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.wp-block-button__link:hover, .wp-block-button__link:focus, .wp-block-button__link:active, inputtypebutton:hover, inputtypebutton:focus, inputtypebutton:active, inputtypereset:hover, inputtypereset:focus, inputtypereset:active, inputtypesubmit:hover, inputtypesubmit:focus, inputtypesubmit:active, .elementor-button-wrapper .elementor-button:hover, .elementor-button-wrapper .elementor-button:focus, .elementor-button-wrapper .elementor-button:active, .wc-block-cart__submit:hover{box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}.kb-button.kb-btn-global-outline.kb-btn-global-inherit{padding-top:calc(px - 2px);padding-right:calc(px - 2px);padding-bottom:calc(px - 2px);padding-left:calc(px - 2px);}@media all and (min-width: 1025px){.transparent-header .entry-hero .entry-hero-container-inner{padding-top:calc(0px + 80px);}}@media all and (max-width: 1024px){.mobile-transparent-header .entry-hero .entry-hero-container-inner{padding-top:80px;}}@media all and (max-width: 767px){.mobile-transparent-header .entry-hero .entry-hero-container-inner{padding-top:80px;}}#kt-scroll-up-reader, #kt-scroll-up{border-radius:0px 0px 0px 0px;color:var(--global-palette1);bottom:30px;font-size:1.2em;padding:0.4em 0.4em 0.4em 0.4em;}#kt-scroll-up-reader.scroll-up-side-right, #kt-scroll-up.scroll-up-side-right{right:30px;}#kt-scroll-up-reader.scroll-up-side-left, #kt-scroll-up.scroll-up-side-left{left:30px;}@media all and (max-width: 767px){#kt-scroll-up-reader, #kt-scroll-up{font-size:0.8em;}}.wp-site-blocks .page-title h1{font-style:normal;color:var(--global-palette1);}.page-hero-section .entry-hero-container-inner{background-image:url(https://hanif.my/wp-content/uploads/2022/07/hanif_yahaya_single_page_bg-scaled.jpg);background-repeat:no-repeat;background-position:center;background-size:cover;background-attachment:fixed;}.entry-hero.page-hero-section .entry-header{min-height:300px;}.page-hero-section .hero-section-overlay{background:rgba(0,0,0,0.8);}/* Kadence Header CSS */@media all and (max-width: 1024px){.mobile-transparent-header #masthead{position:absolute;left:0px;right:0px;z-index:100;}.kadence-scrollbar-fixer.mobile-transparent-header #masthead{right:var(--scrollbar-offset,0);}.mobile-transparent-header #masthead, .mobile-transparent-header .site-top-header-wrap .site-header-row-container-inner, .mobile-transparent-header .site-main-header-wrap .site-header-row-container-inner, .mobile-transparent-header .site-bottom-header-wrap .site-header-row-container-inner{background:transparent;}.site-header-row-tablet-layout-fullwidth, .site-header-row-tablet-layout-standard{padding:0px;}}@media all and (min-width: 1025px){.transparent-header #masthead{position:absolute;left:0px;right:0px;z-index:100;}.transparent-header.kadence-scrollbar-fixer #masthead{right:var(--scrollbar-offset,0);}.transparent-header #masthead, .transparent-header .site-top-header-wrap .site-header-row-container-inner, .transparent-header .site-main-header-wrap .site-header-row-container-inner, .transparent-header .site-bottom-header-wrap .site-header-row-container-inner{background:transparent;}}.site-branding a.brand img{max-width:150px;}.site-branding a.brand img.svg-logo-image{width:150px;}.site-branding{padding:0px 0px 0px 0px;}#masthead, #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start):not(.site-header-row-container):not(.site-main-header-wrap), #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start) > .site-header-row-container-inner{background:var(--global-palette9);}.site-main-header-inner-wrap{min-height:80px;}.site-top-header-wrap .site-header-row-container-inner{background:var(--global-palette9);}.site-top-header-inner-wrap{min-height:0px;}.site-top-header-wrap .site-header-row-container-inner>.site-container{padding:1em 1em 1em 1em;}#masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start):not(.site-header-row-container):not(.item-hidden-above):not(.site-main-header-wrap), #masthead .kadence-sticky-header.item-is-fixed:not(.item-at-start):not(.item-hidden-above) > .site-header-row-container-inner{background:var(--global-palette9);}.header-navigationclass*header-navigation-style-underline .header-menu-container.primary-menu-container>ul>li>a:after{width:calc( 100% - 1.2em);}.main-navigation .primary-menu-container > ul > li.menu-item > a{padding-left:calc(1.2em / 2);padding-right:calc(1.2em / 