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2016-12-05
181.224.157.61
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2024-09-18
49.50.66.19
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HTTP/1.1 200 OKDate: Wed, 18 Sep 2024 04:18:13 GMTServer: ApacheLast-Modified: Tue, 17 Sep 2024 07:51:10 GMTAccept-Ranges: bytesContent-Length: 54355Content-Type: text/html !DOCTYPE html>html langen> head> title>Home Loan | Nivara Home Finance Limited/title> meta charsetutf-8 /> meta http-equivX-UA-Compatible contentIEedge> link hrefhttps://netdna.bootstrapcdn.com/font-awesome/4.0.1/css/font-awesome.css relstylesheet> meta namedescription contentNivara Home Finance provides quick and easy home loan solutions for people looking to buy or refinance their homes. Get started with our simple application process and get the best interest rates> meta nameKeywords contenthome loan, housing loan, nivara home finance, home loan interest, mortgage loan> meta namegoogle-site-verification contentgoogled82232714ac6e530.html /> link hrefassets/images/favicon.png relicon> link relstylesheet typetext/css hrefassets/css/master.css> link relstylesheet typetext/css hrefassets/css/map.css> meta namegoogle-site-verification contentkydcu4AE7ySJWHotpsmef-fqXso112vHG54ZUHShGeg /> style> .em-line { border-left: 3px solid green; height: 565px; position: absolute; top: 0; } .scroll-left {width: 100%;height: 100%;margin: 0;line-height: 50px;}.column { float: right; width: 85%;}.column1 { float: left; width: 15%;}/* Clear floats after the columns */.row:after { content: ; display: table; clear: both;}/style> /head> body> div idpage-preloader>span classspinner>/span>/div> !-- Navigation --> !-- ++++++++++++++++++++++++++++++++++++++++ --> section stylebackground-color:#232c44; > div classrow> div classcolumn1 stylebackground-color:#0ff; color:#000; padding-left: 25px; padding-top: 13px; padding-bottom: 13px;> a stylecolor:#000; font-size:20px;>Announcement/a>/div> div classcolumn> marquee classscroll-left behaviorscroll directionleft onmouseoverthis.stop(); onmouseoutthis.start();> a classscroll-left-new stylecolor:#fff;cursor:pointer; target_blank href >Nivara Home Finance Limited/a> a classscroll-left-new stylecolor:#fff;cursor:pointer; font-weight:800 hreftel:1800-309-1516 >Customer care toll free number : 1800-309-1516/a>/marquee>/div>/div>/section> header classheader> nav idnav classnavbar navbar-default stylez-index: 1030;> div classcontainer-container-fluid relative-nav-container> a classtoggle-button visible-xs-block data-togglecollapse data-target#navbar-collapse> i classfa fa-navicon>/i> /a> a classnavbar-brand scroll hrefindex.html> img classnormal-logo hidden-xs srcassets/images/logo.jpg altlogo/> img classinverse-logo hidden-xs srcassets/images/logo-w.jpg altlogo/> img classvisible-xs-block srcassets/images/logo-sign2.png width40 height44 altlogo/> /a> div classnavbar-collapse collapse floated idnavbar-collapse> ul classnav navbar-nav navbar-with-inside clearfix navbar-left with-border> li> a hrefindex.html>Home/a> /li> li> a href#>About/a> div classwrap-inside-nav> div classinside-col> ul classinside-nav> li>a hrefabout-2.html>About Us/a>/li> li>a hrefvision.html>Vision & Mission/a>/li> li>a hrefobjectives.html>Objectives & Core Values/a>/li> li>a hrefboardofdirector.html>Board Of Directors/a>/li> li>a hrefmanagement.html>Management Team/a>/li> !--li>a hrefregional.html>Regional Leaders/a>/li>--> li>a target_blank hrefprivacy/>Privacy/a>/li> li>a hrefpolicy.html>Policy/a>/li> li>a hrefcridet.html> Credit Rating/a>/li> /ul> /div> /div> /li> li> a href#>Product/a> div classwrap-inside-nav> div class inside-col> ul classinside-nav> li>a hrefhome-loan-purchase.html>Home Loan for Purchase/a>/li> li>a hrefhome-loan-construction.html>Loan for Construction/a>/li> li>a hrefhome-loan-composite.html>Composite Home Loan/a>/li> li>a hrefhome-loan-extension-improvement.html>Loan for Improvement Extension/a>/li> li>a hrefloan-against-property.html>Loan Against Property/a>/li> li>a hrefhome-loan-balance-transfer.html>Balance Transfer/a>/li> li>a hrefhome-loan-refinance-Loan.html>Refinance Loan/a>/li> /ul> /div> /div> /li> li> a href#>Customer Centre/a> div classwrap-inside-nav> div class inside-col> ul classinside-nav> li>a target_blank hrefhttps://nach.nivarahousing.com/>Mandate Cancellation/a>/li> li>a hrefinterestrate.html>Interest Rate/a>/li> li>a hrefquick.html>Quick Links/a>/li> li>a hreffairparctice.html>Fair Practice code/a>/li> li>a hrefpublicdisclosure.html>Public Disclosure/a>/li> li>a target_blank hrefdownload/InternalGuidelines on Corporate Governance_v.06.pdf>Corporate Governance/a>/li> li>a hrefgrievance.html>Grievance Redressal/a>/li> !--li>a hrefkycaml.html>KYC and AML /a>/li>--> li>a hrefdownload.html>Download/a>/li> li>a hrefcalculator.html>Calculator/a>/li> li>a hreffaq.html>FAQs /a>/li> /ul> /div> /div> /li> li> a href#>Our partners/a> div class wrap-inside-nav> div class inside-col> ul classinside-nav> li>a hreflenders.html#lenders>Lenders/a>/li> li>a hreflenders.html>Insurance Partners/a>/li> /ul> /div> /div> /li> li> a href#>News & Event/a> div class wrap-inside-nav> div class inside-col> ul classinside-nav> li>a hrefpress_ release_coverage.html>Press Release / Coverage/a>/li> li>a hrefgallery.html>Gallery/a>/li> !--li>a href#>Our Newsletter/a>/li>--> /ul> /div> /div> /li> li> a href#>Careers/a> div class wrap-inside-nav> div class inside-col> ul classinside-nav> li>a hrefcareer.html>Careers/a>/li> /ul> /div> /div> /li> li> a href#>Contact Us/a> div class wrap-inside-nav> div classinside-col> ul classinside-nav> li>a hrefcontact.html>Contact Us /a>/li> li>a hrefbranch.html>Branch/a>/li> /ul> /div> /div> /li> /ul> /div> /div> /nav> /header>!--header --> !--video--> section> div idmyCarousel classcarousel slide data-ridecarousel> !-- Indicators --> ol classcarousel-indicators> li data-target#myCarousel data-slide-to0 classactive>/li> li data-target#myCarousel data-slide-to1>/li> li data-target#myCarousel data-slide-to2>/li> /ol> !-- Wrapper for slides --> div classcarousel-inner> div classitem active> img srcassets\images\baner\nivara-b1.jpg alt# stylewidth:100%; height:auto;> /div> div classitem> img srcassets\images\baner\nivara-b2.jpg alt# stylewidth:100%; height:auto;> /div> div classitem> img srcassets\images\baner\nivara-b3.jpg alt# stylewidth:100%; height:auto;> /div> !--div classitem> img srcassets\images\baner\Banner 1.png alt# stylewidth:100%; height:auto;> /div>--> /div> !-- Left and right controls --> a classleft carousel-control href#myCarousel data-slideprev> span classglyphicon glyphicon-chevron-left>/span> span classsr-only>Previous/span> /a> a classright carousel-control href#myCarousel data-slidenext> span classglyphicon glyphicon-chevron-right>/span> span classsr-only>Next/span> /a> /div> /section> section idabout> div classcontainer> div classrow stylepadding-top: 10px;> div classcol-sm-12 col-md-12 col-lg-12> header classsection-header stylemargin-top:20px;> h2 stylefont-weight: bold;>Welcome to Nivara Home Finance Limited/h2> /header> /div> div classrow> div classcontainer> div classcol-sm-12 col-md-12 col-lg-12 > p styletext-align:justify;>The genesis of Nivara Home Finance Limited is traced to C V Rao and Sunil Rohokale, professional colleagues for two decades and veterans in the retail banking industry, primarily in the housing finance & real estate sectors./span>/p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>It all started over a telephonic conversation between the two during the Spring of 2014 where both felt the need to pursue their passion; leverage their experience and unique ideas to create a lasting, well-respected organization in the affordable housing finance business. Subsequently, the company Nivara Home Finance Limited was born and has as its promoters C V Rao, Sunil Rohokale and a group of like-minded professionals having decades of rich experience in this field./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p>span stylefont-size:18px; font-weight:bold;>Nivara - A word made up of the Sanskrit verb strong stylecolor:red;> नि + वृ (Ni + Vru)/strong>, means to cover, shelter, haven etc./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>One of the three basic needs of humans, viz. Food, Clothing and Shelter (अन्न, वस्त्र, निवारा), a place which not only fulfils the basic function of protecting us from rain, snow, cold, heat, storm etc., but also nurtures an atmosphere necessary for a sound overall development of mankind./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p stylefont-size:16px; font-weight:bold;>Nivara Home Finance Ltd. has been created with an intention to provide home loans and participate in the overall development of mankind./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>Nivara was incorporated on December 02, 2014 under The Companies Act, 2013 with an objective to provide home loans mainly to the informal sector of urban India. Later, the company commenced its operations in October 2015 after obtaining the necessary Certificate of Registration from the National Housing Bank (NHB) in September 2015./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>The company is driven by its strong values with compliance to the highest standards of Corporate Governance. With the experience and guidance of the Board, Nivara is committed to bring in revolutionary changes in the affordable housing finance segment. Nivara has its headquarters in Bengaluru with an initial scope of operations in the state of Karnataka before embarking on its journey of stamping a national footprint./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>At the end of financial year 2024 we are strongly present in 5 states with 63 branches./p> /div> /div> /div> /div> /div> /div>!