&modecrop&width1920&height1080&rnd133530070870000000&quality80 alt classdesktop d-none d-xl-block /> !--desktop/default-->            img srchttps://cdn.asdfinc.io/media/34562/pexels-andrea-piacquadio-826349.jpg?anchorcenter&modecrop&width1600&height900&rnd133530070870000000&quality80 alt classtablet d-none d-sm-block d-xl-none />            img srchttps://cdn.asdfinc.io/media/34562/pexels-andrea-piacquadio-826349.jpg?anchorcenter&modecrop&width450&height800&rnd133530070870000000&quality80 alt classmobile d-none d-block d-sm-none />            div classextra1>/div>        /div>            /div>                    /div>    /div>/div>                    /section>                    section idcustomer-testimonials>section idtestimonial>div classoutermost astrip stripGridManual stripGrid2Cell bg-white py-5 mt-6             section-curve curve-bottom curve-up-gray-lightest   style>    div classcontainer-fluid  mt-0 mb-0 pt-108b-2  >            div classrow   justify-content-center no-gutters row-eq-height >                div classcol-md-7 order-2 order-md-1  style>                     div classleft-quote-generic bg-primary p-4 p-md-7 pr-4 pr-md-10 pt-6 pt-md-7 >    					p classtext-white stylefont-size: 1.125rem; font-weight: 300;>I was feeling helpless and like I was in a hole that I couldn’t get out of. There is now a light at the end of the tunnel that I have been traveling down for too long. Navicore has given me a second chance and peace of mind. I appreciate the counselors at Navicore. They have helped and guided me to a brighter future./p>    					p classtext-white stylefont-family: dunbar-tall, sans-serif; line-height: 1.4; margin-top: 2rem;>Katelynnbr />span stylecolor: #b3d2c9; font-size: 1.125rem;>Housing Counselingbr />/span>/p>    				 /div>    			/div>                div classcol-md-3 bg- ml-0 ml-md-n5 mt-0 mt-md-5 order-1 order-md-2  style>            		img srchttps://cdn.asdfinc.io/media/14078/pexels-mentatdgt-1146352-200xy.jpg?anchorcenter&modecrop&width346&height433&rnd132660010540000000&quality71 alt classw-100>     			/div>            /div>        div classrow   justify-content-center no-gutters row-eq-height >            div classcol-md-8 bg- pt-7 pb-4 style>                   h3 classtext-center>We Can Help You Too/h3>                div classtext-center bootstrapButtonWidget>                a classbtn btn-secondary btn-md d-block d-md-inline-block left mt-4 mb-4 href#schedule-form>                span>Schedule Now/span>                /a>            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d-xl-block /> !--desktop/default-->            img srchttps://cdn.asdfinc.io/media/13621/bbb-accredited-business-450x180.png?modecrop&height90px&quality40 alt classtablet d-none d-sm-block d-xl-none />            img srchttps://cdn.asdfinc.io/media/13621/bbb-accredited-business-450x180.png?modecrop&height90px&quality40 alt classmobile d-none d-block d-sm-none />            div classextra1>/div>        /div>            /div>                    /div>    /div>/div>                        /div>                        div  >div classoutermost            astrip            stripGridManual            footer                        stripGrid2Cell bg-white text-       style   >    div classcontainer-fluid  mt-0 mb-0 pt-5 pb-5  footer-border-bottom-gray >        div classrow  align-items-center justify-content-center                                                                row-eq-height >                    div classcol-md-3 bg-    text-center text-md-left    pt-0 pb-0 style >                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Subdomains

Date	Domain	IP
ba.navicoresolutions.org	2025-02-04	209.198.100.194
proffice.navicoresolutions.org	2025-02-04	209.198.100.194
debtrelief.navicoresolutions.org	2025-02-04	209.198.100.194
gen.navicoresolutions.org	2025-02-04	209.198.100.194
go.navicoresolutions.org	2025-01-26	209.198.100.194
debthelp.navicoresolutions.org	2025-01-26	209.198.100.194
connect.navicoresolutions.org	2025-01-26	209.198.100.194
www.navicoresolutions.org	2025-01-26	209.198.100.194
affinity.navicoresolutions.org	2025-02-04	209.198.100.194

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Domain > affinity.navicoresolutions.org

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