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Domain > www.upwellmortgage.com
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AlienVault OTX
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No
DNS Resolutions
Date
IP Address
2017-08-20
13.33.141.139
(
ClassC
)
2018-02-27
13.33.252.106
(
ClassC
)
2018-06-15
13.33.252.120
(
ClassC
)
2018-06-15
13.33.252.129
(
ClassC
)
2024-06-03
141.193.213.10
(
ClassC
)
Port 80
HTTP/1.1 301 Moved PermanentlyDate: Mon, 03 Jun 2024 04:28:33 GMTContent-Type: text/htmlContent-Length: 162Connection: keep-aliveLocation: https://www.upwellmortgage.com/CF-Cache-Status: DYNAMICSet-Cookie: __cf_bm1VeiDq3_MwAbM9Y5NaFjkrKOAOow07HmbGw12C2CqMI-1717388913-1.0.1.1-FkenW0BOsILRjKVh5_WCdZn2U7JZwln0dpELMjKoVUpDdmGQV6HvhsFixLtF22Jw_tuHPGzQeGCc914XH2NJBA; path/; expiresMon, 03-Jun-24 04:58:33 GMT; domain.www.upwellmortgage.com; HttpOnlyServer: cloudflareCF-RAY: 88dcefe25bfa8691-SEAalt-svc: h3:443; ma86400 html>head>title>301 Moved Permanently/title>/head>body>center>h1>301 Moved Permanently/h1>/center>hr>center>nginx/center>/body>/html>
Port 443
HTTP/1.1 200 OKDate: Mon, 03 Jun 2024 04:28:33 GMTContent-Type: text/html; charsetUTF-8Transfer-Encoding: chunkedConnection: keep-aliveVary: Accept-EncodingVary: Accept-EncodingVary: Accept-EncodingVary: Accept-Encoding,CookieLink: https://www.upwellmortgage.com/wp-json/>; relhttps://api.w.org/Link: https://www.upwellmortgage.com/wp-json/wp/v2/pages/70>; relalternate; typeapplication/jsonLink: https://www.upwellmortgage.com/>; relshortlinkX-Powered-By: WP EngineX-Cacheable: SHORTCache-Control: max-age600, must-revalidateX-Cache: HIT: 1X-Cache-Group: normalCF-Cache-Status: DYNAMICSet-Cookie: __cf_bmrOrGst6uxGmzZIYi1o671EIYLJGq2xFgtUpHQrINj.k-1717388913-1.0.1.1-XnTpqn8wb_HtYHMZuw_2_6QAXVG4OFox0_RHUgQkzD_HBOi92JA5Lk1oe2d.DeNUUttCqYVkfzqItavWWlCBJQ; path/; expiresMon, 03-Jun-24 04:58:33 GMT; domain.www.upwellmortgage.com; HttpOnly; SecureServer: cloudflareCF-RAY: 88dcefe2e9abc561-SEAalt-svc: h3:443; ma86400 !DOCTYPE html>html classavada-html-layout-wide avada-html-header-position-top avada-is-100-percent-template langen-US>head> meta http-equivX-UA-Compatible contentIEedge /> meta http-equivContent-Type contenttext/html; charsetutf-8/> meta nameviewport contentwidthdevice-width, initial-scale1 /> style idawlb-live-editor>.fusion-builder-live .fusion-builder-live-toolbar .fusion-toolbar-nav > li.fusion-branding .fusion-builder-logo-wrapper .fusiona-avada-logo {background: url( https://www.upwellmortgage.com/wp-content/uploads/2020/12/LogoMark.png ) no-repeat center !important; background-size: contain !important; width: 30px; height: 30px;}.fusion-builder-live .fusion-builder-live-toolbar .fusion-toolbar-nav > li.fusion-branding .fusion-builder-logo-wrapper .fusiona-avada-logo:before { display: none; }/style>meta namerobots contentindex, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1 /> !-- This site is optimized with the Yoast SEO plugin v22.2 - https://yoast.com/wordpress/plugins/seo/ --> title>Mortgage Loans, Rates, Calculators | Seattle Bellevue | Upwell Mortgage/title> meta namedescription contentMortgage loans the Upwell way - local mortgage lending experts, better mortgage rates. 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Google Ads: 845964311 -->script async srchttps://www.googletagmanager.com/gtag/js?idAW-845964311>/script>script> window.dataLayer window.dataLayer || ; function gtag(){dataLayer.push(arguments);} gtag(js, new Date()); gtag(config, AW-845964311);/script>script>function gtag_report_conversion(url) { var callback function () { if (typeof(url) ! undefined) { window.location url; } }; gtag(event, conversion, { send_to: AW-845964311/8Dy7CO_7wN0BEJfIsZMD, event_callback: callback }); return false;}/script>script> jQuery( document ).ready( function() { var $buttons jQuery( .fusion-buttondata-ga-url ); jQuery.each( $buttons, function( index, element ) { jQuery( element ).attr( onclick, return gtag_report_conversion(\ + jQuery( element ).data( ga-url ) + \); ); } ); } );/script>/head>body classhome page-template page-template-100-width page-template-100-width-php page page-id-70 fusion-image-hovers fusion-pagination-sizing fusion-button_type-flat fusion-button_span-no fusion-button_gradient-linear avada-image-rollover-circle-yes avada-image-rollover-yes avada-image-rollover-direction-left fusion-body ltr fusion-sticky-header no-tablet-sticky-header no-mobile-sticky-header no-mobile-slidingbar no-mobile-totop fusion-disable-outline fusion-sub-menu-fade mobile-logo-pos-left layout-wide-mode avada-has-boxed-modal-shadow-none layout-scroll-offset-full avada-has-zero-margin-offset-top fusion-top-header menu-text-align-center mobile-menu-design-modern fusion-show-pagination-text fusion-header-layout-v3 avada-responsive avada-footer-fx-none avada-menu-highlight-style-bar fusion-search-form-clean fusion-main-menu-search-dropdown fusion-avatar-square avada-sticky-shrinkage avada-dropdown-styles avada-blog-layout-large avada-blog-archive-layout-large avada-header-shadow-yes avada-menu-icon-position-left avada-has-megamenu-shadow avada-has-mainmenu-dropdown-divider avada-has-main-nav-search-icon avada-has-breadcrumb-mobile-hidden avada-has-titlebar-hide avada-has-pagination-padding avada-flyout-menu-direction-fade avada-ec-views-v1 data-awb-post-id70> a classskip-link screen-reader-text href#content>Skip to content/a> div idboxed-wrapper> div idwrapper classfusion-wrapper> div idhome styleposition:relative;top:-1px;>/div> header classfusion-header-wrapper fusion-header-shadow> div classfusion-header-v3 fusion-logo-alignment fusion-logo-left fusion-sticky-menu- fusion-sticky-logo- fusion-mobile-logo-1 fusion-mobile-menu-design-modern> div classfusion-secondary-header> div classfusion-row> div classfusion-alignright> nav classfusion-secondary-menu rolenavigation aria-labelSecondary Menu>ul idmenu-upwell-top-menu classmenu>li idmenu-item-82 classko-bold menu-item menu-item-type-custom menu-item-object-custom menu-item-82 data-classesko-bold data-item-id82>a hreftel:425-748-9990 classfusion-flex-link fusion-bar-highlight>span classfusion-megamenu-icon>i classglyphicon fa-phone-alt fas aria-hiddentrue>/i>/span>span classmenu-text>425-748-9990/span>/a>/li>/ul>/nav>nav classfusion-mobile-nav-holder fusion-mobile-menu-text-align-left aria-labelSecondary Mobile Menu>/nav> /div> /div>/div>div classfusion-header-sticky-height>/div>div classfusion-header> div classfusion-row> div classfusion-logo data-margin-top0px data-margin-bottom2px data-margin-left0px data-margin-right0px> a classfusion-logo-link hrefhttps://www.upwellmortgage.com/ > !-- standard logo --> img srchttps://www.upwellmortgage.com/wp-content/uploads/2018/07/logo.png srcsethttps://www.upwellmortgage.com/wp-content/uploads/2018/07/logo.png 1x width184 height80 altUpwell Mortgage Logo data-retina_logo_url classfusion-standard-logo /> !-- mobile logo --> img srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/logo-mobile-1.png srcsethttps://www.upwellmortgage.com/wp-content/uploads/2018/06/logo-mobile-1.png 1x width156 height55 altUpwell Mortgage Logo data-retina_logo_url classfusion-mobile-logo /> /a> /div> nav classfusion-main-menu aria-labelMain Menu>ul idmenu-upwell-main classfusion-menu>li idmenu-item-117 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-117 fusion-menu-item-button data-item-id117>a hrefhttps://www.upwellmortgage.com/home-loans/ classfusion-bar-highlight>span classmenu-text fusion-button button-default button-small>PURCHASE/span>/a>/li>li idmenu-item-189 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-189 fusion-menu-item-button data-item-id189>a hrefhttps://www.upwellmortgage.com/refinance/ classfusion-bar-highlight>span classmenu-text fusion-button button-default button-small>REFINANCE/span>/a>/li>li idmenu-item-196 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-196 fusion-dropdown-menu fusion-menu-item-button data-item-id196>a hrefhttps://www.upwellmortgage.com/va-loans/ classfusion-bar-highlight>span classmenu-text fusion-button button-default button-small>VA / FHA LOANS/span>/a>ul classsub-menu>li idmenu-item-801 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-801 fusion-dropdown-submenu >a hrefhttps://www.upwellmortgage.com/va-loans/ classfusion-bar-highlight>span>VA LOANS/span>/a>/li>li idmenu-item-800 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-800 fusion-dropdown-submenu >a hrefhttps://www.upwellmortgage.com/fha-loans/ classfusion-bar-highlight>span>FHA LOANS/span>/a>/li>/ul>/li>li idmenu-item-935 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-935 fusion-dropdown-menu fusion-menu-item-button data-item-id935>a hrefhttps://www.upwellmortgage.com/mortgage-rates/ classfusion-bar-highlight>span classmenu-text fusion-button button-default button-small>RATES/span>/a>ul classsub-menu>li idmenu-item-724 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-724 fusion-dropdown-submenu >a hrefhttps://www.upwellmortgage.com/mortgage-rates/ classfusion-bar-highlight>span>INSTANT MORTGAGE QUOTE/span>/a>/li>/ul>/li>li idmenu-item-201 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-201 fusion-megamenu-menu fusion-menu-item-button data-item-id201>a hrefhttps://www.upwellmortgage.com/mortgage-calculators/ classfusion-bar-highlight>span classmenu-text fusion-button button-default button-small>CALCULATORS/span>/a>div classfusion-megamenu-wrapper fusion-columns-5 columns-per-row-5 columns-9 col-span-10>div classrow>div classfusion-megamenu-holder lazyload stylewidth:916.663px; data-width916.663px>ul classfusion-megamenu fusion-megamenu-border>li idmenu-item-270 classmenu-item-tools menu-item menu-item-type-post_type menu-item-object-page menu-item-270 fusion-megamenu-submenu menu-item-has-link fusion-megamenu-columns-5 col-lg-2 col-md-2 col-sm-2 data-classesmenu-item-tools stylewidth:20%;>div classfusion-megamenu-title>a classawb-justify-title hrefhttps://www.upwellmortgage.com/mortgage-calculators/mortgage-loan-calculator/>span classfusion-megamenu-icon fusion-megamenu-thumbnail>img srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/9238_Upwell_Icons_kle_r1_v9_PaymentAmortization_R.png