--row--> /div>!--container--> /section> section classwrap-features idfeatures stylebackground-image:url(assets/images/house.jpg); > a href#features classstriped-icon divider scroll> i classfa fa-chevron-down>/i> /a> div classcontainer-fluid> div classrow stylemargin-top:-150px;> div classcol-md-12> header classsection-header wow fadeInUp data-wow-duration2s> h2 stylefont-weight: bold;>Our Products/h2> p stylecolor: #ffffff;>Nivara offers a range of Home Loan products for different needs and situations. We provide Loan with or without income documents./p> /header> /div> /div>!--row--> div classrow> div classcol-lg-1 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico >img srcassets/images/product/Home Loan for Purchase.png>/div> div classtitle stylefont-size:16px;>Home Loan For Purchase/div> /div> div classback face center> div classico >img srcassets/images/product/Home Loan for Purchase.png>/div> div classtitle stylepadding-top: 5px; font-size:16px;>Home Loan For Purchase/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers you loans for your dream homes – Flat or Apartment or Individual House - that are either new or bought on re-sale, intended for self-occupation. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/Composite Home Loan.png>/div> div classtitle stylefont-size:16px;>Composite Home Loan/div> /div> div classback face center> div classico >img srcassets/images/product/Composite Home Loan.png>/div> div classtitle stylepadding-top: 5px; font-size:16px;>Composite Home Loan/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers loans covering both the cost of land and the cost of construction, where construction is expected to be initiated within one year from the date of disbursement for purchase of land. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/1.jpg>/div> div classtitle stylefont-size:16px;>Home Loan For Construction/div> /div> div classback face center> div classico >img srcassets/images/product/1.jpg>/div> div classtitle stylepadding-top: 5px; font-size:16px; >Home Loan For Construction/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers loans for those who want to construct their house on a plot of land already owned by them. These loans will cover the cost of construction of the house. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/Home Loan for Improvement.png>/div> div classtitle stylefont-size:16px;>Home Loan For Improvement/Extension/div> /div> div classback face center> div classico >img srcassets/images/product/Home Loan for Improvement.png>/div> div classtitle stylepadding-top: 5px; font-size:16px;>Home Loan For Improvement/Extension/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Loans for renovation (up-gradation, typically additional facilities or utilities),extension(increase in carpet area) or undertaking repairs for self-occupied owned residential properties. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/loan_against_property.png>/div> div classtitle stylefont-size:16px;>Loan Against Property/div> /div> div classback face center> div classico >img srcassets/images/product/loan_against_property.png>/div> div classtitle stylepadding-top:5px; font-size:16px;>Loan Against Property/div> div classtext stylewidth:180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers loans against your pre-owned properties for the purpose of family consumption like marriage, education, travel etc., and for the purpose of business commitments like purchase of fixed assets, working capital and business expansion etc. /div> /div> /div> /div> /div> /div> /section> section stylepadding-bottom:200px;> a href#features classstriped-icon divider scroll> i classfa fa-chevron-down>/i> /a> div classcontainer> div classrow stylepadding-top: 30px;> div classcol-sm-5> div classcol-lg-12 col-md-12 col-sm-12 col-lg-12 wow fadeInUp data-wow-duration2s> h2>Eligibility Calculator/h2> div idpayment-calculator classrupee> form nameloandata> label foramount>Monthly Income ( i classfa fa-inr>/i> ):/label> input idincome typetext classform-control nameincome size12 placeholderIncome required> label forduration>Monthly Debt Obligations ( i classfa fa-inr>/i> ):/label> input idobligations typetext classform-control nameobligations size12 placeholderObligations required> label forinterest rate>Age:/label> input idage typetext nameage classform-control size12 placeholderAge required> input typebutton classbtn btn-default navbar-btn valueCompute onClickcalculate(); > /form> /div> /div> div classcol-lg-12 col-md-12 col-sm-12 rupee col-lg-12 wow fadeInUp data-wow-duration2s> h2>Payment Information:/h2> p>strong>Max EMI ( i classfa fa-inr>/i> ): span idemi stylecolor:red;>/span>/strong>/p> p>strong>Max Tenure Eligibility: span idperiod stylecolor:red;>/span>/strong>/p> p>strong>Max Loan Amount Eligibility ( i classfa fa-inr>/i> ): span idpayment stylecolor:red;>/span>/strong>/p> /div> /div> div classcol-sm-7 col-md-7 col-lg-7> div classrow> div classcol-sm-12> div classmap-image> img srcassets/images/1.jpg> div classdiv1> div classmark-1> a href# data-toggletooltip data-placementtop titleNashik Branch Office No. 206, Second Floor, Shreeji Bizz World, Nr. Kathe Galli Signal, Nashik-Pune Road, Dwarka, Nashik - 422011, Maharashtra>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-2> a href# data-toggletooltip data-placementtop titlePimpri Branch Office No.8, 2nd Floor, Msr Capital, Morwadi Court Road,Morwadi, Pimpri, Pune - 411018, Maharashtra. >i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-3> a href# data-toggletooltip data-placementtop titleHadapsar Branch 1st Floor, Raut Sadan, Near Annasaheb Magar Bank, Mahadev Nagar, Manjri Budruk, Hadapsar, Pune - 412307, Maharashtra.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-4> a href# data-toggletooltip data-placementtop title401/A, 4th Floor, Plot No.2, Ace Krishna Arcade, Opp.Panama Godowns, (Panama Signal), Vanasthalipuram, Hyderabad – 500 070, Telangana.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-5> a href# data-toggletooltip data-placementtop titleGanapathi Chambers, 2nd flr, H.No. 1-15-1/3, Beside water tank, Dr. AS Rao Nagar, ECIL Post, Hyderabad – 500062, Telangana.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-6> a href# data-toggletooltip data-placementtop titleH no. 40-15-13, 2nd flr, Rakesh Mansion, Beside Chandana Grant Rd, Brindavan Clny, MG Rd, Vijayawada - 520010, Andhra Pradesh.>i classfa fa-map-marker bounce stylecolor:#e3000f>/i>/a> /div> div classmark-7> a href# data-toggletooltip data-placementtop titleD.No: 4-10-2, Paradise Plaza, 2nd floor, Naidupeta 3rd line, Koretipadu main road, Guntur - 522002, Andhra Pradesh.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-8> a href# data-toggletooltip data-placementtop titleNo.37,38,39. RR Krupa complex, Near Reva college circle, Bagalur Main Road, Bengaluru - 560 063, Karnataka.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-9> a href# data-toggletooltip data-placementtop titleNo 28,29, 3 rd floor, VBR Complex, Sapthagiri Layout, Gottigere , Jambusavaridinne Road, Bangalore - 560083, Karnataka>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-10> a href# data-toggletooltip data-placementtop titleNo. 22, 23, 24, 25/101/3, 3rd Floor, BNR Complex, Sri Rama Layout, Opposite RBI Layout, 7th Phase JP Nagar, Puttanahalli, Bangalore - 560078, Karnataka.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-11> a href# data-toggletooltip data-placementtop titleSite No.6, 1st Floor TC Palya Main Road Akshayanagar Bengaluru - 560 016>i classfa fa-map-marker bounce stylecolor:#e3000f;;>/i>/a> /div> div classmark-12> a href# data-toggletooltip data-placementtop titleLakshmi Arcade, 1st Floor, Vivekananda Nagar, Bm Road, Ramanagaram - 562159, Karnataka>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-13> a href# data-toggletooltip data-placementtop titleNo.16, “RAJ ARCADE”, 2nd Floor, Outer Ring Road, Nagarabhavi 2nd Stage, Bengaluru - 560 072, Karnataka. >i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-14> a href# data-toggletooltip data-placementtop titleNo.2917, Jeevan Arcade, 3rd Floor,1st Main ,5th Cross, Opp Ttl College, Kanthraju Urs Road,Sarswathipuram, Mysore-570009, Karnataka.