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Once the financing has been arranged, you are ready to make an offer on your property./p> span classhehh_post_meta>span classhehh_author_img_w>i classfas fa-user-edit>/i>a hrefhttps://www.nmric.org/ricardo-de-mejia titlePosts by Ricardo de Mejía relauthor>Ricardo de Mejía/a>/span>span classpost-date>i classfar fa-edit>/i>09/02/2023/span>span classpost-read-time>i classfab fa-cloudscale>/i>2 minutes read/span>span classmeta-comment>i classfa fa-comment-alt>/i>a href#respond>0 Replies/a>/span>/span>/div>div classhehh_slide_wrap_s hehh_clear_at>div classhehh_ar_top hehh_clear_at>div classjl-w-slider hehh_full_feature_w>div classjl-eb-slider jelly_loading_pro data-arrowstrue data-playtrue data-effectfalse data-speed500 data-autospeed7000 data-looptrue data-dotstrue data-swipetrue data-items1 data-xs-items1 data-sm-items1 data-md-items1 data-lg-items1 data-xl-items1>div classslide>div classslide-inner hehh_radus_e>img srchttps://www.nmric.org/img/481dc00fc579b405f734df01160d6eea.jpg?05 altHow to buy multifamily property?>div classbackground_over_image>/div>/div>/div>/div>/div>/div>/div>/div>div classpost_content_w>div classpost_content hehh_content>p>Find a Multifamily Home · Step 2.Choose a Loan · Step 3.Make an Offer · Step 4.If youre wondering how to buy multifamily homes, it pays to have a good idea of where to start, how to choose a type of loan, and what it means to make a solid offer. Once the financing has been arranged, you are ready to make an offer on your property. Instead of getting financing from a lender, consider using crowdfunding as a way to buy a multifamily property. Crowdfunding is a way of raising money by soliciting small amounts of capital from a group of investors rather than a large investment. /p>p>This strategy was popularized by websites such as GoFundMe and Kickstarter, which allow users to easily fund any project. Whether a property is a good investment depends to a large extent on its ability to guarantee the best possible interest rate. To do this, youll need a strong credit score and an acceptable debt-to-income ratio (DTI). The general advice is a credit rating of at least 670 and a DTI of less than 43%. /p>p>However, your exact requirements will depend on the type of loan you apply for. Youll need to finance the purchase, so youll need to choose the right loan program and lender. Once youve accepted an offer, its time to go through the due diligence process and mortgage application. The average time to close in New York City can range from 30 days if you pay everything in cash to 60 days if you finance it. /p>p>The last step before finding tenants will be to draw up a daily management plan for the individual rental units. Owning an owner requires a time commitment, and youll need to decide how to divide that time effectively among your other tasks. You can always hire a property manager if you dont have time to oversee the day-to-day management. Of course, youll want to keep in mind that the cost of this will affect your bottom line. /p>p>Property managers typically charge between 4% and 5% of gross monthly rent in management fees. Gina is a licensed real estate salesperson, experienced coach, and former high school educator of more than 1,000 students. He writes for Fit Small Business with a focus on real estate content. Kaylee specializes in real estate, B2B and SaaS companies. /p>p>You can find his experience in sales and real estate content at Fit Small Business. For example, it can provide a more predictable income than single-family rentals and greater cash flow. Its also generally simpler and more manageable than buying a large commercial property. However, it is undeniable that initial costs can be high. /p>p>Multifamily home loans generally require a down payment of 20% of the price of the property, plus there are unavoidable costs of maintaining and managing the property. Once the seller has accepted your offer, youll begin the closing process. If you receive funding from a lender, this process can take approximately 30 to 45 days. During this time, depending on your states legal requirements, you will hire an attorney, obtain title insurance, and complete the home inspections specified in the offer. /p>p>Finally, on the closing day, youll pay the down payment, complete all the paperwork, and receive the keys to your new multifamily property. Kaylee Strozyk is a regular contributor to Fit Small Business, specializing in real estate. She is an independent SEO writer for real estate, B2B and SaaS companies. The three main types of multifamily properties are residential multifamily (duplex, triplex and quadruple), apartment complexes and turnkey properties. /p>/div>/div>div classclearfix>/div>div classsingle_tag_share>div classtag-cat>ul