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idsppb-addon-wrapper-1678255955752 classsppb-addon-wrapper addon-root-js-slideshow>div idsppb-addon-1678255955752 classclearfix >div idsppb-sp-slider-1678255955752 data-idsppb-sp-slider-1678255955752 classsppb-addon-sp-slider sp-slider header-pte-notes dot-controller-dot dot-controller-position-bottom_center data-height-xl800px data-height-lg800px data-height-md900px data-height-sm1000px data-height-xs1200px data-slider-animationfade data-autoplayfalse data-interval5000 data-timertrue data-speed800 data-dot-controltrue data-arrow-controlfalse data-indecatortrue data-arrow-contenticon_only data-slide-countfalse data-dot-styledot data-pause-hoverfalse>div idsp-slider-item-1678255955752-num-0-key classsp-item active slider-content-vercally-center>div classsppb-container>div classsppb-row>div classsppb-col-sm-12>div classsp-slider-content-align-center>h3 idsp-slider-inner-item-1678255955753-num-0-key classsppb-sp-slider-title data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>PTEs Directory ofbr>Note Buyers, Note Sellers br>Note Investors &br>All Needed Resources/h3>h4 idsp-slider-inner-item-1678255955753-num-1-key classsppb-sp-slider-title data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>A Searchable Database of People and Companies Active in the Note Industry.br>br>Your Ultimate Tool to FindBuyers/Investors of Performing and Non-performing Trust Deeds &Mortgage Loans. /h4>div idsp-slider-inner-item-1678255955753-num-2-key classsppb-sp-slider-text text-left data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>p>Find Note Buyers, Note Sellers, Note Investors, Note Exchanges, Note Servicing Companies, Due Diligence Services, Qualified Attorneys, Note Authors, Note Education Courses, Passive Note Investment Funds, Note Conventions and much, much more./p>/div>div idsp-slider-inner-item-1678255955753-num-3-key classsppb-sp-slider-text text-left data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>/div>a idsp-slider-inner-item-1678255955753-num-4-key classsppb-sp-slider-button btn-left href/jomsocial/register?typenotebuyer data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>span classsp-slider-btn-text>Add Your FREE Business Listing Today span classsp-slider-btn-icon>i classfas fa-angle-right aria-hiddentrue>/i>/span>/span>/a>/div>/div>/div>/div>div classsp-background stylebackground-image: url(https://mail.ptenotes.com/images/2023/03/08/trees-and-buildings-thumbnail.jpg);>/div>div classsp-video-background data-video_srchttps://mail.ptenotes.com/media/videos/2023/03/08/trees-and-buildings1.mp4>/div>/div>div idsp-slider-item-1678255955752-num-1-key classsp-item slider-content-vercally-center>div classsppb-container>div classsppb-row>div classsppb-col-sm-12>div classsp-slider-content-align-center>h2 idsp-slider-inner-item-1678255955754-num-0-key classsppb-sp-slider-title data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>PTEs Directory ofbr>Note Buyers, Note Sellers br>Note Investors &br> All Needed Resources/h2>h2 idsp-slider-inner-item-1678255955754-num-1-key classsppb-sp-slider-title data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>A Searchable Database of People and Companies Active in the Note Industry.br>br>Your Ultimate Tool to FindBuyers/Investors of Performing and Non-performing Trust Deeds &Mortgage Loans./h2>div idsp-slider-inner-item-1678255955754-num-2-key classsppb-sp-slider-text text-left data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>p>Find Note Buyers, Note Sellers, Note Investors, Note Exchanges, Note Servicing Companies, Due Diligence Services, Qualified Attorneys, Note Authors, Note Education Courses, Passive Note Investment Funds, Note Conventions and much, much more./p>/div>div idsp-slider-inner-item-1678255955754-num-3-key classsppb-sp-slider-text text-left data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>/div>a idsp-slider-inner-item-1678255955754-num-4-key classsppb-sp-slider-button btn-left href/jomsocial/register?typenotebuyer data-layertrue data-animation{type:slide,direction:top,from:100%, to:0%,duration:800,after:1000, timing_function:ease}>span classsp-slider-btn-text>Add Your FREE Business Listing Today span classsp-slider-btn-icon>i classfas fa-angle-right aria-hiddentrue>/i>/span>/span>/a>/div>/div>/div>/div>div classsp-background stylebackground-image: url(https://mail.ptenotes.com/images/2023/03/08/residential-area-birdview-thumbnail.jpg);>/div>div classsp-video-background data-video_srchttps://mail.ptenotes.com/media/videos/2023/03/08/residential-area-birdview.mp4>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>section idsection-id-1666242893679 classsppb-section >div classsppb-row-container>div classsppb-row>div classsppb-col-md-4 sppp-column-vertical-align idcolumn-wrap-id-1666242893678>div idcolumn-id-1666242893678 classsppb-column sppb-align-items-center >div classsppb-column-addons>div idsppb-addon-wrapper-1666403677220 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666403677220 classclearfix >div classsppb-addon sppb-addon-header>h4 classsppb-addon-title>span classfas fa-coins sppb-addon-title-icon aria-hiddentrue>/span> - Note Buyers & Note Sellers/h4>/div>/div>/div>div idsppb-addon-wrapper-1666403677281 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666403677281 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p dirauto styletext-align: left; data-pm-slice1 1 >Note Buyers & Note Sellers Listings are Free. Join Today and Tell Sellers the Type of Notes You Buy./p>/div>/div>/div>/div>/div>/div>/div>div classsppb-col-md-4 idcolumn-wrap-id-1666242893680>div idcolumn-id-1666242893680 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666330050794 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666330050794 classclearfix >div classsppb-addon sppb-addon-header>h4 classsppb-addon-title>span classfas fa-lightbulb sppb-addon-title-icon aria-hiddentrue>/span> - Passive Note Investment Fund/h4>/div>/div>/div>div idsppb-addon-wrapper-1666330050782 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666330050782 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p styletext-align: left;>Passive Note Investment Fund Listings are Free. Create a Listing and Inform Note Investors of Your Offering./p>/div>/div>/div>/div>/div>/div>/div>div classsppb-col-md-4 idcolumn-wrap-id-1666242893681>div idcolumn-id-1666242893681 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666403677321 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666403677321 classclearfix >div classsppb-addon sppb-addon-header>h4 classsppb-addon-title>span classfas fa-hand-pointer sppb-addon-title-icon aria-hiddentrue>/span> - Authors & Educators/h4>/div>/div>/div>div idsppb-addon-wrapper-1666403677326 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666403677326 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p styletext-align: left;>List Your Note Courses and Books for Free. Create Your Listing and Tell Us About Your Buyers Model./p>/div>/div>/div>/div>/div>/div>/div>/div>/div>/section>section idsection-id-1666229865621 classsppb-section sppb-section-content-center >div classsppb-row-container>div classsppb-row sppb-align-center>div classsppb-col-md-12 idcolumn-wrap-id-1666229865620>div idcolumn-id-1666229865620 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666330050725 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666330050725 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Are You Active in the Mortgage Loan Industry? PTEs Directory is the Place to Share Your Contact Information. Find Note Buyers, Note Sellers, Note Exchanges, Authors, Educators, Passive Note Investment Funds, Note Conventions and All Other Needed Note Resources./h2>/div>/div>/div>div idsppb-addon-wrapper-1666229865726 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666229865726 classclearfix sppb-wow fadeIn data-sppb-wow-duration300ms >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>div styletext-align: left;> /div>/div>/div>/div>/div>/div>/div>/div>div classsppb-col-md-6 idcolumn-wrap-id-1666229865994>div idcolumn-id-1666229865994 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666330048479 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666330048479 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h3 classsppb-addon-title>- Your Directory Listing is Free./h3>/div>/div>/div>div idsppb-addon-wrapper-1666233591348 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666233591348 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms data-sppb-wow-delay100ms >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p dirauto data-pm-slice1 1 >PTEs Directory of Note Buyers, Note Sellers & All Needed Resources is Open for Enrollment 24/7/365 and its Searchable Database is Updated Daily. Create Your Free Listing Today./p>/div>/div>/div>/div>div idsppb-addon-wrapper-1666330050607 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666330050607 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h3 classsppb-addon-title>- Find Every Mortgage Loan Buyer In America. /h3>/div>/div>/div>div idsppb-addon-wrapper-1666330050616 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666330050616 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms data-sppb-wow-delay100ms >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p dirauto data-pm-slice1 1 >FREE Educational Instruction on How to Find Every Note Buyer and Note Seller in the United States./p>/div>/div>/div>/div>div idsppb-addon-wrapper-1666330048534 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666330048534 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h3 classsppb-addon-title>- Search & Find Buyers Who Want Your Note/h3>/div>/div>/div>div idsppb-addon-wrapper-1666229867110 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666229867110 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms data-sppb-wow-delay100ms >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>Most experienced note buyers have a model. They buy performing firsts, non-performing firsts or seconds. They buy in trust deed states, mortgage states or every state. Search our database to find multiple buyers for your note(s)./div>/div>/div>/div>/div>/div>/div>div classsppb-col-md-6 idcolumn-wrap-id-1666229865995>div idcolumn-id-1666229865995 classsppb-column >div classsppb-column-addons>/div>/div>/div>/div>/div>/section>section idsection-id-1666242894228 classsppb-section sppb-section-content-center >div classsppb-row-overlay>/div>div classsppb-row-container>div classsppb-row sppb-align-center>div classsppb-col-md-8 idcolumn-wrap-id-1666242893254>div idcolumn-id-1666242893254 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666229865625 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666229865625 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>What are you looking for?/h2>/div>/div>/div>div idsppb-addon-wrapper-1666242893262 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666242893262 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>Inside our Directory is everything notes: performing, non-performing, contract for deed, structured settlements, lotteries, partials, divorce liens, pools, exchanges and much more./div>/div>/div>/div>div idsppb-addon-wrapper-1666242894251 classsppb-addon-wrapper addon-root-button>div idsppb-addon-1666242894251 classclearfix >div classsppb-button-wrapper>a href/add-business-listing idbtn-1666242894251 classsppb-btn sppb-btn-default sppb-btn-rounded>Add Your FREE Business Listing Today i classfas fa-caret-right aria-hiddentrue>/i>/a>/div>/div>/div>div idsppb-addon-wrapper-b9a21b6e-3515-488c-b831-6d2ab6fa5b9f classsppb-addon-wrapper addon-root-button>div idsppb-addon-b9a21b6e-3515-488c-b831-6d2ab6fa5b9f classclearfix >div classsppb-button-wrapper>a href/trial?plan_id10&group_id0 idbtn-b9a21b6e-3515-488c-b831-6d2ab6fa5b9f classsppb-btn sppb-btn-default sppb-btn-rounded>Try out the SEARCH now! i classfas fa-caret-right aria-hiddentrue>/i>/a>/div>/div>/div>/div>/div>/div>div classsppb-col-md-4 idcolumn-wrap-id-1666242894243>div idcolumn-id-1666242894243 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666247088169 classsppb-addon-wrapper addon-root-image>div idsppb-addon-1666247088169 classclearfix >div classsppb-addon sppb-addon-single-image sppb-addon-image-shape>div classsppb-addon-content>div classsppb-addon-single-image-container>img classsppb-img-responsive lazyload data-srchttps://mail.ptenotes.com//images/2022/10/20/ptenotes-logo-white-v1.0.png altImage title width695 height621 />/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>/section>section idsection-id-1684123641302 classsppb-section sppb-section-content-center >div classsppb-row-container>div classsppb-row sppb-align-center>div classsppb-col-md-6 idcolumn-wrap-id-1684123641316>div idcolumn-id-1684123641316 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1684124251201 classsppb-addon-wrapper sppb-hidden-lg sppb-hidden-md sppb-hidden-sm sppb-hidden-xs addon-root-image>div idsppb-addon-1684124251201 classclearfix >div classsppb-addon sppb-addon-single-image sppb-addon-image-shape>div classsppb-addon-content>div classsppb-addon-single-image-container>img classsppb-img-responsive lazyload data-srchttps://mail.ptenotes.com//images/2022/10/22/pte-header-v3.jpg altImage title width1800 height1200 />/div>/div>/div>/div>/div>/div>/div>/div>div classsppb-col-md-6 idcolumn-wrap-id-1684124184422>div idcolumn-id-1684124184422 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1684123641317 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1684123641317 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Live or Die With Your Note Buyers List/h2>/div>/div>/div>div idsppb-addon-wrapper-1684123641318 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1684123641318 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms data-sppb-wow-delay100ms >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p classborder-p>Approximately 32 years ago on a Friday, two men entered the offices of First Plus Financial, Inc. in Dallas, Texas with $1,000,000 to invest at 18% annual interest. Instead of accepting their investment, the CEO asked for help to raise $3,000,000 to cover Monday’s payroll. They successfully raised the money and in return they acquired 12,000 (twelve thousand) notes that were delivered in banker boxes to one of the agent’s home. It was soon clear that their new note business would live or die with their buyer’s list, if they were to sell any of the notes. One of those men is the founder of PTE, Inc./p>/div>/div>/div>/div>div idsppb-addon-wrapper-1684126030774 classsppb-addon-wrapper sppb-hidden-xl addon-root-image>div idsppb-addon-1684126030774 classclearfix >div classsppb-addon sppb-addon-single-image sppb-addon-image-shape>div classsppb-addon-content>div classsppb-addon-single-image-container>img classsppb-img-responsive lazyload data-srchttps://mail.ptenotes.com//images/2022/10/22/pte-header-v3.jpg altImage title width1800 height1200 />/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>/section> /div>/div> /div>/main>/div> /section>section idsp-bottom > div classcontainer> div classcontainer-inner> div classrow> div idsp-bottom4 classcol-lg-12 >div classsp-column >div classsp-module >div classsp-module-content>div classmod-sppagebuilder sp-page-builder data-module_id180> div classpage-content> section idsection-id-1666402072990 classsppb-section >div classsppb-row-container>div classsppb-row>div classsppb-col-md-3 idcolumn-wrap-id-1666402073003>div idcolumn-id-1666402073003 