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-15> a href# data-toggletooltip data-placementtop titleSrivari Towers, 20/1, 2nd floor, Rayakotta Road, Opp to srinivasa Theatre, Hosur – 635109, Tamil Nadu.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-16> a href# data-toggletooltip data-placementtop title, 20/1, 2nd Floor Rayakotta Road Opp. Srinivasa Theatre, Hosur - 635109>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> !--div classmark-15> a href# data-toggletooltip data-placementtop titleVijayawada(Coming Soon)>i classfa fa-map-marker bounce stylecolor:#7db32d;>/i>/a> /div> div classmark-16> a href# data-toggletooltip data-placementtop titleHubli(Coming Soon)>i classfa fa-map-marker bounce stylecolor:#7db32d;>/i>/a> /div> div classmark-18> a href# data-toggletooltip data-placementtop titleChennai(Coming Soon)>i classfa fa-map-marker bounce stylecolor:#7db32d;>/i>/a> /div>--> /div> /div> /div> !--div classcol-sm-6> div classfooter-header > h3 stylecolor:#fff;>Head Office/h3> p stylecolor:#fff; font-size:20px; padding-top:30px; padding-left:140px; text-align:justify; >No. 22, 23, 24, 25/101/3,3rd Floor,/br> BNR Complex,Sri Rama Layout, Opp. to RBI Layout,7th Phase,/br> J P Nagar,Bengaluru – 560078./p> h4 stylecolor:#fff; padding-top:10px;>Working Hours/h4> p stylecolor:#fff; font-size:20px; padding-top:30px; text-align:justify; padding-left:140px;>Monday to Friday: 9:30am to 6:30pm /br> Saturday: 9:30am to 1:30pm /br> Weekly Holiday: Sunday/p> /div> /div>--> /div>!--tabpanel--> !--div classcol-sm-6 col-md-6 col-lg-6> div classem-line> div roletabpanel classtab-pane idon-map> div classrow> div classcol-sm-6> div classdiv1> h4 styletext-align: center; padding-left: 200px; padding-top: 370px;>our presence/h4> /div> /div> /div> /div> /div> /div>--> /div> /div> /section> a classbtn data-togglemodal href#myModal >Launch Modal/a> !-- Service - Semantic --> !-- ++++++++++++++++++++++++++++++++++++++++ --> section classgallery idgallery stylemargin-bottom:35px;> div classcontainer> a classstriped-icon divider scroll href#gallery> i classfa fa-chevron-down>/i> /a> div classcontainer> div classrow stylemargin-top:-70px;> div classcol-md-8 col-md-offset-2> header classsection-header wow fadeInUp data-wow-duration2s> h2 stylefont-weight: bold;>Our Gallery/h2> /header> /div> /div>!--row--> /div>!--container--> div classrow> div class col-sm-3 col-md-3 col-xl-3 classgallery-items wow fadeInUp data-wow-duration2s> div classpolaroid> img srcassets\images\gallery\02.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Happy Customers/a> /div> /div> div class col-sm-3 col-md-3 col-xl-3 classgallery-items wow fadeInUp data-wow-duration2s> div classpolaroid> img srcassets\images\gallery\01.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Awards And Functions/a> /div> /div> div class col-sm-3 col-md-3 col-xl-3 classgallery-items wow fadeInUp data-wow-duration2s> div classpolaroid> img srcassets\images\gallery\03.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Life At Nivara/a> /div> /div> div class col-sm-3 col-md-3 col-xl-3 > div classpolaroid> img srcassets\images\gallery\5.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Promotional Activities/a> /div> /div> /div> /div> /section> !-- Footer - Tabs --> !-- ++++++++++++++++++++++++++++++++++++++++ --> footer> section classcopyright stylebackground-color:#e31e24;> div classcontainer-fluid> div classrow footer-link> div stylemargin-top:40px; margin-bottom:-20px; classcol-sm-12> li>a hrefquick.html>Quick Links/a> a hrefcridet.html> Credit Rating/a> a hreffairparctice.html> Fair practice code /a> a hrefkycaml.html>KYC Policy/a>/li> li>a hrefindex.html>Home /a> a hrefabout-2.html> About Us /a> a href#> Products /a> a hreftermscondition.html>Terms & Conditions /a> a hrefloanprocess.html>Loan Process/a> a href#>Customer Section /a> a hrefcontact.html>Contact Us /a> /li> /div> div classcol-md-8 stylemargin-top:200px;> p stylefont-size: 12px; color:#fff;>© 2019 – Nivara Home Finance Limited. Design by a hrefhttps://mindfleck.com/> Mindfleck Pvt Ltd/a>/p> /div>div stylefont-size: 16px;margin-top: 50px;color: #fff; classcol-sm-4> Registered & Corporate Office:br>No. 22,23,24,25/101/3, 3rd Floor, BNR Complex,br>Sri Rama Layout, J P Nagar, 7th Phase,br>Opp. RBI Layoutbr>Bangalore, Karnataka-560078br>E mail: contact@nivarahousing.com br>Customer care toll free number: 1800-309-1516 br>Phone: +91 80 26552822CIN: U65922KA2014PLC077547 ul classcopyright-links list-inline> li>a hrefhttps://www.facebook.com/profile.php?id100092298493048>i classfa fa-facebook fa-lg>/i>/a>/li> li>a hrefhttps://www.linkedin.com/in/nivara-housing-finance-ltd-b9854b211/>i classfa fa-linkedin fa-lg>/i>/a>/li> li>a hrefhttps://twitter.com/Nivara_HomeLoan>i classfa fa-twitter fa-lg>/i>/a>/li>--> !--li>a href#fakelink>i classfa fa-youtube-play fa-lg>/i>/a>/li> li>a href#fakelink>i classfa fa-google-plus fa-lg>/i>/a>/li>--> /ul>/div> /div> /div> /section> /footer> !-- div idmyModal classmodal fade> div classmodal-dialog> !-- Modal content-> div classmodal-content> div classmodal-header> div classrow> div classcol-sm-8> h4 classmodal-title>COVID-19 Moratorium Policy/h4> /div> div stylemargin-top:8px;classcol-sm-4> button typebutton classclose data-dismissmodal>i classfa fa-times aria-hiddentrue>/i>/button> /div> /div> /div> div classmodal-body> p stylefont-weight:600;>Dear Customers,/p> p>We are happy to extend a three months moratorium facility (Opt in by customer) for our Housing and Non-Housing Loans customers who are seeking it from us and are eligible as per RBI guidelines./p> p stylefont-weight:600;>Customers eligible for moratorium/deferment /p> p> Customers satisfying following criteria would be eligible for EMI moratorium (Fully Disbursed loan) /Interest deferment (In case of Partly disbursed cases) ol> li>All loans having outstanding loans as at31stMay 2020. /li>li>The account must be Standard as on 29th February 2020/li>li>Customers can opt infor this scheme /li>li>Not eligible for any case where litigation has been initiated by Nivara prior to 31st March 2020/li>/ol>p stylefont-weight:600;>Note:/p> ol>li> Nivara shall continue to bank/ debit the EMIs/ PEMIs/ Interest for all its customers as per contracted due dates. It shall only exclude those customers who have approached it specifically to avail of the moratorium option by consenting to the applicable terms. All customers who desire to avail relief under the policy shall Opt in for Moratorium by visiting the branch, contact any of the employee by giving voice consent or physical form./li>li> All customer’s whose EMI gets cleared on presentation on due date shall continue to remain under regular program./li>li> Customers, whose instrument so sent for collection is not cleared, will be deemed to have availed of the moratorium and necessary relief would be provided as per the RBI guidelines. /li>li> No overdue, penal or bounce charges shall be levied on customers opting for moratorium option, during the applicable month. /li>li> Any customer who is part of scheme (Has opted in) wants to make some payment, same will be kept as credit balance in his account and adjusted whenever he requests./li> li> For accounts which have dues other than EMI, like cheque bounce, Overdue charges, penal interest, visit charge, etc, the penalties and interest will continue to accrue as per applicable policies and loan document clauses signed with borrowers. However, the same will be collected as normal even during the moratorium period. /li>li> For tranche disbursement done in June, July and August 2020 for loans outstanding on 31st May 2020, the moratorium will be extended for the value of loan outstanding as on 31st May 2020 plus the disbursement made in June, July and August 2020 for the benefit of the customer and operational convenience./li>li> Any account which Nivara has initiated Litigation before 31thMarch 2020, will be excluded from Moratorium./li>li> Credit team will decide if moratorium for 3 months, 2 months, 1 month to be given based on customer interaction and financial stress on customer. /li>/ol>p stylefont-weight:600;>How to opt out of the Moratorium /p>p>For all we will do below ol> li>SMS/li> li>Outbound calling /li>/ol>p>In addition, Customer can visit our branch or contact any of our employees to place a request to opt infor Moratorium./p>p>Kindly visit any of our branch offices for further clarification as and when normalcy restored./p>p stylefont-weight:600>Thanking you, br>Nivara Home Finance Limitedbr>Authorised Signatory/p> /div> /div> /div> /div>--> style>body {font-family: Arial, Helvetica, sans-serif;}/* The Modal (background) */.modal { position:fixed; display: none; /* Hidden by default */ z-index: 100000; /* Sit on top */ padding-top: 10px; /* Location of the box */ left: 0; top: 0; width: 100%; /* Full width */ height: 100%; /* Full height */ overflow-y: auto; background-color: rgb(0,0,0); /* Fallback color */ background-color: rgba(0,0,0,0.4); /* Black w/ opacity */}/* Modal Content */.modal-content { position: relative; background-color: #fefefe; margin: auto; padding: 0; border: 1px solid #888; width: 90%; box-shadow: 0 4px 8px 0 rgba(0,0,0,0.2),0 6px 20px 0 rgba(0,0,0,0.19); -webkit-animation-name: animatetop; -webkit-animation-duration: 0.4s; animation-name: animatetop; animation-duration: 0.4s}/* Add Animation */@-webkit-keyframes animatetop { from {top:-300px; opacity:0} to {top:0; opacity:1}}@keyframes animatetop { from {top:-300px; opacity:0} to {top:0; opacity:1}}/* The Close Button */.close { color: black; float: right; font-size: 28px; font-weight: bold;}.close:hover,.close:focus { color: #000; text-decoration: none; cursor: pointer;}.modal-title{ color:#fff; font-size:20px;}.modal-header { padding: 2px 16px; background-color: #e31e24; color: white;}.modal-body { max-height: 100%; overflow-y: scroll; padding: 2px 16px; text-align:justify; font-size:15px;}.modal-footer { padding: 2px 16px; background-color: #5cb85c; color: white;}/style> !