2);padding-top:0.6em;padding-bottom:0.6em;color:var(--global-palette3);}.main-navigation .primary-menu-container > ul > li.menu-item .dropdown-nav-special-toggle{right:calc(1.2em / 2);}.main-navigation .primary-menu-container > ul > li.menu-item > a:hover{color:#fcd462;}.main-navigation .primary-menu-container > ul > li.menu-item.current-menu-item > a{color:#fcd462;}.header-navigation .header-menu-container ul ul.sub-menu, .header-navigation .header-menu-container ul ul.submenu{background:var(--global-palette7);box-shadow:0px 2px 13px 0px rgba(0,0,0,0.1);}.header-navigation .header-menu-container ul ul li.menu-item, .header-menu-container ul.menu > li.kadence-menu-mega-enabled > ul > li.menu-item > a{border-bottom:1px solid rgba(255,255,255,0.1);}.header-navigation .header-menu-container ul ul li.menu-item > a{width:200px;padding-top:1em;padding-bottom:1em;color:var(--global-palette3);font-size:12px;}.header-navigation .header-menu-container ul ul li.menu-item > a:hover{color:var(--global-palette9);background:var(--global-palette2);}.header-navigation .header-menu-container ul ul li.menu-item.current-menu-item > a{color:var(--global-palette9);background:var(--global-palette1);}.mobile-toggle-open-container .menu-toggle-open, .mobile-toggle-open-container .menu-toggle-open:focus{color:var(--global-palette5);padding:0.4em 0.6em 0.4em 0.6em;font-size:14px;}.mobile-toggle-open-container .menu-toggle-open.menu-toggle-style-bordered{border:1px solid currentColor;}.mobile-toggle-open-container .menu-toggle-open .menu-toggle-icon{font-size:20px;}.mobile-toggle-open-container .menu-toggle-open:hover, .mobile-toggle-open-container .menu-toggle-open:focus-visible{color:var(--global-palette-highlight);}.mobile-navigation ul li{font-size:14px;}.mobile-navigation ul li a{padding-top:1em;padding-bottom:1em;}.mobile-navigation ul li > a, .mobile-navigation ul li.menu-item-has-children > .drawer-nav-drop-wrap{color:var(--global-palette5);}.mobile-navigation ul li > a:hover, .mobile-navigation ul li.menu-item-has-children > .drawer-nav-drop-wrap:hover{background:var(--global-palette8);color:var(--global-palette2);}.mobile-navigation ul li.current-menu-item > a, .mobile-navigation ul li.current-menu-item.menu-item-has-children > .drawer-nav-drop-wrap{color:var(--global-palette1);}.mobile-navigation ul li.menu-item-has-children .drawer-nav-drop-wrap, .mobile-navigation ul li:not(.menu-item-has-children) a{border-bottom:1px solid rgba(255,255,255,0.1);}.mobile-navigation:not(.drawer-navigation-parent-toggle-true) ul li.menu-item-has-children .drawer-nav-drop-wrap button{border-left:1px solid rgba(255,255,255,0.1);}#mobile-drawer .drawer-header .drawer-toggle{padding:0.6em 0.15em 0.6em 0.15em;font-size:24px;}#main-header .header-button{font-style:normal;font-weight:500;line-height:1.5;margin:0px 0px 0px 0px;border-radius:3px 3px 3px 3px;color:var(--global-palette7);background:var(--global-palette1);border:1px solid currentColor;box-shadow:0px 0px 0px 0px rgba(255,255,255,0);}#main-header .header-button.button-size-custom{padding:5px 15px 5px 15px;}#main-header .header-button:hover{color:var(--global-palette1);background:var(--global-palette7);border-color:var(--global-palette1);box-shadow:0px 0px 0px 0px rgba(245,234,234,0);}.header-social-wrap .header-social-inner-wrap{font-size:1em;gap:0.3em;}.header-social-wrap .header-social-inner-wrap .social-button{color:var(--global-palette3);background:#feb879;border:2px none transparent;border-radius:3px;}.header-social-wrap .header-social-inner-wrap .social-button:hover{color:#fcd462;}.search-toggle-open-container .search-toggle-open{color:var(--global-palette5);}.search-toggle-open-container .search-toggle-open.search-toggle-style-bordered{border:1px solid currentColor;}.search-toggle-open-container .search-toggle-open .search-toggle-icon{font-size:1em;}.search-toggle-open-container .search-toggle-open:hover, .search-toggle-open-container .search-toggle-open:focus{color:var(--global-palette-highlight);}#search-drawer .drawer-inner{background:rgba(9, 12, 16, 0.97);}.mobile-header-button-wrap .mobile-header-button-inner-wrap .mobile-header-button{font-style:normal;font-weight:300;font-size:15px;line-height:1.5;color:var(--global-palette3);border:2px solid currentColor;box-shadow:0px 0px 0px -7px rgba(0,0,0,0);}.mobile-header-button-wrap .mobile-header-button-inner-wrap .mobile-header-button:hover{color:var(--global-palette7);background:var(--global-palette3);box-shadow:0px 