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typeapplication/json>{props:{pageProps:{blogs:{wall:{offers:,offerIds:,network:{network:{apiInfo:{domain:https://modaramo.api.hasoffers.com,key:NET4eH49dyCklVgXgs0A828v7WOYSC},status:Active,name:Adprecise},__v:0,_id:5bd053254f3db410a0fe686b},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/fj0ole-govtgrantsdebtrelief.webp,navHeader:{group:Grants \u0026 Resources},ads:{ad2:{isEnabled:false},ad1:{value:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n                            \u003c!-- A-O Top 2 --\u003e\n                            \u003cins class\adsbygoogle\\n                                 style\display:inline-block;width:300px;height:250px\\n                                 data-ad-client\ca-pub-4250687896002123\\n                                 data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n                            \u003cscript\u003e\n                                (adsbygoogle  window.adsbygoogle || ).push({});\n                            \u003c/script\u003e,isEnabled:false}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Government Grants For Debt Relief - Medical and Utility Bills,header:Government Grants For Debt Relief - Medical and Utility Bills,redirectUrl:,body:{body2:{value:\u003ch3\u003e\u003cstrong\u003eDebt Relief Grants for Utility and Energy Bills\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eFor families living on a tight budget, constantly rising utility and energy bills can be tough to pay off.  The utility bills might claim a huge chunk of one\u0026rsquo;s income and lead to increasing debts and that can disrupt continued services. There are utility bill grants offered to alleviate the financial burden for families facing a shortage of funds:\u003c/p\u003e\n\u003cul\u003e\n  \u003cli\u003e\u003ca href\https://www.energy.gov/eere/wipo/weatherization-assistance-program\ target\_blank\ rel\noopener\\u003eThe Weaterization Assistance Program\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.acf.hhs.gov/ocs/programs/liheap\ target\_blank\ rel\noopener\\u003eLow Income Home Energy Assistance Program (LIHEAP)\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.benefits.gov/benefits/benefit-details/623\ target\_blank\ rel\noopener\\u003eBenefits.Gov\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.usa.gov/help-with-bills\ target\_blank\ rel\noopener\\u003eHelp With Bills\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\http://citizensenergy.com/\ target\_blank\ rel\noopener\\u003eCitizens Energy\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003e\u003cstrong\u003eAdditional Debt Relief Options\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eGovernment financial assistance is also available for individuals struggling with debt related to housing and day to day expenses.  \u003ca href\https://blog.resources4me.com/Government-Grants-For-Debt-Relief-_-Housing-\u0026-Daily-Expenses\_blank\ rel\noopener\\u003eLearn more about these additional financial relief programs.\u003c/a\u003e\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eFamilies living on a low-income salary struggle to maintain minimum standards of living.  Affording the expenses of necessary items such as food, shelter, and water does not come easy.  With little income to live on, debts tend to increase and keeping ones head above water can seem like a daunting task. \u003c/p\u003e\n\u003cp\u003eThe U.S. government and many non-profit organizations offer financial assistance in an effort to help low-income families afford life\u0026rsquo;s necessities and work on building a better future for themselves and their family.  Federal and non-federal debt relief grants can help alleviate the financial burden and pull families out of their economic crisis.\u003c/p\u003e\n\u003ch3\u003e\u003cstrong\u003eDebt Relief Grants for Medical Bills\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eHealth is a priority but the cost of healthcare can lead to many individuals, not just low-income, feeling as though they are drowning in debt.  Paying exorbitant hospital, medicine, doctor and lab test bills can leave monetarily crunched families in financial ruin.  There are thousands of grants disbursed to help needy families overcome their debts and meet their medical needs. The below provides a few places to start:\u003c/p\u003e\n\u003cul\u003e\n  \u003cli\u003e\u003ca href\https://www.medicaid.gov/\ target\_blank\ rel\noopener\\u003eMedicaid\u003c/a\u003e \u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.medicare.gov/\ target\_blank\ rel\noopener\\u003eMedicare\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.hrsa.gov/\ target\_blank\ rel\noopener\\u003eFederal Government Health Resources and service Administration (HRSA)\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.hhs.gov/\ target\_blank\ rel\noopener\\u003eUnited States Department of Health and Human Services (HHS)\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\http://www.healthyfamiliesamerica.org/\ target\_blank\ rel\noopener\\u003eHealthy Families Program\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.healthcare.gov/medicaid-chip/childrens-health-insurance-program/\ target\_blank\ rel\noopener\\u003eChildrens Health Insurance Program (CHIP)\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.cancercare.org/financial\ target\_blank\ rel\noopener\\u003eCancer Care Financial Assitance Program\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://dentallifeline.org/\ target\_blank\ rel\noopener\\u003eDental Lifeline\u003c/a\u003e\u003c/li\u003e\n  \u003cli\u003e\u003ca href\https://www.rxassist.org/\ target\_blank\ rel\noopener\\u003eRX Assist\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e,isEnabled:true}},status:Active,wallType:POST,brands:{category:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 Resources},__v:0,_id:5b1cb3b38f64e5073e0087f4}},brand:{brand:{categories:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 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cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n         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right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse 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#ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: 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font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            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#blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover 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       margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\ndisplay: none;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-format\fluid\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003c!-- Under Header --\u003e\n\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\1585134821\\n     data-ad-format\auto\\n     data-full-width-responsive\false\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e}},_id:601c67da51cdbd27db598b91,__v:0},category:{displayHeader:Lifestyle,name:Lifestyle}},{brand:{brand:{adSense:{ad6:,ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-format\fluid\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad4:\u003cdiv id\987442644\\u003e\n    \u003cscript type\text/javascript\\u003e\n        try {\n            window._mNHandle.queue.push(function () {\n                window._mNDetails.loadTag(\987442644\, \325x250\, \987442644\);\n            });\n        }\n        catch (error) {\n        }\n    \u003c/script\u003e\n\u003c/div\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003c!-- Under Header --\u003e\n\u003cp\u003e\n\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\1585134821\\n     data-ad-format\fluid\\n     data-full-width-responsive\false\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e\n\u003c/p\u003e},customCssPost:\u003cstyle\u003e\n\n.navbar-brand img {\n\nwidth: 120px !important;\nheight: auto !important;\n\n}\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n.navbar-brand img {\n\nwidth: 120px !important;\nheight: auto !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    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white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Independent Living,displayHeader:Independent Living}},header:Seniors Housing Options: What Do You Prefer?,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/qijgw-40idza-elderly.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/qijgw-40idza-elderly.webp,body:{body1:{isEnabled:true,value:\u003cp\u003eSenior citizens are often lumped together in a way that fails to recognize the individuality and personalized needs of each adult.\u003c/p\u003e\n\n\u003cp\u003eThere is an endless amount of living options to accommodate each person’s preferences. While various forms of communal living may be ideal for some seniors, many wish to keep their independence. If you or someone you love is a senior citizen who is looking at all of the options for senior housing, we’ve got you covered.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eLiving Alone\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003e\u003cstrong\u003eIndependent Living Communities\u003c/strong\u003e\u003c/p\u003e\n\n\u003cp\u003eLiving alone as a senior is a very common fear, which can make it difficult for some seniors to express that this is their personal preference. Independent living is a great option for a senior who wants to have a space all to themselves. Retirement communities are a great option; you’re able to live in a community of other like-minded independent seniors but in your own detached homes. These communities are meant to make a senior’s life easier, rather than restricting them in any way. Most of these communities offer clubs, lawn service, community service, and daily meals. Typically, these neighborhoods are more accessible and walkable, making them particularly welcoming to older adults.\u003c/p\u003e \n\n\u003cp\u003eHaving your own space with access to support and community is a great way to adapt to a senior’s changing needs. You can check out different styles of independent living options and see if it’s the right choice for you \u003ca href\https://www.helpguide.org/articles/senior-housing/independent-living-for-seniors.htm\ target\_blank\ rel\noopener\\u003ehere.\u003c/a\u003e\u003c/p\u003e  \n\n\u003cp\u003e\u003cstrong\u003eAssisted Living\u003c/strong\u003e\u003c/p\u003e\n\n\u003cp\u003eDespite the physical benefits of living in this type of community, it can be emotionally distressing for a senior citizen to leave their home. If the sentimental value of a home is worth more than the benefits of living in a community for older adults, that’s okay! Simple modifications can be made to a house that will make it friendlier for a senior, depending on their needs. Moving into a bedroom that doesn’t require going up or downstairs, for example, can make it possible for a senior to stay in their home.\u003c/p\u003e  \n\n\u003cp\u003eIf this sounds ideal, but you need more assistance than just a bar to hold onto in the shower, virtual retirement communities are also available. This service is low-cost compared to living in a physical retirement home but offers services like grocery delivery, transportation, and yard work for an annual fee. Maintaining a house can feel overwhelming, and these services can help a senior to remain in their home with extra support.\u003c/p\u003e},body2:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eNursing Homes\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eNursing homes are a great option for seniors who require significant aid in their day-to-day functioning. They offer the most assistance and services in addition to housing, making them the most pricey. Nursing homes can be a place where senior citizens will stay for the duration of their life or can be a temporary stop after a significant surgery or injury while they recover. There are tons of nursing homes out there, so you’ll want to do plenty of research to find the perfect fit. You can find the best-rated nursing homes in your area \u003ca href\https://health.usnews.com/best-nursing-homes\ target\_blank\ rel\noopener\\u003ehere\u003c/a\u003e!\u003c/p\u003e  \n\n\u003cp\u003eRemember: There is no shame in choosing a nursing home! They provide some of the best medical/personal care, a built-in community, and a structured daily routine.\u003c/p\u003e\n\n\u003ch3\u003e\u003cstrong\u003ePersonal Aid\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eAnother way to age in place is to hire at home services such as \u003ca href\https://www.visitingangels.com/homecare-services\ target\_blank\ rel\noopener\\u003eVisiting Angels.\u003c/a\u003e Services like this provide aid in every state for various levels of functioning seniors. Companion Care is a great option for a senior who needs help with basic caregiving tasks such as housekeeping and errands. Personal Care offers these duties and additional support with tasks like bathing and grooming; someone with a chronic condition is ideal for this type of treatment. There is also Respite Care which is an aid for family members acting as a primary caregiver to a senior citizen; a respite caregiver can step in to give the primary caregiver more free time.\u003c/p\u003e \n\n\u003cp\u003eThe reality of living less independently is hard to come to terms with and trying to navigate finances to get the support needed can feel overwhelming. We published an article going in-depth about \u003cp\u003eAnother way to age in place is to hire at home services such as \u003ca href\https://blog.resources4me.com/Low-Income-Housing-Options-for-Seniors\ target\_blank\ rel\noopener\\u003elow income housing options for seniors\u003c/a\u003e that you can read through if these options don’t work for you financially. There are so many options for seniors, and one of these less expensive options may be what’s best for you.\u003c/p\u003e}},metaData:{createdBy:kassi,modifiedBy:alper,createdDate:2022-03-14 14:55,modifiedDate:2025-12-21 09:33},performanceSorting:{isEnabled:false},offerTesting:{isEnabled:false},ads:{ad1:{isEnabled:false},ad2:{isEnabled:false},ad3:{isEnabled:false}},connectedWall:{isEnabled:false},button:{isEnabled:false},activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},notes:\u003c!--   Tag 8.0.2 for Zone SeniorLiving_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115109\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e\n\n\u003c!--   Tag 8.0.2 for Zone SeniorLiving_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115110\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/qijgw-40idza-elderly.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/qijgw-40idza-elderly.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/qijgw-40idza-elderly.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/qijgw-40idza-elderly.webp,categoryName:Independent Living},_id:622f8f99e953c80017bb449b,__v:0},{wall:{offers:,offerIds:,tags:{text:life-insurance},newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/vnpejs-lifeins%20%281%29.webp,network:{network:{apiInfo:{domain:https://modaramo.api.hasoffers.com,key:NET4eH49dyCklVgXgs0A828v7WOYSC},status:Active,name:Adprecise},__v:0,_id:5bd053254f3db410a0fe686b},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/vnpejs-lifeins%20%281%29.webp,metaData:{modifiedDate:2025-11-03 11:11,createdDate:2019-03-18 15:29,modifiedBy:dany,createdBy:mdprod},button:{isEnabled:false},connectedWall:{isEnabled:false},navHeader:{group:Grants \u0026 Resources},ads:{ad3:{value:\u003ca href\http://post.amazing-options.com/ao/route/ext/690231e187d8b74c5ac6e6ea?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/kyd8ol-Screen%20Shot%202020-05-05%20at%202.43.01%20PM.png\ alt\Link to redirect to search for life insurance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad2:{isEnabled:false},ad1:{value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/690231e187d8b74c5ac6e6ea?