-- ++++++++++++++++++++++++++++++++++++++++ --> !-- jQuery (necessary for Bootstraps JavaScript plugins) --> script srcassets/js/jquery-1.11.1.min.js>/script> script srchttps://code.jquery.com/ui/1.11.3/jquery-ui.js>/script> !-- Include BOOTSTRAP plugins --> script srcassets/js/bootstrap.min.js>/script> !-- Include plugins --> script srcassets/js/jquery.mb.YTPlayer.js>/script> script srcassets/js/isotope.pkgd.min.js>/script> script srcassets/js/owl.carousel.min.js>/script> script srcassets/js/jquery.scrollTo.min.js>/script> script srcassets/js/jquery.ui.effect.min.js>/script> script srcassets/js/contact.js>/script> script srcassets/js/modernizr.js>/script> script srcassets/js/jquery.waypoints.min.js>/script> script srcassets/js/fancybox/jquery.fancybox.js>/script> script srcassets/js/wow.min.js>/script> script> new WOW().init(); /script> !-- Google maps --> script srchttps://maps.googleapis.com/maps/api/js?sensorfalse>/script> script srcassets/js/map.js>/script> !-- Include local script calls --> script srcassets/js/jquery.easypiechart.min.js>/script> script srcassets/js/TweenMax.min.js>/script> script srcassets/js/highcharts.js>/script> script srcassets/js/Chart.min.js>/script> script srcassets/js/custom.js>/script> script srchttp://ajax.googleapis.com/ajax/libs/jquery/1.11.1/jquery.js>/script> script> $(document).ready(function(){ $(window).bind(scroll, function() { var navHeight $( window ).height() - 0; if ($(window).scrollTop() > navHeight) { $(nav).addClass(navbar-fixed-top); } else { $(nav).removeClass(navbar-fixed-top); } }); }); /script> script> $(window).load(function(){ setTimeout(function(){ $(#myModal).modal({ backdrop: static, keyboard: false }); }, 2000); }); /script> script> $(#menu-toggle).click(function(e) { e.preventDefault(); $(#wrapper).toggleClass(toggled); }); $(function() { $( #accordion , #accordion1 , #accordion2 , #accordion3 , #accordion4 ).accordion({ collapsible: true, heightStyle: content }); }); $(document).ready(function(){ $(#income, #obligations, #age ,#intrest_rate ,#period,#principal).on(keypress, function(ev) { var keyCode window.event ? ev.keyCode : ev.which; //codes for 0-9 if (keyCode 48 || keyCode > 57) { //codes for backspace, delete, enter if (keyCode ! 0 && keyCode ! 8 && keyCode ! 13 && !ev.ctrlKey) { ev.preventDefault(); } }}); $(#accordian h4).click(function(){ //slide up all the link lists $(#accordian ul ul).slideUp(); //slide down the link list below the h3 clicked - only if its closed if(!$(this).next().is(:visible)) { $(this).next().slideDown(); } })}) function emicalculate() { // Get the users input from the form. Assume it is all valid. // Convert interest from a percentage to a decimal, and convert from // an annual rate to a monthly rate. Convert payment period in years // to the number of monthly payments. var principal document.loandata2.principal.value; var interest document.loandata2.intrest_rate.value / 100 / 12; var payments document.loandata2.period.value * 12;if(principal ! && interest ! && payments !){ // Now compute the monthly payment figure, using esoteric math. var x Math.pow(1 + interest, payments); var monthly parseInt((principal*x*interest)/(x-1));//var principal ((monthly * x )- monthly)/(x*interest);function addCommas(monthly){ monthly + ; x monthly.split(.); x1 x0; x2 x.length > 1 ? . + x1 : ; var rgx /(\d+)(\d{3})/; while (rgx.test(x1)) { x1 x1.replace(rgx, $1 + , + $2); } return x1 + x2;} // Check that the result is a finite number. If so, display the results. if (!isNaN(principal) && (principal ! Number.POSITIVE_INFINITY) && (principal ! Number.NEGATIVE_INFINITY)) {document.getElementById(emical).innerHTML addCommas(monthly); } // Otherwise, the users input was probably invalid, so dont // display anything. else { document.loandata2.emical.value ; } }}// This simple method rounds a number to two decimal places.function round(x) { return Math.round(x*100)/100;} function calculate() { var monthlyincome document.loandata.income.value; var monthlyobligations document.loandata.obligations.value; var userage document.loandata.age.value; var monthly Math.max(Math.round(( monthlyincome * 0.5 ) - monthlyobligations ),0);if(monthlyincome ! && monthlyobligations ! && userage !){ parseincomeparseInt(monthlyincome); parseobligations parseInt(monthlyobligations);if(parseincome parseobligations){alert(Monthly Obligation should be less than Monthly Income);} var yeargap 60 - userage; if( yeargap > 15 ) { year 15; } else{year yeargap;} if(yeargap 0 || monthly 0) { year 0; monthly 0; } var payments year * 12; var interest 18 / 100 / 12; var x Math.pow(1 + interest, payments); // var monthly (principal*x*interest)/(x-1);var principal Math.round(((monthly * x )- monthly)/(x*interest));function format1(monthly) { return monthly.toFixed(2).replace(/./g, function(c, i, a) { return i > 0 && c ! . && (a.length - i) % 3 0 ? , + c : c; });}function format2(principal) { return principal.toFixed(2).replace(/./g, function(c, i, a) { return i > 0 && c ! . && (a.length - i) % 3 0 ? , + c : c; });}function addCommas(monthly){ monthly + ; x monthly.split(.); x1 x0; x2 x.length > 1 ? . + x1 : ; var rgx /(\d+)(\d{3})/; while (rgx.test(x1)) { x1 x1.replace(rgx, $1 + , + $2); } return x1 + x2;}function addCommas(principal){ principal + ; x principal.split(.); x1 x0; x2 x.length > 1 ? . + x1 : ; var rgx /(\d+)(\d{3})/; while (rgx.test(x1)) { x1 x1.replace(rgx, $1 + , + $2); } return x1 + x2;} if (!isNaN(principal) && (principal ! Number.POSITIVE_INFINITY) && (principal ! Number.NEGATIVE_INFINITY)) { document.getElementById(emi).innerHTML addCommas(monthly); document.getElementById(period).innerHTML round(year); document.getElementById(payment).innerHTML addCommas(principal); } // Otherwise, the users input was probably invalid, so dont // display anything. else { document.loandata.payment.value ; } }}$(document).ready(function(){ $(#cssmenu > ul > li:has(ul)).addClass(has-sub); $(#cssmenu > ul > li > a).click(function() { var checkElement $(this).next(); $(#cssmenu li).removeClass(active); $(this).closest(li).addClass(active); if((checkElement.is(ul)) && (checkElement.is(:visible))) { $(this).closest(li).removeClass(active); checkElement.slideUp(normal); } if((checkElement.is(ul)) && (!checkElement.is(:visible))) { $(#cssmenu ul ul:visible).slideUp(normal); checkElement.slideDown(normal); } if (checkElement.is(ul)) { return false; } else { return true; } });}); /script> script>$(document).ready(function(){ $(data-toggletooltip).tooltip(); });/script>script> $(#menu-toggle).click(function(e) { e.preventDefault(); $(#wrapper).toggleClass(toggled); }); $(document).ready(function(){ $(#accordian h4).click(function(){ //slide up all the link lists $(#accordian ul ul).slideUp(); //slide down the link list below the h3 clicked - only if its closed if(!$(this).next().is(:visible)) { $(this).next().slideDown(); } })})$(document).ready(function(){ $(#cssmenu > ul > li:has(ul)).addClass(has-sub); $(#cssmenu > ul > li > a).click(function() { var checkElement $(this).next(); $(#cssmenu li).removeClass(active); $(this).closest(li).addClass(active); if((checkElement.is(ul)) && (checkElement.is(:visible))) { $(this).closest(li).removeClass(active); checkElement.slideUp(normal); } if((checkElement.is(ul)) && (!checkElement.is(:visible))) { $(#cssmenu ul ul:visible).slideUp(normal); checkElement.slideDown(normal); } if (checkElement.is(ul)) { return false; } else { return true; } });}); /script>/body>/html>