altblue wireframe calendar depicting amortization calculator title9238_Upwell_Icons_kle_r1_v9_PaymentAmortization_R>/span>Mortgage Loan Calculator/a>/div>/li>li idmenu-item-271 classmenu-item menu-item-type-post_type menu-item-object-page menu-item-271 fusion-megamenu-submenu menu-item-has-link fusion-megamenu-columns-5 col-lg-2 col-md-2 col-sm-2 stylewidth:20%;>div classfusion-megamenu-title>a classawb-justify-title hrefhttps://www.upwellmortgage.com/mortgage-calculators/rent-vs-own/>span classfusion-megamenu-icon fusion-megamenu-thumbnail>img srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/9238_Upwell_Icons_kle_r1_v9_RentingVsOwning_R.png altblue wireframe signpost depicting rent vs own 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classfusion-search-submit searchsubmit aria-labelSearch value /> /div> /div> /form> /div>/li>/ul>/nav> div classfusion-mobile-menu-icons> a href# classfusion-icon awb-icon-bars aria-labelToggle mobile menu aria-expandedfalse>/a> /div>nav classfusion-mobile-nav-holder fusion-mobile-menu-text-align-left aria-labelMain Menu Mobile>/nav> /div>/div> /div> div classfusion-clearfix>/div> /header> div idsliders-container classfusion-slider-visibility> /div> main idmain classclearfix width-100> div classfusion-row stylemax-width:100%;>section idcontent classfull-width> div idpost-70 classpost-70 page type-page status-publish hentry> span classentry-title rich-snippet-hidden>Home/span> div classpost-content> div classfusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:12%;--awb-padding-right:20%;--awb-padding-bottom:10%;--awb-padding-left:20%;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-size:cover;--awb-flex-wrap:wrap; data-bghttps://www.upwellmortgage.com/wp-content/uploads/2018/06/Couch_Couple_Sm.jpg >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last style--awb-bg-position:center top;--awb-bg-size:cover;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-column-content-centered>div classfusion-column-content>div classfusion-title title fusion-title-1 fusion-title-center fusion-title-text fusion-title-size-one style--awb-margin-bottom:60px;--awb-sep-color:#ffffff;>div classtitle-sep-container title-sep-container-left>div classtitle-sep sep-single sep-solid styleborder-color:#ffffff;>/div>/div>span classawb-title-spacer>/span>h1 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:48;line-height:1.4;>span stylecolor: #ffffff;>A Better Way to Mortgage/span>/h1>span classawb-title-spacer>/span>div classtitle-sep-container title-sep-container-right>div classtitle-sep sep-single sep-solid styleborder-color:#ffffff;>/div>/div>/div>div classfusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three style--awb-margin-bottom:41px;>h3 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:22;--minFontSize:22;line-height:1.5;>span stylecolor: #ffffff;>Local experts. Better rates./span>/h3>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-first style--awb-bg-size:cover;width:16.6666666667%;width:calc(16.6666666667% - ( ( 4% + 4% ) * 0.166666666667 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_3 2_3 fusion-two-third style--awb-bg-size:cover;width:66.6666666667%;width:calc(66.6666666667% - ( ( 4% + 4% ) * 0.666666666667 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-builder-row fusion-builder-row-inner fusion-row>div classfusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_2 1_2 fusion-one-half fusion-column-first style--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-align-block>a classfusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-span-yes fusion-button-default-type home-hdr-instant-quote style--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:#ed7800;--button_gradient_bottom_color:#ed7800;--button_gradient_top_color_hover:#ed8d2d;--button_gradient_bottom_color_hover:#ed8d2d; target_self hrefhttps://www.upwellmortgage.com/mortgage-rates/>span classfusion-button-text>Instant Rate Quote/span>i classfa-calculator fas button-icon-right aria-hiddentrue>/i>/a>/div>div classfusion-text fusion-text-1>p styletext-align: center;>span stylecolor: #ffffff;>(~1 min)/span>/p>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-one-half fusion-column-last style--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-align-block>a classfusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-span-yes fusion-button-default-type home-hdr-apply-online style--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:#0762c8;--button_gradient_bottom_color:#0762c8;--button_gradient_top_color_hover:#2782e8;--button_gradient_bottom_color_hover:#2782e8; target_blank relnoopener noreferrer hrefhttps://apply.upwellmortgage.com/#/create-account>span classfusion-button-text>Apply Online/span>i classfa-file-contract fas button-icon-right aria-hiddentrue>/i>/a>/div>div classfusion-clearfix>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-last style--awb-bg-size:cover;width:16.6666666667%;width:calc(16.6666666667% - ( ( 4% + 4% ) * 0.166666666667 ) );>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:5%;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last style--awb-padding-right:8%;--awb-padding-left:8%;--awb-bg-size:cover;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three style--awb-font-size:22px;>h3 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;font-size:1em;--fontSize:22;--minFontSize:22;line-height:1.5;>We are committed to offering mortgage loans that have great rates, transparent pricing, and a fast and easy process – resulting in a better experience for our clients. You could save thousands on your mortgage./h3>/div>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-3 ko-flip nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:2%;--awb-padding-right:1%;--awb-padding-bottom:1%;--awb-padding-left:1%;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-first style--awb-bg-size:cover;width:33.3333333333%;width:calc(33.3333333333% - ( ( 4% + 4% ) * 0.333333333333 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-flip-boxes flip-boxes row fusion-columns-1 flip-effect-classic>div classfusion-flip-box-wrapper fusion-column col-lg-12 col-md-12 col-sm-12>div classfusion-flip-box flip-right tabindex0>div classflip-box-inner-wrapper>div classflip-box-front>div classflip-box-front-inner>div classflip-box-grafix flip-box-image>img decodingasync classlazyload srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27160%27%20height%3D%27132%27%20viewBox%3D%270%200%20160%20132%27%3E%3Crect%20width%3D%27160%27%20height%3D%27132%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/9238_Upwell_Icons_kle_r1_v9_BuyaHome_R.png width160 height132 altline drawing of house with for sale sign representing new home mortgage loans />/div>h2 classflip-box-heading>BUY A HOME/h2>More house. More partnership./div>/div>div classflip-box-back>div classflip-box-back-inner>h3 classflip-box-heading-back>Purchase/h3>p styletext-align: center;>Find a home and make it yoursbr />in 4 simple steps.div classfusion-aligncenter>a classfusion-button button-flat button-medium button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type target_self href/home-loans/>span classfusion-button-text>Tell me more/span>i classfa-check fas button-icon-right aria-hiddentrue>/i>/a>/div>/div>/div>/div>/div>/div>/div>div classclearfix>/div>style typetext/css>#accordian-1 .fusion-panel:hover,#accordian-1 .fusion-panel.hover{ background-color: #f9f9f9 } #accordian-1 .fusion-panel { border-color:#cccccc; border-width:1px; background-color:#ffffff; }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 18px;width: 18px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian #accordian-1 .panel-title a{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-1 .panel-title a:not(:hover){}.fusion-accordian #accordian-1 .toggle-content{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-1 .fa-fusion-box { background-color: #333333 !important;border-color: #333333 !important;}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: #0762c8;}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #0762c8;}.fusion-accordian #accordian-1 .panel-title .active .fa-fusion-box,.fusion-accordian #accordian-1 .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1 .panel-title a.hover .fa-fusion-box { background-color: #0762c8!important;border-color: #0762c8!important;}/style>div classfusion-faq-shortcode style>div classfusion-faqs-wrapper>div classaccordian fusion-accordian>div classpanel-group idaccordian-1>div classfusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-584 loans-faq mortgage-rates-faq popular-faq purchase-home >span classentry-title rich-snippet-hidden>How much home can I afford?/span>div classpanel-heading>h4 idfaq_1-584 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-1-584 href#collapse-1-584 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>How much home can I afford?/div>/a>/h4>/div>div idcollapse-1-584 aria-labelledbyfaq_1-584 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>To determine how much house you can afford, many experts agree that people should spend no more than 28 percent of their gross monthly income on housing expenses and no more than 36 percent on total debt — that includes housing as well as things like student loans, car expenses, and credit card payments./p>p>There are many types of home loans offering different terms and rates, some requiring lower down payments than others. Use this simple a hrefhttps://www.upwellmortgage.com/mortgage-calculators/mortgage-loan-calculator/>mortgage loan amortization calculator/a> to find out what your payments would be and help determine the maximum home price you feel comfortable with./p>/div>/div>/div>div classfusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-229 loans-faq mortgage-rates-faq popular-faq purchase-home >span classentry-title rich-snippet-hidden>What is a first-time home buyer loan?/span>div classpanel-heading>h4 idfaq_1-229 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-1-229 href#collapse-1-229 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What is a first-time home buyer loan?