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666402073004 classsppb-addon-wrapper addon-root-image>div idsppb-addon-1666402073004 classclearfix >div classsppb-addon sppb-addon-single-image sppb-addon-image-shape>div classsppb-addon-content>div classsppb-addon-single-image-container>img classsppb-img-responsive lazyload data-srchttps://mail.ptenotes.com//images/2022/10/20/ptenotes-logo-v1.0.png altImage title width695 height621 />/div>/div>/div>style typetext/css>#sppb-addon-1666402073004{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1666402073004{border-radius: 0px;}#sppb-addon-wrapper-1666402073004{margin-top: 0px;margin-right: 0px;margin-bottom: 30px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1666402073004{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1666402073004{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1666402073004{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1666402073004{}}#sppb-addon-1666402073004 .sppb-addon-title{}/style>style typetext/css>#sppb-addon-1666402073004 img{width: 160px;max-width: 160px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073004 img{}}@media (max-width: 991.98px) {#sppb-addon-1666402073004 img{}}@media (max-width: 767.98px) {#sppb-addon-1666402073004 img{}}@media (max-width: 575.98px) {#sppb-addon-1666402073004 img{}}#sppb-addon-1666402073004 img{border-radius: 0px;}#sppb-addon-1666402073004{text-align: center;}/style>/div>/div>div idsppb-addon-wrapper-1666402073005 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666402073005 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h4 classsppb-addon-title>PTE Group, Inc/h4>/div>style typetext/css>#sppb-addon-1666402073005{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1666402073005{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 10px;padding-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073005{}}@media (max-width: 991.98px) {#sppb-addon-1666402073005{}}@media (max-width: 767.98px) {#sppb-addon-1666402073005{}}@media (max-width: 575.98px) {#sppb-addon-1666402073005{}}#sppb-addon-wrapper-1666402073005{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1666402073005{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1666402073005{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1666402073005{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1666402073005{}}#sppb-addon-1666402073005 .sppb-addon-title{}/style>style typetext/css>#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{font-family: Poppins;font-size: 17px;letter-spacing: 1px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 991.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 767.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 575.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}#sppb-addon-1666402073005 .sppb-addon.sppb-addon-header{text-align: center;}#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{margin-top: 0px;margin-right: 0px;margin-bottom: 10px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;padding-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 991.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 767.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 575.98px) {#sppb-addon-1666402073005 .sppb-addon-header .sppb-addon-title{}}/style>/div>/div>/div>/div>/div>div classsppb-col-md-3 idcolumn-wrap-id-1666402073006>div idcolumn-id-1666402073006 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1666402073007 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1666402073007 classclearfix sppb-wow fadeIn data-sppb-wow-duration700ms >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Services/h5>/div>style typetext/css>#sppb-addon-1666402073007{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1666402073007{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 10px;padding-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073007{}}@media (max-width: 991.98px) {#sppb-addon-1666402073007{}}@media (max-width: 767.98px) {#sppb-addon-1666402073007{}}@media (max-width: 575.98px) {#sppb-addon-1666402073007{}}#sppb-addon-wrapper-1666402073007{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1666402073007{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1666402073007{}}@media (max-width: 767.98px) 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.sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1666402073008 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1666402073008 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-RE7djZEczRWOuAnpJzp21 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-RE7djZEczRWOuAnpJzp21 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>a rel href/privacy-policy>Privacy Policy/a>/p>/div>/div>style typetext/css>#sppb-addon-RE7djZEczRWOuAnpJzp21{}#sppb-addon-RE7djZEczRWOuAnpJzp21{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-RE7djZEczRWOuAnpJzp21{}}@media (max-width: 991.98px) {#sppb-addon-RE7djZEczRWOuAnpJzp21{}}@media (max-width: 767.98px) {#sppb-addon-RE7djZEczRWOuAnpJzp21{}}@media (max-width: 575.98px) 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.sppb-addon-content{}}@media (max-width: 991.98px) {#sppb-addon-RE7djZEczRWOuAnpJzp21 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-RE7djZEczRWOuAnpJzp21 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-RE7djZEczRWOuAnpJzp21 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-9EI7RCVc7H0JaxOz-I6G8 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-9EI7RCVc7H0JaxOz-I6G8 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>a rel href/terms-and-conditions>Terms & Conditions/a>/p>/div>/div>style typetext/css>#sppb-addon-9EI7RCVc7H0JaxOz-I6G8{}#sppb-addon-9EI7RCVc7H0JaxOz-I6G8{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-9EI7RCVc7H0JaxOz-I6G8{}}@media (max-width: 991.98px) {#sppb-addon-9EI7RCVc7H0JaxOz-I6G8{}}@media (max-width: 767.98px) {#sppb-addon-9EI7RCVc7H0JaxOz-I6G8{}}@media (max-width: 575.98px) {#sppb-addon-9EI7RCVc7H0JaxOz-I6G8{}}#sppb-addon-wrapper-9EI7RCVc7H0JaxOz-I6G8{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-9EI7RCVc7H0JaxOz-I6G8{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-9EI7RCVc7H0JaxOz-I6G8{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-9EI7RCVc7H0JaxOz-I6G8{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-9EI7RCVc7H0JaxOz-I6G8{}}#sppb-addon-9EI7RCVc7H0JaxOz-I6G8 a { color: #ffffff;}#sppb-addon-9EI7RCVc7H0JaxOz-I6G8 .sppb-addon-title{}#sppb-addon-9EI7RCVc7H0JaxOz-I6G8 .footer-link-pte{color:#2399b9;}#sppb-addon-9EI7RCVc7H0JaxOz-I6G8 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-9EI7RCVc7H0JaxOz-I6G8 .sppb-addon-text-block{}#sppb-addon-9EI7RCVc7H0JaxOz-I6G8 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media (max-width: 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{#sppb-addon-1666402073010{}}@media (max-width: 767.98px) {#sppb-addon-1666402073010{}}@media (max-width: 575.98px) {#sppb-addon-1666402073010{}}#sppb-addon-wrapper-1666402073010{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1666402073010{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1666402073010{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1666402073010{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1666402073010{}}#sppb-addon-1666402073010 a { color: #FFFFFF;}#sppb-addon-1666402073010 .sppb-addon-title{}#sppb-addon-1666402073010 .footer-link-pte{color:#2399b9;}#sppb-addon-1666402073010 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-1666402073010 .sppb-addon-text-block{}#sppb-addon-1666402073010 .sppb-addon-text-block{ transform-origin: 50% 50%; }#sppb-addon-1666402073010 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media 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10px;padding-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073012{}}@media (max-width: 991.98px) {#sppb-addon-1666402073012{}}@media (max-width: 767.98px) {#sppb-addon-1666402073012{padding-top: 20px;padding-right: 0px;padding-bottom: 0px;padding-left: 0px;}}@media (max-width: 575.98px) {#sppb-addon-1666402073012{padding-top: 20px;padding-right: 0px;padding-bottom: 0px;padding-left: 0px;}}#sppb-addon-wrapper-1666402073012{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1666402073012{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1666402073012{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1666402073012{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1666402073012{}}#sppb-addon-1666402073012 .sppb-addon-title{}/style>style typetext/css>#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{font-family: Playfair Display;letter-spacing: 0px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 991.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 767.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 575.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}#sppb-addon-1666402073012 .sppb-addon.sppb-addon-header{text-align: left;}#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{margin-top: 0px;margin-right: 0px;margin-bottom: 10px;margin-left: 0px;padding-top: 0px;padding-right: 0px;padding-bottom: 0px;padding-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 991.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 767.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}@media (max-width: 575.98px) {#sppb-addon-1666402073012 .sppb-addon-header .sppb-addon-title{}}/style>/div>/div>div idsppb-addon-wrapper-1666402073013 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1666402073013 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>Need help? a classfooter-link-pte href/contact-us>Contact Us./a>/div>/div>style typetext/css>#sppb-addon-1666402073013{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1666402073013{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073013{}}@media (max-width: 991.98px) {#sppb-addon-1666402073013{}}@media (max-width: 767.98px) {#sppb-addon-1666402073013{}}@media (max-width: 575.98px) {#sppb-addon-1666402073013{}}#sppb-addon-wrapper-1666402073013{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1666402073013{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1666402073013{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1666402073013{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1666402073013{}}#sppb-addon-1666402073013 .sppb-addon-title{}#sppb-addon-1666402073013 .footer-link-pte{color:#2399b9;}#sppb-addon-1666402073013 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-1666402073013 .sppb-addon-text-block{}#sppb-addon-1666402073013 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media (max-width: 1199.98px) {#sppb-addon-1666402073013 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 991.98px) {#sppb-addon-1666402073013 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1666402073013 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1666402073013 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-1700029693216 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1700029693216 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>PTE Group, Inc/p>/div>/div>style typetext/css>#sppb-addon-1700029693216{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1700029693216{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693216{}}@media (max-width: 991.98px) {#sppb-addon-1700029693216{}}@media (max-width: 767.98px) {#sppb-addon-1700029693216{}}@media (max-width: 575.98px) {#sppb-addon-1700029693216{}}#sppb-addon-wrapper-1700029693216{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1700029693216{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1700029693216{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1700029693216{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1700029693216{}}#sppb-addon-1700029693216 .sppb-addon-title{}#sppb-addon-1700029693216 .footer-link-pte{color:#2399b9;}#sppb-addon-1700029693216 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-1700029693216 .sppb-addon-text-block{}#sppb-addon-1700029693216 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693216 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 991.98px) {#sppb-addon-1700029693216 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1700029693216 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1700029693216 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-1700029693219 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1700029693219 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>2901 W. Coast, Suite 200/p>/div>/div>style typetext/css>#sppb-addon-1700029693219{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1700029693219{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693219{}}@media (max-width: 991.98px) {#sppb-addon-1700029693219{}}@media (max-width: 767.98px) {#sppb-addon-1700029693219{}}@media (max-width: 575.98px) {#sppb-addon-1700029693219{}}#sppb-addon-wrapper-1700029693219{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1700029693219{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1700029693219{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1700029693219{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1700029693219{}}#sppb-addon-1700029693219 .sppb-addon-title{}#sppb-addon-1700029693219 .footer-link-pte{color:#2399b9;}#sppb-addon-1700029693219 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-1700029693219 .sppb-addon-text-block{}#sppb-addon-1700029693219 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693219 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 991.98px) {#sppb-addon-1700029693219 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1700029693219 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1700029693219 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-1700029693222 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1700029693222 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>Newport Beach, CA 92663/p>/div>/div>style typetext/css>#sppb-addon-1700029693222{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1700029693222{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693222{}}@media (max-width: 991.98px) {#sppb-addon-1700029693222{}}@media (max-width: 767.98px) {#sppb-addon-1700029693222{}}@media (max-width: 575.98px) {#sppb-addon-1700029693222{}}#sppb-addon-wrapper-1700029693222{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1700029693222{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1700029693222{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1700029693222{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1700029693222{}}#sppb-addon-1700029693222 .sppb-addon-title{}#sppb-addon-1700029693222 .footer-link-pte{color:#2399b9;}#sppb-addon-1700029693222 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-1700029693222 .sppb-addon-text-block{}#sppb-addon-1700029693222 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693222 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 991.98px) {#sppb-addon-1700029693222 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1700029693222 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1700029693222 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-1700029693225 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1700029693225 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>Phone: 949-200-7109/p>/div>/div>style typetext/css>#sppb-addon-1700029693225{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1700029693225{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693225{}}@media (max-width: 991.98px) {#sppb-addon-1700029693225{}}@media (max-width: 767.98px) {#sppb-addon-1700029693225{}}@media (max-width: 