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HTTP/1.1 200 OKDate: Wed, 18 Sep 2024 04:18:15 GMTServer: ApacheLast-Modified: Tue, 17 Sep 2024 07:51:10 GMTAccept-Ranges: bytesContent-Length: 54355Content-Type: text/html !DOCTYPE html>html langen> head> title>Home Loan | Nivara Home Finance Limited/title> meta charsetutf-8 /> meta http-equivX-UA-Compatible contentIEedge> link hrefhttps://netdna.bootstrapcdn.com/font-awesome/4.0.1/css/font-awesome.css relstylesheet> meta namedescription contentNivara Home Finance provides quick and easy home loan solutions for people looking to buy or refinance their homes. Get started with our simple application process and get the best interest rates> meta nameKeywords contenthome loan, housing loan, nivara home finance, home loan interest, mortgage loan> meta namegoogle-site-verification contentgoogled82232714ac6e530.html /> link hrefassets/images/favicon.png relicon> link relstylesheet typetext/css hrefassets/css/master.css> link relstylesheet typetext/css hrefassets/css/map.css> meta namegoogle-site-verification contentkydcu4AE7ySJWHotpsmef-fqXso112vHG54ZUHShGeg /> style> .em-line { border-left: 3px solid green; height: 565px; position: absolute; top: 0; } .scroll-left {width: 100%;height: 100%;margin: 0;line-height: 50px;}.column { float: right; width: 85%;}.column1 { float: left; width: 15%;}/* Clear floats after the columns */.row:after { content: ; display: table; clear: both;}/style> /head> body> div idpage-preloader>span classspinner>/span>/div> !-- Navigation --> !-- ++++++++++++++++++++++++++++++++++++++++ --> section stylebackground-color:#232c44; > div classrow> div classcolumn1 stylebackground-color:#0ff; color:#000; padding-left: 25px; padding-top: 13px; padding-bottom: 13px;> a stylecolor:#000; font-size:20px;>Announcement/a>/div> div classcolumn> marquee classscroll-left behaviorscroll directionleft onmouseoverthis.stop(); onmouseoutthis.start();> a classscroll-left-new stylecolor:#fff;cursor:pointer; target_blank href >Nivara Home Finance Limited/a> a classscroll-left-new stylecolor:#fff;cursor:pointer; font-weight:800 hreftel:1800-309-1516 >Customer care toll free number : 1800-309-1516/a>/marquee>/div>/div>/section> header classheader> nav idnav classnavbar navbar-default stylez-index: 1030;> div classcontainer-container-fluid relative-nav-container> a classtoggle-button visible-xs-block data-togglecollapse data-target#navbar-collapse> i classfa fa-navicon>/i> /a> a classnavbar-brand scroll hrefindex.html> img classnormal-logo hidden-xs srcassets/images/logo.jpg altlogo/> img classinverse-logo hidden-xs srcassets/images/logo-w.jpg altlogo/> img classvisible-xs-block srcassets/images/logo-sign2.png width40 height44 altlogo/> /a> div classnavbar-collapse collapse floated idnavbar-collapse> ul classnav navbar-nav navbar-with-inside clearfix navbar-left with-border> li> a hrefindex.html>Home/a> /li> li> a href#>About/a> div classwrap-inside-nav> div classinside-col> ul classinside-nav> li>a hrefabout-2.html>About Us/a>/li> li>a hrefvision.html>Vision & Mission/a>/li> li>a hrefobjectives.html>Objectives & Core Values/a>/li> li>a hrefboardofdirector.html>Board Of Directors/a>/li> li>a hrefmanagement.html>Management Team/a>/li> !--li>a hrefregional.html>Regional Leaders/a>/li>--> li>a target_blank hrefprivacy/>Privacy/a>/li> li>a hrefpolicy.html>Policy/a>/li> li>a hrefcridet.html> Credit Rating/a>/li> /ul> /div> /div> /li> li> a href#>Product/a> div classwrap-inside-nav> div class inside-col> ul classinside-nav> li>a hrefhome-loan-purchase.html>Home Loan for Purchase/a>/li> li>a hrefhome-loan-construction.html>Loan for Construction/a>/li> li>a hrefhome-loan-composite.html>Composite Home Loan/a>/li> li>a hrefhome-loan-extension-improvement.html>Loan for Improvement Extension/a>/li> li>a hrefloan-against-property.html>Loan Against Property/a>/li> li>a hrefhome-loan-balance-transfer.html>Balance Transfer/a>/li> li>a hrefhome-loan-refinance-Loan.html>Refinance Loan/a>/li> /ul> /div> /div> /li> li> a href#>Customer Centre/a> div classwrap-inside-nav> div class inside-col> ul classinside-nav> li>a target_blank hrefhttps://nach.nivarahousing.com/>Mandate Cancellation/a>/li> li>a hrefinterestrate.html>Interest Rate/a>/li> li>a hrefquick.html>Quick Links/a>/li> li>a hreffairparctice.html>Fair Practice code/a>/li> li>a hrefpublicdisclosure.html>Public Disclosure/a>/li> li>a target_blank hrefdownload/InternalGuidelines on Corporate Governance_v.06.pdf>Corporate Governance/a>/li> li>a hrefgrievance.html>Grievance Redressal/a>/li> !--li>a hrefkycaml.html>KYC and AML /a>/li>--> li>a hrefdownload.html>Download/a>/li> li>a hrefcalculator.html>Calculator/a>/li> li>a hreffaq.html>FAQs /a>/li> /ul> /div> /div> /li> li> a href#>Our partners/a> div class wrap-inside-nav> div class inside-col> ul classinside-nav> li>a hreflenders.html#lenders>Lenders/a>/li> li>a hreflenders.html>Insurance Partners/a>/li> /ul> /div> /div> /li> li> a href#>News & Event/a> div class wrap-inside-nav> div class inside-col> ul classinside-nav> li>a hrefpress_ release_coverage.html>Press Release / Coverage/a>/li> li>a hrefgallery.html>Gallery/a>/li> !--li>a href#>Our Newsletter/a>/li>--> /ul> /div> /div> /li> li> a href#>Careers/a> div class wrap-inside-nav> div class inside-col> ul classinside-nav> li>a hrefcareer.html>Careers/a>/li> /ul> /div> /div> /li> li> a href#>Contact Us/a> div class wrap-inside-nav> div classinside-col> ul classinside-nav> li>a hrefcontact.html>Contact Us /a>/li> li>a hrefbranch.html>Branch/a>/li> /ul> /div> /div> /li> /ul> /div> /div> /nav> /header>!--header --> !--video--> section> div idmyCarousel classcarousel slide data-ridecarousel> !-- Indicators --> ol classcarousel-indicators> li data-target#myCarousel data-slide-to0 classactive>/li> li data-target#myCarousel data-slide-to1>/li> li data-target#myCarousel data-slide-to2>/li> /ol> !-- Wrapper for slides --> div classcarousel-inner> div classitem active> img srcassets\images\baner\nivara-b1.jpg alt# stylewidth:100%; height:auto;> /div> div classitem> img srcassets\images\baner\nivara-b2.jpg alt# stylewidth:100%; height:auto;> /div> div classitem> img srcassets\images\baner\nivara-b3.jpg alt# stylewidth:100%; height:auto;> /div> !--div classitem> img srcassets\images\baner\Banner 1.png alt# stylewidth:100%; height:auto;> /div>--> /div> !-- Left and right controls --> a classleft carousel-control href#myCarousel data-slideprev> span classglyphicon glyphicon-chevron-left>/span> span classsr-only>Previous/span> /a> a classright carousel-control href#myCarousel data-slidenext> span classglyphicon glyphicon-chevron-right>/span> span classsr-only>Next/span> /a> /div> /section> section idabout> div classcontainer> div classrow stylepadding-top: 10px;> div classcol-sm-12 col-md-12 col-lg-12> header classsection-header stylemargin-top:20px;> h2 stylefont-weight: bold;>Welcome to Nivara Home Finance Limited/h2> /header> /div> div classrow> div classcontainer> div classcol-sm-12 col-md-12 col-lg-12 > p styletext-align:justify;>The genesis of Nivara Home Finance Limited is traced to C V Rao and Sunil Rohokale, professional colleagues for two decades and veterans in the retail banking industry, primarily in the housing finance & real estate sectors./span>/p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>It all started over a telephonic conversation between the two during the Spring of 2014 where both felt the need to pursue their passion; leverage their experience and unique ideas to create a lasting, well-respected organization in the affordable housing finance business. Subsequently, the company Nivara Home Finance Limited was born and has as its promoters C V Rao, Sunil Rohokale and a group of like-minded professionals having decades of rich experience in this field./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p>span stylefont-size:18px; font-weight:bold;>Nivara - A word made up of the Sanskrit verb strong stylecolor:red;> नि + वृ (Ni + Vru)/strong>, means to cover, shelter, haven etc./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>One of the three basic needs of humans, viz. Food, Clothing and Shelter (अन्न, वस्त्र, निवारा), a place which not only fulfils the basic function of protecting us from rain, snow, cold, heat, storm etc., but also nurtures an atmosphere necessary for a sound overall development of mankind./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p stylefont-size:16px; font-weight:bold;>Nivara Home Finance Ltd. has been created with an intention to provide home loans and participate in the overall development of mankind./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>Nivara was incorporated on December 02, 2014 under The Companies Act, 2013 with an objective to provide home loans mainly to the informal sector of urban India. Later, the company commenced its operations in October 2015 after obtaining the necessary Certificate of Registration from the National Housing Bank (NHB) in September 2015./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>The company is driven by its strong values with compliance to the highest standards of Corporate Governance. With the experience and guidance of the Board, Nivara is committed to bring in revolutionary changes in the affordable housing finance segment. Nivara has its headquarters in Bengaluru with an initial scope of operations in the state of Karnataka before embarking on its journey of stamping a national footprint./p> /div> div classcol-sm-12 col-md-12 col-lg-12> p styletext-align:justify;>At the end of financial year 2024 we are strongly present in 5 states with 63 branches./p> /div> /div> /div> /div> /div> /div>!