classsingle_post_tag_layout>li>a hrefhttps://www.nmric.org/how-to-buy-multifamily-property reltag>good/a>/li>li>a hrefhttps://www.nmric.org/how-to-buy-multifamily-property reltag>small/a>/li>li>a hrefhttps://www.nmric.org/how-to-buy-multifamily-property reltag>capital/a>/li>li>a hrefhttps://www.nmric.org/how-to-buy-multifamily-property reltag>strategy/a>/li>li>a hrefhttps://www.nmric.org/how-to-buy-multifamily-property reltag>gofundme/a>/li>/ul>/div>/div>div classpostnav_w>div classpostnav_left>div classsingle_post_arrow_content>a hrefhttps://www.nmric.org/what-does-multi-family-home-mean-in-nyc idprepost> span classhehh_cpost_nav> span classhehh_post_nav_link>i classjli-left-arrow>/i>Previous post/span>span classhehh_cpost_title>What does multi family home mean in nyc?/span>/span>/a>/div>/div>/div>div classauth>div classauthor-info hehh_info_auth>div classauthor-avatar>img srchttps://www.nmric.org/kHYQo.jpg?05 width165 height165 altRicardo de Mejía classavatar avatar-165 wp-user-avatar wp-user-avatar-165 alignnone photo>/div>div classauthor-description>h5>a hrefhttps://www.nmric.org/ricardo-de-mejia>Ricardo de Mejía/a>/h5>ul classhehh_auth_link clearfix>li>a href# target_blank>i classjli-link>/i>/a>/li>li>a href# target_blank>i classjli-linkedin>/i>/a>/li>li>a href# target_blank>i classjli-rss>/i>/a>/li>/ul>p>Total travel enthusiast. Certified twitter maven. Certified zombie trailblazer. Extreme travel enthusiast. Award-winning travel ninja. 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--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59, 130, 246, .5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: } ::-webkit-backdrop { --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59, 130, 246, .5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: } ::backdrop { --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59, 130, 246, .5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: } .pointer-events-none { pointer-events: none } .static { position: static } .fixed { position: fixed } .absolute { position: absolute } .relative { position: relative } .inset-0 { top: 0; bottom: 0; left: 0; right: 0 } .left-0 { left: 0 } .m-0 { margin: 0 } .my-0 { margin-top: 0; margin-bottom: 0 } .mx-auto { margin-left: auto; margin-right: auto } .mx-0 { margin-left: 0; margin-right: 0 } .my-4 { margin-top: 1rem; margin-bottom: 1rem } .my-2 { margin-top: .5rem; margin-bottom: .5rem } .my-3 { margin-top: .75rem; margin-bottom: .75rem } .my-1 { margin-top: .25rem; margin-bottom: .25rem } .mt-2 { margin-top: .5rem } .mt-3 { margin-top: .75rem } .mt-1 { margin-top: .25rem } .mb-4 { margin-bottom: 1rem } .mb-0 { margin-bottom: 0 } .mr-2 { margin-right: .5rem } .ml-3 { margin-left: .75rem } .ml-4 { margin-left: 1rem } .mb-2 { margin-bottom: .5rem } .mr-1 { margin-right: .25rem } .mt-4 { margin-top: 1rem } .mb-12 { margin-bottom: 3rem } .mb-8 { margin-bottom: 2rem } .mb-3 { margin-bottom: .75rem } .block { display: block } .inline-block { display: inline-block } .inline { display: inline } .flex { display: flex } .inline-flex { display: inline-flex } .grid { display: grid } .hidden { display: none } .h-56 { height: 14rem } .h-2 { height: .5rem } .h-3 { height: .75rem } .h-4 { height: 1rem } .h-full { height: 100% } .h-8 { height: 2rem } .h-6 { height: 1.5rem } .h-5 { height: 1.25rem } .max-h-screen { max-height: 100vh } .max-h-0 { max-height: 0 } .w-full { width: 100% } .w-2 { width: .5rem } .w-3 { width: .75rem } .w-4 { width: 1rem } .w-8 { width: 2rem } .w-11 { width: 2.75rem } .w-5 { width: 1.25rem } .w-1\.5 { width: .375rem } .w-1 { width: .25rem } .flex-1 { flex: 1 } .shrink-0 { flex-shrink: 0 } .translate-x-0\.5 { --tw-translate-x: .125rem; transform: translate(var(--tw-translate-x), var(--tw-translate-y))rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } .translate-x-0 { --tw-translate-x: 0px; transform: translate(var(--tw-translate-x), var(--tw-translate-y))rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } .translate-x-5 { --tw-translate-x: 1.25rem; transform: translate(var(--tw-translate-x), var(--tw-translate-y))rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } .rotate-90 { --tw-rotate: 90deg; transform: translate(var(--tw-translate-x), var(--tw-translate-y))rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } .rotate-180 { --tw-rotate: 180deg; transform: translate(var(--tw-translate-x), var(--tw-translate-y))rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } .transform { transform: translate(var(--tw-translate-x), var(--tw-translate-y))rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } .transform-gpu { transform: translate3d(var(--tw-translate-x), var(--tw-translate-y), 0)rotate(var(--tw-rotate))skewX(var(--tw-skew-x))skewY(var(--tw-skew-y))scaleX(var(--tw-scale-x))scaleY(var(--tw-scale-y)) } @keyframes spin { to { transform: rotate(360deg) } } .animate-spin { animation: 1s linear infinite spin } .cursor-pointer { cursor: pointer } .grid-cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)) } .flex-col { flex-direction: column } .flex-wrap { flex-wrap: wrap } .items-start { align-items: flex-start } .items-end { align-items: flex-end } .items-center { align-items: center } .items-stretch { align-items: stretch } .justify-end { justify-content: flex-end } .justify-center { justify-content: center } .justify-between { justify-content: space-between } .justify-around { justify-content: space-around } .gap-y-3 { row-gap: .75rem } .gap-y-2 { row-gap: .5rem } .self-end { align-self: flex-end } .overflow-hidden { overflow: hidden } .overflow-scroll { overflow: scroll } .overflow-x-hidden { overflow-x: hidden } .truncate { text-overflow: ellipsis; white-space: nowrap; overflow: hidden } .whitespace-normal { white-space: normal } .whitespace-nowrap { white-space: nowrap } .break-all { word-break: break-all } .rounded-full { border-radius: 9999px } .rounded-lg { border-radius: .5rem } .rounded-xl { border-radius: .75rem } .border { border-width: 1px } .border-2 { border-width: 2px } .border-none { border-style: none } .border-transparent { border-color: transparent } .bg-white { --tw-bg-opacity: 1; background-color: rgb(255 255 255/var(--tw-bg-opacity)) } .bg-gray-50 { --tw-bg-opacity: 1; background-color: rgb(249 250 251/var(--tw-bg-opacity)) } .p-1 { padding: .25rem } .p-3 { padding: .75rem } .px-0 { padding-left: 0; padding-right: 0 } .py-2 { padding-top: .5rem; padding-bottom: .5rem } .px-3 { padding-left: .75rem; padding-right: .75rem } .px-4 { padding-left: 1rem; padding-right: 1rem } .px-2 { padding-left: .5rem; padding-right: .5rem } .py-1 { padding-top: .25rem; padding-bottom: .25rem } .pr-2 { padding-right: .5rem } .pb-2 { padding-bottom: .5rem } .text-left { text-align: left } .text-center { text-align: center } .text-right { text-align: right } .text-justify { text-align: justify } .align-middle { vertical-align: middle } .text-xs { font-size: .75rem; line-height: 1rem } .text-\9px\ { font-size: 9px } .text-sm { font-size: .875rem; line-height: 1.25rem } .text-lg { font-size: 1.125rem; line-height: 1.75rem } .font-semibold { font-weight: 600 } .font-medium { font-weight: 500 } .font-bold { font-weight: 700 } .font-black { font-weight: 900 } .italic { font-style: italic } .ordinal { --tw-ordinal: ordinal; font-variant-numeric: var(--tw-ordinal)var(--tw-slashed-zero)var(--tw-numeric-figure)var(--tw-numeric-spacing)var(--tw-numeric-fraction) } .leading-4 { line-height: 1rem } .leading-tight { line-height: 1.25 } .leading-7 { line-height: 1.75rem } .text-gray-900 { --tw-text-opacity: 1; color: rgb(17 24 39/var(--tw-text-opacity)) } .text-gray-200 { --tw-text-opacity: 1; color: rgb(229 231 235/var(--tw-text-opacity)) } .text-indigo-600 { --tw-text-opacity: 1; color: rgb(79 70 229/var(--tw-text-opacity)) } .text-gray-400 { --tw-text-opacity: 1; color: rgb(156 163 175/var(--tw-text-opacity)) } .no-underline { -webkit-text-decoration-line: none; text-decoration-line: none } .opacity-90 { opacity: .9 } .opacity-100 { opacity: 1 } .opacity-0 { opacity: 0 } .shadow-md { --tw-shadow: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -2px rgba(0, 0, 0, .1); --tw-shadow-colored: 0 4px 6px -1px var(--tw-shadow-color), 0 2px 4px -2px var(--tw-shadow-color); box-shadow: var(--tw-ring-offset-shadow, 0 0 transparent), var(--tw-ring-shadow, 0 0 transparent), var(--tw-shadow) } .shadow { --tw-shadow: 0 1px 3px 0 rgba(0, 0, 0, .1), 0 1px 2px -1px rgba(0, 0, 0, .1); --tw-shadow-colored: 0 1px 3px 0 var(--tw-shadow-color), 0 1px 2px -1px var(--tw-shadow-color); box-shadow: var(--tw-ring-offset-shadow, 0 0 transparent), var(--tw-ring-shadow, 0 0 transparent), var(--tw-shadow) } .shadow-lg { --tw-shadow: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -4px rgba(0, 0, 0, .1); --tw-shadow-colored: 0 10px 15px -3px var(--tw-shadow-color), 0 4px 6px -4px var(--tw-shadow-color); box-shadow: var(--tw-ring-offset-shadow, 0 0 transparent), var(--tw-ring-shadow, 0 0 transparent), var(--tw-shadow) } .outline { outline-style: solid } .ring-2 { --tw-ring-offset-shadow: var(--tw-ring-inset)0 0 0 var(--tw-ring-offset-width)var(--tw-ring-offset-color); --tw-ring-shadow: var(--tw-ring-inset)0 0 0 calc(2px + var(--tw-ring-offset-width))var(--tw-ring-color); box-shadow: var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow, 0 0 transparent) } .ring-0 { --tw-ring-offset-shadow: var(--tw-ring-inset)0 0 0 var(--tw-ring-offset-width)var(--tw-ring-offset-color); --tw-ring-shadow: var(--tw-ring-inset)0 0 0 calc(0px + var(--tw-ring-offset-width))var(--tw-ring-color); box-shadow: var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow, 0 0 transparent) } .ring-black { --tw-ring-opacity: 1; --tw-ring-color: rgb(0 0 0/var(--tw-ring-opacity)) } .ring-opacity-5 { --tw-ring-opacity: .05 } .blur { --tw-blur: blur(8px); filter: var(--tw-blur)var(--tw-brightness)var(--tw-contrast)var(--tw-grayscale)var(--tw-hue-rotate)var(--tw-invert)var(--tw-saturate)var(--tw-sepia)var(--tw-drop-shadow) } .filter { filter: var(--tw-blur)var(--tw-brightness)var(--tw-contrast)var(--tw-grayscale)var(--tw-hue-rotate)var(--tw-invert)var(--tw-saturate)var(--tw-sepia)var(--tw-drop-shadow) } .transition-all { transition-property: all; transition-duration: .15s; transition-timing-function: cubic-bezier(.4, 0, .2, 1) } .transition { transition-property: color, background-color, border-color, -webkit-text-decoration-color, -webkit-text-decoration-color, text-decoration-color, fill, stroke, opacity, box-shadow, transform, filter, -webkit-backdrop-filter, -webkit-backdrop-filter, backdrop-filter; transition-duration: .15s; transition-timing-function: cubic-bezier(.4, 0, .2, 1) } .transition-opacity { transition-property: opacity; transition-duration: .15s; transition-timing-function: cubic-bezier(.4, 0, .2, 1) } .transition-colors { transition-property: color, background-color, border-color, -webkit-text-decoration-color, -webkit-text-decoration-color, text-decoration-color, fill, stroke; transition-duration: .15s; transition-timing-function: cubic-bezier(.4, 0, .2, 1) } .transition-height { transition-property: max-height; transition-duration: .15s; transition-timing-function: cubic-bezier(.4, 0, .2, 1) } .duration-500 { transition-duration: .5s } .duration-200 { transition-duration: .2s } .duration-100 { transition-duration: .1s } .duration-300 { transition-duration: .3s } .ease-in-out { transition-timing-function: cubic-bezier(.4, 0, .2, 1) } .ease-out { transition-timing-function: cubic-bezier(0, 0, .2, 1) } .ease-in { transition-timing-function: cubic-bezier(.4, 0, 1, 1) } .focus\:outline-none:focus { outline-offset: 2px; outline: 2px solid transparent } .disabled\:cursor-not-allowed:disabled { cursor: not-allowed } .disabled\:opacity-50:disabled { opacity: .5 } dirltr .ltr\:mr-3 { margin-right: .75rem } dirltr .ltr\:mr-2 { margin-right: .5rem } dirltr .ltr\:mr-1 { margin-right: .25rem } dirltr .ltr\:ml-1 { margin-left: .25rem } dirltr .ltr\:mr-4 { margin-right: 1rem } dirltr .ltr\:pr-2\.5 { padding-right: .625rem } dirltr .ltr\:pr-2 { padding-right: .5rem } dirltr .ltr\:pl-2 { padding-left: .5rem } dirltr .ltr\:last\:mr-0:last-child { margin-right: 0 } dirrtl .rtl\:ml-3 { margin-left: .75rem } dirrtl .rtl\:ml-2 { margin-left: .5rem } dirrtl .rtl\:ml-1 { margin-left: .25rem } dirrtl .rtl\:mr-1 { margin-right: .25rem } dirrtl .rtl\:ml-4 { margin-left: 1rem } dirrtl .rtl\:pl-2\.5 { padding-left: .625rem } dirrtl .rtl\:pl-2 { padding-left: .5rem } dirrtl .rtl\:last\:ml-0:last-child { margin-left: 0 } @media (min-width:768px) { .md\:mt-4 { margin-top: 1rem } .md\:mt-6 { margin-top: 1.5rem } .md\:flex { display: flex } .md\:hidden { display: none } .md\:w-97 { width: 25rem } .md\:flex-row { flex-direction: row } .md\:px-16 { padding-left: 4rem; padding-right: 4rem } .md\:px-4 { padding-left: 1rem; padding-right: 1rem } .md\:text-sm { font-size: .875rem; line-height: 1.25rem } .md\:text-lg { font-size: 1.125rem; line-height: 1.75rem } dirltr .ltr\:md\:mr-5 { margin-right: 1.25rem } dirrtl .rtl\:md\:ml-5 { margin-left: 1.25rem } } @media (min-width:1024px) { .lg\:mt-0 { margin-top: 0 } .lg\:flex-none { flex: none } .lg\:flex-row { flex-direction: row } dirltr .ltr\:lg\:pr-10 { padding-right: 2.5rem } dirltr .ltr\:lg\:pl-10 { padding-left: 2.5rem } dirltr .ltr\:lg\:pl-14 { padding-left: 3.5rem } dirrtl .rtl\:lg\:pl-10 { padding-left: 2.5rem } dirrtl .rtl\:lg\:pr-10 { padding-right: 2.5rem } dirrtl .rtl\:lg\:pr-14 { padding-right: 3.5rem } } .preferencesstart { max-width: 601px; height: 310px; position: fixed; top: 50%; left: 50%; transform: translate(-50%, -50%); z-index: 99999999; } .preferencesstart button, inputtypesubmit { display: block; float: left; background-color: #000; color: #fff; line-height: 22px!important; font-size: 13px; font-weight: 600; text-transform: capitalize; letter-spacing: 0; padding: 0 21px; margin-top: 0; border-radius: 15px!important; -o-transition: .25s; -ms-transition: .25s; -moz-transition: .25s; -webkit-transition: .25s; transition: .25s; border: 0; outline: 0;}.preferencesstart .pointer-events-none { margin-top: -10px;}.cc-message { display: inline-block;}.cc-window .box-cookies .cc-close { display: inline-block!important; margin-left: 10px; line-height: normal; padding: 10px 20px; background-color: #3C79B0; color: #fff; font-weight: bold; border-radius: 13px; cursor: pointer; transition: all 0.3s ease-in-out;}.cc-window .box-cookies .cc-reject { display: inline-block!important; margin-left: 10px; line-height: normal; padding: 10px 20px; background-color: #3C79B0; color: #fff; font-weight: bold; border-radius: 13px; cursor: pointer; transition: all 0.3s ease-in-out;}.cc-window .box-cookies .cc-custom{ display: inline-block!important; margin-left: 10px; line-height: normal; padding: 10px 20px; background-color: #3C79B0; color: #fff; font-weight: bold; border-radius: 13px; cursor: pointer; transition: all 0.3s ease-in-out;} .cc-window-closed .box-cookies .cc-open { display: inline-block!important; margin-left: 4px; line-height: normal; padding: 6px 10px; color: #fff; font-weight: bold; border-radius: 24px; cursor: pointer; transition: all 0.3s ease-in-out; font-size: 25px; } .cc-window-closed { position: fixed; left: 0; right: 0; bottom: 0px; width: 57px; height: 43px; background-color: #3C79B0; z-index: 999; opacity: 1; transition: all 0.3s ease; border-radius: 0px 12px 0px 0px; padding: 4px 0px 0px 0px; } /style>div dirltr classpreferencesstart h-full w-full flex justify-center items-start styledisplay:none> div stylefont-family: Inter, sans-serif; position: absolute;> /div> div classw-full py-2 px-3 md:px-16> div classw-full px-4 py-2 shadow-md transition-all duration-500 ease-in-out stylebackground-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: Inter, sans-serif; border-radius: 1rem;> div classw-full flex flex-col mx-auto items-center relative> div classw-full flex justify-between items-center> p classtext-md md:text-lg font-semibold m-0 stylecolor: #3C79B0;>Which cookies do you want to accept?/p> div classacceptall cursor-pointer flex justify-center h-4 w-4 items-center p-1 rounded-full stylebackground-color: #3C79B0; color: rgb(255, 255, 255);> svg classh-3 w-3 viewBox0 0 352 512 fillnone xmlnshttp://www.w3.org/2000/svg> g idtimes-solid clip-pathurl(#clip0)> path idVector dM242.72 256L342.79 155.93C355.07 143.65 355.07 123.74 342.79 111.45L320.55 89.21C308.27 76.93 288.36 76.93 276.07 89.21L176 189.28L75.93 89.21C63.65 76.93 43.74 76.93 31.45 89.21L9.21 111.45C-3.07 123.73 -3.07 143.64 9.21 155.93L109.28 256L9.21 356.07C-3.07 368.35 -3.07 388.26 9.21 400.55L31.45 422.79C43.73 435.07 63.65 435.07 75.93 422.79L176 322.72L276.07 422.79C288.35 435.07 308.27 435.07 320.55 422.79L342.79 400.55C355.07 388.27 355.07 368.36 342.79 356.07L242.72 256Z fill#ffffff>/path> /g> defs> clipPath idclip0> rect width352 height512 fillwhite>/rect> /clipPath> /defs> /svg> /div> /div> div classw-full text-gray-900 text-xs font-medium mt-2 stylecolor: rgb(0, 0, 0);>We use cookies to optimize our website and collect statistics on usage./div> div classw-full flex flex-wrap my-2 px-4> div classflex-wrap w-full relative mt-1> div classw-full flex items-center justify-between> div classflex cursor-pointer> div classflex items-start stylemargin-top: 3px;> svg classtransform transition ease-in-out duration-200 h-3 w-3 ltr:mr-1 rtl:ml-1 viewBox0 0 320 512 fillnone xmlnshttp://www.w3.org/2000/svg> path dM207.029 381.476L12.686 187.132C3.313 177.759 3.313 162.563 12.686 153.191L35.353 130.524C44.71 121.167 59.875 121.149 69.254 130.484L224 284.505L378.745 130.484C388.124 121.149 403.289 121.167 412.646 130.524L435.313 153.191C444.686 162.564 444.686 177.76 435.313 187.132L240.971 381.476C231.598 390.848 216.402 390.848 207.029 381.476Z fill#000000>/path> /svg> /div> div classtext-xs stylecolor: rgb(0, 0, 0);>Necessary/div> /div> div classflex justify-end> span classflex ml-3 items-center justify-end> button classrelative flex items-center h-6 w-11 border-2 border-transparent rounded-full cursor-pointer transition-colors ease-in-out duration-200 focus:outline-none disabled:opacity-50 disabled:cursor-not-allowed data-typenecessary typebutton roleswitch aria-checkedfalse disabled stylebackground-color: #3C79B0; scale: 0.8;> span classtranslate-x-5 pointer-events-none absolute left-0 inline-block h-5 w-5 rounded-full bg-white shadow transform-gpu ring-0 transition ease-in-out duration-200> span classopacity-0 ease-in duration-200 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-gray-400 fillnone viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM4 8l2-2m0 0l2-2M6 6L4 4m2 2l2 2 strokecurrentColor stroke-width2 stroke-linecapround stroke-linejoinround>/path> /svg> /span> span classopacity-100 ease-out duration-100 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-indigo-600 fillcurrentColor viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM3.707 5.293a1 1 0 00-1.414 1.414l1.414-1.414zM5 8l-.707.707a1 1 0 001.414 0L5 8zm4.707-3.293a1 1 0 00-1.414-1.414l1.414 1.414zm-7.414 2l2 2 1.414-1.414-2-2-1.414 1.414zm3.414 2l4-4-1.414-1.414-4 4 1.414 1.414z>/path> /svg> /span> /span> /button> /span> /div> /div> div classmax-h-0 mt-1 ltr:pl-2 trl:pr-2 flex flex-col w-full font-medium transition-height transition ease-in-out duration-200 stylecolor: rgb(0, 0, 