575.98px) {#sppb-addon-1700029693225{}}#sppb-addon-wrapper-1700029693225{margin-top: 0px;margin-right: 0px;margin-bottom: 0px;margin-left: 0px;}@media (max-width: 1199.98px) {#sppb-addon-wrapper-1700029693225{}}@media (max-width: 991.98px) {#sppb-addon-wrapper-1700029693225{}}@media (max-width: 767.98px) {#sppb-addon-wrapper-1700029693225{}}@media (max-width: 575.98px) {#sppb-addon-wrapper-1700029693225{}}#sppb-addon-1700029693225 .sppb-addon-title{}#sppb-addon-1700029693225 .footer-link-pte{color:#2399b9;}#sppb-addon-1700029693225 .footer-link-pte:hover{color:#ffffff;}/style>style typetext/css>#sppb-addon-1700029693225 .sppb-addon-text-block{}#sppb-addon-1700029693225 .sppb-addon-text-block .sppb-addon-content{font-family: Poppins;font-size: 14px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693225 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 991.98px) {#sppb-addon-1700029693225 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1700029693225 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1700029693225 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>div idsppb-addon-wrapper-1700029693228 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1700029693228 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>Email: a hrefmailto:email@ptenotes.com classfooter-link-pte>email@ptenotes.com/a>/p>/div>/div>style typetext/css>#sppb-addon-1700029693228{box-shadow: 0 0 0 0 #ffffff;}#sppb-addon-1700029693228{color: #ffffff;border-radius: 0px;padding-top: 0px;padding-right: 00px;padding-bottom: 5px;padding-left: 00px;}@media (max-width: 1199.98px) {#sppb-addon-1700029693228{}}@media (max-width: 991.98px) {#sppb-addon-1700029693228{}}@media (max-width: 767.98px) 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.sppb-addon-content{}}@media (max-width: 767.98px) {#sppb-addon-1700029693228 .sppb-addon-text-block .sppb-addon-content{}}@media (max-width: 575.98px) {#sppb-addon-1700029693228 .sppb-addon-text-block .sppb-addon-content{}}/style>/div>/div>/div>/div>/div>div classsppb-col-md-3 idcolumn-wrap-id-1666402073014>div idcolumn-id-1666402073014 classsppb-column >div classsppb-column-addons>/div>/div>/div>/div>/div>/section>style typetext/css>.sp-page-builder .page-content #section-id-1666402072990{background-color:#1D2943;box-shadow:0 0 0 0 #ffffff;}.sp-page-builder .page-content #section-id-1666402072990{padding-top:52px;padding-right:0px;padding-bottom:1px;padding-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-radius:0px;}.sp-page-builder .page-content #section-id-1666402072990.sppb-row-overlay{border-radius:0px;}#column-id-1666402073003{border-radius:0px;}#column-wrap-id-1666402073003{max-width:25%;flex-basis:25%;}@media (max-width:1199.98px) {#column-wrap-id-1666402073003{max-width:25%;flex-basis:25%;}}@media (max-width:991.98px) {#column-wrap-id-1666402073003{max-width:100%;flex-basis:100%;}}@media (max-width:767.98px) {#column-wrap-id-1666402073003{max-width:100%;flex-basis:100%;}}@media (max-width:575.98px) {#column-wrap-id-1666402073003{max-width:100%;flex-basis:100%;}}#column-id-1666402073003 .sppb-column-overlay{border-radius:0px;}#column-id-1666402073006{border-radius:0px;}#column-wrap-id-1666402073006{max-width:25%;flex-basis:25%;}@media (max-width:1199.98px) {#column-wrap-id-1666402073006{max-width:25%;flex-basis:25%;}}@media (max-width:991.98px) {#column-wrap-id-1666402073006{max-width:100%;flex-basis:100%;}}@media (max-width:767.98px) {#column-wrap-id-1666402073006{max-width:100%;flex-basis:100%;}}@media (max-width:575.98px) {#column-wrap-id-1666402073006{max-width:100%;flex-basis:100%;}}#column-id-1666402073006 .sppb-column-overlay{border-radius:0px;}#column-id-1666402073011{border-radius:0px;}#column-wrap-id-1666402073011{max-width:25%;flex-basis:25%;}@media (max-width:1199.98px) {#column-wrap-id-1666402073011{max-width:25%;flex-basis:25%;}}@media (max-width:991.98px) {#column-wrap-id-1666402073011{max-width:100%;flex-basis:100%;}}@media (max-width:767.98px) {#column-wrap-id-1666402073011{max-width:100%;flex-basis:100%;}}@media (max-width:575.98px) {#column-wrap-id-1666402073011{max-width:100%;flex-basis:100%;}}#column-id-1666402073011 .sppb-column-overlay{border-radius:0px;}#column-id-1666402073014{border-radius:0px;}#column-wrap-id-1666402073014{max-width:25%;flex-basis:25%;}@media (max-width:1199.98px) {#column-wrap-id-1666402073014{max-width:25%;flex-basis:25%;}}@media (max-width:991.98px) {#column-wrap-id-1666402073014{max-width:100%;flex-basis:100%;}}@media (max-width:767.98px) {#column-wrap-id-1666402073014{max-width:100%;flex-basis:100%;}}@media (max-width:575.98px) {#column-wrap-id-1666402073014{max-width:100%;flex-basis:100%;}}#column-id-1666402073014 .sppb-column-overlay{border-radius:0px;}/style> /div>/div>/div>/div>/div>/div>/div> /div> /div> /section>footer idsp-footer > div classcontainer> div classcontainer-inner> div classrow> div idsp-footer1 classcol-lg-12 >div classsp-column >span classsp-copyright>© 2025 PTEnotes. All Rights Reserved./span>/div>/div>/div> /div> /div> /footer> /div> /div> !-- Off Canvas Menu --> div classoffcanvas-overlay>/div> !-- Rendering the offcanvas style --> !-- If canvas style selected then render the style --> !-- otherwise (for old templates) attach the offcanvas module position --> div classoffcanvas-menu> div classd-flex align-items-center p-3 pt-4> a href# classclose-offcanvas aria-labelClose Off-canvas> div classburger-icon> span>/span> span>/span> span>/span> /div> /a> /div> div classoffcanvas-inner> div classd-flex header-modules mb-3> /div> div classsp-module >div classsp-module-content>ul classmenu nav-pills>li classitem-101 default current active>a href/ >Home/a>/li>li classitem-300>a href/pricing >Pricing/a>/li>li classitem-242 menu-deeper>a href/contact-us >Contact Us/a>ul classmenu-child>li classitem-371>a href/note-buyers-questionnaire-form >Note Buyers Form/a>/li>li classitem-372>a href/passive-investment-questionnaire-form >Passive Investment Form/a>/li>li classitem-373>a href/other-categories-questionnaire-form >Other Categories Form/a>/li>li classitem-374>a href/mortgage-servicing-companies-questionnaire-form >Mortgage Servicing Companies Form/a>/li>li classitem-375>a href/exchanges-questionnaire-form >Exchanges Form/a>/li>li classitem-376>a href/authors-questionnaire-form >Authors Form/a>/li>li classitem-578>a href/account/subscription?plan_id0&group_id0 >Subscription/a>/li>li classitem-579>a href/account/logout?taskuser.menulogout >Logout/a>/li>/ul>/li>li classitem-293>a href/login >Login/a>/li>/ul>/div>/div> !-- custom module position --> /div>/div> !-- Go to top --> a href# classsp-scroll-up aria-labelScroll Up>span classfas fa-angle-up aria-hiddentrue>/span>/a> img altCron Job Starts srchttps://mail.ptenotes.com/index.php?optioncom_payplans&viewcron&tmplcomponent styledisplay: none; />div data-id1 classeb-inst eb-hide eb-center eb-custom eb-1 data-options{trigger:onClick,trigger_selector:.terms-con,delay:0,scroll_depth:percentage,scroll_depth_value:80,firing_frequency:1,reverse_scroll_close:false,threshold:0,close_out_viewport:false,exit_timer:1000,idle_time:10000,animation_open:transition.slideUpIn,animation_close:transition.fadeOut,animation_duration:300,prevent_default:true,backdrop:true,backdrop_color:rgba(0, 0, 0, 0.4),backdrop_click:false,disable_page_scroll:false,test_mode:false,debug:false,ga_tracking:false,ga_tracking_id:0,ga_tracking_event_category:EngageBox,ga_tracking_event_label:Box #1 - Terms & Conditions,auto_focus:false} data-typepopup > div classeb-dialog stylemax-width:590px;background-color:rgba(255, 255, 255, 1);color:rgba(51, 51, 51, 1);border:solid 1px rgba(204, 204, 204, 1);border-radius:4px;padding:72px;margin:24px; roledialog tabindex-1> button typebutton data-ebox-cmdclose classeb-close aria-labelClose stylecolor:rgba(33, 33, 33, 1);font-size:30px> span aria-hiddentrue>×/span> /button> div classeb-container> div classeb-content> div classeb eb-content-wrap> h2 classeb-title>Terms & Conditions/h2> div classeb-tos-text terms-conditions-text> p> strong>Last updated: December 07, 2024/strong>br/>br/>Please read these terms and conditions carefully before using Our Service./p> h3>Interpretation and Definitions/h3> p>strong>Interpretation/strong>br/>The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. br/>br/> strong>Definitions/strong>br/>For the purposes of these Terms and Conditions:/p>ul>li>strong stylemso-bidi-font-weight:normal>Affiliate/strong> means an entity that controls, is controlled by or is under common control with a party, where control means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority./li>li>strong stylemso-bidi-font-weight:normal>Account/strong> means a unique account created for You to access our Service or parts of our Service./li>li>strong stylemso-bidi-font-weight:normal>Country/strong> refers to: California, United States/li>li>strong stylemso-bidi-font-weight:normal>Company/strong> (referred to as either the Company, We, Us or Our in this Agreement) refers to PTE Group, Inc., 2901 W. Coast, Suite 200, Newport Beach, CA 92663./li>li>strong stylemso-bidi-font-weight:normal>Content/strong> refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content./li>li>strong stylemso-bidi-font-weight:normal>Device/strong> means any device that can access the Service such as a computer, a cellphone or a digital tablet./li>li>strong stylemso-bidi-font-weight:normal>Goods/strong> refer to the items offered for sale on the Service./li>li>strong stylemso-bidi-font-weight:normal>Orders/strong> mean a request by You to purchase Goods from Us./li>li>strong stylemso-bidi-font-weight:normal>Service/strong> refers to the Website./li>li>strong stylemso-bidi-font-weight:normal>Subscriptions/strong> refer to the services or access to the Service offered on a subscription basis by the Company to You./li>li>strong stylemso-bidi-font-weight:normal>Terms and Conditions/strong> (also referred as Terms) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service./li>li>strong stylemso-bidi-font-weight:normal>Third-party Social Media Service/strong> means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service./li>li>strong stylemso-bidi-font-weight:normal>Website/strong> refers to PTE Notes Directory, accessible from a hreffile:///C:/Users/Paulo/AppData/Local/Temp/msohtmlclip1/01/clip_filelist.xml>span stylecolor:windowtext; text-decoration:none; text-underline:none;>https://ptenotes.com/span>/a>/li>li>strong stylemso-bidi-font-weight:normal>You/strong> means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable./li>/ul> h3>Acknowledgment/h3>p classsppb-addon-title>These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.br>br>Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.br>br>By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.br>You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.br>br>Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.br>/p> h3>Placing Orders for Goods/h3> p>By placing an Order for Goods through the Service, You warrant that You are legally capable of entering into binding contracts./p> strong>Your Information/strong> p classsppb-addon-title>If You wish to place an Order for Goods available on the Service, You may be asked to supply certain information relevant to Your Order including, without limitation, Your name, Your email, Your phone number, Your credit card number, the expiration date of Your credit card, Your billing address, and Your shipping information.br>br>You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete.br>br>By submitting such information, You grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of Your Order.br>/p> div idsppb-addon-wrapper-FYjvqBHXoiUN2CsjIMDH8 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-FYjvqBHXoiUN2CsjIMDH8 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Order Cancellation/h5>/div>/div>/div>div idsppb-addon-wrapper-_SRTauwpXuo5rWgVBaWuQ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-_SRTauwpXuo5rWgVBaWuQ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to:/p>/div>/div>/div>div idsppb-addon-wrapper-ad8-0__iyANjlt1psb-vc classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-ad8-0__iyANjlt1psb-vc classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Goods availability/li>li>Errors in the description or prices for Goods/li>li>Errors in Your Order/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-Nr9AWAUyQaMfAVnODbimV classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Nr9AWAUyQaMfAVnODbimV classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected./p>/div>/div>/div>div idsppb-addon-wrapper-tc-pkzxYHYDiY0r5gegQG classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tc-pkzxYHYDiY0r5gegQG classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Your Order Cancellation Rights/h5>/div>/div>/div>div idsppb-addon-wrapper-d09WUW4FwQIFOIyRNfIEY classsppb-addon-wrapper addon-root-heading>div idsppb-addon-d09WUW4FwQIFOIyRNfIEY classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Any Goods you purchase can only be returned in accordance with these Terms and Conditions and Our Returns Policy presented at the time of purchase.br>br>Our Returns Policy forms a part of these Terms and Conditions. Please read our Returns Policy to learn more about your right to cancel Your Order b>BEFORE you purchase/b>.br>br>Your right to cancel an Order only applies to Goods that are returned in the same condition as You received them b>if this is a returnable item/b>. You should also include all of the products instructions, documents and wrappings. Goods that are damaged or not in the same condition as You received them or which are worn simply beyond opening the original packaging will not be refunded. You should therefore take reasonable care of the purchased Goods while they are in Your possession.br>br>We will reimburse You no later than 14 days from the day on which We receive the returned Goods. We will use the same means of payment as You used for the Order, and You will not incur any fees for such reimbursement.br>br>You will not have any right to cancel an Order for the supply of any of the following Goods:br>/p>/div>/div>/div>div idsppb-addon-wrapper-ZKDez-dALBBs_H04mkF4L classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-ZKDez-dALBBs_H04mkF4L classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul>li>The supply of Goods made to Your specifications or clearly personalized./li>li>The supply of Goods which according to their nature are not suitable to be returned, deteriorate rapidly or where the date of expiry is over./li>li>The supply of Goods which are not suitable for return due to health protection or hygiene reasons and were unsealed after delivery./li>li>The supply of Goods which are, after delivery, according to their nature, inseparably mixed with other items./li>li>The supply of digital content which is not supplied on a tangible medium if the performance has begun with Your prior express consent, and You have acknowledged Your loss of cancellation right./li>li>strong>As of this date, PTE’s Directory of Note Buyers, Note Sellers, Note Investors and All Needed Resources in PDF format is a non-refundable purchase./strong>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-G6q0A_Oi49q1WflAW2kAK classsppb-addon-wrapper addon-root-heading>div idsppb-addon-G6q0A_Oi49q1WflAW2kAK classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Availability, Errors and Inaccuracies/p>/div>/div>/div>div idsppb-addon-wrapper-P4fv5aq9Gw8FmFupgNotm classsppb-addon-wrapper addon-root-heading>div idsppb-addon-P4fv5aq9Gw8FmFupgNotm classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We are constantly updating Our offerings of Goods on the Service. The Goods available on Our Service may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information regarding our Goods on the Service and in Our advertising on other websites.br>br>We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.br>/p>/div>/div>/div>div idsppb-addon-wrapper-k2vJktmYlwbgbSWYWTU-K classsppb-addon-wrapper addon-root-heading>div idsppb-addon-k2vJktmYlwbgbSWYWTU-K classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Prices Policy/p>/div>/div>/div>div idsppb-addon-wrapper-VUMNLS-dM6946-Ztbyz3A classsppb-addon-wrapper addon-root-heading>div idsppb-addon-VUMNLS-dM6946-Ztbyz3A classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company reserves the right to revise its prices at any time prior to accepting an Order.br>br>The prices quoted may be revised by the Company subsequent to accepting an Order in the event of any occurrence affecting delivery caused by government action, variation in customs duties, increased shipping charges, higher foreign exchange costs and any other matter beyond the control of the Company. In that event, You will have the right to cancel Your Order.br>/p>/div>/div>/div>div idsppb-addon-wrapper-_Xg7DAIejEZXOl_H3GBxp classsppb-addon-wrapper addon-root-heading>div idsppb-addon-_Xg7DAIejEZXOl_H3GBxp classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Payments/p>/div>/div>/div>div idsppb-addon-wrapper-37GbePPQPH-v_CFZStssF classsppb-addon-wrapper addon-root-heading>div idsppb-addon-37GbePPQPH-v_CFZStssF classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>All Goods purchased are subject to a one-time payment. Payment can be made through various payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).br>br>Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, We will not be liable for any delay or non-delivery of Your Order.br>/p>/div>/div>/div>div idsppb-addon-wrapper-PJyZvnUYT8_ZGBs9VMCcf classsppb-addon-wrapper addon-root-heading>div idsppb-addon-PJyZvnUYT8_ZGBs9VMCcf classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Subscriptions/h2>/div>/div>/div>div idsppb-addon-wrapper-ZeZbKaK3u9WncsVFQGKRe classsppb-addon-wrapper addon-root-heading>div idsppb-addon-ZeZbKaK3u9WncsVFQGKRe classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Subscription period/p>/div>/div>/div>div idsppb-addon-wrapper-m-HAkectg4CXMAYJm3O17 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-m-HAkectg4CXMAYJm3O17 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Service or some parts of the Service are available only with a paid Subscription. You will be billed in advance on a recurring and periodic basis (such as daily, weekly, monthly or annually), depending on the type of Subscription plan you select when purchasing the Subscription.br>br>At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or the Company cancels it.br>/p>/div>/div>/div>div idsppb-addon-wrapper-ZErviKwMQ3aN2rHE4dL2q classsppb-addon-wrapper addon-root-heading>div idsppb-addon-ZErviKwMQ3aN2rHE4dL2q classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Subscription cancellations/p>/div>/div>/div>div idsppb-addon-wrapper-QdFSGea0jUZs4BOWfL3-R classsppb-addon-wrapper addon-root-heading>div idsppb-addon-QdFSGea0jUZs4BOWfL3-R classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>You may cancel Your Subscription renewal either through Your Account settings page or by contacting the Company. You will not receive a refund for the fees You already paid for Your current Subscription period and You will be able to access the Service until the end of Your current Subscription period./p>/div>/div>/div>div idsppb-addon-wrapper-Kr8GrwfIplsknBrd2N_Y2 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Kr8GrwfIplsknBrd2N_Y2 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Billing/p>/div>/div>/div>div idsppb-addon-wrapper-GW7VVX8iRj6Gy2MiuRTWS classsppb-addon-wrapper addon-root-heading>div idsppb-addon-GW7VVX8iRj6Gy2MiuRTWS classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information.br>br>Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.br>/p>/div>/div>/div>div idsppb-addon-wrapper-_0QRT4W3u_yyi9I_7s2he classsppb-addon-wrapper addon-root-heading>div idsppb-addon-_0QRT4W3u_yyi9I_7s2he classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Fee Changes/p>/div>/div>/div>div idsppb-addon-wrapper-iPLRrl8jexRhie8KEEqoQ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-iPLRrl8jexRhie8KEEqoQ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.br>br>The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective.br>br>Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.br>/p>/div>/div>/div>div idsppb-addon-wrapper-VxMCUwsAQlbB6S0wuuDRD classsppb-addon-wrapper addon-root-heading>div idsppb-addon-VxMCUwsAQlbB6S0wuuDRD classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Refunds/p>/div>/div>/div>div idsppb-addon-wrapper-eEi25T2NENYlijaMFhdHR classsppb-addon-wrapper addon-root-heading>div idsppb-addon-eEi25T2NENYlijaMFhdHR classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Except when required by law, paid Subscription fees are non-refundable.br>br>Certain refund requests for Subscriptions may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company.br>/p>/div>/div>/div>div idsppb-addon-wrapper-AX6ikcilhk5xvL9IgEl72 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-AX6ikcilhk5xvL9IgEl72 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>User Accounts/h2>/div>/div>/div>div idsppb-addon-wrapper-8BEk68aaF1LQ2dQUGk2sm classsppb-addon-wrapper addon-root-heading>div idsppb-addon-8BEk68aaF1LQ2dQUGk2sm classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>When You create an account with Us, You must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.br>br>You are responsible for safeguarding the password that You use to access the Service and for any activities or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media Service.br>br>You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.br>br>You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.br>/p>/div>/div>/div>div idsppb-addon-wrapper-N1sys2UBTfh-yzm168M_w classsppb-addon-wrapper addon-root-heading>div idsppb-addon-N1sys2UBTfh-yzm168M_w classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Content/h2>/div>/div>/div>div idsppb-addon-wrapper-go1-CwPOXYUZHIn9wadVq classsppb-addon-wrapper addon-root-heading>div idsppb-addon-go1-CwPOXYUZHIn9wadVq classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Your Right to Post Content/h5>/div>/div>/div>div idsppb-addon-wrapper-Yz5DEGDA24Of5GTRjTXxZ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Yz5DEGDA24Of5GTRjTXxZ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Our Service allows You to post Content. You are responsible for the Content that You post to the Service, including its legality, reliability, and appropriateness.br>br>By posting Content to the Service, You grant Us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You retain any and all of Your rights to any Content You submit, post or display on or through the Service and You are responsible for protecting those rights. You agree that this license includes the right for Us to make Your Content available to other users of the Service, who may also use Your Content subject to these Terms.br>br>You represent and warrant that: (i) the Content is Yours (You own it) or You have the right to use it and grant Us the rights and license as provided in these Terms, and (ii) the posting of Your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.br>/p>/div>/div>/div>div idsppb-addon-wrapper-mVnWvSkaQscNOim9ZF3Zu classsppb-addon-wrapper addon-root-heading>div idsppb-addon-mVnWvSkaQscNOim9ZF3Zu classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Content Restrictions/h5>/div>/div>/div>div idsppb-addon-wrapper-CaNYHZJnnACtk_jh7iopz classsppb-addon-wrapper addon-root-heading>div idsppb-addon-CaNYHZJnnACtk_jh7iopz classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company is not responsible for the content of the Services users. You expressly understand and agree that You are solely responsible for the Content and for all activity that occurs under Your account, whether done so by You or any third person using Your account.br>br>You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening, libelous, defamatory, obscene or otherwise objectionable. Examples of such objectionable Content include, but are not limited to, the following:br>/p>/div>/div>/div>div idsppb-addon-wrapper-iFO-m1Soys-lGOQT66ODC classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-iFO-m1Soys-lGOQT66ODC classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Unlawful or promoting unlawful activity./li>li>Defamatory, discriminatory, or mean-spirited content, including references or commentary about religion, race, sexual orientation, gender, national/ethnic origin, or other targeted groups./li>li>Spam, machine – or randomly – generated, constituting unauthorized or unsolicited advertising, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling./li>li>Containing or installing any viruses, worms, malware, trojan horses, or other content that is designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of a third person./li>li>Infringing on any proprietary rights of any party, including patent, trademark, trade secret, copyright, right of publicity or other rights./li>li>Impersonating any person or entity including the Company and its employees or representatives./li>li>Violating the privacy of any third person./li>li>False information and features./li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-KfECSctsvco3arYouVC89 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-KfECSctsvco3arYouVC89 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company reserves the right, but not the obligation, to, in its sole discretion, determine whether or not any Content is appropriate and complies with these Terms, refuse or remove this Content. The Company further reserves the right to make formatting and edits and change the manner of any Content. The Company can also limit or revoke the use of the Service if You post such objectionable Content. As the Company cannot control all content posted by users and/or third parties on the Service, you agree to use the Service at your own risk. You understand that by using the Service You may be exposed to content that You may find offensive, indecent, incorrect or objectionable, and You agree that under no circumstances will the Company be liable in any way for any content, including any errors or omissions in any content, or any loss or damage of any kind incurred as a result of your use of any content./p>/div>/div>/div>div idsppb-addon-wrapper-aT3iepFVL63270j3ZF_uN classsppb-addon-wrapper addon-root-heading>div idsppb-addon-aT3iepFVL63270j3ZF_uN classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Content Backups/h5>/div>/div>/div>div idsppb-addon-wrapper-IEJqqRDjQV_FKKxR3rVCk classsppb-addon-wrapper addon-root-heading>div idsppb-addon-IEJqqRDjQV_FKKxR3rVCk classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Although regular backups of Content are performed, the Company does not guarantee there will be no loss or corruption of data.br>br>Corrupt or invalid backup points may be caused by, without limitation, Content that is corrupted prior to being backed up or that changes during the time a backup is performed.br>br>The Company will provide support and attempt to troubleshoot any known or discovered issues that may affect the backups of Content. But You acknowledge that the Company has no liability related to the integrity of Content or the failure to successfully restore Content to a usable state.br>br>You agree to maintain a complete and accurate copy of any Content in a location independent of the Service.br>/p>/div>/div>/div>div idsppb-addon-wrapper-aWl0ZYwD102HZjftCfNwH classsppb-addon-wrapper addon-root-heading>div idsppb-addon-aWl0ZYwD102HZjftCfNwH classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Copyright Policy/h2>/div>/div>/div>div idsppb-addon-wrapper-bkvg0lxuOCRU4GGOqlPQ9 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-bkvg0lxuOCRU4GGOqlPQ9 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Intellectual Property Infringement/h5>/div>/div>/div>div idsppb-addon-wrapper-tBmgo8pxfEgVfPu5LMdEr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tBmgo8pxfEgVfPu5LMdEr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We respect the intellectual property rights of others. It is Our policy to respond to any claim that Content posted on the Service infringes a copyright or other intellectual property infringement of any person.br>br>If You are a copyright owner, or authorized on behalf of one, and You believe that the copyrighted work has been copied in a way that constitutes copyright infringement that is taking place through the Service, You must submit Your notice in writing to the attention of our copyright agent via email at info@ptegroupinc.com and include in Your notice a detailed description of the alleged infringement.br>br>You may be held accountable for damages (including costs and attorneys fees) for misrepresenting that any Content is infringing Your copyright.br>/p>/div>/div>/div>div idsppb-addon-wrapper-jKz-IUwIb6BITS8W_hAGi classsppb-addon-wrapper addon-root-heading>div idsppb-addon-jKz-IUwIb6BITS8W_hAGi classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>DMCA Notice and DMCA Procedure for Copyright Infringement Claims/h5>/div>/div>/div>div idsppb-addon-wrapper-nO-gr8SLcg3-AuCIj-xaM classsppb-addon-wrapper addon-root-heading>div idsppb-addon-nO-gr8SLcg3-AuCIj-xaM classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):/p>/div>/div>/div>div idsppb-addon-wrapper-JP3eo-9onwmD9-mcHtl6G classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-JP3eo-9onwmD9-mcHtl6G classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>An electronic or physical signature of the person authorized to act on behalf of the owner of the copyrights interest./li>li>A description of the copyrighted work that You claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work./li>li>Identification of the URL or other specific location on the Service where the material that You claim is infringing is located./li>li>Your address, telephone number, and email address./li>li>A statement by You that You have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law./li>li>A statement by You, made under penalty of perjury, that the above information in Your notice is accurate and that You are the copyright owner or authorized to act on the copyright owners behalf./li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-Pp0C6GvlokNWVYUxbB-7- classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Pp0C6GvlokNWVYUxbB-7- classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>You can contact our copyright agent via email at info@ptegroupinc.com. Upon receipt of a notification, the Company will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from the Service./p>/div>/div>/div>div idsppb-addon-wrapper-MvliHerZN18UkopRU5o5W classsppb-addon-wrapper addon-root-heading>div idsppb-addon-MvliHerZN18UkopRU5o5W classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Intellectual Property/h2>/div>/div>/div>div idsppb-addon-wrapper-gWcclGViNk-mvtvvspg0h classsppb-addon-wrapper addon-root-heading>div idsppb-addon-gWcclGViNk-mvtvvspg0h classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Service and its original content (excluding Content