/div>/a>/h4>/div>div idcollapse-1-229 aria-labelledbyfaq_1-229 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>Typically, if you’ve never owned a home, you are considered a first-time home buyer. Additionally, if you have not owned a primary residence for the last three years, you may still be considered a first-time home buyer. There is maximum financing and flexibility for first time homebuyers, with as little as 3% down. FHA loans are very popular for first-time buyers due to low down payment requirements of 3.5%./p>/div>/div>/div>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-one-third style--awb-bg-size:cover;width:33.3333333333%;width:calc(33.3333333333% - ( ( 4% + 4% ) * 0.333333333333 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-flip-boxes flip-boxes row fusion-columns-1 flip-effect-classic>div classfusion-flip-box-wrapper fusion-column col-lg-12 col-md-12 col-sm-12>div classfusion-flip-box flip-right tabindex0>div classflip-box-inner-wrapper>div classflip-box-front>div classflip-box-front-inner>div classflip-box-grafix flip-box-image>img decodingasync classlazyload srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27160%27%20height%3D%27132%27%20viewBox%3D%270%200%20160%20132%27%3E%3Crect%20width%3D%27160%27%20height%3D%27132%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/9238_Upwell_Icons_kle_r1_v9_RefinanceAMortgage_R.png width160 height132 altline drawing of house with dollar symbol representing refinancing mortgage loans />/div>h2 classflip-box-heading>REFINANCE/h2>Lock in a rate. Save right away./div>/div>div classflip-box-back>div classflip-box-back-inner>h3 classflip-box-heading-back>Refinance/h3>p styletext-align: center;>Your own expert and a great ratebr />in 3 simple steps.div classfusion-aligncenter>a classfusion-button button-flat button-medium button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type target_self href/refinance/>span classfusion-button-text>Tell me more/span>i classfa-check fas button-icon-right aria-hiddentrue>/i>/a>/div>/div>/div>/div>/div>/div>/div>div classclearfix>/div>style typetext/css>#accordian-2 .fusion-panel:hover,#accordian-2 .fusion-panel.hover{ background-color: #f9f9f9 } #accordian-2 .fusion-panel { border-color:#cccccc; border-width:1px; background-color:#ffffff; }.fusion-accordian #accordian-2 .panel-title a .fa-fusion-box:before{ font-size: 18px;width: 18px;}.fusion-accordian #accordian-2 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian #accordian-2 .panel-title a{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-2 .panel-title a:not(:hover){}.fusion-accordian #accordian-2 .toggle-content{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-2 .fa-fusion-box { background-color: #333333 !important;border-color: #333333 !important;}.fusion-accordian #accordian-2 .panel-title a:hover,.fusion-accordian #accordian-2 .panel-title a.hover { color: #0762c8;}.fusion-faq-shortcode .fusion-accordian #accordian-2 .fusion-toggle-boxed-mode:hover .panel-title a { color: #0762c8;}.fusion-accordian #accordian-2 .panel-title .active .fa-fusion-box,.fusion-accordian #accordian-2 .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-2 .panel-title a.hover .fa-fusion-box { background-color: #0762c8!important;border-color: #0762c8!important;}/style>div classfusion-faq-shortcode style>div classfusion-faqs-wrapper>div classaccordian fusion-accordian>div classpanel-group idaccordian-2>div classfusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-599 refinance refinance-faq >span classentry-title rich-snippet-hidden>Is now a good time to refinance my home mortgage?/span>div classpanel-heading>h4 idfaq_2-599 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-2-599 href#collapse-2-599 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>Is now a good time to refinance my home mortgage?/div>/a>/h4>/div>div idcollapse-2-599 aria-labelledbyfaq_2-599 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>There’s more to consider than just getting a lower mortgage rate. You should also weigh how long you plan to stay in your home. Use our a hrefhttps://www.upwellmortgage.com/mortgage-calculators/refinance-break-even-point/>refinance break even calculator/a>, to determine the number of months to break-even if you refinance the loan./p>p>People typically start thinking about a refinance when they notice mortgage rates falling below their current loan rate. But there are some other good reasons for refinancing your home loan:/p>ul>li>If you’re looking to pay off the loan quicker with a shorter term./li>li>You currently pay private mortgage insurance (PMI) and now you’ve gained enough equity in your home to refinance without the mortgage insurance./li>li>You’re looking to utilize your home equity with a cash-out refinance./li>/ul>/div>/div>/div>div classfusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-600 refinance refinance-faq >span classentry-title rich-snippet-hidden>What is cash-out refinance?/span>div classpanel-heading>h4 idfaq_2-600 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-2-600 href#collapse-2-600 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What is cash-out refinance?/div>/a>/h4>/div>div idcollapse-2-600 aria-labelledbyfaq_2-600 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>Cash-out mortgage refinancing is a way to both refinance your home mortgage and borrow money at the same time. It allows you to borrow more than your current loan, typically up to 80 percent of your home value, and receive cash (cash-out) for the amount that is higher than your current loan balance. To qualify for a cash-out refinance, you’ll generally need to get your home appraised./p>p>a hrefhttps://www.upwellmortgage.com/mortgage-rates/>Cash Out Refinance Rates/a>/p>/div>/div>/div>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last style--awb-bg-size:cover;width:33.3333333333%;width:calc(33.3333333333% - ( ( 4% + 4% ) * 0.333333333333 ) );>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-flip-boxes flip-boxes row fusion-columns-1 flip-effect-classic>div classfusion-flip-box-wrapper fusion-column col-lg-12 col-md-12 col-sm-12>div classfusion-flip-box flip-right tabindex0>div classflip-box-inner-wrapper>div classflip-box-front>div classflip-box-front-inner>div classflip-box-grafix flip-box-image>img decodingasync classlazyload srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27320%27%20height%3D%27264%27%20viewBox%3D%270%200%20320%20264%27%3E%3Crect%20width%3D%27320%27%20height%3D%27264%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2021/05/icon-va-02.png width160 height132 altblue line drawing of house with star medal representing VA mortgage loans />/div>h2 classflip-box-heading>VA LOAN/h2>Lower Rates. Buy more house./div>/div>div classflip-box-back>div classflip-box-back-inner>h3 classflip-box-heading-back>VA Loan Calculator and Rates/h3>p styletext-align: center;>Buy a home with the VA benefitsbr />you’ve earned.div classfusion-aligncenter>a classfusion-button button-flat button-medium button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type target_self href/va-loans/>span classfusion-button-text>Tell me more/span>i classfa-check fas button-icon-right aria-hiddentrue>/i>/a>/div>/div>/div>/div>/div>/div>/div>div classclearfix>/div>style typetext/css>#accordian-3 .fusion-panel:hover,#accordian-3 .fusion-panel.hover{ background-color: #f9f9f9 } #accordian-3 .fusion-panel { border-color:#cccccc; border-width:1px; background-color:#ffffff; }.fusion-accordian #accordian-3 .panel-title a .fa-fusion-box:before{ font-size: 18px;width: 18px;}.fusion-accordian #accordian-3 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian #accordian-3 .panel-title a{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-3 .panel-title a:not(:hover){}.fusion-accordian #accordian-3 .toggle-content{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-3 .fa-fusion-box { background-color: #333333 !important;border-color: #333333 !important;}.fusion-accordian #accordian-3 .panel-title a:hover,.fusion-accordian #accordian-3 .panel-title a.hover { color: #0762c8;}.fusion-faq-shortcode .fusion-accordian #accordian-3 .fusion-toggle-boxed-mode:hover .panel-title a { color: #0762c8;}.fusion-accordian #accordian-3 .panel-title .active .fa-fusion-box,.fusion-accordian #accordian-3 .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-3 .panel-title a.hover .fa-fusion-box { background-color: #0762c8!important;border-color: #0762c8!important;}/style>div classfusion-faq-shortcode style>div classfusion-faqs-wrapper>div classaccordian fusion-accordian>div classpanel-group idaccordian-3>div classfusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-614 va-loans >span classentry-title rich-snippet-hidden>What are VA loans?/span>div classpanel-heading>h4 idfaq_3-614 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-3-614 href#collapse-3-614 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What are VA loans?/div>/a>/h4>/div>div idcollapse-3-614 aria-labelledbyfaq_3-614 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>These loans make it easier for veterans of the U.S. armed forces, and sometimes their spouses, to buy homes. VA Home Loans are provided by private lenders, such as banks and mortgage companies. They don’t require a down payment and are guaranteed by the Department of Veteran Affairs, enabling the lender to provide you with more favorable terms./p>p>Use our a hrefhttps://www.upwellmortgage.com/va-loans/#calculatepayments>VA loan calculator/a> to see current rates and payment amounts./p>/div>/div>/div>div classfusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-615 va-loans >span classentry-title rich-snippet-hidden>What are the benefits of VA loans?/span>div classpanel-heading>h4 idfaq_3-615 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-3-615 href#collapse-3-615 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What are the benefits of VA loans?