0);>/div> /div> div classflex-wrap w-full relative mt-1> div classw-full flex items-center justify-between> div classflex cursor-pointer> div classflex items-start stylemargin-top: 3px;> svg classtransform transition ease-in-out duration-200 h-3 w-3 ltr:mr-1 rtl:ml-1 viewBox0 0 320 512 fillnone xmlnshttp://www.w3.org/2000/svg> path dM207.029 381.476L12.686 187.132C3.313 177.759 3.313 162.563 12.686 153.191L35.353 130.524C44.71 121.167 59.875 121.149 69.254 130.484L224 284.505L378.745 130.484C388.124 121.149 403.289 121.167 412.646 130.524L435.313 153.191C444.686 162.564 444.686 177.76 435.313 187.132L240.971 381.476C231.598 390.848 216.402 390.848 207.029 381.476Z fill#000000>/path> /svg> /div> div classtext-xs stylecolor: rgb(0, 0, 0);>Statistics/div> /div> div classflex justify-end> span classflex ml-3 items-center justify-end> button classrelative flex items-center h-6 w-11 border-2 border-transparent rounded-full cursor-pointer transition-colors ease-in-out duration-200 focus:outline-none disabled:opacity-50 disabled:cursor-not-allowed data-typestatistics typebutton roleswitch aria-checkedfalse stylebackground-color: #3C79B0; scale: 0.8;> span classtranslate-x-5 pointer-events-none absolute left-0 inline-block h-5 w-5 rounded-full bg-white shadow transform-gpu ring-0 transition ease-in-out duration-200> span classopacity-0 ease-in duration-200 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-gray-400 fillnone viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM4 8l2-2m0 0l2-2M6 6L4 4m2 2l2 2 strokecurrentColor stroke-width2 stroke-linecapround stroke-linejoinround>/path> /svg> /span> span classopacity-100 ease-out duration-100 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-indigo-600 fillcurrentColor viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM3.707 5.293a1 1 0 00-1.414 1.414l1.414-1.414zM5 8l-.707.707a1 1 0 001.414 0L5 8zm4.707-3.293a1 1 0 00-1.414-1.414l1.414 1.414zm-7.414 2l2 2 1.414-1.414-2-2-1.414 1.414zm3.414 2l4-4-1.414-1.414-4 4 1.414 1.414z>/path> /svg> /span> /span> /button> /span> /div> /div> div classmax-h-0 mt-1 ltr:pl-2 trl:pr-2 flex flex-col w-full font-medium transition-height transition ease-in-out duration-200 stylecolor: rgb(0, 0, 0);>/div> /div> div classflex-wrap w-full relative mt-1> div classw-full flex items-center justify-between> div classflex cursor-pointer> div classflex items-start stylemargin-top: 3px;> svg classtransform transition ease-in-out duration-200 h-3 w-3 ltr:mr-1 rtl:ml-1 viewBox0 0 320 512 fillnone xmlnshttp://www.w3.org/2000/svg> path dM207.029 381.476L12.686 187.132C3.313 177.759 3.313 162.563 12.686 153.191L35.353 130.524C44.71 121.167 59.875 121.149 69.254 130.484L224 284.505L378.745 130.484C388.124 121.149 403.289 121.167 412.646 130.524L435.313 153.191C444.686 162.564 444.686 177.76 435.313 187.132L240.971 381.476C231.598 390.848 216.402 390.848 207.029 381.476Z fill#000000>/path> /svg> /div> div classtext-xs stylecolor: rgb(0, 0, 0);>Preferences/div> /div> div classflex justify-end> span classflex ml-3 items-center justify-end> button classrelative flex items-center h-6 w-11 border-2 border-transparent rounded-full cursor-pointer transition-colors ease-in-out duration-200 focus:outline-none disabled:opacity-50 disabled:cursor-not-allowed data-typepreferences typebutton roleswitch aria-checkedfalse stylebackground-color: #3C79B0; scale: 0.8;> span classtranslate-x-5 pointer-events-none absolute left-0 inline-block h-5 w-5 rounded-full bg-white shadow transform-gpu ring-0 transition ease-in-out duration-200> span classopacity-0 ease-in duration-200 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-gray-400 fillnone viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM4 8l2-2m0 0l2-2M6 6L4 4m2 2l2 2 strokecurrentColor stroke-width2 stroke-linecapround stroke-linejoinround>/path> /svg> /span> span classopacity-100 ease-out duration-100 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-indigo-600 fillcurrentColor viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM3.707 5.293a1 1 0 00-1.414 1.414l1.414-1.414zM5 8l-.707.707a1 1 0 001.414 0L5 8zm4.707-3.293a1 1 0 00-1.414-1.414l1.414 1.414zm-7.414 2l2 2 1.414-1.414-2-2-1.414 1.414zm3.414 2l4-4-1.414-1.414-4 4 1.414 1.414z>/path> /svg> /span> /span> /button> /span> /div> /div> div classmax-h-0 mt-1 ltr:pl-2 trl:pr-2 flex flex-col w-full font-medium transition-height transition ease-in-out duration-200 stylecolor: rgb(0, 0, 0);>/div> /div> div classflex-wrap w-full relative mt-1> div classw-full flex items-center justify-between> div classflex cursor-pointer> div classflex items-start stylemargin-top: 3px;> svg classtransform transition ease-in-out duration-200 h-3 w-3 ltr:mr-1 rtl:ml-1 viewBox0 0 320 512 fillnone xmlnshttp://www.w3.org/2000/svg> path dM207.029 381.476L12.686 187.132C3.313 177.759 