15px 25px -7px rgba(0,0,0,0.1);}/* Kadence Footer CSS */.site-middle-footer-wrap .site-footer-row-container-inner{background:var(--global-palette9);}.site-middle-footer-inner-wrap{padding-top:30px;padding-bottom:30px;grid-column-gap:30px;grid-row-gap:30px;}.site-middle-footer-inner-wrap .widget{margin-bottom:30px;}.site-middle-footer-inner-wrap .site-footer-section:not(:last-child):after{right:calc(-30px / 2);}.site-bottom-footer-wrap .site-footer-row-container-inner{background:#000000;}.site-bottom-footer-inner-wrap{padding-top:30px;padding-bottom:30px;grid-column-gap:30px;}.site-bottom-footer-inner-wrap .widget{margin-bottom:30px;}.site-bottom-footer-inner-wrap .site-footer-section:not(:last-child):after{right:calc(-30px / 2);}/* Kadence Events CSS */:root{--tec-color-background-events:transparent;--tec-color-text-event-date:var(--global-palette3);--tec-color-text-event-title:var(--global-palette3);--tec-color-text-events-title:var(--global-palette3);--tec-color-background-view-selector-list-item-hover:var(--global-palette7);--tec-color-background-secondary:var(--global-palette8);--tec-color-link-primary:var(--global-palette3);--tec-color-icon-active:var(--global-palette3);--tec-color-day-marker-month:var(--global-palette4);--tec-color-border-active-month-grid-hover:var(--global-palette5);--tec-color-accent-primary:var(--global-palette1);--tec-color-border-default:var(--global-gray-400);}/style>link relstylesheet idkadence-blocks-rowlayout-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/dist/style-blocks-rowlayout.css?ver3.4.2 mediaall />link relstylesheet idkadence-blocks-column-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/dist/style-blocks-column.css?ver3.4.2 mediaall />style idkadence-blocks-advancedheading-inline-css>.wp-block-kadence-advancedheading mark{background:transparent;border-style:solid;border-width:0}.wp-block-kadence-advancedheading mark.kt-highlight{color:#f76a0c;}.kb-adv-heading-icon{display: inline-flex;justify-content: center;align-items: center;} .is-layout-constrained > .kb-advanced-heading-link {display: block;}.single-content .kadence-advanced-heading-wrapper h1, .single-content .kadence-advanced-heading-wrapper h2, .single-content .kadence-advanced-heading-wrapper h3, .single-content .kadence-advanced-heading-wrapper h4, .single-content .kadence-advanced-heading-wrapper h5, .single-content .kadence-advanced-heading-wrapper h6 {margin: 1.5em 0 .5em;}.single-content .kadence-advanced-heading-wrapper+* { margin-top:0;}/style>link relstylesheet idkadence-blocks-advancedbtn-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/dist/style-blocks-advancedbtn.css?ver3.4.2 mediaall />link relstylesheet idkb-button-deprecated-styles-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/includes/assets/css/kb-button-deprecated-style.min.css?ver3.4.2 mediaall />link relstylesheet idkadence-blocks-spacer-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/dist/style-blocks-spacer.css?ver3.4.2 mediaall />link relstylesheet idkadence-blocks-image-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/dist/style-blocks-image.css?ver3.4.2 mediaall />link relstylesheet idkadence-blocks-infobox-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks/dist/style-blocks-infobox.css?ver3.4.2 mediaall />link relstylesheet idkadence-tribe-css hrefhttps://hanif.my/wp-content/themes/kadence/assets/css/tribe-events.min.css?ver1.2.14 mediaall />link relstylesheet idkadence-blocks-pro-slider-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks-pro/dist/style-blocks-slider.css?ver2.5.4 mediaall />link relstylesheet idkadence-kb-splide-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks-pro/includes/assets/css/kadence-splide.min.css?ver2.5.4 mediaall />link relstylesheet idkadence-blocks-pro-postgrid-css hrefhttps://hanif.my/wp-content/plugins/kadence-blocks-pro/dist/style-blocks-postgrid.css?ver2.5.4 mediaall />style idkadence-blocks-global-variables-inline-css>:root {--global-kb-font-size-sm:clamp(0.8rem, 0.73rem + 0.217vw, 0.9rem);--global-kb-font-size-md:clamp(1.1rem, 0.995rem + 0.326vw, 1.25rem);--global-kb-font-size-lg:clamp(1.75rem, 1.576rem + 0.543vw, 2rem);--global-kb-font-size-xl:clamp(2.25rem, 1.728rem + 1.63vw, 3rem);--global-kb-font-size-xxl:clamp(2.5rem, 1.456rem + 3.26vw, 4rem);--global-kb-font-size-xxxl:clamp(2.75rem, 0.489rem + 7.065vw, 6rem);}/style>style