/div>/a>/h4>/div>div idcollapse-3-615 aria-labelledbyfaq_3-615 classpanel-collapse collapse>div classpanel-body toggle-content post-content>ol>li>strong>No down payment:/strong> Qualified VA Loan borrowers can purchase a home without a down payment. Most home loan programs require you to make at least a small down payment to buy a home. The VA loan is a true no-money-down opportunity./li>li>strong>No private mortgage insurance (PMI): /strong>Typically, lenders require you to pay for mortgage insurance if you make a down payment that’s less than 20 percent. This insurance protects the lender in the event you default on your loan. There is no mortgage insurance with VA loans./li>li>strong>Lower closing costs: /strong>The VA limits the closing costs lenders can charge to VA loan applicants. Homebuyers can ask sellers to pay all their loan-related closing costs and up to 4 percent of the purchase price for things like prepaid taxes and insurance, collections and judgments./li>li>strong>No prepayment penalties: /strong>A VA loan won’t restrict your right to sell your home. There’s no prepayment penalty or early-exit fee no matter within what time frame you decide to sell your home./li>li>strong>Lower interest rates: /strong>VA loans typically have the lowest average interest rates of all loan types./li>/ol>/div>/div>/div>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap stylemax-width:1185.6px;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );>div classfusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column style--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column>div styletext-align:center;>a classfusion-button button-flat fusion-button-default-size button-default fusion-button-default button-6 fusion-button-default-span fusion-button-default-type target_self hrefhttps://www.upwellmortgage.com/contact-us/>span classfusion-button-text fusion-button-text-right>Talk to an Expert/span>span classfusion-button-icon-divider button-icon-divider-right>i classfa-comments-dollar fas aria-hiddentrue>/i>/span>/a>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-5 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:1%;--awb-padding-bottom:4%;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-first style--awb-bg-size:cover;width:16.6666666667%;width:calc(16.6666666667% - ( ( 4% + 4% ) * 0.166666666667 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_2_3 2_3 fusion-two-third style--awb-bg-size:cover;width:66.6666666667%;width:calc(66.6666666667% - ( ( 4% + 4% ) * 0.666666666667 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-testimonials classic awb-speech-bubble-show fusion-testimonials-1 style--awb-textcolor:#747474;--awb-backgroundcolor:#ffffff;--awb-testimonial-border-style:solid;--awb-testimonial-border-color:var(--awb-color3);--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;--testimonial-border-width-top:0px;--testimonial-border-width-right:0px;--testimonial-border-width-bottom:0px;--testimonial-border-width-left:0px; data-random0 data-speed4000>div classreviews>div classreview active-testimonial no-avatar>blockquote>div classawb-quote>div classawb-quote-content>My loan closed in two weeks which helped make my offer stand out. My agent said they’ve never seen someone close so fast and be so helpful./p>/div>/div>span classawb-triangle>/span>/blockquote>div classauthor>span classcompany-name>strong>First-time Buyer/strong>span>, /span>span> /span>/span>/div>/div>div classreview no-avatar>blockquote>div classawb-quote>div classawb-quote-content>The staff at Upwell are professional, efficient, and always looking out for their client’s best interest. Five stars and my very highest endorsement./div>/div>span classawb-triangle>/span>/blockquote>div classauthor>span classcompany-name>strong>Blaine Weber/strong>span>, /span>span> Weber Thompson/span>/span>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-last style--awb-bg-size:cover;width:16.6666666667%;width:calc(16.6666666667% - ( ( 4% + 4% ) * 0.166666666667 ) );>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-6 upwell-white nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:5%;--awb-padding-bottom:5%;--awb-background-color:#0762c8;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last style--awb-bg-size:cover;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two>h2 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:28;line-height:1.5;>Mortgage loans with nothing to hide./h2>/div>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-first style--awb-bg-size:cover;width:33.3333333333%;width:calc(33.3333333333% - ( ( 4% + 4% ) * 0.333333333333 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-four>h4 classfusion-title-heading title-heading-left fusion-responsive-typography-calculated stylemargin:0;--fontSize:16;--minFontSize:16;line-height:1.5;>We put everything on the table/h4>/div>ul style--awb-iconcolor:#0662c7;--awb-textcolor:#ffffff;--awb-line-height:23.8px;--awb-icon-width:23.8px;--awb-icon-height:23.8px;--awb-icon-margin:9.8px;--awb-content-margin:33.6px; classfusion-checklist fusion-checklist-1 fusion-checklist-default type-icons>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>You’re encouraged to compare rates from local lenders./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>p>Our real mortgage rates are posted upfront – no bait and switch./p>/div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>Local relationships with real humans means we’re accountable./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>There are no surprises in our fine print, ever./div>/li>/ul>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_3 1_3 fusion-one-third style--awb-bg-size:cover;width:33.3333333333%;width:calc(33.3333333333% - ( ( 4% + 4% ) * 0.333333333333 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four>h4 classfusion-title-heading title-heading-left fusion-responsive-typography-calculated stylemargin:0;--fontSize:16;--minFontSize:16;line-height:1.5;>We operate differently so you save/h4>/div>ul style--awb-iconcolor:#0662c7;--awb-textcolor:#ffffff;--awb-line-height:23.8px;--awb-icon-width:23.8px;--awb-icon-height:23.8px;--awb-icon-margin:9.8px;--awb-content-margin:33.6px; classfusion-checklist fusion-checklist-2 fusion-checklist-default type-icons>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>Our lean organizational structure keeps costs down./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>Tech is there when you need it, and boosts efficiency./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>You’ll get the same fair rates from all our loan officers./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>p>Focused on serving Washington and Oregon, we know the local market./p>/div>/li>/ul>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last style--awb-bg-size:cover;width:33.3333333333%;width:calc(33.3333333333% - ( ( 4% + 4% ) * 0.333333333333 ) );>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-four>h4 classfusion-title-heading title-heading-left fusion-responsive-typography-calculated stylemargin:0;--fontSize:16;--minFontSize:16;line-height:1.5;>We deliver a higher level of service/h4>/div>ul style--awb-textcolor:#ffffff;--awb-line-height:23.8px;--awb-icon-width:23.8px;--awb-icon-height:23.8px;--awb-icon-margin:9.8px;--awb-content-margin:33.6px; classfusion-checklist fusion-checklist-3 fusion-checklist-default type-icons>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>p>All our mortgage loan officers average more than 15 years of experience./p>/div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>Our pre-approvals are rock solid./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>You’ll receive status updates from application to closing./div>/li>li classfusion-li-item style>span classicon-wrapper circle-no>i classfusion-li-icon fa-check fas aria-hiddentrue>/i>/span>div classfusion-li-item-content>p>Post-closing, we’ll monitor your loan for the best rates./p>/div>/li>/ul>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-7 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-bottom:120px;--awb-margin-top:-3px;--awb-background-color:#0762c8;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last style--awb-padding-top:5%;--awb-padding-right:5%;--awb-padding-bottom:2%;--awb-padding-left:5%;--awb-bg-color:#13294b;--awb-bg-color-hover:#13294b;--awb-bg-size:cover;--awb-margin-bottom:0px;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two>h2 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:28;line-height:1.5;>span stylecolor: #ffffff;>It Starts With You/span>/h2>/div>div classfusion-text fusion-text-2>p>span stylecolor: #ffffff; font-size: 18px;>Upwell is founded on the belief that price and convenience shouldn’t come at the expense of dedicated service. We’re raising the industry bar by insisting that you can have it all. The advantages of leading-edge innovation, and the power of human relationships. This bright vision is fueled by the passion of our founders and built on decades of experience. We are committed to providing you with the best customer service./span>/p>/div>div classfusion-sep-clear>/div>div classfusion-separator fusion-full-width-sep stylemargin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:20px;width:100%;>/div>div classfusion-sep-clear>/div>div classfusion-image-element fusion-image-align-center in-legacy-container styletext-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);>div classimageframe-align-center>span class fusion-imageframe imageframe-none imageframe-1 hover-type-none>img decodingasync width195 height33 altblue 5 star rating depicting customer reviews for mortgage loans srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27195%27%20height%3D%2733%27%20viewBox%3D%270%200%20195%2033%27%3E%3Crect%20width%3D%27195%27%20height%3D%2733%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/stars-02.png classlazyload img-responsive wp-image-91/>/span>/div>/div>div classfusion-builder-row fusion-builder-row-inner fusion-row>div classfusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last rating-logos style--awb-padding-right:15%;--awb-padding-left:15%;--awb-bg-size:cover;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-image-carousel fusion-image-carousel-fixed fusion-image-carousel-1>div classawb-carousel awb-swiper awb-swiper-carousel data-autoplayyes data-columns4 data-itemmargin1 data-itemwidth180 data-touchscrollno