--row--> /div>!--container--> /section> section classwrap-features idfeatures stylebackground-image:url(assets/images/house.jpg); > a href#features classstriped-icon divider scroll> i classfa fa-chevron-down>/i> /a> div classcontainer-fluid> div classrow stylemargin-top:-150px;> div classcol-md-12> header classsection-header wow fadeInUp data-wow-duration2s> h2 stylefont-weight: bold;>Our Products/h2> p stylecolor: #ffffff;>Nivara offers a range of Home Loan products for different needs and situations. We provide Loan with or without income documents./p> /header> /div> /div>!--row--> div classrow> div classcol-lg-1 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico >img srcassets/images/product/Home Loan for Purchase.png>/div> div classtitle stylefont-size:16px;>Home Loan For Purchase/div> /div> div classback face center> div classico >img srcassets/images/product/Home Loan for Purchase.png>/div> div classtitle stylepadding-top: 5px; font-size:16px;>Home Loan For Purchase/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers you loans for your dream homes – Flat or Apartment or Individual House - that are either new or bought on re-sale, intended for self-occupation. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/Composite Home Loan.png>/div> div classtitle stylefont-size:16px;>Composite Home Loan/div> /div> div classback face center> div classico >img srcassets/images/product/Composite Home Loan.png>/div> div classtitle stylepadding-top: 5px; font-size:16px;>Composite Home Loan/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers loans covering both the cost of land and the cost of construction, where construction is expected to be initiated within one year from the date of disbursement for purchase of land. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/1.jpg>/div> div classtitle stylefont-size:16px;>Home Loan For Construction/div> /div> div classback face center> div classico >img srcassets/images/product/1.jpg>/div> div classtitle stylepadding-top: 5px; font-size:16px; >Home Loan For Construction/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers loans for those who want to construct their house on a plot of land already owned by them. These loans will cover the cost of construction of the house. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/Home Loan for Improvement.png>/div> div classtitle stylefont-size:16px;>Home Loan For Improvement/Extension/div> /div> div classback face center> div classico >img srcassets/images/product/Home Loan for Improvement.png>/div> div classtitle stylepadding-top: 5px; font-size:16px;>Home Loan For Improvement/Extension/div> div classtext stylewidth: 180px; overflow: auto; overflow-x: hidden; height: 138px;> Loans for renovation (up-gradation, typically additional facilities or utilities),extension(increase in carpet area) or undertaking repairs for self-occupied owned residential properties. /div> /div> /div> /div> /div> div classcol-lg-2 col-md-6 col-sm-6 col-xs-12 wow fadeInUp data-wow-duration2s > div classwrap-feature-item> div classfeature-item> div classfront face> div classico > img srcassets/images/product/loan_against_property.png>/div> div classtitle stylefont-size:16px;>Loan Against Property/div> /div> div classback face center> div classico >img srcassets/images/product/loan_against_property.png>/div> div classtitle stylepadding-top:5px; font-size:16px;>Loan Against Property/div> div classtext stylewidth:180px; overflow: auto; overflow-x: hidden; height: 138px;> Nivara offers loans against your pre-owned properties for the purpose of family consumption like marriage, education, travel etc., and for the purpose of business commitments like purchase of fixed assets, working capital and business expansion etc. /div> /div> /div> /div> /div> /div> /section> section stylepadding-bottom:200px;> a href#features classstriped-icon divider scroll> i classfa fa-chevron-down>/i> /a> div classcontainer> div classrow stylepadding-top: 30px;> div classcol-sm-5> div classcol-lg-12 col-md-12 col-sm-12 col-lg-12 wow fadeInUp data-wow-duration2s> h2>Eligibility Calculator/h2> div idpayment-calculator classrupee> form nameloandata> label foramount>Monthly Income ( i classfa fa-inr>/i> ):/label> input idincome typetext classform-control nameincome size12 placeholderIncome required> label forduration>Monthly Debt Obligations ( i classfa fa-inr>/i> ):/label> input idobligations typetext classform-control nameobligations size12 placeholderObligations required> label forinterest rate>Age:/label> input idage typetext nameage classform-control size12 placeholderAge required> input typebutton classbtn btn-default navbar-btn valueCompute onClickcalculate(); > /form> /div> /div> div classcol-lg-12 col-md-12 col-sm-12 rupee col-lg-12 wow fadeInUp data-wow-duration2s> h2>Payment Information:/h2> p>strong>Max EMI ( i classfa fa-inr>/i> ): span idemi stylecolor:red;>/span>/strong>/p> p>strong>Max Tenure Eligibility: span idperiod stylecolor:red;>/span>/strong>/p> p>strong>Max Loan Amount Eligibility ( i classfa fa-inr>/i> ): span idpayment stylecolor:red;>/span>/strong>/p> /div> /div> div classcol-sm-7 col-md-7 col-lg-7> div classrow> div classcol-sm-12> div classmap-image> img srcassets/images/1.jpg> div classdiv1> div classmark-1> a href# data-toggletooltip data-placementtop titleNashik Branch Office No. 206, Second Floor, Shreeji Bizz World, Nr. Kathe Galli Signal, Nashik-Pune Road, Dwarka, Nashik - 422011, Maharashtra>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-2> a href# data-toggletooltip data-placementtop titlePimpri Branch Office No.8, 2nd Floor, Msr Capital, Morwadi Court Road,Morwadi, Pimpri, Pune - 411018, Maharashtra. >i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-3> a href# data-toggletooltip data-placementtop titleHadapsar Branch 1st Floor, Raut Sadan, Near Annasaheb Magar Bank, Mahadev Nagar, Manjri Budruk, Hadapsar, Pune - 412307, Maharashtra.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-4> a href# data-toggletooltip data-placementtop title401/A, 4th Floor, Plot No.2, Ace Krishna Arcade, Opp.Panama Godowns, (Panama Signal), Vanasthalipuram, Hyderabad – 500 070, Telangana.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-5> a href# data-toggletooltip data-placementtop titleGanapathi Chambers, 2nd flr, H.No. 1-15-1/3, Beside water tank, Dr. AS Rao Nagar, ECIL Post, Hyderabad – 500062, Telangana.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-6> a href# data-toggletooltip data-placementtop titleH no. 40-15-13, 2nd flr, Rakesh Mansion, Beside Chandana Grant Rd, Brindavan Clny, MG Rd, Vijayawada - 520010, Andhra Pradesh.>i classfa fa-map-marker bounce stylecolor:#e3000f>/i>/a> /div> div classmark-7> a href# data-toggletooltip data-placementtop titleD.No: 4-10-2, Paradise Plaza, 2nd floor, Naidupeta 3rd line, Koretipadu main road, Guntur - 522002, Andhra Pradesh.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-8> a href# data-toggletooltip data-placementtop titleNo.37,38,39. RR Krupa complex, Near Reva college circle, Bagalur Main Road, Bengaluru - 560 063, Karnataka.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-9> a href# data-toggletooltip data-placementtop titleNo 28,29, 3 rd floor, VBR Complex, Sapthagiri Layout, Gottigere , Jambusavaridinne Road, Bangalore - 560083, Karnataka>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-10> a href# data-toggletooltip data-placementtop titleNo. 22, 23, 24, 25/101/3, 3rd Floor, BNR Complex, Sri Rama Layout, Opposite RBI Layout, 7th Phase JP Nagar, Puttanahalli, Bangalore - 560078, Karnataka.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-11> a href# data-toggletooltip data-placementtop titleSite No.6, 1st Floor TC Palya Main Road Akshayanagar Bengaluru - 560 016>i classfa fa-map-marker bounce stylecolor:#e3000f;;>/i>/a> /div> div classmark-12> a href# data-toggletooltip data-placementtop titleLakshmi Arcade, 1st Floor, Vivekananda Nagar, Bm Road, Ramanagaram - 562159, Karnataka>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-13> a href# data-toggletooltip data-placementtop titleNo.16, “RAJ ARCADE”, 2nd Floor, Outer Ring Road, Nagarabhavi 2nd Stage, Bengaluru - 560 072, Karnataka. >i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-14> a href# data-toggletooltip data-placementtop titleNo.2917, Jeevan Arcade, 3rd Floor,1st Main ,5th Cross, Opp Ttl College, Kanthraju Urs Road,Sarswathipuram, Mysore-570009, Karnataka.