idkadence_blocks_css-inline-css>#kt-layout-id_14bff9-70 > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_14bff9-70 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_14bff9-70 > .kt-row-column-wrap{max-width:1140px;margin-left:auto;margin-right:auto;padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );min-height:750px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_14bff9-70{background-image:url(https://hanif.my/wp-content/uploads/2022/08/KLCC.jpg);background-size:cover;background-position:51% 39%;background-attachment:scroll;background-repeat:no-repeat;}#kt-layout-id_14bff9-70 > .kt-row-layout-overlay{opacity:0.00;background-color:var(--global-palette6, #718096);mix-blend-mode:normal;}@media all and (max-width: 767px){#kt-layout-id_14bff9-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_917560-aa > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_917560-aa > .kt-inside-inner-col{flex-direction:column;}.kadence-column_917560-aa > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column_917560-aa > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_917560-aa > .kt-inside-inner-col{flex-direction:column;}}#kt-layout-id_9f7bf5-0d > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_9f7bf5-0d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_9f7bf5-0d > .kt-row-column-wrap{padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );grid-template-columns:minmax(0, 1fr);}@media all and (max-width: 767px){#kt-layout-id_9f7bf5-0d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_6bec80-73 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_6bec80-73 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_6bec80-73 > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column_6bec80-73 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_6bec80-73 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading_c6a39f-e8, .wp-block-kadence-advancedheading.kt-adv-heading_c6a39f-e8data-kb-blockkb-adv-heading_c6a39f-e8{text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_c6a39f-e8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_c6a39f-e8data-kb-blockkb-adv-heading_c6a39f-e8 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_c6a39f-e8, .wp-block-kadence-advancedheading.kt-adv-heading_c6a39f-e8data-kb-blockkb-adv-heading_c6a39f-e8{padding-top:50px;}}.wp-block-kadence-advancedheading.kt-adv-heading_a5f711-06, .wp-block-kadence-advancedheading.kt-adv-heading_a5f711-06data-kb-blockkb-adv-heading_a5f711-06{padding-top:25px;padding-bottom:25px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_a5f711-06 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_a5f711-06data-kb-blockkb-adv-heading_a5f711-06 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.wp-block-kadence-advancedbtn.kb-btns_dc4ce5-12{justify-content:flex-start;}.kt-btns_dc4ce5-12 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_dc4ce5-12 .kt-btn-wrap-0 .kt-button{color:var(--global-palette3, #1A202C);background:var(--global-palette1, #3182CE);border-color:var(--global-palette1, #3182CE);border-style:solid;}.wp-block-kadence-advancedbtn.kt-btns_dc4ce5-12 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_dc4ce5-12 .kt-btn-wrap-0 .kt-button:focus{color:var(--global-palette1, #3182CE);box-shadow:1px 1px 10px 0px rgba(0, 0, 0, 0.28);}.wp-block-kadence-advancedbtn.kt-btns_dc4ce5-12 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_dc4ce5-12 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_dc4ce5-12 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}.wp-block-kadence-spacer.kt-block-spacer-_e38525-3e .kt-divider{width:80%;border-top-style:dashed;}#kt-layout-id_7dbf3a-60 > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_7dbf3a-60 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_7dbf3a-60 > .kt-row-column-wrap{max-width:1140px;margin-left:auto;margin-right:auto;padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );min-height:500px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_7dbf3a-60 > .kt-row-layout-overlay{background-color:var(--global-palette8, #F7FAFC);}#kt-layout-id_7dbf3a-60 .kt-row-layout-bottom-sep{height:100px;}#kt-layout-id_7dbf3a-60 .kt-row-layout-bottom-sep svg{fill:var(--global-palette8, #F7FAFC)!important;}@media all and (max-width: 767px){#kt-layout-id_7dbf3a-60 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_bc5a62-ba > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bc5a62-ba > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bc5a62-ba > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column_bc5a62-ba > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bc5a62-ba > .kt-inside-inner-col{flex-direction:column;}}#kt-layout-id_e3b149-11 > .kt-row-column-wrap{padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );grid-template-columns:minmax(0, 1fr);}@media all and (max-width: 767px){#kt-layout-id_e3b149-11 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_a75290-7c > .kt-inside-inner-col{border-color:var(--global-palette2, #2B6CB0);}.kadence-column_a75290-7c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_a75290-7c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_a75290-7c > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column_a75290-7c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_a75290-7c > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading_b5c35c-e3, .wp-block-kadence-advancedheading.kt-adv-heading_b5c35c-e3data-kb-blockkb-adv-heading_b5c35c-e3{text-align:center;}.wp-block-kadence-advancedheading.kt-adv-heading_b5c35c-e3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_b5c35c-e3data-kb-blockkb-adv-heading_b5c35c-e3 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}#kt-layout-id_c875d5-f3 > .kt-row-column-wrap{padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-bottom:83px;}#kt-layout-id_c875d5-f3 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_c875d5-f3 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}@media all and (max-width: 767px){#kt-layout-id_c875d5-f3 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_c875d5-f3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_56baa6-59 > .kt-inside-inner-col{padding-top:25px;padding-bottom:25px;padding-left:25px;padding-right:25px;}.kadence-column_56baa6-59 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_56baa6-59 > .kt-inside-inner-col,.kadence-column_56baa6-59 > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_56baa6-59 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_56baa6-59 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_56baa6-59 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_56baa6-59 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_56baa6-59:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_56baa6-59 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_56baa6-59 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading_921646-c3, .wp-block-kadence-advancedheading.kt-adv-heading_921646-c3data-kb-blockkb-adv-heading_921646-c3{text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_921646-c3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_921646-c3data-kb-blockkb-adv-heading_921646-c3 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.wp-block-kadence-advancedheading.kt-adv-heading_607f37-7f mark.kt-highlight, 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.kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_d3f502-a3:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_d3f502-a3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_d3f502-a3 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading_01a9b7-11, .wp-block-kadence-advancedheading.kt-adv-heading_01a9b7-11data-kb-blockkb-adv-heading_01a9b7-11{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_01a9b7-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_01a9b7-11data-kb-blockkb-adv-heading_01a9b7-11 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_d50cf7-34, .wp-block-kadence-advancedheading.kt-adv-heading_d50cf7-34data-kb-blockkb-adv-heading_d50cf7-34{padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_d50cf7-34 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_d50cf7-34data-kb-blockkb-adv-heading_d50cf7-34 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column_e6f22d-ab > .kt-inside-inner-col{padding-top:25px;padding-bottom:25px;padding-left:25px;padding-right:25px;}.kadence-column_e6f22d-ab > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_e6f22d-ab > .kt-inside-inner-col,.kadence-column_e6f22d-ab > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_e6f22d-ab > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e6f22d-ab > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e6f22d-ab > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e6f22d-ab > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_e6f22d-ab:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_e6f22d-ab > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e6f22d-ab > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading_7fa3cd-1f, .wp-block-kadence-advancedheading.kt-adv-heading_7fa3cd-1fdata-kb-blockkb-adv-heading_7fa3cd-1f{text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_7fa3cd-1f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_7fa3cd-1fdata-kb-blockkb-adv-heading_7fa3cd-1f mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.wp-block-kadence-advancedheading.kt-adv-heading_72e63a-ea mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_72e63a-eadata-kb-blockkb-adv-heading_72e63a-ea mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.kadence-column_deba42-cf > .kt-inside-inner-col{display:flex;}.kadence-column_deba42-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_deba42-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_deba42-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_deba42-cf{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_deba42-cf{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_deba42-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.wp-block-kadence-column.kadence-column_deba42-cf > .kt-inside-inner-col{margin-bottom:80px;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column_deba42-cf{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_deba42-cf{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_deba42-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column_deba42-cf > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column_deba42-cf{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_deba42-cf{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_deba42-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_deba42-cf > .kt-inside-inner-col{flex-direction:column;}}#kt-layout-id_3dce9a-2e > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_3dce9a-2e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_3dce9a-2e > .kt-row-column-wrap{max-width:1140px;margin-left:auto;margin-right:auto;padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );grid-template-columns:minmax(0, 1fr);}#kt-layout-id_3dce9a-2e .kt-row-layout-bottom-sep{height:100px;}#kt-layout-id_3dce9a-2e .kt-row-layout-bottom-sep svg{fill:var(--global-palette8, #F7FAFC)!important;}#kt-layout-id_3dce9a-2e .kt-row-layout-top-sep{height:100px;}#kt-layout-id_3dce9a-2e .kt-row-layout-top-sep svg{fill:var(--global-palette8, #F7FAFC)!important;}@media all and (max-width: 767px){#kt-layout-id_3dce9a-2e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_59d4a6-ad > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_59d4a6-ad > .kt-inside-inner-col{flex-direction:column;}.kadence-column_59d4a6-ad > .kt-inside-inner-col > .aligncenter{width:100%;}@media all and (max-width: 1024px){.kadence-column_59d4a6-ad > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_59d4a6-ad > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading_588fac-ce, .wp-block-kadence-advancedheading.kt-adv-heading_588fac-cedata-kb-blockkb-adv-heading_588fac-ce{text-align:center;}.wp-block-kadence-advancedheading.kt-adv-heading_588fac-ce mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_588fac-cedata-kb-blockkb-adv-heading_588fac-ce mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}#kt-layout-id_2fee3c-ae > .kt-row-column-wrap{max-width:1140px;margin-left:auto;margin-right:auto;padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );}#kt-layout-id_2fee3c-ae > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_2fee3c-ae > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}@media all and (max-width: 767px){#kt-layout-id_2fee3c-ae > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_2fee3c-ae > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_94b230-f0 > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_94b230-f0 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_94b230-f0 > .kt-inside-inner-col,.kadence-column_94b230-f0 > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_94b230-f0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_94b230-f0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_94b230-f0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_94b230-f0 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_94b230-f0:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_94b230-f0 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_94b230-f0 > .kt-inside-inner-col{flex-direction:column;}}.kb-image_fb9e9b-6c .