provided by You or other users), features and functionality are and will remain the exclusive property of the Company and its licensors.br>br>The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries.br>br>Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.br>/p>/div>/div>/div>div idsppb-addon-wrapper-9VHngnRFmDjdHkCOAh6pC classsppb-addon-wrapper addon-root-heading>div idsppb-addon-9VHngnRFmDjdHkCOAh6pC classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Links to Other Websites/h2>/div>/div>/div>div idsppb-addon-wrapper-IcWImeekRl_VyE_qKjsun classsppb-addon-wrapper addon-root-heading>div idsppb-addon-IcWImeekRl_VyE_qKjsun classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.br>br>The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.br>br>We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.br>/p>/div>/div>/div>div idsppb-addon-wrapper-BZD-6Yqm_rd5epJCihBWH classsppb-addon-wrapper addon-root-heading>div idsppb-addon-BZD-6Yqm_rd5epJCihBWH classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Termination/h2>/div>/div>/div>div idsppb-addon-wrapper-znKsHzL0rTP0SJWFoWVa5 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-znKsHzL0rTP0SJWFoWVa5 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.br>br>Upon termination, Your right to use the Service will cease immediately. If You wish to terminate Your Account, You may simply discontinue using the Service.br>/p>/div>/div>/div>div idsppb-addon-wrapper-dkkU02XpqjtFyGLDUswe8 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-dkkU02XpqjtFyGLDUswe8 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Limitation of Liability/h2>/div>/div>/div>div idsppb-addon-wrapper-KZ75xXZbPFkMg0OcXN7Am classsppb-addon-wrapper addon-root-heading>div idsppb-addon-KZ75xXZbPFkMg0OcXN7Am classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You havent purchased anything through the Service.br>br>To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.br>br>Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each partys liability will be limited to the greatest extent permitted by law.br>/p>/div>/div>/div>div idsppb-addon-wrapper-RAWm0ag4ma-AA7nNm7SEd classsppb-addon-wrapper addon-root-heading>div idsppb-addon-RAWm0ag4ma-AA7nNm7SEd classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>AS IS and AS AVAILABLE Disclaimer/h2>/div>/div>/div>div idsppb-addon-wrapper-7rj1TyHRo4Yq4sI8PI8aJ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-7rj1TyHRo4Yq4sI8PI8aJ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Service is provided to You AS IS and AS AVAILABLE and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.br>br>Without limiting the foregoing, neither the Company nor any of the companys provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.br>br>Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.br>/p>/div>/div>/div>div idsppb-addon-wrapper-zlG5PF_OQBb2p6Gm5mrAT classsppb-addon-wrapper addon-root-heading>div idsppb-addon-zlG5PF_OQBb2p6Gm5mrAT classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Governing Law/h2>/div>/div>/div>div idsppb-addon-wrapper-1MGy-iRMPxTOYITjf5mGT classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1MGy-iRMPxTOYITjf5mGT classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may share, and have shared in the last twelve (12) months, Your personal information identified in the above categories with the following categories of third parties:/p>/div>/div>/div>div idsppb-addon-wrapper-MblXUXH0P7uhUVcMXhSzm classsppb-addon-wrapper addon-root-heading>div idsppb-addon-MblXUXH0P7uhUVcMXhSzm classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Disputes Resolution/h2>/div>/div>/div>div idsppb-addon-wrapper-D7wTnKChoL_GQDerykRFv classsppb-addon-wrapper addon-root-heading>div idsppb-addon-D7wTnKChoL_GQDerykRFv classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company./p>/div>/div>/div>div idsppb-addon-wrapper-DIjV8WZwFXqh11iUXQpsc classsppb-addon-wrapper addon-root-heading>div idsppb-addon-DIjV8WZwFXqh11iUXQpsc classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>For European Union (EU) Users/h2>/div>/div>/div>div idsppb-addon-wrapper-fLqdOp_mCgDMHAzdNADqr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-fLqdOp_mCgDMHAzdNADqr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident./p>/div>/div>/div>div idsppb-addon-wrapper-vWAKWqoZvIWYdXwwGlaX7 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-vWAKWqoZvIWYdXwwGlaX7 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>United States Federal Government End Use Provisions/h2>/div>/div>/div>div idsppb-addon-wrapper-zJaRERg4eSVfWRfCdeSa8 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-zJaRERg4eSVfWRfCdeSa8 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If You are a U.S. federal government end user, our Service is a Commercial Item as that term is defined at 48 C.F.R. §2.101./p>/div>/div>/div>div idsppb-addon-wrapper-cYISjbW9pNY0A2VzMOqy6 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-cYISjbW9pNY0A2VzMOqy6 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>United States Legal Compliance/h2>/div>/div>/div>div idsppb-addon-wrapper-BQQIlP7oGg-kaPFeVB3tr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-BQQIlP7oGg-kaPFeVB3tr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a terrorist supporting country, and (ii) You are not listed on any United States government list of prohibited or restricted parties./p>/div>/div>/div>div idsppb-addon-wrapper-CeGx-Y1_p0oWSEZOIsiZO classsppb-addon-wrapper addon-root-heading>div idsppb-addon-CeGx-Y1_p0oWSEZOIsiZO classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Severability and Waiver/h2>/div>/div>/div>div idsppb-addon-wrapper-7W9nwOG6FGpl4owkQCu9v classsppb-addon-wrapper addon-root-heading>div idsppb-addon-7W9nwOG6FGpl4owkQCu9v classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Severability/h5>/div>/div>/div>div idsppb-addon-wrapper-q4hmtpVgnS4KMUDdAw9Ii classsppb-addon-wrapper addon-root-heading>div idsppb-addon-q4hmtpVgnS4KMUDdAw9Ii classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect./p>/div>/div>/div>div idsppb-addon-wrapper--FUlYAbx2AMFXjOgG4sJa classsppb-addon-wrapper addon-root-heading>div idsppb-addon--FUlYAbx2AMFXjOgG4sJa classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Waiver/h5>/div>/div>/div>div idsppb-addon-wrapper-DjTxRCduTd302CcPjxrN0 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-DjTxRCduTd302CcPjxrN0 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a partys ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach./p>/div>/div>/div>div idsppb-addon-wrapper-8IJO2-KQsOPqNfSzf8wiG classsppb-addon-wrapper addon-root-heading>div idsppb-addon-8IJO2-KQsOPqNfSzf8wiG classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Translation Interpretation/h2>/div>/div>/div>div idsppb-addon-wrapper-WTjKaVnuMW2BjExhKpF-1 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-WTjKaVnuMW2BjExhKpF-1 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute./p>/div>/div>/div>div idsppb-addon-wrapper-hFGMsBcIsc3LqFhZbf3fX classsppb-addon-wrapper addon-root-heading>div idsppb-addon-hFGMsBcIsc3LqFhZbf3fX classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Changes to These Terms and Conditions/h2>/div>/div>/div>div idsppb-addon-wrapper-prxXy7S3P_wT4yH8l1HjN classsppb-addon-wrapper addon-root-heading>div idsppb-addon-prxXy7S3P_wT4yH8l1HjN classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.br>By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.br>/p>/div>/div>/div>div idsppb-addon-wrapper-FFSbv1UioU5WQoU-YJ8UL classsppb-addon-wrapper addon-root-heading>div idsppb-addon-FFSbv1UioU5WQoU-YJ8UL classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Contact Us/h2>/div>/div>/div>div idsppb-addon-wrapper-b8zBckvHcTTT6QoCez_Jt classsppb-addon-wrapper addon-root-heading>div idsppb-addon-b8zBckvHcTTT6QoCez_Jt classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If you have any questions about these Terms and Conditions, You can contact us:/p>/div>/div>/div>div idsppb-addon-wrapper-KMvNi-dlDNbWYqX01Oslv classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-KMvNi-dlDNbWYqX01Oslv classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>By email: a hrefmailto:into@ptegroupinc.com>into@ptegroupinc.com/a>/li>li>By mail: 2901 W. Coast, Suite 200, Newport Beach, CA 92663/li>li>By phone: a hreftel: 9492007109>949-200-7109/a>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-1731986595996 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1731986595996 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p>/p>/div>/div>/div>/div>/div> div classeb-btns gap-8> a href# classeb-btn onclickprintTermsConditions()>PRINT/a> a href# classeb-btn data-ebox-cmdclose>CLOSE/a> /div>/div> /div> /div> script> function printTermsConditions() { var content document.querySelector(.terms-conditions-text).innerHTML; var printWindow window.open(, , height600,width800); printWindow.document.write(html>head>title>Terms of Service/title>); printWindow.document.write(/headbody>); printWindow.document.write(h1>Terms of Service/h1>); printWindow.document.write(content); printWindow.document.write(/body>/html>); printWindow.document.close(); printWindow.focus(); printWindow.print(); printWindow.onafterprint function() { printWindow.close(); };// Fallback for Firefox setTimeout(function() { printWindow.close(); }, 1000); } /script> /div> /div>div data-id6 classeb-inst eb-hide eb-center eb-custom eb-6 data-options{trigger:onClick,trigger_selector:.priv-pol,delay:0,scroll_depth:percentage,scroll_depth_value:80,firing_frequency:1,reverse_scroll_close:false,threshold:0,close_out_viewport:false,exit_timer:1000,idle_time:10000,animation_open:transition.slideUpIn,animation_close:transition.fadeOut,animation_duration:300,prevent_default:true,backdrop:true,backdrop_color:rgba(0, 0, 0, 0.4),backdrop_click:false,disable_page_scroll:false,test_mode:false,debug:false,ga_tracking:false,ga_tracking_id:0,ga_tracking_event_category:EngageBox,ga_tracking_event_label:Box #6 - Privacy Policy,auto_focus:false} data-typepopup > div classeb-dialog stylemax-width:590px;background-color:rgba(255, 255, 255, 1);color:rgba(51, 51, 51, 1);border:solid 1px rgba(204, 204, 204, 1);border-radius:4px;padding:72px;margin:24px; roledialog tabindex-1> button typebutton data-ebox-cmdclose classeb-close aria-labelClose stylecolor:rgba(33, 33, 33, 1);font-size:30px> span aria-hiddentrue>×/span> /button> div classeb-container> div classeb-content> div classeb eb-content-wrap> h2 classeb-title>Privacy Policy/h2> div classeb-tos-text privacy-policy-text> div idcf_3 classconvertforms cf cf-img-above cf-form-bottom cf-success-hideform cf-hasLabels cf-labelpos-top data-id3> form namecf3 idcf3 methodpost action#> div classcf-form-wrap cf-col-16 stylebackground-color:none> div classcf-response>/div> div classcf-fields> div classcf-control-group data-key3 data-namehtml_3 data-typehtml > div classcf-control-input> div> div idcolumn-wrap-id-1731986086472 classsppb-row-column >div idcolumn-id-1731986086472 classsppb-column >div classsppb-column-addons>div idsppb-addon-wrapper-1731986529142 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1731986529142 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Last updated: November 15, 2024/h5>/div>/div>/div>div idsppb-addon-wrapper-1731986630743 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1731986630743 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.br />br />We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy./p>/div>/div>/div>div idsppb-addon-wrapper-_k03bVt7X4EIzoKh-8wPe classsppb-addon-wrapper addon-root-heading>div idsppb-addon-_k03bVt7X4EIzoKh-8wPe classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Interpretation and Definitions/h5>/div>/div>/div>div idsppb-addon-wrapper-nbk_51MMRKuAy4-Wa9pjk classsppb-addon-wrapper addon-root-heading>div idsppb-addon-nbk_51MMRKuAy4-Wa9pjk classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Interpretation/h5>/div>/div>/div>div idsppb-addon-wrapper-2mRGd-oh9pYh0rDGMI5P2 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-2mRGd-oh9pYh0rDGMI5P2 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural./p>/div>/div>/div>div idsppb-addon-wrapper-NFgAWqzDOEWiS2GiV2sz3 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-NFgAWqzDOEWiS2GiV2sz3 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Definitions/h5>/div>/div>/div>div idsppb-addon-wrapper-PepMIUKLxZ8jkNugDK87O classsppb-addon-wrapper addon-root-heading>div idsppb-addon-PepMIUKLxZ8jkNugDK87O classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>For the purposes of this Privacy Policy:/p>/div>/div>/div>div idsppb-addon-wrapper-1731986959712 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1731986959712 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>span stylefont-size: 14px;>strong>Account/strong> means a unique account created for You to access our Service or parts of our Service./span>/li>li>span stylefont-size: 14px;>strong>Affiliate/strong> means an entity that controls, is controlled by or is under common control with a party, where control means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority./span>/li>li>span stylefont-size: 14px;>strong>Business/strong>, for the purpose of CCPA/CPRA, refers to the Company as the legal entity that collects Consumers personal information and determines the purposes and means of the processing of Consumers personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers personal information, that does business in the State of California./span>/li>li>span stylefont-size: 14px;>strong>CCPA/strong> and/or strong>CPRA/strong> refers to the California Consumer Privacy Act (the CCPA) as amended by the California Privacy Rights Act of 2020 (the CPRA)./span>/li>li>span stylefont-size: 14px;>strong>Company/strong> (referred to as either the Company, We, Us or Our in this Agreement) refers to PTE Group, Inc., 550 Via Colinas, Westlake Village, CA 91362./span>/li>li>span stylefont-size: 14px;>strong>Consumer/strong>, for the purpose of the CCPA/CPRA, means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose./span>/li>li>span stylefont-size: 14px;>strong>Cookies/strong> are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses./span>/li>li>span stylefont-size: 14px;>strong>Country/strong> refers to: California, United States/span>/li>li>span stylefont-size: 14px;>strong>Device/strong> means any device that can access the Service such as a computer, a cellphone or a digital tablet./span>/li>li>span stylefont-size: 14px;>strong>Do Not Track/strong> (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites./span>/li>li>span stylefont-size: 14px;>strong>Personal Data/strong> is any information that relates to an identified or identifiable individual./span>p> /p>p>For the purposes of the CCPA/CPRA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You./p>/li>li>strong>Service/strong> refers to the Website./li>li>strong>Service Provider/strong> means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used./li>li>strong>Usage Data/strong> refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit)./li>li>strong>Website/strong> refers to PTE Note Directory, accessible from a hrefhttps://ptenotes.com/>u>https://ptenotes.com/u>/a>/li>li>strong>You/strong> means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable./li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-EXagb8FMebF4w5kScefGr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-EXagb8FMebF4w5kScefGr classclearfix >div classsppb-addon sppb-addon-header>h3 classsppb-addon-title>strong>Collecting and Using Your