data-imagesizefixed style--awb-columns:4;--awb-column-spacing:1px;>div classswiper-wrapper awb-image-carousel-wrapper fusion-flex-align-items-center>div classswiper-slide>div classfusion-carousel-item-wrapper>div classfusion-image-wrapper hover-type-none>a hrefhttps://www.zillow.com/lender-directory/?locationBellevue+WA&nameupwell+mortgage target_blank relnoopener noreferrer>img decodingasync width200 height80 srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27200%27%20height%3D%2780%27%20viewBox%3D%270%200%20200%2080%27%3E%3Crect%20width%3D%27200%27%20height%3D%2780%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E classattachment-blog-medium size-blog-medium lazyload altgray-scale zillow 5-star rating icon for mortgage loans data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/Zillow-5Star-01.png />/a>/div>/div>/div>div classswiper-slide>div classfusion-carousel-item-wrapper>div classfusion-image-wrapper hover-type-none>a hrefhttps://www.facebook.com/upwellmortgage/ target_blank relnoopener noreferrer>img decodingasync width200 height80 srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27200%27%20height%3D%2780%27%20viewBox%3D%270%200%20200%2080%27%3E%3Crect%20width%3D%27200%27%20height%3D%2780%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E classattachment-blog-medium size-blog-medium lazyload altgrayscale facebook 5-star rating icon for mortgage loans data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/FB-5Star-01.png />/a>/div>/div>/div>div classswiper-slide>div classfusion-carousel-item-wrapper>div classfusion-image-wrapper hover-type-none>a hrefhttps://www.google.com/search?qupwell+mortgage&oqupwell+mortgage&gs_lpsy-ab.3..35i39k1l2j38.3047.3222.0.3844.2.2.0.0.0.0.87.173.2.2.0....0...1.1.64.psy-ab..0.2.172.CmLKsXQHq24#lrd0x54906c87b4e2f915:0x295f87214645e8b8,1,, target_blank relnoopener noreferrer>img decodingasync width200 height80 srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27200%27%20height%3D%2780%27%20viewBox%3D%270%200%20200%2080%27%3E%3Crect%20width%3D%27200%27%20height%3D%2780%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E classattachment-blog-medium size-blog-medium lazyload altgrayscale google 5-star rating icon for mortgage loans data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/google-5star-01.png />/a>/div>/div>/div>div classswiper-slide>div classfusion-carousel-item-wrapper>div classfusion-image-wrapper hover-type-none>a hrefhttps://www.yelp.com/biz/upwell-mortgage-bellevue target_blank relnoopener noreferrer>img decodingasync width200 height80 srcdata:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27200%27%20height%3D%2780%27%20viewBox%3D%270%200%20200%2080%27%3E%3Crect%20width%3D%27200%27%20height%3D%2780%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E classattachment-blog-medium size-blog-medium lazyload altgrayscale yelp 5-star rating icon for mortgage loans data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/2018/06/Yelp-5Star-01.png />/a>/div>/div>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>/div>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:5rem;--awb-padding-bottom:4rem;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap stylemax-width:1185.6px;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );>div classfusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column home-ko-blended-rate style--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column>div classfusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two style--awb-margin-bottom:50px;--awb-font-size:36px;>h2 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;font-size:1em;--fontSize:36;line-height:1.5;>Blended Rate Calculator/h2>/div>div classfusion-text fusion-text-3 style--awb-content-alignment:center;--awb-text-transform:none;>p>Blended rate calculator will help you see the average blended interest rate of mortgages, debts, or any loans./p>/div>div classko-calc-result> div classrow> div classcol-sm-6> h3>Total Balance/h3> div classbalanceout>$ 11,000/div> /div> div classcol-sm-6> h3>Blended Rate/h3> div classrateout>5.00 %/div> /div> /div>/div>div classfusion-separator fusion-full-width-sep stylealign-self: center;margin-left: auto;margin-right: auto;margin-bottom:30px;width:100%;>div classfusion-separator-border sep-shadow style--awb-height:20px;--awb-amount:20px;background:radial-gradient(ellipse at 50% -50% , #e0dede 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-webkit-radial-gradient(ellipse at 50% -50% , #e0dede 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-moz-radial-gradient(ellipse at 50% -50% , #e0dede 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-o-radial-gradient(ellipse at 50% -50% , #e0dede 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);>/div>/div>script> var formActive true;/script>form classko-calc-form id novalidate> div classrow> div classcol-xs-6 ko-label>Current Balance/div> div classcol-xs-6 ko-label>Current Rate/div> /div> div classrow> div classcol-xs-6> div class> input namebalance1 classbalance1 idbalance1 required autocompleteoff maxlength10 value$ 10,000> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate1 classrate1 idrate1 required autocompleteoff maxlength5 value5.00> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance2 classbalance2 idbalance2 required autocompleteoff maxlength10 value$ 1,000> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate2 classrate2 idrate2 required autocompleteoff maxlength5 value5.00> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance3 classbalance3 idbalance3 required autocompleteoff maxlength10 value$ 0> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate3 classrate3 idrate3 required autocompleteoff maxlength5 value0> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance4 classbalance4 idbalance4 required autocompleteoff maxlength10 value$ 0> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate4 classrate4 idrate4 required autocompleteoff maxlength5 value0> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance5 classbalance5 idbalance5 required autocompleteoff maxlength10 value$ 0> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate5 classrate5 idrate5 required autocompleteoff maxlength5 value0> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance6 classbalance6 idbalance6 required autocompleteoff maxlength10 value$ 0> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate6 classrate6 idrate6 required autocompleteoff maxlength5 value0> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance7 classbalance7 idbalance7 required autocompleteoff maxlength10 value$ 0> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate7 classrate7 idrate7 required autocompleteoff maxlength5 value0> /div> /div> /div> div classrow> div classcol-xs-6> div class> input namebalance8 classbalance8 idbalance8 required autocompleteoff maxlength10 value$ 0> /div> /div> div classcol-xs-6> div classko-calc-rate> input namerate8 classrate8 idrate8 required autocompleteoff maxlength5 value0> /div> /div> /div> div classrow ko-row ko-calc-button> div classcol-xs-12 styletext-align: center;> button classko-submit onClickbtnCalculate(event);>Calculate/button> /div> /div> p classmortgage-calculators-widget-disclaimer>Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates./p>/form>script src/wp-content/mcalc/common/helper.min.js?ver220320-000002>/script>script src/wp-content/mcalc/blended-rate/br.min.js?ver220320-000002>/script>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-9 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:5%;--awb-padding-bottom:5%;--awb-background-color:#f3f3f3;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last style--awb-bg-size:cover;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-highlight fusion-loop-off fusion-highlight-underline fusion-title-size-two data-highlightunderline>h2 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:28;line-height:1.5;>span classfusion-highlighted-text-prefix>/span> span classfusion-highlighted-text-wrapper>span classfusion-highlighted-text>Reviews/span>/span> span classfusion-highlighted-text-postfix>/span>/h2>/div>div>style>#wprev-slider-1 .wprevpro_star_imgs{color: #fbcf38;}#wprev-slider-1 .wprsp-star{color: #fbcf38;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #fbcf38;}#wprev-slider-1 .wprev_preview_bradius_T6 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T6 {background:#fdfdfd;}#wprev-slider-1 .wprev_preview_bg2_T6 {background:#eeeeee;}#wprev-slider-1 .wprev_preview_tcolor1_T6 {color:#555555;}#wprev-slider-1 .wprev_preview_tcolor2_T6 {color:#00152d;}/style>style>.wprevpro p { font-size: 14px; font-style: italic; } .wppro_viatext { display: none; } .wpproslider_t6_DIV_2 { padding: 10px; } .wpproslider_t6_DIV_3_logo { top: 10px; right: 10px; }/style>style>#wprev-slider-1 .indrevlineclamp{display:-webkit-box;-webkit-line-clamp: 3;-webkit-box-orient: vertical;overflow:hidden;hyphens: auto;word-break: break-word;}/style>/div>div classwprevpro wprev-no-slider idwprev-slider-1>div classwprevpro_t6_outer_div w3_wprs-row wprevprodiv>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L >img decodingasync loadinglazy srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/wprevslider/avatars/1584705651_14.jpg altAshley Nieto Avatar classlazyload wpproslider_t6_IMG_2 wprevpro_avatarimg />/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Ashley N./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid14> Eddie, Susanna and the entire team at Upwell Mortgage made what I was sure was going to be a complicated loan process go through so smoothly. They stayed in constant communication and always made sure I knew what was coming next. Any decisions I had to make were explained in detail and I always felt like I had what I needed to make the best informed decision. I highly recommend Eddie and his team at Upwell!