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/kyd8ol-Screen%20Shot%202020-05-05%20at%202.43.01%20PM.png\ alt\Link to redirect to search for life insurance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Life Insurance: Do I Really Need it?,header:Life Insurance: Do I Really Need it?,redirectUrl:,body:{body2:{value:\u003ch3\u003eCash Benefit\u003c/h3\u003e\n\u003cp\u003eOther types of life insurance policies provide cash value. Meaning from the premiums you pay, a portion is set aside then the accumulated interests are invested back into the market. You can still borrow money from them or wait for lump sum payout at the end. You can also bundle up your coverage with other types of life insurance policies which makes it very flexible.\u003c/p\u003e\n\u003ch3\u003eJoint Policy Discounts\u003c/h3\u003e\n\u003cp\u003eWhen you opt for a joint policy with your spouse, some life insurance companies will offer you a multi-policy discount. This is critical especially if you want to save on life insurance premiums.\u003c/p\u003e\n\u003ch3\u003eHow Do You Obtain Life Insurance?\u003c/h3\u003e\n\u003cp\u003eThere are various ways you can get a policy that fits your needs. One way is by looking for a policy that covers between 5-10 times your annual income. Such a policy will not only handle expenses but also covers outstanding debts. \u003c/p\u003e\n\u003ch4\u003eWork With a Broker\u003c/h4\u003e\n\u003cp\u003eA broker helps you to shop around for best rates and coverage on a low budget. However, avoid working with captive agents. They can lead you into trouble as they work with single companies which may not provide you with the best underwriting in case of health issues. You deserve the best deal!\u003c/p\u003e\n\u003ch4\u003eCompare Coverage With and Without Medical Examination\u003c/h4\u003e\n\u003cp\u003eIf you’re looking for the best coverage at an affordable price and you are sure of your health, then don’t fear taking a medical exam. Remember that various factor such as health status, job and lifestyle issues are considered when determining premiums. Whether it is a final plan or term life insurance, the coverage should be affordable to you. But first, make a comparison between non-medical and medical life policy.\u003c/p\u003e\n\u003cp\u003eOverall term life insurance is ideal if you would like to replace your income, pay debts and leave your dependents in a financially safe state. The policy doesnt have fluctuating premiums and can give you comprehensive death benefit which is paid out directly to your family upon your death. Term life insurance can be relatively affordable compared to permanent life insurance. \u003c/p\u003e\n\u003ch3\u003eBottom Line\u003c/h3\u003e\n\u003cp\u003eAlthough life is unpredictable, two things are certain: taxes and death. Sudden death can put your family in a stressful situation especially if you don’t have much saved for such an emergency. The best way to prevent your family from falling into financial troubles is by taking out an affordable life insurance policy. It caters for your final expenses, pays off debts and replaces your income among other benefits.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eLife can throw surprises, many that can be hard to bear.\u003c/p\u003e \n\n\u003cp\u003eOne such shocking surprise is sudden illness, incapacitation or death. Such encounters can put those who depend on us in a state of unending predicaments. One of the best ways to safeguard the lives of your dependents is by purchasing life insurance. \u003c/p\u003e\n\u003cp\u003eNo matter what your financial status, everyone can benefit from life insurance. Regardless of this fact, we tend to overlook it for several reasons; \u003c/p\u003e\n\u003cul\u003e\u003cli\u003e We don’t want to imagine death\u003c/li\u003e\n\u003cli\u003eThere is no law that requires us to buy it\u003c/li\u003e\n\u003cli\u003eWe don’t see its value right away \u003c/li\u003e\n\u003cli\u003eWe get offended putting our lives into monetary value\u003c/li\u003e\u003c/ul\u003e\n\u003cp\u003eDespite our hesitations, Life Insurance is worth the investment for as explained below:\u003c/p\u003e\n\u003ch3\u003eIt Provides Peace of Mind\u003c/h3\u003e\n\u003cp\u003eKnowing that in case of untimely death, your loved ones and family will be in financial safety is the best thing in life. Life insurance replaces your income in case of death especially if your family solely depend on you. By taking affordable life insurance, you offset the money your family loses in case you die.\u003c/p\u003e\n\u003ch3\u003eIt Covers Final Expenses\u003c/h3\u003e\n\u003cp\u003eLife insurance pays a lump sum financial benefit which fills the gaps left after your death. Costs such as cremation or burial expenses can be very burdensome. Most people buy life insurance only when they’ve reached their retirement age and have nothing saved. As a result, much of the final burial expenses are left for siblings and this can lead to a series of problems. The siblings that have the finances are left to pay, and this can affect their relationship with other family members. Life insurance caters for such expenses and eliminates conflicts between siblings.\u003c/p\u003e\n\u003ch3\u003eEnjoy Tax Advantages\u003c/h3\u003e\n\u003cp\u003eAll the payouts of life insurance are free from tax, meaning you get the full amount. \u003c/p\u003e\n\u003ch3\u003eNo Long Waiting for Payments (like other insurance policies)\u003c/h3\u003e\n\u003cp\u003eUnlike other types of insurance policies that require you to wait for analysis, evaluation and more, life insurance provides quick payments with no prolonged waiting periods. 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font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/qz4rw-ao_logo.png,baseUrl:https://amazing-options.com/wall#/blog/,status:Active,name:Life Insurance Campaign},__v:0,_id:5d31f080fb9fe27867fd76f8}},{category:{displayHeader:Smart Finance,name:Smart Finance},brand:{brand:{name:myresources,status:Active,baseUrl:myresources.amazing-options.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/x537r-myResources-logo-small2.png,privacyUrl:https://myresources-lp.resourcesify.com/lp#/privacy/6019c8f90a96547f2c1548d5,termsUrl:https://myresources-lp.resourcesify.com/lp#/terms/6019c8f90a96547f2c1548d5,unsubUrl:https://myresources-oz.resourcesify.com/router/unsubscribe,signUpUrl:https://myresources-lp.resourcesify.com/lp#/r4m1/6019c8f90a96547f2c1548d5,categories:{displayHeader:Grant \u0026 Resources,name:Grant \u0026 Resources},{displayHeader:Make Money,name:Make Money},{displayHeader:Smart Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n  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100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e},__v:0,_id:5b1cb5438f64e5073e0088de}},{category:{displayHeader:Housing Assistance,name:Housing Assistance},brand:{brand:{name:Housing Campaign,status:Active,baseUrl:https://amazing-options.com/wall#/blog/,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/qz4rw-ao_logo.png,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,categories:{displayHeader:First Time Homebuying,name:First Time Homebuying},{displayHeader:Housing Assistance,name:Housing Assistance},{displayHeader:For Homeowners,name:For Homeowners},{displayHeader:Financial Tools \u0026 Tips,name:Financial Tools \u0026 Tips}},__v:0,_id:5d0953f6aad31a0839e28990}},{category:{displayHeader:Relief Grants \u0026 Programs,name:Relief Grants \u0026 Programs},brand:{brand:{categories:{displayHeader:Understanding Debt,name:Understanding Debt},{displayHeader:Debt Management Solutions,name:Debt Management Solutions},{displayHeader:Relief Grants \u0026 Programs,name:Relief Grants \u0026 Programs},{displayHeader:Fix Your Finances,name:Fix Your Finances},{displayHeader:Tips \u0026 Tools,name:Tips \u0026 Tools},customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        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 border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: 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margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n  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font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    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{\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    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letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t 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{\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-format\fluid\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003cins class\adsbygoogle\\n     style\display:inline-block;width:300px;height:250px\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\3999770862\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e}},__v:0,_id:601c67da51cdbd27db598b91}},{brand:{brand:{name:seniorlight,status:Active,baseUrl:blog.seniorlight.net,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/6xezvb-seniorlight-darkmode.svg,categories:{name:Independent 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#cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    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       text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Independent Living,displayHeader:Independent Living}},navHeader:{group:Grants \u0026 Resources},ads:{ad2:{isEnabled:false},ad1:{value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/6800f4cd58725079c53180f9?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/h8cqee-seniorbenefits.webp\ alt\Link to redirect to search for senior assistance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/6800f4cd58725079c53180f9?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/h8cqee-seniorbenefits.webp\ alt\Link to redirect to search for senior assistance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Low Income Housing Options for Seniors,header:Low Income Housing Options for Seniors,redirectUrl:,body:{body2:{value:\u003ch3\u003e Section 202 Housing\u003c/h3\u003e\n\u003cp\u003e This program is offered by HUD (Housing and Urban Development) strictly for the low-income senior community.\u003c/p\u003e\n\u003cp\u003e Housing available for those approved provides accommodations such as house cleaning, transportation, meals, and physical handicap assistance.\u003c/p\u003e\n\u003ch3\u003e Section 811 Program\u003c/h3\u003e\n\u003cp\u003e The Section 811 program is offered to low-income applicants that have disabilities. HUD’s objective in providing this housing is to allow residents with disabilities to carry on independently while still having access to any support services required. \u003c/p\u003e\n\u003ch3\u003e Adult Family Homes\u003c/h3\u003e\n\u003cp\u003e For those seniors that do not require much medical support, and plan on living away from their families, moving into an adult family home can be a good solution.\u003c/p\u003e\n\u003cp\u003e With adult family homes, multiple seniors will live together within a residential home. The home is licensed and must adhere to guidelines set by the Department of Family Services. Residents will also have convenient access to meals, activities, and other needs.\u003c/p\u003e\n\u003ch3\u003e Low-Income Housing Tax Credit (LIHTC)\u003c/h3\u003e\n\u003cp\u003e This program is run by the IRS and is mainly geared towards providing tax credits to for-profit and not-for-profit organizations to assist in providing affordable housing to lower-income seniors. \u003c/p\u003e\n\u003cp\u003e The communities available are often built with convenient amenities and access to care for senior residents. The rental amounts can be discounted for residents as the landlords or organization that owns the property will receive tax credits from the IRS to make up the difference.\u003c/p\u003e\n\u003ch3\u003e Congregate Housing Services Program (CHSP)\u003c/h3\u003e\n\u003cp\u003e CHSP is a HUD program that can provide grants to eligible properties and subsidized housing to provide services to low-income senior residents. These services include providing at least one hot meal per day, often delivered, transportation, and non-medical assistance to residents. \u003c/p\u003e\n\u003cp\u003e The CHSP program essentially fills in a gap for services related to housing and daily living that aren’t always included in chosen or available housing options.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003e The availability of low-income housing options for seniors is critical. Seniors often deal with a significant decrease in budget and income as they begin living off of retirement plans and savings or start to draw social security.\u003c/p\u003e\n\u003cp\u003e Because of the aforementioned budget decrease experienced, housing payments can be seen consuming an average of 30% or more of their incomes, which leaves little room for other living expenses due to the lower financial starting point.\u003c/p\u003e\n\u003cp\u003e Fortunately, there are options for making housing more affordable for seniors. Let’s take a look at some of them below.\u003c/p\u003e\n\u003ch3\u003e Housing Choice Voucher Program\u003c/h3\u003e\n\u003cp\u003e With this federally funded program, qualified applicants will be given vouchers by their local PHA (Public Housing Authority) office that can be used to secure a home within the private housing sector. The voucher will account for the landlord of the property being paid a portion of the rent by the PHA, and the renter will pay the remainder.\u003c/p\u003e\n\u003cp\u003e This program is not specific to just the senior community and often has waiting lists for approval; however, seniors are often placed at the top of the list due to needs being considered more urgent.\u003c/p\u003e\n\u003ch3\u003e Medicaid Assisted Living\u003c/h3\u003e\n\u003cp\u003e Medicaid is a federally funded health insurance program that is individually run and maintained by states. This insurance is only available to low-income individuals and their families, with seniors often being eligible while living on a fixed income.\u003c/p\u003e\n\u003cp\u003e The availability of Medicaid to the senior population can be crucial because some require medical support, such as an assisted living facility. Basic assisted living accommodations can range from $1,800 to $2,400 per month, which adds up to almost $30,000 per year. This cost can often be more than the combined yearly income of a senior individual. 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{\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Senior Tips,displayHeader:Senior Tips}},navHeader:{group:Grants \u0026 Resources},ads:{ad3:{value:\u003ca href\http://post.amazing-options.com/ao/route/ext/6800f4cd58725079c53180f9?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/u36ax-Today.jpg\ alt\Link to redirect to search for social security benefits\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad2:{isEnabled:false},ad1:{value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/6800f4cd58725079c53180f9?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/u36ax-Today.jpg\ alt\Link to redirect to search for social security benefits\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:This Will Affect Your Social Security Benefits,header:This Will Affect Your Social Security Benefits,redirectUrl:,body:{body2:{value:\u003cp\u003eIf you need further assistance in calculating your social security payments, there are online calculators you can use to estimate; this can make preparing for your retirement accurately easier.\u003c/p\u003e\n\u003ch3\u003eDelay Social Security Payments\u003c/h3\u003e\n\u003cp\u003eIf you are continuing to plan on retiring early, you can protect your social security benefits to an extent by delaying the age at which you begin to collect on your benefits. Those who do this will utilize their savings and other benefits in the meantime so that they can maximize their benefits as much as possible before drawing against them.\u003c/p\u003e\n\u003ch3\u003eWorking After Early Retirement\u003c/h3\u003e\n\u003cp\u003eSome people plan to retire early but continue working part-time to supplement their incomes or savings. Unfortunately, this plan can backfire due to limitations placed on social security earnings. If a retiree is 67 years or younger, their work can potentially reduce their benefits if they exceed the limits put in place. \u003c/p\u003e\n\u003cp\u003eThe upside to this is that once a retiree hits their full retirement age, the government will recalculate benefits and release any funding that was withheld.