Personal Data/strong>/h3>/div>/div>/div>div idsppb-addon-wrapper-tG8ow7tCWZDKl0j2c-SzF classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tG8ow7tCWZDKl0j2c-SzF classclearfix >div classsppb-addon sppb-addon-header>h4 classsppb-addon-title>Types of Data Collected/h4>/div>/div>/div>div idsppb-addon-wrapper-9-P5pMnRWUpzMdSCZ0qT0 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-9-P5pMnRWUpzMdSCZ0qT0 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Personal Data/h5>/div>/div>/div>div idsppb-addon-wrapper-JBJarHA-Z-VXV2O9Acmpq classsppb-addon-wrapper addon-root-heading>div idsppb-addon-JBJarHA-Z-VXV2O9Acmpq classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:/p>/div>/div>/div>div idsppb-addon-wrapper-LQFCvOn25egqXHWHQMX-e classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-LQFCvOn25egqXHWHQMX-e classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Email address/li>li>First name and last name/li>li>Phone number/li>li>Address, State, Province, ZIP/Postal code, City/li>li>Usage Data/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-6802ZXRoTzyFpGbd4QXG_ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-6802ZXRoTzyFpGbd4QXG_ classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Usage Data/h5>/div>/div>/div>div idsppb-addon-wrapper-xqjOTr5RY_zmfZEJQyCTI classsppb-addon-wrapper addon-root-heading>div idsppb-addon-xqjOTr5RY_zmfZEJQyCTI classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Usage Data is collected automatically when using the Service.br />br />Usage Data may include information such as Your Devices Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.br />br />When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.br />br />We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device./p>/div>/div>/div>div idsppb-addon-wrapper-t8-yaOf_QnO3gvqivGkrQ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-t8-yaOf_QnO3gvqivGkrQ classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Tracking Technologies and Cookies/h5>/div>/div>/div>div idsppb-addon-wrapper-FhdLDApNwe3t-DsrHIW9m classsppb-addon-wrapper addon-root-heading>div idsppb-addon-FhdLDApNwe3t-DsrHIW9m classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:/p>/div>/div>/div>div idsppb-addon-wrapper-ad8-0__iyANjlt1psb-vc classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-ad8-0__iyANjlt1psb-vc classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>strong>Cookies or Browser Cookies./strong> A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies./li>li>strong>Web Beacons./strong> Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity)./li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-_SRTauwpXuo5rWgVBaWuQ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-_SRTauwpXuo5rWgVBaWuQ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Cookies can be Persistent or Session Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. You can learn more about cookies on TermsFeed website article.br />br />We use both Session and Persistent Cookies for the purposes set out below:/p>/div>/div>/div>div idsppb-addon-wrapper-JPpIrmFdl1jD63u3-dhZP classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-JPpIrmFdl1jD63u3-dhZP classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>span stylefont-size: 14px;>strong>Necessary / Essential Cookies/strong>/span>p> /p>p>span stylefont-size: 14px;>Type: Session Cookies/span>/p>p>span stylefont-size: 14px;>Administered by: Us/span>/p>p>span stylefont-size: 14px;>Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services./span>/p>/li>li>span stylefont-size: 14px;>strong>Cookies Policy / Notice Acceptance Cookies/strong>/span>p> /p>p>span stylefont-size: 14px;>Type: Persistent Cookies/span>/p>p>span stylefont-size: 14px;>Administered by: Us/span>/p>p>span stylefont-size: 14px;>Purpose: These Cookies identify if users have accepted the use of cookies on the Website./span>/p>/li>li>span stylefont-size: 14px;>strong>Functionality Cookies/strong>/span>p> /p>p>span stylefont-size: 14px;>Type: Persistent Cookies/span>/p>p>span stylefont-size: 14px;>Administered by: Us/span>/p>p>span stylefont-size: 14px;>Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website./span>/p>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-Nr9AWAUyQaMfAVnODbimV classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Nr9AWAUyQaMfAVnODbimV classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy./p>/div>/div>/div>div idsppb-addon-wrapper-tc-pkzxYHYDiY0r5gegQG classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tc-pkzxYHYDiY0r5gegQG classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Use of Your Personal Data/h5>/div>/div>/div>div idsppb-addon-wrapper-d09WUW4FwQIFOIyRNfIEY classsppb-addon-wrapper addon-root-heading>div idsppb-addon-d09WUW4FwQIFOIyRNfIEY classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company may use Personal Data for the following purposes:/p>/div>/div>/div>div idsppb-addon-wrapper-ZKDez-dALBBs_H04mkF4L classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-ZKDez-dALBBs_H04mkF4L classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>span stylefont-size: 14px;>strong>To provide and maintain our Service/strong>, including to monitor the usage of our Service./span>/li>li>span stylefont-size: 14px;>strong>To manage Your Account:/strong> to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user./span>/li>li>span stylefont-size: 14px;>strong>For the performance of a contract:/strong> the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service./span>/li>li>span stylefont-size: 14px;>strong>To contact You:/strong> To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile applications push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation./span>/li>li>span stylefont-size: 14px;>strong>To provide You/strong> with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information./span>/li>li>span stylefont-size: 14px;>strong>To manage Your requests:/strong> To attend and manage Your requests to Us./span>/li>li>span stylefont-size: 14px;>strong>For business transfers:/strong> We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred./span>/li>li>span stylefont-size: 14px;>strong>For other purposes/strong>: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience./span>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-cu0hI6OLMBcG0FFacfxgY classsppb-addon-wrapper addon-root-heading>div idsppb-addon-cu0hI6OLMBcG0FFacfxgY classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may share Your personal information in the following situations:/p>/div>/div>/div>div idsppb-addon-wrapper-TRgibKn3DDh_yVj-LiFDl classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-TRgibKn3DDh_yVj-LiFDl classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>span stylefont-size: 14px;>strong>With Service Providers:/strong> We may share Your personal information with Service Providers to monitor and analyze the use of our Service, for payment processing, to contact You./span>/li>li>span stylefont-size: 14px;>strong>For business transfers:/strong> We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company./span>/li>li>span stylefont-size: 14px;>strong>With Affiliates:/strong> We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us./span>/li>li>span stylefont-size: 14px;>strong>With business partners:/strong> We may share Your information with Our business partners to offer You certain products, services or promotions./span>/li>li>span stylefont-size: 14px;>strong>With other users:/strong> when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside./span>/li>li>span stylefont-size: 14px;>strong>With Your consent/strong>: We may disclose Your personal information for any other purpose with Your consent./span>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-G6q0A_Oi49q1WflAW2kAK classsppb-addon-wrapper addon-root-heading>div idsppb-addon-G6q0A_Oi49q1WflAW2kAK classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Restrictions on Mobile Information Sharing:/p>/div>/div>/div>div idsppb-addon-wrapper-P4fv5aq9Gw8FmFupgNotm classsppb-addon-wrapper addon-root-heading>div idsppb-addon-P4fv5aq9Gw8FmFupgNotm classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We do not share mobile phone numbers or other mobile-related information with third parties or affiliates for marketing or promotional purposes. Mobile information collected will only be used for providing the Service, fulfilling requests, or as otherwise explicitly outlined in this Privacy Policy./p>/div>/div>/div>div idsppb-addon-wrapper-uNJShDqRnP6S7OxDo3YFQ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-uNJShDqRnP6S7OxDo3YFQ classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Retention of Your Personal Data/h2>/div>/div>/div>div idsppb-addon-wrapper-VUMNLS-dM6946-Ztbyz3A classsppb-addon-wrapper addon-root-heading>div idsppb-addon-VUMNLS-dM6946-Ztbyz3A classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.br />br />The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods./p>/div>/div>/div>div idsppb-addon-wrapper-PJyZvnUYT8_ZGBs9VMCcf classsppb-addon-wrapper addon-root-heading>div idsppb-addon-PJyZvnUYT8_ZGBs9VMCcf classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Transfer of Your Personal Data/h2>/div>/div>/div>div idsppb-addon-wrapper-m-HAkectg4CXMAYJm3O17 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-m-HAkectg4CXMAYJm3O17 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Your information, including Personal Data, is processed at the Companys operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.br />br />Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.br />br />The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information./p>/div>/div>/div>div idsppb-addon-wrapper-AX6ikcilhk5xvL9IgEl72 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-AX6ikcilhk5xvL9IgEl72 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Delete Your Personal Data/h2>/div>/div>/div>div idsppb-addon-wrapper-8BEk68aaF1LQ2dQUGk2sm classsppb-addon-wrapper addon-root-heading>div idsppb-addon-8BEk68aaF1LQ2dQUGk2sm classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.br />br />Our Service may give You the ability to delete certain information about You from within the Service.br />br />You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.br />br />Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so./p>/div>/div>/div>div idsppb-addon-wrapper-N1sys2UBTfh-yzm168M_w classsppb-addon-wrapper addon-root-heading>div idsppb-addon-N1sys2UBTfh-yzm168M_w classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Disclosure of Your Personal Data/h2>/div>/div>/div>div idsppb-addon-wrapper-go1-CwPOXYUZHIn9wadVq classsppb-addon-wrapper addon-root-heading>div idsppb-addon-go1-CwPOXYUZHIn9wadVq classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Business Transactions/h5>/div>/div>/div>div idsppb-addon-wrapper-Yz5DEGDA24Of5GTRjTXxZ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Yz5DEGDA24Of5GTRjTXxZ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy./p>/div>/div>/div>div idsppb-addon-wrapper-mVnWvSkaQscNOim9ZF3Zu classsppb-addon-wrapper addon-root-heading>div idsppb-addon-mVnWvSkaQscNOim9ZF3Zu classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Law enforcement/h5>/div>/div>/div>div idsppb-addon-wrapper-CaNYHZJnnACtk_jh7iopz classsppb-addon-wrapper addon-root-heading>div idsppb-addon-CaNYHZJnnACtk_jh7iopz classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency)./p>/div>/div>/div>div idsppb-addon-wrapper-VXf_xp2M3Xq9ELJqimeo2 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-VXf_xp2M3Xq9ELJqimeo2 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Other legal requirements/h5>/div>/div>/div>div idsppb-addon-wrapper-s4_1G3yImpEh_OnQmdheF classsppb-addon-wrapper addon-root-heading>div idsppb-addon-s4_1G3yImpEh_OnQmdheF classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:/p>/div>/div>/div>div idsppb-addon-wrapper-iFO-m1Soys-lGOQT66ODC classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-iFO-m1Soys-lGOQT66ODC classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Comply with a legal obligation/li>li>Protect and defend the rights or property of the Company/li>li>Prevent or investigate possible wrongdoing in connection with the Service/li>li>Protect the personal safety of Users of the Service or the public/li>li>Protect against legal liability/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-aT3iepFVL63270j3ZF_uN classsppb-addon-wrapper addon-root-heading>div idsppb-addon-aT3iepFVL63270j3ZF_uN classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Security of Your Personal Data/h5>/div>/div>/div>div idsppb-addon-wrapper-IEJqqRDjQV_FKKxR3rVCk classsppb-addon-wrapper addon-root-heading>div idsppb-addon-IEJqqRDjQV_FKKxR3rVCk classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security./p>/div>/div>/div>div idsppb-addon-wrapper-aWl0ZYwD102HZjftCfNwH classsppb-addon-wrapper addon-root-heading>div idsppb-addon-aWl0ZYwD102HZjftCfNwH classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Detailed Information on the Processing of Your Personal Data/h2>/div>/div>/div>div idsppb-addon-wrapper-dHDe2keKWLFM14oLiTzL3 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-dHDe2keKWLFM14oLiTzL3 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies./p>/div>/div>/div>div idsppb-addon-wrapper-bkvg0lxuOCRU4GGOqlPQ9 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-bkvg0lxuOCRU4GGOqlPQ9 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Email Marketing/h5>/div>/div>/div>div idsppb-addon-wrapper-tBmgo8pxfEgVfPu5LMdEr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tBmgo8pxfEgVfPu5LMdEr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may use Your Personal Data to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.br />br />We may use Email Marketing Service Providers to manage and send emails to You./p>/div>/div>/div>div idsppb-addon-wrapper-UzjB94MrJ63z-KmmueV0E classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-UzjB94MrJ63z-KmmueV0E classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>strong>Postmark/strong>p> /p>p>Their Privacy Policy can be viewed at a hrefhttps://postmarkapp.com/privacy-policy>u>https://postmarkapp.com/privacy-policy/u>/a>/p>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-AvaT6TK5HblS4JRowosjc classsppb-addon-wrapper addon-root-heading>div idsppb-addon-AvaT6TK5HblS4JRowosjc classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Payments/h5>/div>/div>/div>div idsppb-addon-wrapper-nO-gr8SLcg3-AuCIj-xaM classsppb-addon-wrapper addon-root-heading>div idsppb-addon-nO-gr8SLcg3-AuCIj-xaM classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may provide paid products and/or services within the Service. In that case, we may use third-party services for payment processing (e.g. payment processors).br />br />We will not store or collect Your payment card details. That information is provided directly to Our third-party payment processors whose use of Your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information./p>/div>/div>/div>div idsppb-addon-wrapper-JP3eo-9onwmD9-mcHtl6G classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-JP3eo-9onwmD9-mcHtl6G classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>a hrefhttps://www.authorize.net/company/privacy/>strong>Authorize.net/strong>/a>p> /p>p>Their Privacy Policy can be viewed at a hrefhttps://www.authorize.net/company/privacy/>u>https://www.authorize.net/company/privacy//u>/a>/p>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-MvliHerZN18UkopRU5o5W classsppb-addon-wrapper addon-root-heading>div