/div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.facebook.com/pg/137093243523552/reviews/ target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width32 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/facebook_small_icon.svg altFacebook Logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L styledisplay:none;>/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Louis G./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid16> Eddie helped get everything done and the house closed in less than a month. He was very detailed and helpful, always responding quickly./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.zillow.com/lender-profile/upwell/ target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width39 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/zillow_small_icon.png?id1 altzillow logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L styledisplay:none;>/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Aaron R./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid30> My wife and I refinanced our home with Eddie and his team and it could not have been better. They kept us informed, made it easy and on our time schedule. They dealt quickly with any issues that came up. We always felt they were working on our behalf. If you are looking for someone you can trust and who will deliver what they promise then look no further./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.zillow.com/lender-profile/upwell/ target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width39 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/zillow_small_icon.png?id1 altzillow logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>/div>div classwprevpro_t6_outer_div w3_wprs-row wprevprodiv>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L >img decodingasync loadinglazy srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/wprevslider/avatars/1567206324_2.jpg altPurujit Saha Avatar classlazyload wpproslider_t6_IMG_2 wprevpro_avatarimg />/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Purujit S./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid2> I found out about Upwell and Jeff from co-workers. Their rates were competitive and outside of big banks ( slower closing and worse service) cannot be beat - trust me, I tried 😀. Service was impeccable. I had a misfortune of closing during a very volatile 2 weeks for mortgage rates - they dropped but at least 0.25% over a week but Jeff was able to drop our rates by a bit even after locking. Closing was smooth and exactly on time - in 28 days. They could have done it faster if needed. Another pleasant surprise was that there was no manual appraisal for this specific house because their automated models were confident enough - ymmv. Overall, Id highly recommend for everybody except for the few who dont mind a less predictable closing time in exchange for a slightly lower rate from a big bank./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://maps.google.com/?cid2981250055325214904 target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width32 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/google_small_icon.svg altGoogle Logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L >img decodingasync loadinglazy srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/wprevslider/avatars/1559141765_1.jpg altChris Rudow Avatar classlazyload wpproslider_t6_IMG_2 wprevpro_avatarimg />/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Chris R./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid1> Jeff and team guided us through our first-time buying experience. He spent over 45 minutes on the phone with me during the initial consult, thoughtfully answering all my questions and explaining the loan process in detail. The loan process was online, we were able to e-sign everything from their secure portal and view all our documents in one place. His team was professional and kind - emails are answered promptly and they answer the phones. I was really impressed with the whole experience./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://maps.google.com/?cid2981250055325214904 target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width32 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/google_small_icon.svg altGoogle Logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L >img decodingasync loadinglazy srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/wprevslider/avatars/1556959109_8.jpg altJenny Abers Avatar classlazyload wpproslider_t6_IMG_2 wprevpro_avatarimg />/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Jenny A./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid8> Always such personalized customer service and a true passion to help their clients fit what truly best meets their needs. Great advice, help and service. Highly highly recommend./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.facebook.com/pg/137093243523552/reviews/ target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width32 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/facebook_small_icon.svg altFacebook Logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>/div>div classwprevpro_t6_outer_div w3_wprs-row wprevprodiv>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L styledisplay:none;>/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Manny f./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>span classstarloc1 wprevpro_star_imgs wprevpro_star_imgsloc1>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>span classsvgicons svg-wprsp-star>/span>/span>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid94> Jeff Bell and the entire team at Upwell are incredibly dedicated professionals who helped us navigate an extremely complex lending environment with great skill and and resourcefulness. I was so appreciative of their responsiveness, honesty and expert guidance throughout the entire mortgage process. I would recommend Upwell to anyone seeking exceptional service, and would recommend them without reservation./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.lendingtree.com/reviews/mortgage/upwell-mortgage-inc/79936336 target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width31 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/lendingtree_small_icon.png?id1 altlendingtree logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L >img decodingasync loadinglazy srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/wprevslider/avatars/1489999999_1.jpg altRachael D. Avatar classlazyload wpproslider_t6_IMG_2 wprevpro_avatarimg />/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Rachael D./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>img decodingasync srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/yelp_stars_5.png alt5 star rating classlazyload wprevpro_t6_star_img_file>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid6> I worked with Upwell Mortgage to purchase my first home, and wow--what an awesome experience, every step of the way. Being a first-time homebuyer, I had a million questions. Jeff, Chad, and Gretchen were super patient with me and took the time to fully explain everything, helping me feel so much more knowledgeable and empowered in the process. They were always on top of everything that needed to be done: though home buying is inherently a little bit stressful, their clear instructions and deadlines made everything as stress-free as possible. And, when a little mix-up with my appraisal happened through no fault of theirs, they were there (on the weekend!) to pick up the pieces and make sure everything was handled on time. Upwell Mortgage is an incredibly honest, hardworking company, and I cant recommend them enough for your home purchase./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.yelp.com/biz/upwell-mortgage-bellevue-2?sort_bydate_desc target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width24 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/yelp_outline.png altYelp Logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>div class wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv>div classwpproslider_t6_DIV_1a> div classindrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6> div classwpproslider_t6_DIV_2_top> div classwpproslider_t6_DIV_3L >img decodingasync loadinglazy srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/uploads/wprevslider/avatars/1489999999_2.jpg altKirstin S. Avatar classlazyload wpproslider_t6_IMG_2 wprevpro_avatarimg />/div> div classwpproslider_t6_DIV_3> div classt6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6>Kirstin S./div> div classwpproslider_t6_star_DIV>span classwprevpro_star_imgs_T6>img decodingasync srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/yelp_stars_5.png alt5 star rating classlazyload wprevpro_t6_star_img_file>/span>/div> div classwpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6>span classwprev_showdate_T6>/span>/div> /div> /div> div class wpproslider_t6_DIV_4> div classindrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6>div classreadmoretextdiv indrevlineclamp data-lines3 data-revid7> Jeff and his team at Upwell did a fantastic job recently with our house refinance. They were responsive when needed, which at times included the weekends, creative in their advice for our situation and ensured a relatively pain-free and quick refinance. I would not hesitate to recommend Upwell to anyone./div>div classdivwprsrdmore styleopacity:0;>span classwprs_rd_more>read more/span>span classwprs_rd_less styledisplay:none;>read less/span>/div> /div> /div> div classwpproslider_t6_DIV_3_logo>a hrefhttps://www.yelp.com/biz/upwell-mortgage-bellevue-2?sort_bydate_desc target_blank relnofollow noreferrer classwprevpro_t6_site_logo_a>img decodingasync width24 height32 srcdata:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw data-orig-srchttps://www.upwellmortgage.com/wp-content/plugins/wp-review-slider-pro/public/partials/imgs/yelp_outline.png altYelp Logo classlazyload wprevpro_t6_site_logo wprevsiteicon >/a>/div> /div> /div> /div>/div>/div>div classfusion-aligncenter>a classfusion-button button-flat fusion-button-default-size button-default fusion-button-default button-7 fusion-button-default-span fusion-button-default-type target_self hrefhttps://www.upwellmortgage.com/reviews/>span classfusion-button-text>More Reviews/span>i classfa-star far button-icon-right aria-hiddentrue>/i>/a>/div>div