\u003c/p\u003e\n\u003ch3\u003eYour Decision\u003c/h3\u003e\n\u003cp\u003eRetiring early may not be for everyone considering the factors mentioned above. Before making your decision, it’s important to weigh how these factors will affect your overall retirement plan and make adjustments accordingly if you decide to proceed with early retirement. \u003c/p\u003e\n\u003cp\u003eAs with any new financial decision, be sure to restructure your budget and savings plan to accommodate the changes. Consider the following:\u003c/p\u003e\n\u003cul\u003e\u003cli\u003eHow important is retiring early to me? What benefits will I obtain by leaving the workforce earlier than previously expected?\u003c/li\u003e\n\u003cli\u003eWill money be lost by retiring early? If so, how much and how will it affect my retirement living and goals?\u003c/li\u003e\n\u003cli\u003e Is putting off drawing on social security an option? If so, for how long and will my savings alone sustain me comfortably during this time?\u003c/li\u003e\u003c/ul\u003e\n\u003cp\u003eEarly retirement is a choice that will increase the life span that I need to prepare for; because of this, do I need to restructure my savings to accommodate early retirement? Will my budget provide further saving to reach the goal of early retirement?\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eBeing able to meet your savings goals and retire is something to be proud of; years of planning and savings went into this accomplishment.\u003c/p\u003e \n\u003cp\u003eThe current average retirement age is 66 years old, and while retiring earlier than this age sounds good, you may incur some issues with your social security benefits.\u003c/p\u003e\n\u003cp\u003eIt’s essential always to be prepared for various financial situations, so let’s take a look at how retiring early affects your social security benefits.\u003c/p\u003e\n\u003ch3\u003eHow are Social Security Benefits Estimated?\u003c/h3\u003e\n\u003cp\u003eYou can begin collecting social security benefits at the age of 62; however, the earlier you start collecting your social security checks, the less the amount you’re eligible for will be. This is because your social security payments are based on 35 years of your highest earnings. When you opt to retire early, your years of non-earning will be factored into your earning years and lower the amount available to you when you begin to collect.\u003c/p\u003e\n\u003cp\u003eIf you hold off on retiring to age 67, you are eligible for 124% of your benefits. However, when you retire early, this benefit percentage may see a reduction.\u003c/p\u003e\n\u003cp\u003eOn a side note, taking early retirement can also affect your pension payments as they can go down once you begin to collect social security. Check with your employer or HR department on company pension terms and regulations.\u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,metaData:{modifiedDate:2025-11-03 11:07,createdDate:2019-05-09 13:57,modifiedBy:dany,createdBy:mdprod},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/su32r9-ssbenefits.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/su32r9-ssbenefits.webp,tags:{text:Social-Security-Benefits},imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/su32r9-ssbenefits.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/su32r9-ssbenefits.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/su32r9-ssbenefits.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/su32r9-ssbenefits.webp,categoryName:Senior Tips},_id:5cd469fc7b201e64f0b62672,__v:0},{wall:{offers:,offerIds:,notes:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n                            \u003c!-- A-O Top 2 --\u003e\n                            \u003cins class\adsbygoogle\\n                                 style\display:inline-block;width:300px;height:250px\\n                                 data-ad-client\ca-pub-4250687896002123\\n                                 data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n                            \u003cscript\u003e\n                                (adsbygoogle  window.adsbygoogle || ).push({});\n                            \u003c/script\u003e\n\n\u003c!--   Tag 8.0.2 for Zone Medicare_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid114079\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e\n\n\u003c!--   Tag 8.0.2 for Zone Medicare_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid114080\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e,offerNumberToDisplay:3,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/xk3nw-medicare%20%281%29.webp,metaData:{modifiedDate:2025-11-03 11:02,createdDate:2019-06-18 15:14,modifiedBy:dany,createdBy:mdprod},wallType:POST,status:Active,body:{body2:{value:\u003cp\u003eWhile you *can* start receiving a higher benefit at full retirement age, if you can swing it, it may be advantageous to wait until you reach age 70. If you can’t wait until you reach age 70, there is still positive outcomes to waiting even a few months longer to collect. For every month that you postpone collecting earnings (up until 70, there is no increased benefit thereafter) you will see an increase in your future monthly check. For every year past full retirement, you can receive an additional 8% benefit. This can add up to be a huge plus for the long term by delaying the collection of benefits even slightly. For many people, especially those who are still earning, it is realistic to put off benefits for a higher long term amount. There are also benefits for widows and widowers as well as minor children in some cases, so be sure to inquire directly with questions around those circumstances. For other considerations and guidelines to be considered, follow the link at the end of the article to connect to the ssa.gov website publication directly. \u003c/p\u003e\n\u003cp\u003eWhen it comes to Medicare benefits, things will work a bit differently. Waiting longer than the Medicare eligibility age doesn’t benefit you and can, in fact, cause premiums to go up. The SSA suggests signing up for Medicare approx 3 months before your 65th birthday. If you are already enrolled in social security, this will be automatic. However, if you are delaying social security benefits, you will need to sign up for Medicare manually. If you are late to sign up, you may also have to pay a late enrollment penalty. \u003c/p\u003e\n\u003cp\u003eWhen preparing for retirement, get your facts early and research wisely. There is a lot of misinformation around social security and medicare floating around. Seek counsel directly from the administration for any ambiguous questions and \u003credirect id\5cc8ba7d62c2794aa7d88bfb\ target\_self\ message\feel more confident in your ability to retire.\\u003e\u003c/redirect\u003e\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eSocial Security and Medicare are often misunderstood for social programs that only aid the low income and disabled in our society.\u003c/p\u003e \n\u003cp\u003eHowever, these multi-use programs are mainly intended for the retired, or aging population who have paid into these systems throughout their working lives in advance. The funds paid in are used to support those using social benefits currently with the promise that funds would be there for them in their retirement too. These funds are the cornerstone to retirement for many people, so having accurate and accessible information available is vital. \u003c/p\u003e\n\u003cp\u003eSocial Security was created in the mid-1930s, under President Roosevelt’s term, in response to the devastation seen during the great depression. Social security was the government’s response to fighting the destitution and poverty that was present throughout many families and individual lives. As the years have gone by, social security programs have progressed and reformed to include more groups of people and varying circumstances. \u003c/p\u003e\n\u003cp\u003eMedicare was created in the mid-1960s as a way to help provide medical care to people (mainly of an aging population) that could not otherwise get health insurance. Medicare, like social security, has expanded over the years, and while it has grown to provide resources to disabled, ill, and low-income people, it is still intended to serve the aging population as a way to have guaranteed health coverage in their later years as well. \u003c/p\u003e\n\u003cp\u003eNow that we have covered some of the history around social security and Medicare, let’s hop into the who and when of the social security system. \u003c/p\u003e\n\u003cp\u003eAccording to ssa.gov, people eligible for social security benefits would be able to start collecting as early as 62. However, if you start collecting benefits before “full” retirement age (67 for those born after 1960 and varied ages if born previous to ‘60) your benefit will be reduced comparatively. This SSA publication (https://www.ssa.gov/pubs/EN-05-10035.pdf) states your benefit at 62 will be 27.5% less than if retiring at your indicated full retirement age. You will also need 40 credits (approx 10 working years) of paying into social security in order to qualify to receive benefits. \u003c/p\u003e,isEnabled:true}},redirectUrl:,header:When To Enroll In Social Security \u0026 Medicare,name:When To Enroll In Social Security \u0026 Medicare,performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},offerTesting:{isEnabled:false},ads:{ad3:{value:\u003ca href\http://post.amazing-options.com/ao/route/ext/69023d341678acb51eae6a3c?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/m723b-A-320x250-MMU-1.png\ alt\Link to redirect to search for medicare resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad2:{isEnabled:false},ad1:{value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 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}\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    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*/\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n   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!important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,signUpUrl:https://resources4me.com/lp#/alt/5bbe2fa22804c2205b7fccfa},__v:0,_id:5b1cb5438f64e5073e0088de}},{category:{displayHeader:Benefit Programs,name:Benefit Programs},brand:{brand:{adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\ style\display:block\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\5429856663\ data-ad-format\link\ data-full-width-responsive\true\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003cins class\adsbygoogle\\n     style\display:inline-block;width:300px;height:250px\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\3999770862\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e},customCssPost:\u003cstyle\u003e\n\n.navbar-brand img {\n\nwidth: 120px !important;\nheight: auto !important;\n\n}\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n.navbar-brand img {\n\nwidth: 120px !important;\nheight: auto !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n         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Support},{displayHeader:Budgeting,name:Budgeting},unsubUrl:https://oz.grantsreach.com/router/unsubscribe/,privacyUrl:https://grantsreach.com/lp#/privacy/5dcc44d8cff5806fe31cc63a,termsUrl:https://grantsreach.com/lp#/terms/5dcc44d8cff5806fe31cc63a,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/w84a6-GRLogo3.png,baseUrl:grantsreach.com,status:Active,name:grantsreach,signUpUrl:https://signup.grantsreach.com},__v:0,_id:5e59757b7bde4427e763fbec}},{category:{displayHeader:Grant \u0026 Resources,name:Grant \u0026 Resources},brand:{brand:{adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-format\fluid\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003c!-- Under Header --\u003e\n\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\1585134821\\n     data-ad-format\auto\\n     data-full-width-responsive\false\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e},customCssPost:\u003cstyle\u003e\n\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\ndisplay: none;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a 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}\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set 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position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n 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display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n 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font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    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.navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Senior Tips,displayHeader:Senior Tips}},header:Understanding Funeral Insurance and How to Find Out If You Need It,activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/i4uaro-jex438-funeralinsurance.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/i4uaro-jex438-funeralinsurance.webp,ads:{ad1:{isEnabled:true,value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/690231e187d8b74c5ac6e6ea?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/kyd8ol-Screen%20Shot%202020-05-05%20at%202.43.01%20PM.png\ alt\Link to redirect to search for life insurance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e},ad2:{isEnabled:false},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/690231e187d8b74c5ac6e6ea?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/kyd8ol-Screen%20Shot%202020-05-05%20at%202.43.01%20PM.png\ alt\Link to redirect to search for life insurance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},body:{body1:{isEnabled:true,value:\u003cp\u003e Funeral insurance is a type of insurance that helps to pay for funeral expenses.\u003c/p\u003e \n\n \u003cp\u003eIt is typically purchased by people who want to make sure that their loved ones will not have to bear the financial burden of their funeral.\u003c/p\u003e \n\n\u003cp\u003e There are many benefits of having funeral insurance or burial insurance. Funeral insurance can help to ease the financial burden on loved ones in the event of ones death. In fact, it is among one of the top five best reasons to get funeral insurance.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003e5 Reasons To Consider Funeral Insurance\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cstrong\u003eFuneral Insurance Can Give You And Your Family Peace Of Mind\u003c/strong\u003e\n\n\u003cp\u003e Coordinating funeral arrangements can be a big burden for those who are not prepared. One of the main benefits of having funeral insurance is that it can help alleviate the financial burden on your loved ones at an already difficult time. Another benefit is that funeral insurance does not have any restrictions on how the death benefit is used, so your loved ones can use it for any expenses they deem necessary.\u003c/p\u003e \n\n\u003cstrong\u003eIt Can Help Cover The Costs Of A Funeral, So You Dont Have To Worry About How Youll Pay For It\u003c/strong\u003e\n\n\u003cp\u003e Funeral insurance can be used to pay for a variety of funeral costs, including the cost of a casket, funeral home services, and burial expenses. It can also help to cover the costs of transportation and lodging for relatives who need to travel to attend the funeral.\u003c/p\u003e  \n\n\u003cstrong\u003eIt Can Help You Avoid Taking On Debt To Pay For A Funeral\u003c/strong\u003e\n\n\u003cp\u003e The average funeral can cost upwards of $10,000, and many families simply dont have the savings to cover this expense. As a result, they are forced to take on debt in order to give their loved one a proper send-off.\u003c/p\u003e  \n\n\u003cstrong\u003eIt Can Be Used To Pay For Funeral Expenses In Advance\u003c/strong\u003e\n\n\u003cp\u003e This debt can be incredibly difficult to repay, especially in the midst of grief. Funeral debt can also put a financial strain on an already grieving family. Funeral insurance can be an important way to ensure that your loved ones are taken care of after you die.\u003c/p\u003e \n\n\u003cstrong\u003eIt Can Give You Flexibility In How You Use The Money From The Policy\u003c/strong\u003e\n\n\u003cp\u003e If youre struggling to repay funeral debt, there are options available to you. You can speak with a funeral director about funeral financing options, or you can contact a credit counseling service to develop a repayment plan. Whatever you do, dont let funeral debt keep you from giving your loved one the send-off they deserve.