idsppb-addon-MvliHerZN18UkopRU5o5W classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>CCPA/CPRA Privacy Notice (California Privacy Rights)/h2>/div>/div>/div>div idsppb-addon-wrapper-Lh3XiT_SBVdBk3ahzEWSO classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Lh3XiT_SBVdBk3ahzEWSO classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California./p>/div>/div>/div>div idsppb-addon-wrapper-uj2xDvpg9h2Qz1qKN_Xqi classsppb-addon-wrapper addon-root-heading>div idsppb-addon-uj2xDvpg9h2Qz1qKN_Xqi classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Categories of Personal Information Collected/h5>/div>/div>/div>div idsppb-addon-wrapper-gWcclGViNk-mvtvvspg0h classsppb-addon-wrapper addon-root-heading>div idsppb-addon-gWcclGViNk-mvtvvspg0h classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information which we may collect or may have been collected from California residents within the last twelve (12) months.br />br />Please note that the categories and examples provided in the list below are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact collected by Us, but reflects our good faith belief to the best of Our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if You provided such personal information directly to Us./p>/div>/div>/div>div idsppb-addon-wrapper-IxJhUFo2TXKnEZlGo-eqf classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-IxJhUFo2TXKnEZlGo-eqf classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>strong>Category A: Identifiers./strong>p> /p>p>Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, drivers license number, passport number, or other similar identifiers./p>p>Collected: Yes./p>/li>li>strong>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))./strong>p> /p>p>Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, drivers license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories./p>p>Collected: Yes./p>/li>li>strong>Category C: Protected classification characteristics under California or federal law./strong>p> /p>p>Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information)./p>p>Collected: No./p>/li>li>strong>Category D: Commercial information./strong>p> /p>p>Examples: Records and history of products or services purchased or considered./p>p>Collected: Yes./p>/li>li>strong>Category E: Biometric information./strong>p> /p>p>Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data./p>p>Collected: No./p>/li>li>strong>Category F: Internet or other similar network activity./strong>p> /p>p>Examples: Interaction with our Service or advertisement./p>p>Collected: Yes./p>/li>li>strong>Category G: Geolocation data./strong>p> /p>p>Examples: Approximate physical location./p>p>Collected: No./p>/li>li>strong>Category H: Sensory data./strong>p> /p>p>Examples: Audio, electronic, visual, thermal, olfactory, or similar information./p>p>Collected: No./p>/li>li>strong>Category I: Professional or employment-related information./strong>p> /p>p>Examples: Current or past job history or performance evaluations./p>p>Collected: No./p>/li>li>strong>Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))./strong>p> /p>p>Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records./p>p>Collected: No./p>/li>li>strong>Category K: Inferences drawn from other personal information./strong>p> /p>p>Examples: Profile reflecting a persons preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes./p>p>Collected: No./p>/li>li>strong>Category L: Sensitive personal information./strong>p> /p>p>Examples: Account login and password information, geolocation data./p>p>Collected: Yes./p>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-IcWImeekRl_VyE_qKjsun classsppb-addon-wrapper addon-root-heading>div idsppb-addon-IcWImeekRl_VyE_qKjsun classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Under CCPA/CPRA, personal information does not include:/p>/div>/div>/div>div idsppb-addon-wrapper-cwqlilqwR9URIu3ZdjqYf classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-cwqlilqwR9URIu3ZdjqYf classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Publicly available information from government records/li>li>Deidentified or aggregated consumer information/li>li>Information excluded from the CCPA/CPRAs scope, such as:ul>li>Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data/li>li>Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Drivers Privacy Protection Act of 1994/li>/ul>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-GhTtz0Qw0dagseDC57e3A classsppb-addon-wrapper addon-root-heading>div idsppb-addon-GhTtz0Qw0dagseDC57e3A classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Sources of Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-znKsHzL0rTP0SJWFoWVa5 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-znKsHzL0rTP0SJWFoWVa5 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We obtain the categories of personal information listed above from the following categories of sources:/p>/div>/div>/div>div idsppb-addon-wrapper-Gpg9ar6Ye6xib4TmtVNA3 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-Gpg9ar6Ye6xib4TmtVNA3 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>strong>Directly from You/strong>. For example, from the forms You complete on our Service, preferences You express or provide through our Service, or from Your purchases on our Service./li>li>strong>Indirectly from You/strong>. For example, from observing Your activity on our Service./li>li>strong>Automatically from You/strong>. For example, through cookies We or our Service Providers set on Your Device as You navigate through our Service./li>li>strong>From Service Providers/strong>. For example, third-party vendors for payment processing, or other third-party vendors that We use to provide the Service to You./li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-ch4RC-uj0TGIp-SxDvuST classsppb-addon-wrapper addon-root-heading>div idsppb-addon-ch4RC-uj0TGIp-SxDvuST classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Use of Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-gTMLAKcgIbkuUoy_BNT16 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-gTMLAKcgIbkuUoy_BNT16 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may use or disclose personal information We collect for business purposes or commercial purposes (as defined under the CCPA/CPRA), which may include the following examples:/p>/div>/div>/div>div idsppb-addon-wrapper-RHnMfO45arnNo6Pkgb48b classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-RHnMfO45arnNo6Pkgb48b classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>To operate our Service and provide You with Our Service./li>li>To provide You with support and to respond to Your inquiries, including to investigate and address Your concerns and monitor and improve our Service./li>li>To fulfill or meet the reason You provided the information. For example, if You share Your contact information to ask a question about our Service, We will use that personal information to respond to Your inquiry. If You provide Your personal information to purchase a product or service, We will use that information to process Your payment and facilitate delivery./li>li>To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations./li>li>As described to You when collecting Your personal information or as otherwise set forth in the CCPA/CPRA./li>li>For internal administrative and auditing purposes./li>li>To detect security incidents and protect against malicious, deceptive, fraudulent or illegal activity, including, when necessary, to prosecute those responsible for such activities./li>li>Other one-time uses./li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-KZ75xXZbPFkMg0OcXN7Am classsppb-addon-wrapper addon-root-heading>div idsppb-addon-KZ75xXZbPFkMg0OcXN7Am classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how we use this information, please refer to the Use of Your Personal Data section.br />br />If We decide to collect additional categories of personal information or use the personal information We collected for materially different, unrelated, or incompatible purposes, We will update this Privacy Policy./p>/div>/div>/div>div idsppb-addon-wrapper-t2EhsNKoyulKBgPpVv6yI classsppb-addon-wrapper addon-root-heading>div idsppb-addon-t2EhsNKoyulKBgPpVv6yI classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Disclosure of Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-7rj1TyHRo4Yq4sI8PI8aJ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-7rj1TyHRo4Yq4sI8PI8aJ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:/p>/div>/div>/div>div idsppb-addon-wrapper-RHNhfpoLHavLr-DndwcSy classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-RHNhfpoLHavLr-DndwcSy classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Category A: Identifiers/li>li>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))/li>li>Category D: Commercial information/li>li>Category F: Internet or other similar network activity/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-puSzn2KVLlro0qhUhbP5f classsppb-addon-wrapper addon-root-heading>div idsppb-addon-puSzn2KVLlro0qhUhbP5f classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Please note that the categories listed above are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed.br />br />When We disclose personal information for a business purpose or a commercial purpose, We enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract./p>/div>/div>/div>div idsppb-addon-wrapper-2uyP-QGcYXvtm8Go6MKqR classsppb-addon-wrapper addon-root-heading>div idsppb-addon-2uyP-QGcYXvtm8Go6MKqR classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Share of Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-1MGy-iRMPxTOYITjf5mGT classsppb-addon-wrapper addon-root-heading>div idsppb-addon-1MGy-iRMPxTOYITjf5mGT classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may share, and have shared in the last twelve (12) months, Your personal information identified in the above categories with the following categories of third parties:/p>/div>/div>/div>div idsppb-addon-wrapper-SvNnGuoAmg26eXaVhkvLA classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-SvNnGuoAmg26eXaVhkvLA classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Service Providers/li>li>Payment processors/li>li>Our affiliates/li>li>Our business partners/li>li>Third party vendors to whom You or Your agents authorize Us to disclose Your personal information in connection with products or services We provide to You/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper--3PMTwsTWFOjzuwaYXiMN classsppb-addon-wrapper addon-root-heading>div idsppb-addon--3PMTwsTWFOjzuwaYXiMN classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Sale of Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-HnxX0QDeG6GzLLmlCkiOr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-HnxX0QDeG6GzLLmlCkiOr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>As defined in the CCPA/CPRA, sell and sale mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumers personal information by the Business to a third party for valuable consideration. This means that We may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.br />br />We do not sell personal information as the term sell is commonly understood. We do allow Service Providers to use Your personal information for the business purposes described in Our Privacy Policy, and these may be deemed a sale under CCPA/CPRA.br />br />We may sell and may have sold in the last twelve (12) months the following categories of personal information:/p>/div>/div>/div>div idsppb-addon-wrapper-ib54-A6PFjFTTQore-hgH classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-ib54-A6PFjFTTQore-hgH classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Category A: Identifiers/li>li>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))/li>li>Category D: Commercial information/li>li>Category F: Internet or other similar network activity/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-3_oHad1ZM-oO3hKdKKQYT classsppb-addon-wrapper addon-root-heading>div idsppb-addon-3_oHad1ZM-oO3hKdKKQYT classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Please note that the categories listed above are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact sold, but reflects our good faith belief to the best of Our knowledge that some of that information from the applicable category may be and may have been shared for value in return./p>/div>/div>/div>div idsppb-addon-wrapper-wyS0J0KA9bOg_N5fYMvjS classsppb-addon-wrapper addon-root-heading>div idsppb-addon-wyS0J0KA9bOg_N5fYMvjS classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Sale of Personal Information of Minors Under 16 Years of Age/h5>/div>/div>/div>div idsppb-addon-wrapper-a7459GeERVkFsDhlzwMSX classsppb-addon-wrapper addon-root-heading>div idsppb-addon-a7459GeERVkFsDhlzwMSX classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We do not knowingly collect personal information from minors under the age of 16 through our Service, although certain third party websites that we link to may do so. These third-party websites have their own terms of use and privacy policies and We encourage parents and legal guardians to monitor their childrens Internet usage and instruct their children to never provide information on other websites without their permission.br />br />We do not sell the personal information of Consumers We actually know are less than 16 years of age, unless We receive affirmative authorization (the right to opt-in) from either the Consumer who is between 13 and 16 years of age, or the parent or guardian of a Consumer less than 13 years of age. Consumers who opt-in to the sale of personal information may opt-out of future sales at any time. To exercise the right to opt-out, You (or Your authorized representative) may submit a request to Us by contacting Us.br />br />If You have reason to believe that a child under the age of 13 (or 16) has provided Us with personal information, please contact Us with sufficient detail to enable Us to delete that information./p>/div>/div>/div>div idsppb-addon-wrapper-_oM-hzIdsz1TlS0mHJ4yq classsppb-addon-wrapper addon-root-heading>div idsppb-addon-_oM-hzIdsz1TlS0mHJ4yq classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Your Rights under the CCPA/CPRA/h5>/div>/div>/div>div idsppb-addon-wrapper-p-yShrwg8cgRUzh5y5a0K classsppb-addon-wrapper addon-root-heading>div idsppb-addon-p-yShrwg8cgRUzh5y5a0K classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>The CCPA/CPRA provides California residents with specific rights regarding their personal information. If You are a resident of California, You have the following rights:/p>/div>/div>/div>div idsppb-addon-wrapper-nBIH1Mrfg7O3DPueT1Am4 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-nBIH1Mrfg7O3DPueT1Am4 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>strong>The right to notice./strong> You have the right to be notified which categories of Personal Data are being collected and the purposes for which the Personal Data is being used./li>li>strong>The right to know/access./strong> Under CCPA/CPRA, You have the right to request that We disclose information to You about Our collection, use, sale, disclosure for business purposes and share of personal information. Once We receive and confirm Your request, We will disclose to You:ul>li>The categories of personal information We collected about You/li>li>The categories of sources for the personal information We collected about You/li>li>Our business or commercial purposes for collecting or selling that personal information/li>li>The categories