classfusion-clearfix>/div>/div>/div>/div>/div>div classfusion-fullwidth fullwidth-box fusion-builder-row-10 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:5%;--awb-padding-bottom:5%;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_6 1_6 fusion-one-sixth fusion-column-first style--awb-bg-size:cover;width:16.6666666667%;width:calc(16.6666666667% - ( ( 4% + 4% ) * 0.166666666667 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-clearfix>/div>/div>/div>div classfusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_2_3 2_3 fusion-two-third style--awb-bg-size:cover;width:66.6666666667%;width:calc(66.6666666667% - ( ( 4% + 4% ) * 0.666666666667 ) );margin-right: 4%;>div classfusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy>div classfusion-title title fusion-title-11 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two style--awb-margin-bottom:0px;>h2 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:28;line-height:1.5;>Frequently Asked Questions/h2>/div>div classfusion-title title fusion-title-12 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four>h4 classfusion-title-heading title-heading-center fusion-responsive-typography-calculated stylemargin:0;--fontSize:16;--minFontSize:16;line-height:1.5;>Answers to common questions about mortgage loans./h4>/div>style typetext/css>.fusion-faqs-wrapper #accordian-4 .fusion-panel { border-color:#e0dede; }.fusion-faqs-wrapper #accordian-4 .fusion-panel:hover{ border-color: #e0dede; }.fusion-accordian #accordian-4 .panel-title a .fa-fusion-box:before{ font-size: 18px;width: 18px;}.fusion-accordian #accordian-4 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian #accordian-4 .panel-title a{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-4 .panel-title a:not(:hover){}.fusion-accordian #accordian-4 .toggle-content{font-family:Montserrat;font-style:normal;font-weight:400;}.fusion-accordian #accordian-4 .fa-fusion-box { background-color: #333333 !important;border-color: #333333 !important;}.fusion-accordian #accordian-4 .panel-title a:hover,.fusion-accordian #accordian-4 .panel-title a.hover { color: #0762c8;}.fusion-faq-shortcode .fusion-accordian #accordian-4 .fusion-toggle-boxed-mode:hover .panel-title a { color: #0762c8;}.fusion-accordian #accordian-4 .panel-title .active .fa-fusion-box,.fusion-accordian #accordian-4 .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-4 .panel-title a.hover .fa-fusion-box { background-color: #0762c8!important;border-color: #0762c8!important;}/style>div classfusion-faq-shortcode style>div classfusion-faqs-wrapper>div classaccordian fusion-accordian>div classpanel-group idaccordian-4>div classfusion-panel panel-default fusion-faq-post fusion-faq-post-582 general-questions mortgage-rates-faq popular-faq >span classentry-title rich-snippet-hidden>What types of home mortgage loans are available?/span>div classpanel-heading>h4 idfaq_4-582 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-4-582 href#collapse-4-582 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What types of home mortgage loans are available?/div>/a>/h4>/div>div idcollapse-4-582 aria-labelledbyfaq_4-582 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>Purchasing a home can seem overwhelming, with so many options and industry jargon. Take a few minutes to understand the various types of home loans so you can move forward with confidence. Our a hrefhttps://www.upwellmortgage.com/mortgage-rates/>mortgage rates calculator/a> will provide you with rates and loan types for your situation./p>ol>li>strong>Fixed Loans: /strong>A Fixed loan has an interest rate that does not change for the duration of the loan, so your mortgage principal and interest payments stay the same. Fixed loans typically come in terms of 10 years, 15 years, 20 years, 25 years, or 30 years./li>li>strong>Adjustable Rate Mortgage (ARM) loans: /strong>There are numerous types of ARM loans, with the most popular having a fixed term for a specified number of years (such as 5, 7, or 10 years) and can then be adjusted each year thereafter, up or down based on an index./li>li>strong>FHA Loans: /strong>These are mortgages guaranteed by the Federal Housing Administration. The required down payments are smaller with these loans./li>li>strong>VA Loans: /strong>These loans make it easier for veterans of the U.S. armed forces, and sometimes their spouses, to buy homes. They don’t require a down payment and are guaranteed by the Department of Veteran Affairs./li>li>strong>Jumbo Loans: /strong>Jumbo refers to a mortgage that’s too big for the Federal Government to purchase or guarantee. The current limit is defined by the county where the property is located./li>/ol>/div>/div>/div>div classfusion-panel panel-default fusion-faq-post fusion-faq-post-583 general-questions mortgage-rates-faq popular-faq >span classentry-title rich-snippet-hidden>What are current mortgage rates today?/span>div classpanel-heading>h4 idfaq_4-583 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-4-583 href#collapse-4-583 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What are current mortgage rates today?/div>/a>/h4>/div>div idcollapse-4-583 aria-labelledbyfaq_4-583 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>Mortgage rates are driven by movements in the financial markets around the world. When the economy is going strong, bond prices drop, and rates increase. Conversely, when the economy retreats, interest rates will tend to fall./p>p>View a hrefhttps://www.upwellmortgage.com/todays-mortgage-rates/>current mortgage rates/a> for fixed-rate, FHA, and Jumbo mortgages and get custom rates./p>/div>/div>/div>div classfusion-panel panel-default fusion-faq-post fusion-faq-post-584 loans-faq mortgage-rates-faq popular-faq purchase-home >span classentry-title rich-snippet-hidden>How much home can I afford?/span>div classpanel-heading>h4 idfaq_4-584 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-4-584 href#collapse-4-584 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>How much home can I afford?/div>/a>/h4>/div>div idcollapse-4-584 aria-labelledbyfaq_4-584 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>To determine how much house you can afford, many experts agree that people should spend no more than 28 percent of their gross monthly income on housing expenses and no more than 36 percent on total debt — that includes housing as well as things like student loans, car expenses, and credit card payments./p>p>There are many types of home loans offering different terms and rates, some requiring lower down payments than others. Use this simple a hrefhttps://www.upwellmortgage.com/mortgage-calculators/mortgage-loan-calculator/>mortgage loan amortization calculator/a> to find out what your payments would be and help determine the maximum home price you feel comfortable with./p>/div>/div>/div>div classfusion-panel panel-default fusion-faq-post fusion-faq-post-229 loans-faq mortgage-rates-faq popular-faq purchase-home >span classentry-title rich-snippet-hidden>What is a first-time home buyer loan?/span>div classpanel-heading>h4 idfaq_4-229 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-4-229 href#collapse-4-229 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What is a first-time home buyer loan?/div>/a>/h4>/div>div idcollapse-4-229 aria-labelledbyfaq_4-229 classpanel-collapse collapse>div classpanel-body toggle-content post-content>p>Typically, if you’ve never owned a home, you are considered a first-time home buyer. Additionally, if you have not owned a primary residence for the last three years, you may still be considered a first-time home buyer. There is maximum financing and flexibility for first time homebuyers, with as little as 3% down. FHA loans are very popular for first-time buyers due to low down payment requirements of 3.5%./p>/div>/div>/div>div classfusion-panel panel-default fusion-faq-post fusion-faq-post-302 loans-faq popular-faq purchase-home >span classentry-title rich-snippet-hidden>What is a mortgage loan pre-approval?/span>div classpanel-heading>h4 idfaq_4-302 classpanel-title toggle>a data-togglecollapse classcollapsed data-target#collapse-4-302 href#collapse-4-302 aria-expandedfalse>div classfusion-toggle-icon-wrapper>div classfusion-toggle-icon-wrapper-main>div classfusion-toggle-icon-wrapper-sub>i classfa-fusion-box active-icon awb-icon-minus aria-hiddentrue>/i>i classfa-fusion-box inactive-icon awb-icon-plus aria-hiddentrue>/i>/div>/div>/div>div classfusion-toggle-heading>What is a mortgage loan pre-approval?/div>/a>/h4>/div>div idcollapse-4-302 aria-labelledbyfaq_4-302 classpanel-collapse collapse>div classpanel-body toggle-content post-content>div classfusion-fullwidth fullwidth-box fusion-builder-row-10-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling style--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap; >div classfusion-builder-row fusion-row>div classfusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last style--awb-bg-size:cover;--awb-margin-bottom:0px;>div classfusion-column-wrapper fusion-flex-column-wrapper-legacy>div classfusion-text fusion-text-4>p>Pre-approval allows you to get pre-approved for a specific loan amount prior to finding the home you want to purchase. The loan documents are reviewed, and the lender commits to a specific loan amount. A strong pre-approval can provide an advantage if someone else is interested in the same home simultaneously./p>p>Drop us your a hrefhttps://apply.upwellmortgage.com/#/create-account target_blank relnoopener noreferrer>details online/a> or call us (a hreftel:425-748-9990>425-748-9990/a>) to get an accurate pre-approval right away. 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This file is auto-generated */.