\u003c/p\u003e},body2:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eDifference Between Burial Insurance and Funeral Insurance\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003e One of the many decisions you may have to make when preparing your estate is whether to get funeral insurance or burial insurance. Funeral insurance and burial insurance are both types of insurance policies that can be used to cover the costs of a funeral. Funeral insurance is a life insurance policy that pays out a death benefit to cover the costs of a funeral. Funeral insurance policies can be purchased from life insurance companies or funeral homes.\u003c/p\u003e  \n\n\u003cp\u003e Burial insurance is an insurance policy that pays out a death benefit to cover the costs of a burial. Burial insurance policies can be purchased from funeral homes, cremation services, or other funeral-related businesses.\u003c/p\u003e  \n\n\u003cp\u003e Funeral insurance and burial insurance are both helpful in covering the costs of a funeral, but they are not the same thing. Funeral insurance is a type of life insurance, while burial insurance is its own type of policy.\u003c/p\u003e \n\n\u003cstrong\u003eFuneral Insurance Costs: What to Expect\u003c/strong\u003e\n\n\u003cp\u003e Funeral insurance policies typically range in coverage from $5,000 to $25,000. The most common funeral expenses that are covered by funeral insurance include funeral home services, funeral director fees, embalming and corpse preparation, casket, transportation costs, and cemetery plot. Some funeral insurance policies will also cover the cost of a headstone or marker.\u003c/p\u003e  \n\n\u003cstrong\u003eBest Funeral Insurance Providers\u003c/strong\u003e\n\n\u003cp\u003e There are many different funeral insurance providers available, and it is important to compare plans in order to find the best coverage at the most affordable rate. Some of the top funeral insurance providers include:\u003c/p\u003e \n\u003cul\u003e\n  \u003cli\u003eNational Funeral Directors Association (NFDA)\n  \u003cli\u003eAARP\n  \u003cli\u003eMetLife\n  \u003cli\u003ePrudential\n  \u003cli\u003eGuardian Life Insurance Company of America.\n\u003c/ul\u003e \n\n\u003cp\u003e When considering a funeral insurance policy, it is important to keep in mind that most policies have a waiting period of two years before benefits are paid out. This means that if someone dies within two years of purchasing a funeral insurance policy, their beneficiaries will not receive any benefits. This is why it is important to purchase funeral insurance as soon as possible, rather than waiting until later in life.\u003c/p\u003e}},metaData:{createdBy:kassi,modifiedBy:dany,createdDate:2022-05-26 10:40,modifiedDate:2025-11-03 10:29},performanceSorting:{isEnabled:false},offerTesting:{isEnabled:false},connectedWall:{isEnabled:false},button:{isEnabled:false},notes:\u003c!--   Tag 8.0.2 for Zone FuneralInsurance_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115988\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e\n\n\u003c!--   Tag 8.0.2 for Zone FuneralInsurance_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115996\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End 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Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\ndisplay: none;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-format\fluid\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle  window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003c!-- Under Header --\u003e\n\u003cins class\adsbygoogle\\n     style\display:block\\n     data-ad-client\ca-pub-4250687896002123\\n     data-ad-slot\1585134821\\n     data-ad-format\auto\\n     data-full-width-responsive\false\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n     (adsbygoogle  window.adsbygoogle || ).push({});\n\u003c/script\u003e}},_id:601c67da51cdbd27db598b91,__v:0},category:{displayHeader:Lifestyle,name:Lifestyle}},{brand:{brand:{customCssPost:\u003cstyle\u003e\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, 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text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media 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}\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set 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       }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Wellness,displayHeader:Wellness}},header:Top Secret To Finding Perfect Hearing Aids,body:{body1:{isEnabled:true,value:\u003cp\u003eHearing aids can be an excellent tool for people who suffer from hearing loss.\u003c/p\u003e \n\n\u003cp\u003eThese small yet revolutionary devices have been around for a while, and have helped thousands of people improve their quality of life. But with so many different options available in the market, it can be hard to know which model is best for you and your needs.\u003c/p\u003e \n\n\u003cp\u003eIf you would like to learn more about how hearing aids work, how to find affordable models, and what features you should consider, keep on reading.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eHow Do Hearing Aids Work?\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eThere are three main parts to a hearing aid system: a microphone, an amplifier, and a speaker. The microphone section picks up sounds and converts them into digital signals, which are then sent to the amplifier. These signals are intensified and directed to the speaker, where these signals will be reproduced at a higher volume.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eWhat Are The Different Types Of Hearing Aids?\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eAlthough the ultimate goal of all hearing aids is to improve ones audition, each type of device will target a different level of hearing loss and lifestyle. There are thousands of models available for purchase, but the four most popular are:\u003c/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eBehind the Ear (BTE)\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eThis device is typically recommended for patients that experience moderate to severe hearing impairment. As the name suggests, Behind the Ear devices have a small curved case that nests behind the ear. A clear tube then connects this case to a custom-built earmold, allowing sound signals to travel through.\u003c/p\u003e \n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003ePros -\u003c/strong\u003e It is very affordable; patients can customize colors, and it is easy to maintain. \u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eCons -\u003c/strong\u003e Reduced sound quality, users can experience \u003ca href\https://www.hearingaidknow.com/wind-noise-hearing-aids-how-to-fix-stop\target\_blank\ rel\noopener\\u003ewind noise\u003c/a\u003e and are less discrete. \u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003eIn the Ear (ITE)\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eITE devices are made for people who experience mild to mildly severe hearing loss. There are two distinct subtypes of in-the-ear hearing aids: full shell (where the device fills most of the outer ear) - and half shelf (that fills only the lower part).\u003c/p\u003e \n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003ePros -\u003c/strong\u003e Very discrete, comfortable and have great sound quality.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eCons -\u003c/strong\u003e Requires more maintenance, more feedback, prone to excess moisture.\u003c/li\u003e \n\u003c/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003eIn-the-Canal (ITC)\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eJust like ITE, In-the-canal hearing aids are also designed for patients who experience mild hearing loss. Unlike BTE, this model is much more discrete and goes directly into the patients ear canal. Because of the nature of the product, most devices available for purchase can be completely customizable for the patients needs and ear shape. Some benefits and drawbacks include:\u003c/p\u003e \n\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003ePros -\u003c/strong\u003e Less visible, little wind noise, smaller than other devices.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eCons -\u003c/strong\u003e Can cause ear wax clogging, and most models do not feature directional microphones or volume controls.\u003c/li\u003e\n\u003c/ul\u003e\n \n\u003cp\u003e\u003cstrong\u003eReceiver-in-canal (RIC)\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003eLike the BTE model, a part of the Receiver-in-canal hearing aid sits behind the users ear. The main difference between the two is that RICs go inside the ear dome.\u003c/p\u003e \n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003ePros -\u003c/strong\u003e they are lightweight, comfortable, and discrete.\u003c/li\u003e \n\u003cli\u003e\u003cstrong\u003eCons -\u003c/strong\u003e can be more expensive and more prone to frequent maintenance.\u003c/li\u003e \n\u003c/ul\u003e},body2:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eFeatures You May Want To Consider:\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eEmerging technologies brought many upgrades to hearing aid devices, making them more powerful, efficient, and suitable for every lifestyle. But before deciding on which model to purchase, take into consideration the following features:\u003c/p\u003e \n\n\u003cstrong\u003eNoise Reduction\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eHearing aids main role is to amplify the sound in the environment. However, depending on the device, they may amplify noise as well. Newer hearing aids have the capability of reducing these unwanted sounds.\u003c/p\u003e \n\n\u003cp\u003e\u003cstrong\u003eDirectional Microphone\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003eSome hearing aids have \u003ca href\https://www.miracle-ear.com/advanced-hearing-aid-technology/how-do-hearing-aids-work/directional-microphones\target\_blank\ rel\noopener\\u003edirectional microphones\u003c/a\u003e that can pick up the sound from what is in front of the user instead of the sides or back. This feature can help you hear better in a noisy setting.\u003c/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eBluetooth Connection\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eWireless connectivity can be crucial in the digital age we live in. Hearing aids that connect to devices such as TVs or cell phones will allow the individual to make calls or watch movies more easily.\u003c/p\u003e  \n\n\u003cp\u003e\u003cstrong\u003eWaterproof\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003eWaterproof hearing aids can be an excellent option for people who frequently perspire, live in humid environments, or often forget to remove their hearing aids. A waterproof feature will make the equipment last longer and prevent irreversible damage.\u003c/p\u003e \n\n\u003cp\u003e\u003cstrong\u003eArtificial Intelligence\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003eOut of the most recent upgrades to hearing aids, \u003ca href\https://www.audiologycharlotte.com/blog/artificial-intelligence-in-hearing-aids#:~:textThe%20AI%20hearing%20aid%20learns,better%20clarity%20in%20that%20environment.\target\_blank\ rel\noopener\\u003eartificial intelligence\u003c/a\u003e is the most impressive. Hearing devices containing AI can learn the users preferences when hearing sounds. These devices can detect who are the people you talk to the most- a spouse, child, or boss - and over time it will memorize that information. When the hearing aid picks up these sounds, again it will prioritize them when over other sounds.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eTips For New Hearing Aid Users\u003c/strong\u003e\u003c/h3\u003e \n\u003cp\u003eLearning how to adapt to hearing aids can be challenging. Here are some things you can do to facilitate this transition.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eBe Patient -\u003c/strong\u003e It takes time to get used to this new way of hearing. Be kind to yourself and take it one step at a time.\u003c/li\u003e \n\u003cli\u003e\u003cstrong\u003eStart Small -\u003c/strong\u003e Take breaks throughout the day, or use them only for a few hours in the first weeks.\u003c/li\u003e \n\u003cli\u003e\u003cstrong\u003eQuiet Areas First -\u003c/strong\u003e Before inserting yourself in an environment with many auditory stimuli, try getting used to being in quiet places first.\u003c/li\u003e \n\u003cli\u003e\u003cstrong\u003ePractice Speaking -\u003c/strong\u003e Many first-time users report situations where people close to them either ask them to \speak up\ or to \stop shouting.\ This happens because it takes time for the patient to find the ideal tone of voice. Keep practicing until you discover what works best for you.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003e\u003cstrong\u003eHow Can I Find Affordable Hearing Aids?\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eMost hearing aids cost between 1,000 and 4,000 dollars. Despite the high pricing, there are efficient ways to save money when getting hearing aids. Some of them include the following:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eBuying over-the-counter devices.\u003c/li\u003e \n\u003cli\u003eConsulting your insurance regarding coverage. \u003c/li\u003e\n\u003cli\u003eBuying from direct-to-consumer aids.\u003c/li\u003e\n\u003cli\u003eResearching grants you may qualify for.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003e\u003cstrong\u003eAll in All\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eHearing aids can be an excellent and effective treatment for hearing loss. However, if you have not done so, contact an audiologist to confirm your diagnosis, and they will give you all the necessary medical information.\u003c/p\u003e}},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/knfa37-njszgq-concept-of-health-care-with-hearing-aid-close-up-2021-12-10-16-44-06-utc.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/knfa37-njszgq-concept-of-health-care-with-hearing-aid-close-up-2021-12-10-16-44-06-utc.webp,activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},tags:{text:hearing-aids},metaData:{modifiedBy:dany,modifiedDate:2025-11-03 09:54,createdBy:julia,createdDate:2022-11-01 17:51},performanceSorting:{isEnabled:false},offerTesting:{isEnabled:false},ads:{ad1:{isEnabled:true,value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/6902223287d8b74c5ac6e2a8?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/kem6x7-hearingaid.webp\ alt\Link to redirect to search for hearing aids resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e},ad2:{isEnabled:false},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/6902223287d8b74c5ac6e2a8?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/kem6x7-hearingaid.webp\ alt\Link to redirect to search for hearing aids resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},connectedWall:{isEnabled:false},button:{isEnabled:false},notes:\u003c!--   Tag 8.1 for Zone HearingAids_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid118417\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e\n\n\u003c!--   Tag 8.1 for Zone HearingAids_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid118418\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/knfa37-njszgq-concept-of-health-care-with-hearing-aid-close-up-2021-12-10-16-44-06-utc.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/knfa37-njszgq-concept-of-health-care-with-hearing-aid-close-up-2021-12-10-16-44-06-utc.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/knfa37-njszgq-concept-of-health-care-with-hearing-aid-close-up-2021-12-10-16-44-06-utc.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/knfa37-njszgq-concept-of-health-care-with-hearing-aid-close-up-2021-12-10-16-44-06-utc.webp,categoryName:Wellness},_id:636194e3b2a80d0018153b62,__v:0},{wall:{offers:,offerIds:,wallType:POST,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/op3xkk-bu65et-attractive-senior-woman-having-arthritis-in-hand-i-2021-08-30-19-50-52-utc.