of third parties with whom We share that personal information/li>li>The specific pieces of personal information We collected about You/li>li>If we sold Your personal information or disclosed Your personal information for a business purpose, We will disclose to You:ul>li>The categories of personal information categories sold/li>li>The categories of personal information categories disclosed/li>/ul>/li>/ul>/li>li>strong>The right to say no to the sale or sharing of Personal Data (opt-out)./strong> You have the right to direct Us to not sell Your personal information. To submit an opt-out request, please see the Do Not Sell My Personal Information section or contact Us./li>li>strong>The right to correct Personal Data./strong> You have the right to correct or rectify any inaccurate personal information about You that We collected. Once We receive and confirm Your request, We will use commercially reasonable efforts to correct (and direct our Service Providers to correct) Your personal information, unless an exception applies./li>li>strong>The right to limit use and disclosure of sensitive Personal Data./strong> You have the right to request to limit the use or disclosure of certain sensitive personal information We collected about You, unless an exception applies. To submit, please see the Limit the Use or Disclosure of My Sensitive Personal Information section or contact Us./li>li>strong>The right to delete Personal Data./strong> You have the right to request the deletion of Your Personal Data under certain circumstances, subject to certain exceptions. Once We receive and confirm Your request, We will delete (and direct Our Service Providers to delete) Your personal information from our records, unless an exception applies. We may deny Your deletion request if retaining the information is necessary for Us or Our Service Providers to:ul>li>Complete the transaction for which We collected the personal information, provide a good or service that You requested, take actions reasonably anticipated within the context of our ongoing business relationship with You, or otherwise perform our contract with You./li>li>Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities./li>li>Debug products to identify and repair errors that impair existing intended functionality./li>li>Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law./li>li>Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.)./li>li>Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the informations deletion may likely render impossible or seriously impair the researchs achievement, if You previously provided informed consent./li>li>Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us./li>li>Comply with a legal obligation./li>li>Make other internal and lawful uses of that information that are compatible with the context in which You provided it./li>/ul>/li>li>strong>The right not to be discriminated against./strong> You have the right not to be discriminated against for exercising any of Your consumers rights, including by:ul>li>Denying goods or services to You/li>li>Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties/li>li>Providing a different level or quality of goods or services to You/li>li>Suggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services/li>/ul>/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-UUQcJ9wvljiL7rfSPDRU2 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-UUQcJ9wvljiL7rfSPDRU2 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Exercising Your CCPA/CPRA Data Protection Rights/h5>/div>/div>/div>div idsppb-addon-wrapper-tnl3fQ77WJ02SRdQA_n2- classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tnl3fQ77WJ02SRdQA_n2- classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Please see the Do Not Sell My Personal Information section and Limit the Use or Disclosure of My Sensitive Personal Information section for more information on how to opt out and limit the use of sensitive information collected.br />br />Additionally, in order to exercise any of Your rights under the CCPA/CPRA, and if You are a California resident, You can contact Us:/p>/div>/div>/div>div idsppb-addon-wrapper-Qp1h1t-0nIx1R8rZaf9P7 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-Qp1h1t-0nIx1R8rZaf9P7 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>By email: a href/contact-us>info@ptegroupinc.com/a>/li>li>By visiting this page on our website: a href/contact-us>u>https://ptenotes.com/contact-us/u>/a>/li>li>By phone number: 949-200-7109/li>li>By mail: 2901 W. Coast, Suite 200, Newport Beach, CA 92663/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-MH75PS8jYy6OWoANxD5Y9 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-MH75PS8jYy6OWoANxD5Y9 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Only You, or a person registered with the California Secretary of State that You authorize to act on Your behalf, may make a verifiable request related to Your personal information.br />br />Your request to Us must:/p>/div>/div>/div>div idsppb-addon-wrapper-_OGEWRPgbAkiraW3jVdTg classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-_OGEWRPgbAkiraW3jVdTg classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Provide sufficient information that allows Us to reasonably verify You are the person about whom We collected personal information or an authorized representative/li>li>Describe Your request with sufficient detail that allows Us to properly understand, evaluate, and respond to it/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-8OKvEbEjnmnl4gWP-WIBQ classsppb-addon-wrapper addon-root-heading>div idsppb-addon-8OKvEbEjnmnl4gWP-WIBQ classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We cannot respond to Your request or provide You with the required information if We cannot:/p>/div>/div>/div>div idsppb-addon-wrapper-ZEt12gHh9nuqT_zWwxGGw classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-ZEt12gHh9nuqT_zWwxGGw classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>Verify Your identity or authority to make the request/li>li>And confirm that the personal information relates to You/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-tuWQ6HVaULecOihvgsAzN classsppb-addon-wrapper addon-root-heading>div idsppb-addon-tuWQ6HVaULecOihvgsAzN classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonably necessary and with prior notice.br />br />Any disclosures We provide will only cover the 12-month period preceding the verifiable requests receipt.br />br />For data portability requests, We will select a format to provide Your personal information that is readily usable and should allow You to transmit the information from one entity to another entity without hindrance./p>/div>/div>/div>div idsppb-addon-wrapper-gAuzQBTqF_mMYv8S_FQr9 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-gAuzQBTqF_mMYv8S_FQr9 classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Do Not Sell My Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-3iIqOoHydLpbhbNfZXNS4 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-3iIqOoHydLpbhbNfZXNS4 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>As defined in the CCPA/CPRA, sell and sale mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumers personal information by the Business to a third party for valuable consideration. This means that We may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.br />br />We do not sell personal information as the term sell is commonly understood. We do allow Service Providers to use Your personal information for the business purposes described in Our Privacy Policy, and these may be deemed a sale under CCPA/CPRA.br />br />You have the right to opt-out of the sale of Your personal information. Once We receive and confirm a verifiable consumer request from You, we will stop selling Your personal information. To exercise Your right to opt-out, please contact Us./p>/div>/div>/div>div idsppb-addon-wrapper-Y2zPss4mu4g0w4j6E0pHX classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Y2zPss4mu4g0w4j6E0pHX classclearfix >div classsppb-addon sppb-addon-header>h5 classsppb-addon-title>Limit the Use or Disclosure of My Sensitive Personal Information/h5>/div>/div>/div>div idsppb-addon-wrapper-Iwo-_LfRvpMWa_pNS9eFU classsppb-addon-wrapper addon-root-heading>div idsppb-addon-Iwo-_LfRvpMWa_pNS9eFU classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If You are a California resident, You have the right to limit the use and disclosure of Your sensitive personal information to that use which is necessary to perform the services or provide the goods reasonably expected by an average consumer who requests such services or goods.br />br />We collect, use and disclose sensitive personal information in ways that are necessary to provide the Service. For more information on how We use Your personal information, please see the Use of Your Personal Data section or contact us./p>/div>/div>/div>div idsppb-addon-wrapper-MblXUXH0P7uhUVcMXhSzm classsppb-addon-wrapper addon-root-heading>div idsppb-addon-MblXUXH0P7uhUVcMXhSzm classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Do Not Track Policy as Required by California Online Privacy Protection Act (CalOPPA)/h2>/div>/div>/div>div idsppb-addon-wrapper-D7wTnKChoL_GQDerykRFv classsppb-addon-wrapper addon-root-heading>div idsppb-addon-D7wTnKChoL_GQDerykRFv classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Our Service does not respond to Do Not Track signals.br />br />However, some third party websites do keep track of Your browsing activities. If You are visiting such websites, You can set Your preferences in Your web browser to inform websites that You do not want to be tracked. You can enable or disable DNT by visiting the preferences or settings page of Your web browser./p>/div>/div>/div>div idsppb-addon-wrapper-DIjV8WZwFXqh11iUXQpsc classsppb-addon-wrapper addon-root-heading>div idsppb-addon-DIjV8WZwFXqh11iUXQpsc classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Your California Privacy Rights (Californias Shine the Light law)/h2>/div>/div>/div>div idsppb-addon-wrapper-fLqdOp_mCgDMHAzdNADqr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-fLqdOp_mCgDMHAzdNADqr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Under California Civil Code Section 1798 (Californias Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties direct marketing purposes.br />br />If youd like to request more information under the California Shine the Light law, and if You are a California resident, You can contact Us using the contact information provided below./p>/div>/div>/div>div idsppb-addon-wrapper-vWAKWqoZvIWYdXwwGlaX7 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-vWAKWqoZvIWYdXwwGlaX7 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)/h2>/div>/div>/div>div idsppb-addon-wrapper-zJaRERg4eSVfWRfCdeSa8 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-zJaRERg4eSVfWRfCdeSa8 classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>California Business and Professions Code Section 22581 allows California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.br />br />To request removal of such data, and if You are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.br />br />Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances./p>/div>/div>/div>div idsppb-addon-wrapper-cYISjbW9pNY0A2VzMOqy6 classsppb-addon-wrapper addon-root-heading>div idsppb-addon-cYISjbW9pNY0A2VzMOqy6 classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Childrens Privacy/h2>/div>/div>/div>div idsppb-addon-wrapper-BQQIlP7oGg-kaPFeVB3tr classsppb-addon-wrapper addon-root-heading>div idsppb-addon-BQQIlP7oGg-kaPFeVB3tr classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.br />br />If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parents consent before We collect and use that information./p>/div>/div>/div>div idsppb-addon-wrapper-CeGx-Y1_p0oWSEZOIsiZO classsppb-addon-wrapper addon-root-heading>div idsppb-addon-CeGx-Y1_p0oWSEZOIsiZO classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Links to Other Websites/h2>/div>/div>/div>div idsppb-addon-wrapper-q4hmtpVgnS4KMUDdAw9Ii classsppb-addon-wrapper addon-root-heading>div idsppb-addon-q4hmtpVgnS4KMUDdAw9Ii classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third partys site. We strongly advise You to review the Privacy Policy of every site You visit.br />br />We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services./p>/div>/div>/div>div idsppb-addon-wrapper-hFGMsBcIsc3LqFhZbf3fX classsppb-addon-wrapper addon-root-heading>div idsppb-addon-hFGMsBcIsc3LqFhZbf3fX classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Changes to this Privacy Policy/h2>/div>/div>/div>div idsppb-addon-wrapper-prxXy7S3P_wT4yH8l1HjN classsppb-addon-wrapper addon-root-heading>div idsppb-addon-prxXy7S3P_wT4yH8l1HjN classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.br />br />We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the Last updated date at the top of this Privacy Policy.br />br />You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page./p>/div>/div>/div>div idsppb-addon-wrapper-FFSbv1UioU5WQoU-YJ8UL classsppb-addon-wrapper addon-root-heading>div idsppb-addon-FFSbv1UioU5WQoU-YJ8UL classclearfix >div classsppb-addon sppb-addon-header>h2 classsppb-addon-title>Contact Us/h2>/div>/div>/div>div idsppb-addon-wrapper-b8zBckvHcTTT6QoCez_Jt classsppb-addon-wrapper addon-root-heading>div idsppb-addon-b8zBckvHcTTT6QoCez_Jt classclearfix >div classsppb-addon sppb-addon-header>p classsppb-addon-title>If you have any questions about this Privacy Policy, You can contact us:/p>/div>/div>/div>div idsppb-addon-wrapper-KMvNi-dlDNbWYqX01Oslv classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-KMvNi-dlDNbWYqX01Oslv classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>ul stylecolor: #000000; font-family: Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;>li>By email: a href/contact-us>info@ptegroupinc.com/a>/li>li>By visiting this page on our website: a href/contact-us>u>https://ptenotes.com/contact-us/u>/a>/li>li>By phone number: 949-200-7109/li>li>By mail: 2901 W. Coast, Suite 200, Newport Beach, CA 92663/li>/ul>/div>/div>/div>/div>div idsppb-addon-wrapper-1731986595996 classsppb-addon-wrapper addon-root-text-block>div idsppb-addon-1731986595996 classclearfix >div classsppb-addon sppb-addon-text-block >div classsppb-addon-content>p> /p>/div>/div>/div>/div>/div>/div>/div>/div> /div>/div> /div> /div> input typehidden namecfform_id value3> input typehidden name20e03b089f60036f1d558a5266657a34 value1> div classcf-field-hp> label forcf-field-67a01796e6697 classcf-label>Name/label> input typetext namecfhnpt idcf-field-67a01796e6697 autocompleteoff classcf-input/> /div> /form> /div> /div> div classeb-btns gap-8> a href# classeb-btn idprintPopup onclickprintPrivacyPolicy();>PRINT/a> a href# classeb-btn data-ebox-cmdclose>CLOSE/a> /div>/div> /div> /div> script> function printPrivacyPolicy() { var content document.querySelector(.privacy-policy-text).innerHTML; var printWindow window.open(, , height600,width800); printWindow.document.write(html>head>title>Privacy Policy/title>); printWindow.document.write(/head>body>); printWindow.document.write(h1>Privacy Policy/h1>); printWindow.document.write(content); printWindow.document.write(/body>/html>); printWindow.document.close(); printWindow.focus(); printWindow.print(); printWindow.onafterprint function() { printWindow.close(); };// Fallback for Firefox setTimeout(function() { printWindow.close(); }, 1000); } /script> /div> /div>/body>/html>
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