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}/style>script typetext/javascript srchttps://www.upwellmortgage.com/wp-content/plugins/contact-form-7/includes/swv/js/index.js?ver5.9.2 idswv-js>/script>script typetext/javascript idcontact-form-7-js-extra>/* !CDATA */var wpcf7 {api:{root:https:\/\/www.upwellmortgage.com\/wp-json\/,namespace:contact-form-7\/v1},cached:1};/* > *//script>script typetext/javascript srchttps://www.upwellmortgage.com/wp-content/plugins/contact-form-7/includes/js/index.js?ver5.9.2 idcontact-form-7-js>/script>script typetext/javascript srchttps://www.google.com/recaptcha/api.js?render6Ld4gLUUAAAAAIIkYCnuniHk7e-MeEzF01iyomJZ&ver3.0 idgoogle-recaptcha-js>/script>script typetext/javascript srchttps://www.upwellmortgage.com/wp-includes/js/dist/vendor/wp-polyfill-inert.min.js?ver3.1.2 idwp-polyfill-inert-js>/script>script typetext/javascript srchttps://www.upwellmortgage.com/wp-includes/js/dist/vendor/regenerator-runtime.min.js?ver0.14.0 idregenerator-runtime-js>/script>script typetext/javascript srchttps://www.upwellmortgage.com/wp-includes/js/dist/vendor/wp-polyfill.min.js?ver3.15.0 idwp-polyfill-js>/script>script typetext/javascript idwpcf7-recaptcha-js-extra>/* !CDATA */var wpcf7_recaptcha {sitekey:6Ld4gLUUAAAAAIIkYCnuniHk7e-MeEzF01iyomJZ,actions:{homepage:homepage,contactform:contactform}};/* > *//script>script typetext/javascript srchttps://www.upwellmortgage.com/wp-content/plugins/contact-form-7/modules/recaptcha/index.js?ver5.9.2 idwpcf7-recaptcha-js>/script>script typetext/javascript srchttps://www.upwellmortgage.com/wp-content/uploads/fusion-scripts/29f0538007fa36b50eb6e8f3d2388c4a.min.js?ver3.11.6 idfusion-scripts-js>/script> script typetext/javascript> jQuery( document ).ready( function() { var ajaxurl https://www.upwellmortgage.com/wp-admin/admin-ajax.php; if ( 0 jQuery( .fusion-login-nonce ).length ) { jQuery.get( ajaxurl, { action: fusion_login_nonce }, function( response ) { jQuery( .fusion-login-nonce ).html( response ); }); } }); /script> script typeapplication/ld+json>{@context:https:\/\/schema.org,@type:WebPage,FAQPage,mainEntity:{@type:Question,name:How much home can I afford?,acceptedAnswer:{@type:Answer,text:p>To determine how much house you can afford, many experts agree that people should spend no more than 28 percent of their gross monthly income on housing expenses and no more than 36 percent on total debt — that includes housing as well as things like student loans, car expenses, and credit card payments.\/p>\np>There are many types of home loans offering different terms and rates, some requiring lower down payments than others. Use this simple a href\https:\/\/www.upwellmortgage.com\/mortgage-calculators\/mortgage-loan-calculator\/\>mortgage loan amortization calculator\/a> to find out what your payments would be and help determine the maximum home price you feel comfortable with.\/p>\n}},{@type:Question,name:What is a first-time home buyer loan?,acceptedAnswer:{@type:Answer,text:p>Typically, if you\u2019ve never owned a home, you are considered a first-time home buyer. Additionally, if you have not owned a primary residence for the last three years, you may still be considered a first-time home buyer. There is maximum financing and flexibility for first time homebuyers, with as little as 3% down. FHA loans are very popular for first-time buyers due to low down payment requirements of 3.5%.\/p>\n}},{@type:Question,name:Is now a good time to refinance my home mortgage?,acceptedAnswer:{@type:Answer,text:p>There\u2019s more to consider than just getting a lower mortgage rate. You should also weigh how long you plan to stay in your home. Use our a href\https:\/\/www.upwellmortgage.com\/mortgage-calculators\/refinance-break-even-point\/\>refinance break even calculator\/a>, to determine the number of months to break-even if you refinance the loan.\/p>\np>People typically start thinking about a refinance when they notice mortgage rates falling below their current loan rate. But there are some other good reasons for refinancing your home loan:\/p>\nul>\nli>If you\u2019re looking to pay off the loan quicker with a shorter term.\/li>\nli>You currently pay private mortgage insurance (PMI) and now you\u2019ve gained enough equity in your home to refinance without the mortgage insurance.\/li>\nli>You\u2019re looking to utilize your home equity with a cash-out refinance.\/li>\n\/ul>\n}},{@type:Question,name:What is cash-out refinance?,acceptedAnswer:{@type:Answer,text:p>Cash-out mortgage refinancing is a way to both refinance your home mortgage and borrow money at the same time. It allows you to borrow more than your current loan, typically up to 80 percent of your home value, and receive cash (cash-out) for the amount that is higher than your current loan balance. To qualify for a cash-out refinance, you’ll generally need to get your home appraised.\/p>\np>a href\https:\/\/www.upwellmortgage.com\/mortgage-rates\/\>Cash Out Refinance Rates\/a>\/p>\n}},{@type:Question,name:What are VA loans?,acceptedAnswer:{@type:Answer,text:p>These loans make it easier for veterans of the U.S. armed forces, and sometimes their spouses, to buy homes. VA Home Loans are provided by private lenders, such as banks and mortgage companies. They don\u2019t require a down payment and are guaranteed by the Department of Veteran Affairs, enabling the lender to provide you with more favorable terms.\/p>\np>Use our a href\https:\/\/www.upwellmortgage.com\/va-loans\/#calculatepayments\>VA loan calculator\/a> to see current rates and payment amounts.\/p>\n}},{@type:Question,name:What are the benefits of VA loans?,acceptedAnswer:{@type:Answer,text:ol>\nli>strong>No down payment:\/strong> Qualified VA Loan borrowers can purchase a home without a down payment. Most home loan programs require you to make at least a small down payment to buy a home. The VA loan is a true no-money-down opportunity.\/li>\nli>strong>No private mortgage insurance (PMI): \/strong>Typically, lenders require you to pay for mortgage insurance if you make a down payment that\u2019s less than 20 percent. This insurance protects the lender in the event you default on your loan. There is no mortgage insurance with VA loans.\/li>\nli>strong>Lower closing costs: \/strong>The VA limits the closing costs lenders can charge to VA loan applicants. Homebuyers can ask sellers to pay all their loan-related closing costs and up to 4 percent of the purchase price for things like prepaid taxes and insurance, collections and judgments.\/li>\nli>strong>No prepayment penalties: \/strong>A VA loan won\u2019t restrict your right to sell your home. There\u2019s no prepayment penalty or early-exit fee no matter within what time frame you decide to sell your home.\/li>\nli>strong>Lower interest rates: \/strong>VA loans typically have the lowest average interest rates of all loan types.\/li>\n\/ol>\n}},{@type:Question,name:What types of home mortgage loans are available?,acceptedAnswer:{@type:Answer,text:p>Purchasing a home can seem overwhelming, with so many options and industry jargon.\u00a0 Take a few minutes to understand the various types of home loans so you can move forward with confidence.\u00a0 Our a href\https:\/\/www.upwellmortgage.com\/mortgage-rates\/\>mortgage rates calculator\/a> will provide you with rates and loan types for your situation.\/p>\nol>\nli>strong>Fixed Loans: \/strong>A Fixed loan has an interest rate that does not change for the duration of the loan, so your mortgage principal and interest payments stay the same. Fixed loans typically come in terms of 10 years, 15 years, 20 years, 25 years, or 30 years.\/li>\nli>strong>Adjustable Rate Mortgage (ARM) loans: \/strong>There are numerous types of ARM loans, with the most popular having a fixed term for a specified number of years (such as 5, 7, or 10 years) and can then be adjusted each year thereafter, up or down based on an index.\/li>\nli>strong>FHA Loans: \/strong>These are mortgages guaranteed by the Federal Housing Administration. The required down payments are smaller with these loans.\/li>\nli>strong>VA Loans: \/strong>These loans make it easier for veterans of the U.S. armed forces, and sometimes their spouses, to buy homes. They don\u2019t require a down payment and are guaranteed by the Department of Veteran Affairs.\/li>\nli>strong>Jumbo Loans: \/strong>Jumbo refers to a mortgage that\u2019s too big for the Federal Government to purchase or guarantee. The current limit is defined by the county where the property is located.\/li>\n\/ol>\n}},{@type:Question,name:What are current mortgage rates today?,acceptedAnswer:{@type:Answer,text:p>Mortgage rates are driven by movements in the financial markets around the world. When the economy is going strong, bond prices drop, and rates increase. Conversely, when the economy retreats, interest rates will tend to fall.\/p>\np>View a href\https:\/\/www.upwellmortgage.com\/todays-mortgage-rates\/\>current mortgage rates\/a> for fixed-rate, FHA, and Jumbo mortgages and get custom rates.\/p>\n}},{@type:Question,name:What is a mortgage loan pre-approval?,acceptedAnswer:{@type:Answer,text:div class\fusion-fullwidth fullwidth-box fusion-builder-row-10-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\ style\--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\ >div class\fusion-builder-row fusion-row\>div class\fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\ style\--awb-bg-size:cover;--awb-margin-bottom:0px;\>div class\fusion-column-wrapper fusion-flex-column-wrapper-legacy\>div class\fusion-text fusion-text-4\>p>Pre-approval allows you to get pre-approved for a specific loan amount prior to finding the home you want to purchase. The loan documents are reviewed, and the lender commits to a specific loan amount. A strong pre-approval can provide an advantage if someone else is interested in the same home simultaneously.\/p>\np>Drop us your\u00a0a href\https:\/\/apply.upwellmortgage.com\/#\/create-account\ target\_blank\ rel\noopener noreferrer\>details online\/a> or call us (a href\tel:425-748-9990\>425-748-9990\/a>) to get an accurate pre-approval right away. With your loan pre-approved, you can shop for a home knowing you\u2019re ready to make a rock solid purchase offer.\/p>\n\/div>div class\fusion-clearfix\>\/div>\/div>\/div>\/div>\/div>\n}}}/script> /div> section classto-top-container to-top-left aria-labelledbyawb-to-top-label> a href# idtoTop classfusion-top-top-link> span idawb-to-top-label classscreen-reader-text>Go to Top/span> /a> /section> /body>/html>
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