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/op3xkk-bu65et-attractive-senior-woman-having-arthritis-in-hand-i-2021-08-30-19-50-52-utc.webp,activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},header:Recently Diagnosed With Arthritis? Heres What You Should Know,name:Recently Diagnosed With Arthritis? Heres What You Should Know,tags:{text:arthritis},{text:clinical-trial},body:{body1:{isEnabled:true,value:\u003cp\u003eArththis, also known as joint inflammation, is the leading cause of work disability in the United States. The CDC estimates that more than 24% of adult Americans struggle with its symptoms daily. Fortunately, several clinical trials are looking into innovative ways of treating patients who suffer from this condition. Before we dive into how to apply for a clinical study, here is some important information you should know about this disease:\u003c/p\u003e\n \n\u003ch3\u003e\u003cstrong\u003eWhat Are The Most Common Variations?\u003c/h3\u003e\u003c/strong\u003e\n\u003cp\u003eStudies show that there are more than 100 forms of Arthritis, but the most  frequent ones are Osteoarthritis, Rheumatoid Arthritis, Gout Arthritis, and Juvenile Idiopathic Arthritis. \u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eOsteoarthritis (OA)\u003c/strong\u003e – Osteoarthritis commonly develops in adults over 50 and targets the hands, hips, and knees. This form of Arthritis is caused by the \wearing down\ of cartilage. The more this protective tissue breaks down, the more the pain and limited mobility increase. \u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eRheumatoid Arthritis (RA)\u003c/strong\u003e – Rheumatoid Arthritis is an autoimmune disease where the body attacks its cartilage, causing inflammation and pain in joints of the entire body. Different from Osteoarthritis, this form of the condition can show signs in people as young as 30 years old.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eGout Arthritis\u003c/strong\u003e - This type of Arthritis is  characterized by intense pain and redness in the joint areas. In these cases, excess uric acid crystallizes and gets deposited in the joints, causing  acute pain. However, its symptoms can be managed with a healthy lifestyle and proper medication.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eJuvenile Idiopathic Arthritis (JIA)\u003c/strong\u003e – Juvenile Arthritis similar to Rheumatoid Arthritis, as the body also attacks its own cartilage. Although specialties still do not have a concrete answer to what causes this form of Arthritis, studies have shown that both heredity and environmental factors seem to play a role. Unlike the other kinds of joint inflammation, this form has severe consequences if left untreated, including affected, growth, mobility difficulty, cataracts, glaucomas, and even blindness. \u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003e\u003cstrong\u003eWhat Are The Typical Treatments?\u003c/h3\u003e\u003c/strong\u003e\n\u003cp\u003eSince there are no cures for Arthritis, most treatments aim to \u003cstrong\u003eprovide pain relief and improve joint mobility\u003c/strong\u003e. Forms of treatment include physical therapy, regular exercise,  a nutrient-rich diet, medications and other forms of supplements. \u003c/p\u003e\n \n\u003cp\u003eIn patients with arthritis, the goal of physical therapy will be to help improve general posture as well as balance and joint mobility. In order to alleviate the patients stiffness and pain, the practitioner may recommend that the patient engage in specific stretching, strength exercises, and even  massages.\u003c/p\u003e\n \n\u003cp\u003eAs for diet adjustments, people with Arthritis are strongly advised to avoid foods that cause inflammation in the body such as refined carbohydrates, alcohol, ultra-processed foods, and more. Fish and vegetables, both of which are high in carotenoids and omega-3 fatty acids, are examples of some of the foods that are highly recommended for patients with Arthritis to consume.},body2:{isEnabled:true,value:\u003cp\u003eDepending on the severity of the case, doctors might recommend surgery.  The procedures may be minimally invasive such as \u003ca href\https://www.mayoclinic.org/tests-procedures/arthroscopy/about/pac-20392974#:~:textArthroscopy%20(ahr%2DTHROS%2Dkuh,a%20high%2Ddefinition%20video%20monitor.\target\_blank\ rel\noopener\\u003earthroscopy\u003c/a\u003e - where surgeons will remove damaged cartilage through a small incision, or a \u003ca href\https://orthoinfo.aaos.org/en/treatment/total-joint-replacement/#:~:textTotal%20joint%20replacement%20is%20a,of%20a%20normal%2C%20healthy%20joint.\target\_blank\ rel\noopener\\u003etotal joint replacement\u003c/a\u003e, where the damaged joint tissue will be replaced with a prosthetic.\u003c/p\u003e\n \n\u003ch3\u003e\u003cstrong\u003eFinding a Clinical Trial for Arthritis\u003c/h3\u003e\u003c/strong\u003e\n\u003cp\u003eParticipating in a clinical trial can occur in various ways. The volunteer may permit the researchers to access your medical record for research purposes, participate by providing blood or tissue samples to be studied, or even take a new drug or supplement. \u003c/p\u003e\n \n\u003cp\u003eAlthough there are risks in a trial for both Arthritis and other diseases, they are essential and necessary for medical advances in the search for treatments and possible cures. An example was the trials for TNF, which is now considered a universal and effective protocol for combating pain caused by rheumatoid Arthritis.\u003c/p\u003e\n \n\u003cp\u003eOne of the most common ways to find trials is through official medical websites such as  T \u003ca href\https://beta.clinicaltrials.gov/\n\target\_blank\ rel\noopener\\u003eClinicalTrials.org\u003c/a\u003e or \u003ca href\https://www.mayo.edu/research/clinical-trials\n\target\_blank\ rel\noopener\\u003eThe Mayo Clinic\u003c/a\u003e. Your physician may also know about a few trials in your area, and can advise you whether participating in one is a good option for you.\u003c/p\u003e\n \n\u003cp\u003eHowever, it is vital that regardless of the trial you apply for, you discuss it with your doctor first to see if they agree with this course of treatment or not. Your trusted medical professional will also be able to evaluate if this trial you apply for is legitimate. Once you are sure it is valid, you can start your application process.\u003c/p\u003e\n \n\u003cp\u003eMost trials first ask for a medical history and personal information that will provide them with some context to see if the patient fits the subject matter criteria. Those who fit that pattern will be called to a second in-person screening, where they will go through tests to determine if they got accepted or not. \u003c/p\u003e\n \n\u003cp\u003eOnce the patient has been approved, they will sign a Clinical Trial Agreement, which is a document that outlines all the risks involved, benefits that will be provided, and the patients responsibilities. If you have the opportunity of getting a lawyer to review this with you, you have a great understanding of the situation. \u003c/p\u003e\n \n\u003cp\u003eAfter signing this document, the patient will receive instructions on what to do before eating again with the clinical trial staff. It is crucial that you strictly follow the rules of the trial so you do not risk affecting the trials results.\u003c/p\u003e\n \n\u003cp\u003eInterested in joining a trial? Find out if you qualify today!\u003c/p\u003e}},status:Active,brands:{brand:{brand:{name:myresources,status:Active,baseUrl:myresources.amazing-options.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/x537r-myResources-logo-small2.png,privacyUrl:https://myresources-lp.resourcesify.com/lp#/privacy/6019c8f90a96547f2c1548d5,termsUrl:https://myresources-lp.resourcesify.com/lp#/terms/6019c8f90a96547f2c1548d5,unsubUrl:https://myresources-oz.resourcesify.com/router/unsubscribe,signUpUrl:https://myresources-lp.resourcesify.com/lp#/r4m1/6019c8f90a96547f2c1548d5,categories:{displayHeader:Grant \u0026 Resources,name:Grant \u0026 Resources},{displayHeader:Make Money,name:Make Money},{displayHeader:Smart Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 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text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media 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pointer;\n}\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        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 #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n.NotificationPopup.Opened {\nz-index: 1031\n}\n\u003c/style\u003e,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,categories:{name:Grant \u0026 Resources,displayHeader:Grants \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 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{\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n    letter-spacing: 1px;\n    font-size: 0.857em;\n    font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n        color: #337ab7;\n        text-decoration:underline;\n        font-weight:400;\n\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: 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450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse 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.navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    #ctag {\n        display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n      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font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    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position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n 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display: inline-block;\n        font-size: 10px;\n        text-transform: uppercase;\n        font-weight: bold;\n        z-index: 10;\n        position: relative;\n    }\n    #blog-header {\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n    }\n\n\t #blog-header-f {\n        font-family: Merriweather, serif;\n        font-weight: 600;\n        line-height: 1.25;\n        margin:0;\n        cursor: pointer;\n\t\tfont-size:32px;\n    }\n\n    #blog-header-side {\n\n        font-size:14px;\n        font-family: Merriweather, serif;\n        font-weight: 400;\n        line-height: 1.25;\n        cursor: pointer;\n\n    }\n\n    #cat-header {\n        font-family: Merriweather, serif;\n    }\n\n    #cat-header-side {\n\n        font-weight:600;\n        font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n 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height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n        padding-bottom:20px;\n    }\n\n    @media screen and (max-width: 420px) {\n        #blog-header {\n            font-size:16px;\n        }\n\n        #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Financial,displayHeader:Financial,isFeatured:true}},header:Top Resources For Senior Citizens,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/wxg4-l3h5di-Seniorassistance1.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/wxg4-l3h5di-Seniorassistance1.webp,activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Saturday:true,Friday:true},body:{body1:{isEnabled:true,value:\u003cp\u003eGetting old is hard enough on its own without having to worry about bills and medical care.\u003c/p\u003e \n\n\u003cp\u003eSeniors face so much difficulty with their financial security, physical mobility, and brain health…it isn’t fair! The good news is there are plenty of resources and organizations out there to help with these issues if you can find them and apply. We’ve researched some of the best programs for you, so all you have to do is read and see what sounds the best for you.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eFinancial Help Options\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003e\u003cstrong\u003e1. Social Security\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eSocial Security is a program best known for its retirement benefits. If you have worked and paid taxes for at least ten years and have hit age 62, then congratulations! You qualify for monthly benefits. If you hold off on receiving these benefits, the monthly amount that you receive will increase until you turn 70. How much an individual receives per month depends on how much they previously made in their career and what modern prices are with inflation calculations. This system is a great thing, as we work when we’re young, we contribute to Social Security and are able to reap the benefits in our old age. Unfortunately, the average Social Security retirement benefit was about $1,614 a month, as calculated this past January. While this is helpful, it isn’t realistic for most seniors to live off a meager 19k/ per year in this economy. Social Security used in addition to other financial aid is becoming more and more essential.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003e2. LIHEAP\u003c/strong\u003e\u003c/p\u003e \n\n\u003cp\u003eThe Low Income Home Energy Assistance Program was designed to help make energy bills more affordable. While they won’t pay your bills in full, depending on which state you live in, they provide enormous aid! To see what they can do for you, visit their \u003ca href\https://www.acf.hhs.gov/ocs/map/liheap-map-state-and-territory-contact-listing\ target\_blank\ rel\noopener\\u003ewebsite\u003c/a\u003e and get a breakdown of costs based on your location.\u003c/p\u003e  \n\n\u003cp\u003e\u003cstrong\u003e3. AARP Foundation\u003c/strong\u003e\u003c/p\u003e \n\n\u003cp\u003eThis program is for seniors 50 or older who want support with paying for food, medicine, utilities, and everyday costs. AARP helps seniors wanting to learn new skills in order to make more during their last years in the workforce by offering free workshops, resources, and coaching. They also offer aid with taxes to help you keep what you earn!\u003c/p\u003e  \n\n\u003cp\u003eAARP is an advocate of food security; not just making sure that seniors have enough to eat, but that a senior’s diet is full of healthy and nutritious foods! Their program SNAP is dedicated to this mission and can help you cut down on huge grocery bills. To learn more or to sign up, all of the information you need will be found \u003ca href\https://www.aarp.org/aarp-foundation/our-work/income/?intcmpFOU-NAV-DO-EO\ target\_blank\ rel\noopener\\u003ehere\u003c/a\u003e.\u003c/p\u003e},body2:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eMedical Help\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003e\u003cstrong\u003eMedicare\u003c/strong\u003e\u003c/p\u003e \n\n\u003cp\u003eMedicare is America’s public healthcare program for adults ages 65 and older and individuals with disabilities. Sixty-four million Americans use Medicare to help cover their medical expenses, and it could be a great option for you.\u003c/p\u003e  \n\n\u003cp\u003eThis program is organized into sections based on services. Part A is hospital insurance; this covers more urgent hospital visits rather than yearly checkups and is free to most seniors. If you’ve worked and paid Medicare taxes for around ten years, then this service is free to you upon signing up.\u003c/p\u003e  \n\n\u003cp\u003ePart B is medical insurance; this helps cover things like medical equipment, regular doctor’s visits, and at-home care. As seniors get older, the prices of multiple doctor’s appointments and mobility aids, such as a wheelchair, get higher and higher. With Medicare, you can pay around $170 a month (depending on income) to get coverage on these expenses. Deductibles are around $233, and your insurance will cover the rest.\u003c/p\u003e  \n\n\u003cp\u003ePart C and D are called Medicare Advantage plans. These include all of the benefits of a typical Medicare plan but with added benefits such as aid with medication costs. Unfortunately, as of 2022, Medicare does not cover services like vision or dental care but does provide a huge help with essential healthcare.\u003c/p\u003e  \n\n\u003cp\u003eTo see if Medicare is a good option for you, take a look at their \u003ca href\https://www.medicare.gov/Pubs/pdf/11579-medicare-costs.pdf\ target\_blank\ rel\noopener\\u003edetailed pricing information\u003c/a\u003e. If, like millions of other Americans, you believe this could improve your situation, you’ll find all the information you need to \u003ca href\https://www.medicare.gov/basics/get-started-with-medicare/sign-up\ target\_blank\ rel\noopener\\u003esign up here\u003c/a\u003e.