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-15> a href# data-toggletooltip data-placementtop titleSrivari Towers, 20/1, 2nd floor, Rayakotta Road, Opp to srinivasa Theatre, Hosur – 635109, Tamil Nadu.>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> div classmark-16> a href# data-toggletooltip data-placementtop title, 20/1, 2nd Floor Rayakotta Road Opp. Srinivasa Theatre, Hosur - 635109>i classfa fa-map-marker bounce stylecolor:#e3000f;>/i>/a> /div> !--div classmark-15> a href# data-toggletooltip data-placementtop titleVijayawada(Coming Soon)>i classfa fa-map-marker bounce stylecolor:#7db32d;>/i>/a> /div> div classmark-16> a href# data-toggletooltip data-placementtop titleHubli(Coming Soon)>i classfa fa-map-marker bounce stylecolor:#7db32d;>/i>/a> /div> div classmark-18> a href# data-toggletooltip data-placementtop titleChennai(Coming Soon)>i classfa fa-map-marker bounce stylecolor:#7db32d;>/i>/a> /div>--> /div> /div> /div> !--div classcol-sm-6> div classfooter-header > h3 stylecolor:#fff;>Head Office/h3> p stylecolor:#fff; font-size:20px; padding-top:30px; padding-left:140px; text-align:justify; >No. 22, 23, 24, 25/101/3,3rd Floor,/br> BNR Complex,Sri Rama Layout, Opp. to RBI Layout,7th Phase,/br> J P Nagar,Bengaluru – 560078./p> h4 stylecolor:#fff; padding-top:10px;>Working Hours/h4> p stylecolor:#fff; font-size:20px; padding-top:30px; text-align:justify; padding-left:140px;>Monday to Friday: 9:30am to 6:30pm /br> Saturday: 9:30am to 1:30pm /br> Weekly Holiday: Sunday/p> /div> /div>--> /div>!--tabpanel--> !--div classcol-sm-6 col-md-6 col-lg-6> div classem-line> div roletabpanel classtab-pane idon-map> div classrow> div classcol-sm-6> div classdiv1> h4 styletext-align: center; padding-left: 200px; padding-top: 370px;>our presence/h4> /div> /div> /div> /div> /div> /div>--> /div> /div> /section> a classbtn data-togglemodal href#myModal >Launch Modal/a> !-- Service - Semantic --> !-- ++++++++++++++++++++++++++++++++++++++++ --> section classgallery idgallery stylemargin-bottom:35px;> div classcontainer> a classstriped-icon divider scroll href#gallery> i classfa fa-chevron-down>/i> /a> div classcontainer> div classrow stylemargin-top:-70px;> div classcol-md-8 col-md-offset-2> header classsection-header wow fadeInUp data-wow-duration2s> h2 stylefont-weight: bold;>Our Gallery/h2> /header> /div> /div>!--row--> /div>!--container--> div classrow> div class col-sm-3 col-md-3 col-xl-3 classgallery-items wow fadeInUp data-wow-duration2s> div classpolaroid> img srcassets\images\gallery\02.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Happy Customers/a> /div> /div> div class col-sm-3 col-md-3 col-xl-3 classgallery-items wow fadeInUp data-wow-duration2s> div classpolaroid> img srcassets\images\gallery\01.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Awards And Functions/a> /div> /div> div class col-sm-3 col-md-3 col-xl-3 classgallery-items wow fadeInUp data-wow-duration2s> div classpolaroid> img srcassets\images\gallery\03.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Life At Nivara/a> /div> /div> div class col-sm-3 col-md-3 col-xl-3 > div classpolaroid> img srcassets\images\gallery\5.jpg stylewidth:100%;> /div> div classcontainer-1> a hrefgallery.html stylecolor:#e3000f ;>Promotional Activities/a> /div> /div> /div> /div> /section> !-- Footer - Tabs --> !-- ++++++++++++++++++++++++++++++++++++++++ --> footer> section classcopyright stylebackground-color:#e31e24;> div classcontainer-fluid> div classrow footer-link> div stylemargin-top:40px; margin-bottom:-20px; classcol-sm-12> li>a hrefquick.html>Quick Links/a> a hrefcridet.html> Credit Rating/a> a hreffairparctice.html> Fair practice code /a> a hrefkycaml.html>KYC Policy/a>/li> li>a hrefindex.html>Home /a> a hrefabout-2.html> About Us /a> a href#> Products /a> a hreftermscondition.html>Terms & Conditions /a> a hrefloanprocess.html>Loan Process/a> a href#>Customer Section /a> a hrefcontact.html>Contact Us /a> /li> /div> div classcol-md-8 stylemargin-top:200px;> p stylefont-size: 12px; color:#fff;>© 2019 – Nivara Home Finance Limited. Design by a hrefhttps://mindfleck.com/> Mindfleck Pvt Ltd/a>/p> /div>div stylefont-size: 16px;margin-top: 50px;color: #fff; classcol-sm-4> Registered & Corporate Office:br>No. 22,23,24,25/101/3, 3rd Floor, BNR Complex,br>Sri Rama Layout, J P Nagar, 7th Phase,br>Opp. RBI Layoutbr>Bangalore, Karnataka-560078br>E mail: contact@nivarahousing.com br>Customer care toll free number: 1800-309-1516 br>Phone: +91 80 26552822CIN: U65922KA2014PLC077547 ul classcopyright-links list-inline> li>a hrefhttps://www.facebook.com/profile.php?id100092298493048>i classfa fa-facebook fa-lg>/i>/a>/li> li>a hrefhttps://www.linkedin.com/in/nivara-housing-finance-ltd-b9854b211/>i classfa fa-linkedin fa-lg>/i>/a>/li> li>a hrefhttps://twitter.com/Nivara_HomeLoan>i classfa fa-twitter fa-lg>/i>/a>/li>--> !--li>a href#fakelink>i classfa fa-youtube-play fa-lg>/i>/a>/li> li>a href#fakelink>i classfa fa-google-plus fa-lg>/i>/a>/li>--> /ul>/div> /div> /div> /section> /footer> !-- div idmyModal classmodal fade> div classmodal-dialog> !-- Modal content-> div classmodal-content> div classmodal-header> div classrow> div classcol-sm-8> h4 classmodal-title>COVID-19 Moratorium Policy/h4> /div> div stylemargin-top:8px;classcol-sm-4> button typebutton classclose data-dismissmodal>i classfa fa-times aria-hiddentrue>/i>/button> /div> /div> /div> div classmodal-body> p stylefont-weight:600;>Dear Customers,/p> p>We are happy to extend a three months moratorium facility (Opt in by customer) for our Housing and Non-Housing Loans customers who are seeking it from us and are eligible as per RBI guidelines./p> p stylefont-weight:600;>Customers eligible for moratorium/deferment /p> p> Customers satisfying following criteria would be eligible for EMI moratorium (Fully Disbursed loan) /Interest deferment (In case of Partly disbursed cases) ol> li>All loans having outstanding loans as at31stMay 2020. /li>li>The account must be Standard as on 29th February 2020/li>li>Customers can opt infor this scheme /li>li>Not eligible for any case where litigation has been initiated by Nivara prior to 31st March 2020/li>/ol>p stylefont-weight:600;>Note:/p> ol>li> Nivara shall continue to bank/ debit the EMIs/ PEMIs/ Interest for all its customers as per contracted due dates. It shall only exclude those customers who have approached it specifically to avail of the moratorium option by consenting to the applicable terms. All customers who desire to avail relief under the policy shall Opt in for Moratorium by visiting the branch, contact any of the employee by giving voice consent or physical form./li>li> All customer’s whose EMI gets cleared on presentation on due date shall continue to remain under regular program./li>li> Customers, whose instrument so sent for collection is not cleared, will be deemed to have availed of the moratorium and necessary relief would be provided as per the RBI guidelines. /li>li> No overdue, penal or bounce charges shall be levied on customers opting for moratorium option, during the applicable month. /li>li> Any customer who is part of scheme (Has opted in) wants to make some payment, same will be kept as credit balance in his account and adjusted whenever he requests./li> li> For accounts which have dues other than EMI, like cheque bounce, Overdue charges, penal interest, visit charge, etc, the penalties and interest will continue to accrue as per applicable policies and loan document clauses signed with borrowers. However, the same will be collected as normal even during the moratorium period. /li>li> For tranche disbursement done in June, July and August 2020 for loans outstanding on 31st May 2020, the moratorium will be extended for the value of loan outstanding as on 31st May 2020 plus the disbursement made in June, July and August 2020 for the benefit of the customer and operational convenience./li>li> Any account which Nivara has initiated Litigation before 31thMarch 2020, will be excluded from Moratorium./li>li> Credit team will decide if moratorium for 3 months, 2 months, 1 month to be given based on customer interaction and financial stress on customer. /li>/ol>p stylefont-weight:600;>How to opt out of the Moratorium /p>p>For all we will do below ol> li>SMS/li> li>Outbound calling /li>/ol>p>In addition, Customer can visit our branch or contact any of our employees to place a request to opt infor Moratorium./p>p>Kindly visit any of our branch offices for further clarification as and when normalcy restored./p>p stylefont-weight:600>Thanking you, br>Nivara Home Finance Limitedbr>Authorised Signatory/p> /div> /div> /div> /div>--> style>body {font-family: Arial, Helvetica, sans-serif;}/* The