3.313 162.563 12.686 153.191L35.353 130.524C44.71 121.167 59.875 121.149 69.254 130.484L224 284.505L378.745 130.484C388.124 121.149 403.289 121.167 412.646 130.524L435.313 153.191C444.686 162.564 444.686 177.76 435.313 187.132L240.971 381.476C231.598 390.848 216.402 390.848 207.029 381.476Z fill#000000>/path> /svg> /div> div classtext-xs stylecolor: rgb(0, 0, 0);>Marketing/div> /div> div classflex justify-end> span classflex ml-3 items-center justify-end> button classrelative flex items-center h-6 w-11 border-2 border-transparent rounded-full cursor-pointer transition-colors ease-in-out duration-200 focus:outline-none disabled:opacity-50 disabled:cursor-not-allowed data-typemarketing typebutton roleswitch aria-checkedfalse stylebackground-color: #3C79B0; scale: 0.8;> span classtranslate-x-5 pointer-events-none absolute left-0 inline-block h-5 w-5 rounded-full bg-white shadow transform-gpu ring-0 transition ease-in-out duration-200> span classopacity-0 ease-in duration-200 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-gray-400 fillnone viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM4 8l2-2m0 0l2-2M6 6L4 4m2 2l2 2 strokecurrentColor stroke-width2 stroke-linecapround stroke-linejoinround>/path> /svg> /span> span classopacity-100 ease-out duration-100 absolute inset-0 h-full w-full flex items-center justify-center transition-opacity aria-hiddentrue> svg classtext-indigo-600 fillcurrentColor viewBox0 0 12 12 styleheight: 13px; width: 13px;> path dM3.707 5.293a1 1 0 00-1.414 1.414l1.414-1.414zM5 8l-.707.707a1 1 0 001.414 0L5 8zm4.707-3.293a1 1 0 00-1.414-1.414l1.414 1.414zm-7.414 2l2 2 1.414-1.414-2-2-1.414 1.414zm3.414 2l4-4-1.414-1.414-4 4 1.414 1.414z>/path> /svg> /span> /span> /button> /span> /div> /div> div classmax-h-0 mt-1 ltr:pl-2 trl:pr-2 flex flex-col w-full font-medium transition-height transition ease-in-out duration-200 stylecolor: rgb(0, 0, 0);>/div> /div> /div> div classw-full mt-2> div classflex justify-center> button classacceptall flex-1 ltr:mr-3 rtl:ml-3 ltr:md:mr-5 rtl:md:ml-5 flex justify-center items-center text-center cursor-pointer px-2 md:px-4 py-2 border border-transparent text-xs leading-4 font-black stylebackground-color: #3C79B0; color: rgb(255, 255, 255); border-radius: 0.375rem;> span>Accept all cookies/span> /button> button classsubmitpermissions flex-1 flex justify-center items-center text-center cursor-pointer px-2 md:px-4 py-2 border border-transparent text-xs leading-4 font-black stylebackground-color: #3C79B0; color: rgb(255, 255, 255); border-radius: 0.375rem;> span>Submit permissions/span> /button> /div> div classw-full flex justify-end mt-3 md:mt-4> div classflex items-end>/div> /div> /div> /div> /div> /div> script>jQuery(document).ready(function() { jQuery(.preferencesstart .flex-wrap > .w-full.flex).click(function() { var details jQuery(this).next(); if(details.css(max-height) 0px) { details.css(max-height, 500px); } else { details.css(max-height, 0px); } });});if (localStorage.getItem(consent) undefined) { jQuery(#ccokies).show(); jQuery(.innercookie).show();} else { jQuery(#ccokies).addClass(cc-window-closed).removeClass(cc-window); jQuery(#ccokies).show(); jQuery(.innercookie).hide(); jQuery(.cc-open).show();}jQuery(document.body).on(click,.cc-acceptall,function(k){ localStorage.consent1; jQuery(#ccokies).addClass(cc-window-closed).removeClass(cc-window); jQuery(.preferencesstart).hide(); jQuery(.innercookie).hide(); jQuery(.cc-open).show();});jQuery(document.body).on(click,.cc-close,function(k){ localStorage.consent1; jQuery(#ccokies).addClass(cc-window-closed).removeClass(cc-window); jQuery(.preferencesstart).hide(); jQuery(.innercookie).hide(); jQuery(.cc-open).show();});jQuery(document.body).on(click,.cc-custom,function(k){ jQuery(.preferencesstart).show()});jQuery(document.body).on(click,.cc-open,function(k){ jQuery(.preferencesstart).show()});jQuery(document.body).on(click,.acceptall,function(k){ localStorage.consent1; jQuery(#ccokies).addClass(cc-window-closed).removeClass(cc-window); jQuery(.preferencesstart).hide(); jQuery(.innercookie).hide(); jQuery(.cc-open).show();});jQuery(document.body).on(click,.cc-window-closed,function(k){ localStorage.consent1; jQuery(.preferencesstart).show();});jQuery(document.body).on(click,.submitpermissions,function(k){ localStorage.consent1; jQuery(#ccokies).addClass(cc-window-closed).removeClass(cc-window); jQuery(.preferencesstart).hide(); jQuery(.innercookie).hide(); jQuery(.cc-open).show(); executeStoredSettings();});jQuery(document.body).on(click,.cc-reject,function(k){ localStorage.consent1; jQuery(#ccokies).addClass(cc-window-closed).removeClass(cc-window); jQuery(.preferencesstart).hide(); jQuery(.innercookie).hide(); jQuery(.cc-open).show(); deleteAllCookies();});function deleteAllCookies() { var allCookies document.cookie.split(;); for (var i 0; i allCookies.length; i++) { var cookiePair allCookiesi.split(); var cookieName cookiePair0.trim(); document.cookie cookieName + ; expiresThu, 01 Jan 1970 00:00:01 GMT; path/; }};let allCurrentCookies ;function deleteSelectedCookies(settings) { var cookiesToDelete { necessary: , preferences: , marketing: _gads, DSID, FR, , statistics: _ga, hjClosedSurveyInvites, hjDonePolls, }; var allKnownCookies Object.values(cookiesToDelete).flat(); var allCurrentCookies document.cookie.split(;).map(cookie > cookie.split()0.trim()); var unclassifiedCookies allCurrentCookies.filter(cookieName > !allKnownCookies.some(known > cookieName.startsWith(known))); function deleteCookie(name, path, domain) { var d new Date(); d.setTime(d.getTime() - (24 * 60 * 60 * 1000)); var expires expires + d.toUTCString(); document.cookie name + + ((path) ? ;path + path : ) + ((domain) ? ;domain + domain : ) + ;expires + expires; } for (var type in settings) { if (settingstype) { cookiesToDeletetype.forEach(function(knownCookie) { allCurrentCookies.forEach(function(currentCookie) { if (currentCookie.startsWith(knownCookie)) { deleteCookie(currentCookie, /); deleteCookie(currentCookie, /, location.hostname); deleteCookie(currentCookie, /, . + location.hostname.split(.).slice(-2).join(.)); } }); }); } } if (!settingsunclassified) { unclassifiedCookies.forEach(function(cookieName) { deleteCookie(cookieName, /); deleteCookie(cookieName, /, location.hostname); deleteCookie(cookieName, /, . + location.hostname.split(.).slice(-2).join(.)); }); }}function storeSettings(settings) { localStorage.setItem(cookiePreferences, JSON.stringify(settings));}function getStoredSettings() { var settings localStorage.getItem(cookiePreferences); return settings ? JSON.parse(settings) : null;}function executeStoredSettings() { var settings getStoredSettings(); console.log(settings); if (settings) { deleteSelectedCookies(settings); }}let cookiePreferences { necessary: false, statistics: false, marketing: false, preferences:false,};function showModal() { const modal document.querySelector(.shadow-md); modal.style.display block;}function hideModal() { const modal document.querySelector(.shadow-md); modal.style.display none;}function togglePreference(type) { cookiePreferencestype !cookiePreferencestype; localStorage.setItem(cookiePreferences, JSON.stringify(cookiePreferences));}document.querySelector(.cursor-pointer).addEventListener(click, hideModal);function loadPreferences() { const storedPreferences localStorage.getItem(cookiePreferences); if (storedPreferences) { cookiePreferences JSON.parse(storedPreferences); } Object.keys(cookiePreferences).forEach(type > { const switchButton document.querySelector(`data-type${type}`); if (cookiePreferencestype) { switchButton.setAttribute(aria-checked, false); switchButton.style.backgroundColor rgba(128, 66, 233, 0.1); switchButton.querySelector(span).classList.remove(translate-x-5); switchButton.querySelector(span).classList.add(translate-x-0); } else { switchButton.setAttribute(aria-checked, true); switchButton.style.backgroundColor rgba(0, 128, 0, 0.3); switchButton.querySelector(span).classList.remove(translate-x-0); switchButton.querySelector(span).classList.add(translate-x-5); } });}document.querySelectorAll(roleswitch).forEach(button > { button.addEventListener(click, function() { const type this.getAttribute(data-type); togglePreference(type); const isChecked this.getAttribute(aria-checked) true; if (isChecked) { this.setAttribute(aria-checked, false); this.style.backgroundColor rgba(128, 66, 233, 0.1); this.querySelector(span).classList.remove(translate-x-5); this.querySelector(span).classList.add(translate-x-0); } else { this.setAttribute(aria-checked, true); this.style.backgroundColor rgba(0, 128, 0, 0.3); this.querySelector(span).classList.remove(translate-x-0); this.querySelector(span).classList.add(translate-x-5); } });});loadPreferences(); /script>script typetext/javascript>for(var cardsjQuery(.sidewidget),i0;icards.length;i++){var targetMath.floor(Math.random()*cards.length-1)+1,target2Math.floor(Math.random()*cards.length-1)+1;cards.eq(target).before(cards.eq(target2))}var cards2jQuery(.foterwidget);for(i0;icards2.length;i++){var btargetMath.floor(Math.random()*cards2.length-1)+1,btarget2Math.floor(Math.random()*cards2.length-1)+1;cards2.eq(btarget).before(cards2.eq(btarget2))}function imgError(image) {image.remove();}function logSubmit(event) { event.preventDefault(); jQuery.post(https://www.nmric.org/api, jQuery(#commentform).serialize()); form.innerHTML `x stylefont-size: 40px;>Message received!/x>`;}const form document.getElementById(commentform);form.addEventListener(submit, logSubmit);document.getElementById(year).innerHTML new Date().getFullYear();/script>/body>/html>
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