\u003c/p\u003e  \n \n\u003cp\u003e\u003cstrong\u003eGood RX\u003c/strong\u003e\u003c/p\u003e \n\n\u003cp\u003eMedications are INSANELY expensive these days…and if you need a prescription to live a full and happy life, they are non-negotiable. Good RX is free for anyone to use and is essentially a database of online coupons specifically for medication. You can download the mobile app or look at their  \u003ca href\https://www.goodrx.com/go/homepage-lander-sem-7-widget?chomepage-lander-sem-7\u0026utm_campaign127243741\u0026utm_content7699746781\u0026utm_sourcegoogle\u0026utm_mediumcpc\u0026utm_termkwd-32277910216\u0026gclidCj0KCQjw29CRBhCUARIsAOboZbJyhpBzh4QGd_j-_OZouZ2DpLtldsnmHgDoJtq0U5QuO4Q5qxt-iqEaAn0UEALw_wcB\u0026gclsrcaw.ds\ target\_blank\ rel\noopener\\u003ewebsite\u003c/a\u003e online. All you do is type in the name of the drug you’re looking to buy, and you can save up to 80% on prescriptions! This is a great option for individuals who don’t have insurance and do self-pay options or those who use plan A/B of Medicare which doesn’t offer medication coverage.\u003c/p\u003e  \n\n\u003cp\u003eBeing a senior is hard, not to mention expensive. These programs can help relieve some of the financial and medical stress that comes with aging and let you focus on doing what you love.\u003c/p\u003e}},metaData:{createdBy:kassi,modifiedBy:dany,createdDate:2022-03-19 19:09,modifiedDate:2025-11-03 10:45},performanceSorting:{isEnabled:false},offerTesting:{isEnabled:false},ads:{ad1:{isEnabled:true,value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/6800f4cd58725079c53180f9?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/h8cqee-seniorbenefits.webp\ alt\Link to redirect to search for senior assistance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e},ad2:{isEnabled:false},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/6800f4cd58725079c53180f9?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/h8cqee-seniorbenefits.webp\ alt\Link to redirect to search for senior assistance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},connectedWall:{isEnabled:false},button:{isEnabled:false},notes:\u003c!--   Tag 8.0.2 for Zone SeniorAssistance_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115197\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e\n\n\u003c!--   Tag 8.0.2 for Zone SeniorAssistance_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115198\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!--  End --\u003e,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/wxg4-l3h5di-Seniorassistance1.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/wxg4-l3h5di-Seniorassistance1.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/wxg4-l3h5di-Seniorassistance1.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/wxg4-l3h5di-Seniorassistance1.webp,categoryName:Financial},_id:623662952b69190017211cf7,__v:0},trendingBlogs:{wall:{status:Active,name:What Seniors Need to Know About Renewing a Driver’s License,offers:,offerIds:,header:What Seniors Need to Know About Renewing a Driver’s License,body:{body2:{isEnabled:true,value:\u003ch3\u003e4. Medical and Cognitive Requirements\u003c/h3\u003e\n\u003cp\u003eAs a senior, you may be asked to provide medical clearance or undergo a cognitive exam to ensure you are fit to drive. These exams assess whether any health conditions, such as dementia, Parkinson’s disease, or severe arthritis, are interfering with your ability to drive safely.\u003c/p\u003e\n\u003cp\u003eIn some states, you may be required to complete a self-assessment form or submit a statement from your doctor regarding your health. If your doctor has any concerns about your ability to drive, it may be necessary to take a more in-depth driving assessment, such as a road test or a meeting with a specialist.\u003c/p\u003e\n\n\u003ch3\u003e5. Renewing a Driver’s License with Disabilities\u003c/h3\u003e\n\u003cp\u003eIf you have a disability that affects your ability to drive, you may still be eligible for a driver’s license renewal. In many states, seniors with disabilities can apply for accommodations such as extended renewal periods or special instructions for road tests.\u003c/p\u003e\n\u003cp\u003eAdditionally, if you use mobility aids like a wheelchair or a walker, you may need to provide additional documentation about your condition and any modifications to your vehicle. Be sure to check with your local DMV to understand the specific requirements for drivers with disabilities.\u003c/p\u003e\n\n\u003ch3\u003eTips for a Smooth Renewal Process\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003ePrepare Ahead:\u003c/strong\u003e Have all required documents ready for your renewal, including proof of identity, vision screening results, medical certificates, and your current driver’s license.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eStay Updated on State Requirements:\u003c/strong\u003e Visit your DMV’s website or contact them directly to understand the rules in your area.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eAsk for Help if Needed:\u003c/strong\u003e Don’t hesitate to seek assistance from family members, friends, or caregivers.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eConsider Professional Driving Assessments:\u003c/strong\u003e These evaluations can help provide clarity on whether you’re still fit to drive safely.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eDriver’s License Resources for Seniors\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003ca href\https://www.dmv.org/\\u003eDMV Websites:\u003c/a\u003e Each state has its own DMV website where you can find specific information on renewing your driver’s license as a senior.\u003c/li\u003e\n    \u003cli\u003e\u003ca href\https://www.aarp.org/\\u003eAARP:\u003c/a\u003e Offers tips and resources on senior driving, including courses and safety programs.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eConclusion\u003c/h3\u003e\n\u003cp\u003eRenewing your driver’s license as a senior doesn’t have to be complicated. By understanding the specific requirements and preparing the necessary documents, seniors can make the renewal process easier and continue to drive safely. Whether renewing online, in-person, or with additional accommodations, taking the time to stay informed ensures that you can keep your independence while prioritizing your safety and the safety of others on the road.\u003c/p\u003e},body1:{isEnabled:true,value:\u003cp\u003eA driver’s license is key to maintaining independence as we age, allowing us to manage daily tasks like running errands, attending appointments, and staying connected with others. However, as we get older, certain health changes may require extra steps when renewing a license. States often require additional health checks and documentation to ensure both personal and public safety.\u003c/p\u003e\n\n\u003cp\u003eThough the renewal process can seem complicated, understanding the requirements and knowing what to expect can make it much easier. With the right information, seniors can continue driving safely and confidently.\u003c/p\u003e\n\n\u003ch3\u003eWhen and How to Renew Your Driver’s License as a Senior\u003c/h3\u003e\n\n\u003cp\u003eMost states have specific guidelines for senior drivers, especially when it comes to renewal timelines and requirements. Typically, seniors are required to renew their licenses more frequently than younger drivers, and additional documentation may be needed to verify physical and cognitive health.\u003c/p\u003e\n\n\u003ch3\u003e1. Know When to Renew\u003c/h3\u003e\n\u003cp\u003eRenewal intervals vary depending on the state, but seniors are often required to renew their driver’s licenses more frequently than other drivers. In some states, this could mean renewing every 2 years instead of the standard 4-6 years for younger drivers.\u003c/p\u003e\n\u003cp\u003eThe age at which you are required to renew your license more frequently also varies. Some states, like California, begin requiring more frequent renewals at age 70, while others may set the threshold at 65 or 75. It’s essential to check with your local Department of Motor Vehicles (DMV) to find out the specific age and renewal period for your state.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Always keep track of your driver’s license expiration date to avoid driving with an expired license. The DMV typically sends a renewal reminder, but it’s a good idea to stay proactive.\u003c/p\u003e\n\n\u003ch3\u003e2. Renewing by Mail or Online\u003c/h3\u003e\n\u003cp\u003eSome states allow seniors to renew their driver’s licenses online or by mail, which makes the process more convenient. However, this depends on the state’s policies and the senior’s health status.\u003c/p\u003e\n\u003cp\u003eFor online renewals, seniors may need to meet certain criteria:\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003eNo significant vision or medical issues.\u003c/li\u003e\n    \u003cli\u003eThe driver has not been involved in accidents or received traffic violations recently.\u003c/li\u003e\n    \u003cli\u003eThe license has not expired for an extended period.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eIf you qualify, you can easily complete the process on your state’s DMV website. You’ll be required to provide identification information and pay the renewal fee. In some cases, seniors can also renew by mail, especially if they have a clean driving record and meet health requirements. Check with your DMV to find out if you are eligible for mail-in renewal.\u003c/p\u003e\n\n\u003ch3\u003e3. In-Person Renewal and Vision Tests\u003c/h3\u003e\n\u003cp\u003eMany states require seniors to visit the DMV in person for renewal. During this visit, you may be asked to take a vision test to ensure that you can see clearly enough to drive. This is a standard procedure for seniors, as age-related vision problems (such as cataracts or macular degeneration) can affect driving ability.\u003c/p\u003e\n\u003cp\u003eIf you have corrective lenses (glasses or contacts), be sure to bring them with you to the DMV. Additionally, if you have a health condition that could affect your ability to drive (such as a neurological condition or a recent surgery), you may need to provide a physician’s note or undergo additional health assessments.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Schedule an eye exam before your DMV appointment to ensure you pass the vision test and have the necessary documentation.\u003c/p\u003e}},wallType:POST,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/249f4-elderlydriver.jpg,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/249f4-elderlydriver.jpg,brands:{brand:{brand:{name:seniorlight,status:Active,baseUrl:blog.seniorlight.net,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/6xezvb-seniorlight-darkmode.svg,categories:{name:Independent Living,displayHeader:Independent Living},{name:Wellness,displayHeader:Wellness},{name:Financial,displayHeader:Financial},{name:Senior Tips,displayHeader:Senior 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11:31},tags:{text:Drivers-License},{text:Seniors},{text:Renewing},archivedOffers:,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/249f4-elderlydriver.jpg,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/249f4-elderlydriver.jpg,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/249f4-elderlydriver.jpg,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/249f4-elderlydriver.jpg,categoryName:Senior Tips},_id:679a57f26162d406d7ff39a4,__v:0},{wall:{status:Active,name:How to Get a Handicapped Parking Permit,offers:,offerIds:,header:How to Get a Handicapped Parking Permit,body:{body1:{isEnabled:true,value:\u003cp\u003eHaving access to a handicapped parking permit is a significant benefit for seniors or individuals with disabilities. These permits provide closer, more accessible parking spaces, making it easier to navigate everyday tasks like grocery shopping, medical appointments, or simply getting out and about. However, getting a handicap parking permit requires understanding the application process, eligibility requirements, and any associated documentation. Fortunately, the process is straightforward once youre informed and prepared.\u003c/p\u003e\n\n\u003ch3\u003eWho Is Eligible for a Handicap Parking Permit?\u003c/h3\u003e\n\u003cp\u003eTo qualify for a handicapped parking permit, you must meet specific medical criteria indicating a disability affecting mobility. The requirements vary by state, but generally, eligibility includes individuals who:\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eHave a disability that limits mobility:\u003c/strong\u003e This could include conditions like arthritis, heart disease, neurological disorders, or other mobility-related disabilities.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eAre unable to walk long distances:\u003c/strong\u003e If walking long distances causes pain or significant fatigue, you may qualify.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eUse mobility aids:\u003c/strong\u003e Individuals who rely on wheelchairs, walkers, or other mobility devices are often eligible.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eHave a condition that severely impairs walking:\u003c/strong\u003e Conditions that affect walking speed, balance, or require assistance from another person may qualify you for a permit.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eSome states may also offer handicap parking permits for caregivers or family members who regularly transport the disabled individual. Check with your local Department of Motor Vehicles (DMV) or similar agency for specific eligibility criteria in your area.\u003c/p\u003e\n\n\u003ch3\u003eTypes of Handicap Parking Permits\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eTemporary Permits:\u003c/strong\u003e These are typically valid for a limited period, usually up to six months. They are for individuals who have temporary disabilities, such as recovering from surgery or an injury.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003ePermanent Permits:\u003c/strong\u003e These are issued for long-term or permanent disabilities. They usually do not expire or require renewal for several years.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eIn some cases, you may be eligible for a plate (vehicle registration) instead of a permit, which is typically issued to individuals with permanent disabilities.\u003c/p\u003e\n\n\u003ch3\u003eHow to Apply for a Handicap Parking Permit\u003c/h3\u003e\n\u003cp\u003eThe process for applying for a handicapped parking permit will vary by state, but here are the general steps you can expect:\u003c/p\u003e\n\n\u003ch3\u003eStep 1: Gather Required Documentation\u003c/h3\u003e\n\u003cp\u003eMost states require a physician’s signature or a medical certificate confirming your disability. This often includes a note from your healthcare provider stating the nature of your disability, its impact on your mobility, and why you qualify for a handicap permit.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003eA completed application form (usually available online or at your local DMV).\u003c/li\u003e\n    \u003cli\u003eA signed letter from your doctor or a healthcare professional that verifies your disability.\u003c/li\u003e\n    \u003cli\u003eProof of identification, such as a driver’s license or state ID card.\u003c/li\u003e\n    \u003cli\u003eA recent medical report or details about your condition.\u003c/li\u003e\n\u003c/ul\u003e},body2:{isEnabled:true,value:\u003ch3\u003eStep 2: Fill Out the Application\u003c/h3\u003e\n\u003cp\u003eYou can usually find the application for a handicapped parking permit online on your state’s DMV website or at your local DMV office. Some states offer printable forms, while others may provide an online submission option.\u003c/p\u003e\n\n\u003ch3\u003eStep 3: Submit the Application\u003c/h3\u003e\n\u003cp\u003eOnce you’ve completed the application and gathered all required documents, submit your application either online, by mail, or in person at your local DMV office. If you are applying for a permanent handicapped parking permit, you may be required to visit the DMV in person to have your photo taken for the permit.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Some states allow you to submit documents electronically, which can save time and speed up the approval process.\u003c/p\u003e\n\n\u003ch3\u003eStep 4: Pay Any Required Fees\u003c/h3\u003e\n\u003cp\u003eMost states charge a small fee for issuing a handicapped parking permit. The fee varies by location, but it’s usually affordable, with some states offering free permits for seniors.