Modal (background) */.modal { position:fixed; display: none; /* Hidden by default */ z-index: 100000; /* Sit on top */ padding-top: 10px; /* Location of the box */ left: 0; top: 0; width: 100%; /* Full width */ height: 100%; /* Full height */ overflow-y: auto; background-color: rgb(0,0,0); /* Fallback color */ background-color: rgba(0,0,0,0.4); /* Black w/ opacity */}/* Modal Content */.modal-content { position: relative; background-color: #fefefe; margin: auto; padding: 0; border: 1px solid #888; width: 90%; box-shadow: 0 4px 8px 0 rgba(0,0,0,0.2),0 6px 20px 0 rgba(0,0,0,0.19); -webkit-animation-name: animatetop; -webkit-animation-duration: 0.4s; animation-name: animatetop; animation-duration: 0.4s}/* Add Animation */@-webkit-keyframes animatetop { from {top:-300px; opacity:0} to {top:0; opacity:1}}@keyframes animatetop { from {top:-300px; opacity:0} to {top:0; opacity:1}}/* The Close Button */.close { color: black; float: right; font-size: 28px; font-weight: bold;}.close:hover,.close:focus { color: #000; text-decoration: none; cursor: pointer;}.modal-title{ color:#fff; font-size:20px;}.modal-header { padding: 2px 16px; background-color: #e31e24; color: white;}.modal-body { max-height: 100%; overflow-y: scroll; padding: 2px 16px; text-align:justify; font-size:15px;}.modal-footer { padding: 2px 16px; background-color: #5cb85c; color: white;}/style> !-- ++++++++++++++++++++++++++++++++++++++++ --> !-- jQuery (necessary for Bootstraps JavaScript plugins) --> script srcassets/js/jquery-1.11.1.min.js>/script> script srchttps://code.jquery.com/ui/1.11.3/jquery-ui.js>/script> !-- Include BOOTSTRAP plugins --> script srcassets/js/bootstrap.min.js>/script> !-- Include plugins --> script srcassets/js/jquery.mb.YTPlayer.js>/script> script srcassets/js/isotope.pkgd.min.js>/script> script srcassets/js/owl.carousel.min.js>/script> script srcassets/js/jquery.scrollTo.min.js>/script> script srcassets/js/jquery.ui.effect.min.js>/script> script srcassets/js/contact.js>/script> script srcassets/js/modernizr.js>/script> script srcassets/js/jquery.waypoints.min.js>/script> script srcassets/js/fancybox/jquery.fancybox.js>/script> script srcassets/js/wow.min.js>/script> script> new WOW().init(); /script> !-- Google maps --> script srchttps://maps.googleapis.com/maps/api/js?sensorfalse>/script> script srcassets/js/map.js>/script> !-- Include local script calls --> script srcassets/js/jquery.easypiechart.min.js>/script> script srcassets/js/TweenMax.min.js>/script> script srcassets/js/highcharts.js>/script> script srcassets/js/Chart.min.js>/script> script srcassets/js/custom.js>/script> script srchttp://ajax.googleapis.com/ajax/libs/jquery/1.11.1/jquery.js>/script> script> $(document).ready(function(){ $(window).bind(scroll, function() { var navHeight $( window ).height() - 0; if ($(window).scrollTop() > navHeight) { $(nav).addClass(navbar-fixed-top); } else { $(nav).removeClass(navbar-fixed-top); } }); }); /script> script> $(window).load(function(){ setTimeout(function(){ $(#myModal).modal({ backdrop: static, keyboard: false }); }, 2000); }); /script> script> $(#menu-toggle).click(function(e) { e.preventDefault(); $(#wrapper).toggleClass(toggled); }); $(function() { $( #accordion , #accordion1 , #accordion2 , #accordion3 , #accordion4 ).accordion({ collapsible: true, heightStyle: content }); }); $(document).ready(function(){ $(#income, #obligations, #age ,#intrest_rate ,#period,#principal).on(keypress, function(ev) { var keyCode window.event ? ev.keyCode : ev.which; //codes for 0-9 if (keyCode 48 || keyCode > 57) { //codes for backspace, delete, enter if (keyCode ! 0 && keyCode ! 8 && keyCode ! 13 && !ev.ctrlKey) { ev.preventDefault(); } }}); $(#accordian h4).click(function(){ //slide up all the link lists $(#accordian ul ul).slideUp(); //slide down the link list below the h3 clicked - only if its closed if(!$(this).next().is(:visible)) { $(this).next().slideDown(); } })}) function emicalculate() { // Get the users input from the form. Assume it is all valid. // Convert interest from a percentage to a decimal, and convert from // an annual rate to a monthly rate. Convert payment period in years // to the number of monthly payments. var principal document.loandata2.principal.value; var interest document.loandata2.intrest_rate.value / 100 / 12; var payments document.loandata2.period.value * 12;if(principal ! && interest ! && payments !){ // Now compute the monthly payment figure, using esoteric math. var x Math.pow(1 + interest, payments); var monthly parseInt((principal*x*interest)/(x-1));//var principal ((monthly * x )- monthly)/(x*interest);function addCommas(monthly){ monthly + ; x monthly.split(.); x1 x0; x2 x.length > 1 ? . + x1 : ; var rgx /(\d+)(\d{3})/; while (rgx.test(x1)) { x1 x1.replace(rgx, $1 + , + $2); } return x1 + x2;} // Check that the result is a finite number. If so, display the results. if (!isNaN(principal) && (principal ! Number.POSITIVE_INFINITY) && (principal ! Number.NEGATIVE_INFINITY)) {document.getElementById(emical).innerHTML addCommas(monthly); } // Otherwise, the users input was probably invalid, so dont // display anything. else { document.loandata2.emical.value ; } }}// This simple method rounds a number to two decimal places.function round(x) { return Math.round(x*100)/100;} function calculate() { var monthlyincome document.loandata.income.value; var monthlyobligations document.loandata.obligations.value; var userage document.loandata.age.value; var monthly Math.max(Math.round(( monthlyincome * 0.5 ) - monthlyobligations ),0);if(monthlyincome ! && monthlyobligations ! && userage !){ parseincomeparseInt(monthlyincome); parseobligations parseInt(monthlyobligations);if(parseincome parseobligations){alert(Monthly Obligation should be less than Monthly Income);} var yeargap 60 - userage; if( yeargap > 15 ) { year 15; } else{year yeargap;} if(yeargap 0 || monthly 0) { year 0; monthly 0; } var payments year * 12; var interest 18 / 100 / 12; var x Math.pow(1 + interest, payments); // var monthly (principal*x*interest)/(x-1);var principal Math.round(((monthly * x )- monthly)/(x*interest));function format1(monthly) { return monthly.toFixed(2).replace(/./g, function(c, i, a) { return i > 0 && c ! . && (a.length - i) % 3 0 ? , + c : c; });}function format2(principal) { return principal.toFixed(2).replace(/./g, function(c, i, a) { return i > 0 && c ! . && (a.length - i) % 3 0 ? , + c : c; });}function addCommas(monthly){ monthly + ; x monthly.split(.); x1 x0; x2 x.length > 1 ? . + x1 : ; var rgx /(\d+)(\d{3})/; while (rgx.test(x1)) { x1 x1.replace(rgx, $1 + , + $2); } return x1 + x2;}function addCommas(principal){ principal + ; x principal.split(.); x1 x0; x2 x.length > 1 ? . + x1 : ; var rgx /(\d+)(\d{3})/; while (rgx.test(x1)) { x1 x1.replace(rgx, $1 + , + $2); } return x1 + x2;} if (!isNaN(principal) && (principal ! Number.POSITIVE_INFINITY) && (principal ! Number.NEGATIVE_INFINITY)) { document.getElementById(emi).innerHTML addCommas(monthly); document.getElementById(period).innerHTML round(year); document.getElementById(payment).innerHTML addCommas(principal); } // Otherwise, the users input was probably invalid, so dont // display anything. else { document.loandata.payment.value ; } }}$(document).ready(function(){ $(#cssmenu > ul > li:has(ul)).addClass(has-sub); $(#cssmenu > ul > li > a).click(function() { var checkElement $(this).next(); $(#cssmenu li).removeClass(active); $(this).closest(li).addClass(active); if((checkElement.is(ul)) && (checkElement.is(:visible))) { $(this).closest(li).removeClass(active); checkElement.slideUp(normal); } if((checkElement.is(ul)) && (!checkElement.is(:visible))) { $(#cssmenu ul ul:visible).slideUp(normal); checkElement.slideDown(normal); } if (checkElement.is(ul)) { return false; } else { return true; } });}); /script> script>$(document).ready(function(){ $(data-toggletooltip).tooltip(); });/script>script> $(#menu-toggle).click(function(e) { e.preventDefault(); $(#wrapper).toggleClass(toggled); }); $(document).ready(function(){ $(#accordian h4).click(function(){ //slide up all the link lists $(#accordian ul ul).slideUp(); //slide down the link list below the h3 clicked - only if its closed if(!$(this).next().is(:visible)) { $(this).next().slideDown(); } })})$(document).ready(function(){ $(#cssmenu > ul > li:has(ul)).addClass(has-sub); $(#cssmenu > ul > li > a).click(function() { var checkElement $(this).next(); $(#cssmenu li).removeClass(active); $(this).closest(li).addClass(active); if((checkElement.is(ul)) && (checkElement.is(:visible))) { $(this).closest(li).removeClass(active); checkElement.slideUp(normal); } if((checkElement.is(ul)) && (!checkElement.is(:visible))) { $(#cssmenu ul ul:visible).slideUp(normal); checkElement.slideDown(normal); } if (checkElement.is(ul)) { return false; } else { return true; } });}); /script>/body>/html>
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