\u003c/p\u003e\n\n\u003ch3\u003eStep 5: Wait for Approval\u003c/h3\u003e\n\u003cp\u003eAfter submitting your application, it may take several weeks for your permit to be processed. During this time, the DMV may contact you if additional documentation is required. Once approved, you’ll receive your handicapped parking permit by mail or be instructed to pick it up at your local DMV office.\u003c/p\u003e\n\n\u003ch3\u003eDisplaying Your Handicap Parking Permit\u003c/h3\u003e\n\u003cp\u003eOnce you have received your permit, make sure to display it properly when using handicapped parking spaces. The permit should be hung from your rearview mirror while your vehicle is parked. If your permit is a sticker or decal, it should be placed on the driver’s side window or windshield.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eImportant Tip:\u003c/strong\u003e Always follow local laws and guidelines about using handicapped parking spaces. Improper use of a handicap permit can result in fines or the permit being revoked.\u003c/p\u003e\n\n\u003ch3\u003eRenewal and Replacement of Handicap Parking Permits\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eTemporary Permits:\u003c/strong\u003e These typically need to be renewed every six months or less. If your disability has changed, you may need to provide a new physician’s statement to confirm your need for an extension.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003ePermanent Permits:\u003c/strong\u003e These may need to be renewed every 2-5 years, depending on the state’s rules.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eReplacement Permits:\u003c/strong\u003e If your permit is lost, stolen, or damaged, you can apply for a replacement permit through your local DMV.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eResources for Help\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003ca href\https://www.dmv.org/\\u003eState DMV Website:\u003c/a\u003e Your state’s Department of Motor Vehicles (DMV) website provides detailed information about the application process and eligibility requirements.\u003c/li\u003e\n    \u003cli\u003e\u003ca href\https://www.nod.org/\\u003eNational Organization on Disability:\u003c/a\u003e Offers help and guidance on disability-related services.\u003c/li\u003e\n    \u003cli\u003e\u003ca href\https://www.medicare.gov/\\u003eMedicare:\u003c/a\u003e Offers information on how mobility issues may affect your ability to apply for a parking permit.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eConclusion\u003c/h3\u003e\n\u003cp\u003eObtaining a handicapped parking permit is a simple process that can make a significant difference in maintaining mobility and independence. With the right resources and a little time, you’ll be able to drive with confidence, knowing that parking is one less challenge you need to face.\u003c/p\u003e}},wallType:POST,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/ru01fq8-handicap.jpg,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/ru01fq8-handicap.jpg,brands:{brand:{brand:{name:seniorlight,status:Active,baseUrl:blog.seniorlight.net,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/6xezvb-seniorlight-darkmode.svg,categories:{name:Independent Living,displayHeader:Independent Living},{name:Wellness,displayHeader:Wellness},{name:Financial,displayHeader:Financial},{name:Senior Tips,displayHeader:Senior 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  #post-list {\n            padding-bottom:10px;\n        }\n        #blog-header-side {\n            font-size:16px;\n        }\n\n        #pagi {\n\n            font-size:14px;\n\n        }\n    }\n\n    @media screen and (max-width: 320px) {\n        #blog-header {\n            font-size:18px;\n        }\n\n        #blog-header-side {\n            font-size:18px;\n        }\n    }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Senior Tips,displayHeader:Senior Tips}},metaData:{modifiedBy:ava,modifiedDate:2025-01-29 11:29,createdBy:ava,createdDate:2025-01-29 11:29},tags:{text:Handicap},{text:Parking-Permit},{text:Elderly},archivedOffers:,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/ru01fq8-handicap.jpg,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/ru01fq8-handicap.jpg,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/ru01fq8-handicap.jpg,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/ru01fq8-handicap.jpg,categoryName:Senior Tips},_id:679a5764d09fc333fd92e83d,__v:0},{wall:{status:Active,name:How To Keep Your Mind Sharp with Simple Daily Habits,offers:,offerIds:,header:How To Keep Your Mind Sharp with Simple Daily Habits,body:{body1:{isEnabled:true,value:\u003cp\u003eKeeping your mind sharp is key to maintaining independence and enjoying life. Being able to focus, remember important details, and solve everyday problems helps build confidence and a sense of purpose as we age. While cognitive decline is a natural part of aging, simple daily habits can help keep the brain active and improve memory, focus, and mental clarity.\u003c/p\u003e\n\n\u003cp\u003eWith just a few easy changes, seniors can engage in brain-boosting activities that make a real difference in cognitive health.\u003c/p\u003e\n\n\u003ch3\u003e1. Make Learning a Habit\u003c/h3\u003e\n\u003cp\u003eContinuous learning is one of the best ways to keep your mind sharp. Challenging your brain with new information and skills keeps it flexible and active. Just like physical exercise strengthens the body, mental exercise strengthens the brain. The good news is that you don’t need to overdo it. Just 15 minutes of learning something new daily can have a lasting impact.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003ePick up a new hobby:\u003c/strong\u003e Whether it’s learning to cook a new recipe, taking up painting, or picking up a musical instrument, these activities engage your brain in new ways.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eRead regularly:\u003c/strong\u003e Reading books, articles, or blogs on various topics can help keep your brain engaged. Choose subjects you’re curious about or those outside your usual interests to challenge your thinking.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eTake a class:\u003c/strong\u003e Many communities offer classes for seniors, ranging from tech workshops to history courses. Online platforms like \u003ca href\https://seniorplanet.org/\\u003eSenior Planet by AARP\u003c/a\u003e also provide educational resources to stimulate learning.\u003c/li\u003e\n\u003c/ul\u003e},body2:{isEnabled:true,value:\u003ch3\u003e2. Stay Socially Active\u003c/h3\u003e\n\u003cp\u003eSocializing is not only good for your emotional well-being—it’s also great for your brain. Regular social interaction challenges your cognitive abilities, from keeping track of conversations to remembering details about friends and family.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eAttend community events:\u003c/strong\u003e Local senior centers often host book clubs, movie nights, or exercise classes. The \u003ca href\https://www.nia.nih.gov/\\u003eNational Institute on Aging\u003c/a\u003e offers guidance on staying socially connected.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eVolunteer:\u003c/strong\u003e Giving back to your community through volunteer work helps keep your mind engaged while creating meaningful social connections.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eUse technology to connect:\u003c/strong\u003e Video calls, social media, and texting can help you stay in touch with loved ones when in-person visits aren’t possible.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Set a weekly goal to connect with a friend or family member. A regular phone call or video chat can help prevent isolation.\u003c/p\u003e\n\n\u003ch3\u003e3. Exercise Your Brain\u003c/h3\u003e\n\u003cp\u003eJust as physical exercise strengthens the body, mental exercise strengthens the brain. Engaging in activities that challenge your brain can improve memory, problem-solving skills, and cognitive flexibility.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003ePuzzles and games:\u003c/strong\u003e Crosswords, Sudoku, jigsaw puzzles, and strategy games like chess or card games stimulate the brain.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eLearn a language:\u003c/strong\u003e Picking up a new language improves memory and cognitive function by engaging different areas of the brain.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eWrite regularly:\u003c/strong\u003e Journaling, poetry, or creative writing enhances cognitive flexibility and critical thinking.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Keep a journal to document daily thoughts or try writing a letter to a friend or family member. It’s a great way to exercise the brain and stay connected.\u003c/p\u003e\n\n\u003ch3\u003e4. Practice Mindfulness and Relaxation\u003c/h3\u003e\n\u003cp\u003eChronic stress can impair cognitive function, memory, and overall brain health. Mindfulness practices and relaxation techniques help reduce stress and improve focus.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eMeditation:\u003c/strong\u003e Meditation improves attention, memory, and emotional regulation. Apps like Calm or Headspace offer guided sessions for relaxation.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eBreathing exercises:\u003c/strong\u003e Deep breathing activates the parasympathetic nervous system, reducing stress and improving focus.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eTai Chi or yoga:\u003c/strong\u003e Gentle exercises combine movement and mindfulness, improving both mental clarity and physical flexibility.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003e5. Prioritize Sleep\u003c/h3\u003e\n\u003cp\u003eGetting enough rest is crucial for brain health, especially as we get older. During sleep, your brain consolidates memories and clears out toxins that can affect cognitive function. Poor sleep can contribute to memory problems and slower thinking, so establishing healthy sleep habits is essential.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eStick to a regular sleep schedule:\u003c/strong\u003e Go to bed and wake up at the same time every day to help regulate your internal clock.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eCreate a restful sleep environment:\u003c/strong\u003e Ensure your bedroom is quiet, dark, and comfortable. Avoid screens before bed to improve sleep quality.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eStay active during the day:\u003c/strong\u003e Light activities like walking or stretching can improve sleep quality, but avoid strenuous exercise close to bedtime.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eConclusion\u003c/h3\u003e\n\u003cp\u003eMaintaining mental sharpness as you age doesn’t require drastic changes or expensive tools. Simple, everyday habits can make a significant impact on cognitive health. By embracing these practices, seniors can enjoy clearer thinking, improved mood, and greater independence. It’s never too late to start—why not begin today and build a strong foundation for lifelong brain health?\u003c/p\u003e}},wallType:POST,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/4y236l-happyseniors.jpg,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/4y236l-happyseniors.jpg,brands:{brand:{brand:{name:seniorlight,status:Active,baseUrl:blog.seniorlight.net,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/6xezvb-seniorlight-darkmode.svg,categories:{name:Independent Living,displayHeader:Independent Living},{name:Wellness,displayHeader:Wellness},{name:Financial,displayHeader:Financial},{name:Senior Tips,displayHeader:Senior 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11:27},tags:{text:Daily-Habits},{text:Sharp-Mind},{text:Elderly},archivedOffers:,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/4y236l-happyseniors.jpg,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/4y236l-happyseniors.jpg,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/4y236l-happyseniors.jpg,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/4y236l-happyseniors.jpg,categoryName:Senior Tips},_id:679a56e4b90f9e1e96cf74dc,__v:0},{wall:{status:Active,name:How to Spot and Avoid Scams Targeting Older Adults,offers:,offerIds:,header:How to Spot and Avoid Scams Targeting Older Adults,body:{body1:{isEnabled:true,value:\u003cp\u003eAs technology advances, so do the tactics of scammers targeting older adults. Many seniors, relying on trust or limited experience with the digital world, are vulnerable to fraudsters seeking to exploit their financial security. Whether through deceptive phone calls, emails, or fraudulent websites, these scams can have financial and emotional consequences.\u003c/p\u003e\n\n\u003cp\u003eThe good news is that with a bit of awareness and some simple steps, seniors can protect themselves from falling prey to these deceptive schemes.\u003c/p\u003e\n\n\u003ch3\u003eThe Rise of Scams Targeting Seniors\u003c/h3\u003e\n\u003cp\u003eOlder adults are particularly vulnerable to scams for a variety of reasons. Many seniors are living on fixed incomes, making them attractive targets for fraudsters offering “easy money” or financial solutions. Additionally, some seniors may not be as familiar with digital technology or current online threats, which increases their susceptibility to online scams.\u003c/p\u003e\n\u003cp\u003eAccording to the National Council on Aging (NCOA), scams targeting older adults have become one of the most significant financial challenges for seniors today. Whether it’s fraudulent investment opportunities, deceptive tech support offers, or fake charity appeals, these scams exploit trust and confusion, often leading to severe financial and emotional repercussions.\u003c/p\u003e\n\n\u003ch3\u003eCommon Scams Targeting Older Adults\u003c/h3\u003e\n\n\u003ch4\u003eImpersonation Scams\u003c/h4\u003e\n\u003cp\u003eScammers impersonate someone the senior trusts—whether that’s a family member, a government official, or a well-known company. They might claim that the senior’s loved one is in trouble or that they owe taxes and must pay immediately.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eHow to Spot This Scam:\u003c/strong\u003e Be suspicious if the caller pressures for immediate action or asks for payment via wire transfer, gift cards, or other untraceable methods. Hang up and call a trusted family member or government agency directly to verify the information.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eTip:\u003c/strong\u003e The IRS will never ask for immediate payment via phone, email, or text.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch4\u003eTech Support Scams\u003c/h4\u003e\n\u003cp\u003eScammers claim to represent major tech companies like Microsoft or Apple, saying that computers are compromised or need urgent repairs. They may try to convince seniors to grant remote access or pay for unnecessary services.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eHow to Spot This Scam:\u003c/strong\u003e Legitimate companies like Microsoft or Apple will never call unsolicited to offer technical support. Hang up and contact the company directly using a verified phone number or website.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch4\u003eRomance Scams\u003c/h4\u003e\n\u003cp\u003eThese scams prey on a senior’s desire for companionship. Fraudsters use online dating sites or social media to develop a romantic relationship and eventually ask for money to cover “emergencies” or “travel expenses.”\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eHow to Spot This Scam:\u003c/strong\u003e Be cautious if someone you’ve recently met online quickly starts asking for money, even if they seem trustworthy or affectionate. Question all monetary requests, especially from someone you’ve never met in person.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eTip:\u003c/strong\u003e If a \love interest\ asks for money, its a red flag. Trust your instincts and talk to someone you trust.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch4\u003eLottery and Sweepstakes Scams\u003c/h4\u003e\n\u003cp\u003eSeniors receive unsolicited notifications claiming they’ve won a prize or lottery and are asked for personal information or an upfront payment to claim it.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eHow to Spot This Scam:\u003c/strong\u003e Legitimate lottery organizations do not ask for payment in advance. If you didn’t enter a contest, you haven’t won anything.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Do not provide any personal information or payment details unless youre sure the offer is legitimate.\u003c/li\u003e\n\u003c/ul\u003e},body2:{isEnabled:true,value:\u003ch4\u003eCharity Scams\u003c/h4\u003e\n\u003cp\u003eFraudsters pose as representatives of fake charities, especially during crises like natural disasters or global health emergencies.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eHow to Spot This Scam:\u003c/strong\u003e Always research the charity before donating. Verify their credentials through trusted platforms like Charity Navigator or the Better Business Bureau’s Wise Giving Alliance. Be wary of high-pressure tactics, especially over the phone or email.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Never donate on impulse. Take time to research the organization before contributing.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eHow to Protect Yourself from Scams\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eBe Cautious with Personal Information:\u003c/strong\u003e Avoid sharing your Social Security number, bank details, or credit card information over the phone unless you’re sure the contact is legitimate.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eVerify Requests for Money:\u003c/strong\u003e Always verify requests for money with a trusted friend, family member, or financial advisor before sending funds. Don’t rely on the contact’s word alone.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eInstall and Use Security Software:\u003c/strong\u003e Protect your computer and devices with up-to-date security software, including firewalls and antivirus protection.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eEducate Yourself About Scams:\u003c/strong\u003e Stay informed about common fraud tactics to better equip yourself to spot them.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eResources for Help\u003c/h3\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003ca href\https://www.nia.nih.gov\\u003eNational Institute on Aging (NIA)\u003c/a\u003e provides detailed information on scams and how to protect yourself.\u003c/li\u003e\n    \u003cli\u003e\u003ca href\https://www.ncoa.org\\u003eNational Council on Aging (NCOA)\u003c/a\u003e offers resources on avoiding scams.\u003c/li\u003e\n    \u003cli\u003eReport scams to the \u003ca href\https://reportfraud.ftc.gov\\u003eFederal Trade Commission (FTC)\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch3\u003eStay Vigilant and Protect Yourself\u003c/h3\u003e\n\u003cp\u003eScams targeting older adults are increasingly common, but with the right knowledge and precautions, seniors can protect themselves. Staying informed about common scams, being cautious with personal information, and utilizing available resources can help seniors avoid fraud.\u003c/p\u003e\n\u003cp\u003eIf you or a loved one suspect that youve been targeted or fall victim to a scam, dont hesitate to seek help. The more you educate yourself and stay vigilant, the better prepared you’ll be to defend against these harmful tactics and continue living with confidence and security.\u003c/p\u003e}},wallType:POST,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/9b23wt-creditcard.jpeg,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/9b23wt-creditcard.jpeg,brands:{brand:{brand:{name:seniorlight,status:Active,baseUrl:blog.seniorlight.net,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/6xezvb-seniorlight-darkmode.svg,categories:{name:Independent Living,displayHeader:Independent Living},{name:Wellness,displayHeader:Wellness},{name:Financial,displayHeader:Financial},{name:Senior Tips,displayHeader:Senior 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11:17},tags:{text:Target},{text:Older-Adults},{text:Scams},archivedOffers:,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/9b23wt-creditcard.jpeg,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/9b23wt-creditcard.jpeg,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/9b23wt-creditcard.jpeg,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/9b23wt-creditcard.jpeg,categoryName:Senior Tips},_id:679a5494285b8675afb9a5ff,__v:0},{wall:{status:Active,name:5 Smart Ways to Stay Independent as You Age,offers:,offerIds:,header:5 Smart Ways to Stay Independent as You Age,body:{body1:{isEnabled:true,value:\u003cp\u003eStaying independent as you age is about keeping control of your life and continuing to enjoy the things that matter most. As time goes on, challenges like health concerns or managing daily tasks can make it harder to live on your own terms. But these challenges don’t have to take away your independence. There are many simple, practical steps you can take to stay in control, feel empowered, and continue living life the way you want.\u003c/p\u003e\n\n\u003cp\u003eHere are five smart, easy-to-follow strategies that can help you stay independent and thrive as you grow older.\u003c/p\u003e\n\n\u003ch3\u003e1. Stay Active, Inside and Outside the Home\u003c/h3\u003e\n\u003cp\u003ePhysical health is one of the most important factors in maintaining independence. Regular exercise isn’t just about staying fit—it’s about preserving mobility, flexibility, and strength. These qualities are essential for doing everyday tasks like getting in and out of bed, walking around the house, or running errands.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eExercise Regularly:\u003c/strong\u003e Whether it’s taking a daily walk, doing stretching exercises, or engaging in low-impact activities like swimming or yoga, staying active helps reduce the risk of falls and keeps your body functioning at its best.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eStrength Training and Balance Exercises:\u003c/strong\u003e Incorporating strength training into your routine can help maintain muscle mass, which is critical as you age. Exercises that improve balance, such as tai chi or simple standing leg lifts, can help prevent falls.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eStaying Active at Home:\u003c/strong\u003e Simple at-home routines, like chair exercises or stretching, can help keep you mobile. Household chores like gardening or light cleaning are also beneficial for physical health and provide a sense of accomplishment.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Always consult your doctor before starting a new exercise program to ensure it’s suitable for your health and fitness level.\u003c/p\u003e\n\n\u003ch3\u003e2. Engage Your Mind and Keep Learning\u003c/h3\u003e\n\u003cp\u003eMental sharpness plays an important role in staying independent. Cognitive decline can affect memory, problem-solving skills, and the ability to handle daily activities. Staying mentally active is just as crucial as physical health for aging well.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eLifelong Learning:\u003c/strong\u003e Keeping your mind engaged by learning new things can delay cognitive decline. Try picking up a new hobby, learning a musical instrument, or engaging in brain games. Online platforms and local adult education classes offer great opportunities.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eSocial Interaction and Mental Health:\u003c/strong\u003e Engaging in meaningful social activities keeps your brain active and your mood elevated. Staying in touch with family, friends, and community groups can prevent isolation and its negative effects on mental health.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Many libraries and senior centers offer free educational programs or book clubs that are great ways to stay mentally engaged.\u003c/p\u003e\n\n\u003ch3\u003e3. Leverage Technology for Support and Convenience\u003c/h3\u003e\n\u003cp\u003eIn today’s world, technology can be a powerful ally for seniors looking to maintain independence. From voice-activated devices to health monitoring apps, there are countless tools that can make life easier and provide safety at home.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eSmart Home Devices:\u003c/strong\u003e Voice-activated smart speakers, such as Amazon Alexa or Google Assistant, allow you to control lights, set reminders, play music, or make calls without needing to move around.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eHealth Monitoring Technology:\u003c/strong\u003e Wearable devices like fitness trackers or smartwatches can monitor health metrics such as heart rate and sleep patterns. Some devices also feature emergency response options.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eMedical Alert Systems:\u003c/strong\u003e Many medical alert systems come with wearable pendants or bracelets that allow seniors to quickly summon help with the press of a button.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Many senior-focused tech products are covered by Medicare or other insurance plans, so check with your provider about available options.\u003c/p\u003e},body2:{isEnabled:true,value:\u003ch3\u003e4. Create a Routine and Organize Your Day\u003c/h3\u003e\n\u003cp\u003eA structured routine can help seniors stay organized, reduce stress, and manage daily tasks more effectively. When life becomes predictable and well-structured, it’s easier to maintain control over your surroundings and feel confident in your ability to navigate the day-to-day.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eEstablish Daily Routines:\u003c/strong\u003e Having a consistent daily schedule for meals, exercise, personal care, and social activities helps establish a sense of normalcy.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eUse Tools to Stay Organized:\u003c/strong\u003e Whether it’s a physical calendar, a digital planner, or an app on your phone, staying organized helps ensure important tasks—like taking medication or attending appointments—don’t slip through the cracks.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Break larger tasks into smaller, manageable steps to avoid feeling overwhelmed. For example, tackle one room or area per day when cleaning.\u003c/p\u003e\n\n\u003ch3\u003e5. Maintain Financial Control and Plan Ahead\u003c/h3\u003e\n\u003cp\u003eFinancial security is essential for maintaining independence. When seniors have a clear understanding of their finances, they can make informed decisions and avoid unnecessary stress. Protecting yourself from financial exploitation is also crucial.\u003c/p\u003e\n\u003cul\u003e\n    \u003cli\u003e\u003cstrong\u003eCreate a Budget:\u003c/strong\u003e Establishing a budget helps track spending and plan for future needs. Regularly reviewing your budget can help prevent overspending.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003ePlan for Future Healthcare Needs:\u003c/strong\u003e Seniors should explore Medicare plans and consider additional coverage or long-term care insurance to avoid surprises and secure financial stability.\u003c/li\u003e\n    \u003cli\u003e\u003cstrong\u003eProtect Against Financial Pressure:\u003c/strong\u003e\n        \u003cul\u003e\n            \u003cli\u003eSet boundaries with family about financial decisions.\u003c/li\u003e\n            \u003cli\u003eMonitor financial transactions for unusual activity.\u003c/li\u003e\n            \u003cli\u003eAppoint a trusted power of attorney if needed.\u003c/li\u003e\n            \u003cli\u003eAvoid high-pressure situations from unsolicited calls or emails.\u003c/li\u003e\n            \u003cli\u003eEducate yourself on scams targeting seniors.\u003c/li\u003e\n        \u003c/ul\u003e\n    \u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTip:\u003c/strong\u003e Working with a trusted financial advisor or family member can help manage finances if paying bills or tracking expenses becomes challenging.\u003c/p\u003e\n\n\u003ch3\u003eConclusion\u003c/h3\u003e\n\u003cp\u003eIt is entirely possible to stay in charge of your life as you age. With the right strategies, seniors can continue to live confidently and on their own terms. Staying active, engaging your mind, using technology for support, creating structure, and managing finances all contribute to a fulfilling and independent life. These steps enhance well-being, reduce stress, and help seniors embrace aging with strength and purpose.\u003c/p\u003e}},wallType:POST,logoUrl:,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/hzehco-yoga.jpg,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/hzehco-yoga.jpg,brands:{brand:{brand:{name:seniorlight,status:Active,baseUrl:blog.seniorlight.net,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/6xezvb-seniorlight-darkmode.svg,categories:{name:Independent Living,displayHeader:Independent Living},{name:Wellness,displayHeader:Wellness},{name:Financial,displayHeader:Financial},{name:Senior Tips,displayHeader:Senior Tips},termsUrl:https://start.seniorlight.net/terms/673e670a95d488303fc502e5,privacyUrl:https://start.seniorlight.net/privacy/673e670a95d488303fc502e5,unsubUrl:https://start.seniorlight.net/unsubscribe,signUpUrl:https://start.seniorlight.net/lpa/pages/inbound/67699bac598eadc16394c589?sr1,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li 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font-size:24px;\n        margin-top:10px;\n        margin-bottom:20px;\n        font-style: italic;\n        border-bottom: #6A9C8F solid 2px;\n        padding-bottom:10px;\n        font-family: Merriweather, serif;\n\n    }\n\n    #blog-intro {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    .navbar {\n        margin-bottom: 0;\n        border-radius: 0;\n    }\n    /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n    .row.content {\n        height: 450px\n    }\n    /* Set gray background color and 100% height */\n    .sidenav {\n        padding-top: 20px;\n        background-color: #f1f1f1;\n        height: 100%;\n    }\n    /* Set black background color, white text and some padding */\n    footer {\n        background-color: #555;\n        color: white;\n        padding: 15px;\n    }\n\n    #pagi {\n        font-size:16px;\n    }\n\n    #featured {\n\n        margin-top:30px;\n        display: flex;\n        align-items: center;\n        margin-bottom:20px;\n\n\n    }\n\n    /* On small screens, set height to auto for sidenav and grid */\n\n    @media screen and (max-width: 992px) {\n        #blog-header-side {\n            font-size:30px;\n        }\n        #cat-header-side {\n\n            border:none;\n            font-size:36px;\n\n\n        }\n    }\n\n    @media screen and (max-width: 767px) {\n        .sidenav {\n            height: auto;\n            padding: 15px;\n        }\n        .row.content {\n            height: auto;\n        }\n\n  #post-feed {width:100%; height:66px;} \n\n        #featured {\n            display:block;\n        }\n\n    }\n    h3 {\n        font-family: Merriweather, serif;\n        font-weight: 500;\n    }\n    strong {\n        font-weight: 500;\n    }\n    p, ul {\n        font-size: 16px;\n        font-family: Roboto, Helvetica, Arial, sans-serif;\n        font-weight: 300;\n        line-height: 1.5;\n    }\n    #post_content {\n        font-family: Lora, Times New Roman, serif;\n        font-size: 20px;\n        font-weight: 400px;\n        padding-top: 0px;\n    }\n    .btn {\n        font-size: 18px;\n    }\n    .block-with-text {\n        overflow: hidden;\n        position: relative;\n        line-height: 1.2em;\n        max-height: 3.6em;\n        text-align: justify;\n        margin-right: -1em;\n        padding-right: 0.85em;\n    }\n    .block-with-text:before {\n        content: \...\;\n        position: absolute;\n        right: 0;\n        bottom: 0;\n    }\n    .block-with-text:after {\n        content: \\;\n        position: absolute;\n        right: 0;\n        width: 1em;\n        height: 1em;\n        margin-top: 0.2em;\n        background: white;\n    }\n    .img-inpost {\n        width: 100%;\n        max-width: 650px;\n        margin-bottom: 20px;\n    }\n    .img-intro {\n        max-width: 100%;\n        cursor: pointer;\n    }\n\n    #post-list {\n       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Domain > seniorlight.net

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