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_6b8244-49, .wp-block-kadence-advancedheading.kt-adv-heading_6b8244-49data-kb-blockkb-adv-heading_6b8244-49{padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_6b8244-49 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_6b8244-49data-kb-blockkb-adv-heading_6b8244-49 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_6b8244-49, .wp-block-kadence-advancedheading.kt-adv-heading_6b8244-49data-kb-blockkb-adv-heading_6b8244-49{padding-right:20px;padding-left:20px;}}.wp-block-kadence-advancedheading.kt-adv-heading_44aeb5-47, .wp-block-kadence-advancedheading.kt-adv-heading_44aeb5-47data-kb-blockkb-adv-heading_44aeb5-47{padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_44aeb5-47 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_44aeb5-47data-kb-blockkb-adv-heading_44aeb5-47 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_44aeb5-47, .wp-block-kadence-advancedheading.kt-adv-heading_44aeb5-47data-kb-blockkb-adv-heading_44aeb5-47{padding-right:20px;padding-left:20px;}}.kadence-column_608548-a3 > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_608548-a3 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_608548-a3 > .kt-inside-inner-col,.kadence-column_608548-a3 > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_608548-a3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_608548-a3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_608548-a3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_608548-a3 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_608548-a3:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_608548-a3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_608548-a3 > .kt-inside-inner-col{flex-direction:column;}}.kb-image_b8bdf0-1f .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_01588c-dd, .wp-block-kadence-advancedheading.kt-adv-heading_01588c-dddata-kb-blockkb-adv-heading_01588c-dd{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_01588c-dd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_01588c-dddata-kb-blockkb-adv-heading_01588c-dd mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_09911b-11, .wp-block-kadence-advancedheading.kt-adv-heading_09911b-11data-kb-blockkb-adv-heading_09911b-11{display:block;padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_09911b-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_09911b-11data-kb-blockkb-adv-heading_09911b-11 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_09911b-11, .wp-block-kadence-advancedheading.kt-adv-heading_09911b-11data-kb-blockkb-adv-heading_09911b-11{padding-right:20px;padding-left:20px;}}.kadence-column_a66d01-a7 > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_a66d01-a7 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_a66d01-a7 > .kt-inside-inner-col,.kadence-column_a66d01-a7 > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_a66d01-a7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_a66d01-a7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_a66d01-a7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_a66d01-a7 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_a66d01-a7:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_a66d01-a7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_a66d01-a7 > .kt-inside-inner-col{flex-direction:column;}}.kb-image_a795a1-3f .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_c94109-97, .wp-block-kadence-advancedheading.kt-adv-heading_c94109-97data-kb-blockkb-adv-heading_c94109-97{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_c94109-97 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_c94109-97data-kb-blockkb-adv-heading_c94109-97 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_cfe98a-d2, .wp-block-kadence-advancedheading.kt-adv-heading_cfe98a-d2data-kb-blockkb-adv-heading_cfe98a-d2{display:block;padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_cfe98a-d2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_cfe98a-d2data-kb-blockkb-adv-heading_cfe98a-d2 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_cfe98a-d2, .wp-block-kadence-advancedheading.kt-adv-heading_cfe98a-d2data-kb-blockkb-adv-heading_cfe98a-d2{padding-right:20px;padding-left:20px;}}.kadence-column_1cc4ee-87 > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_1cc4ee-87 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_1cc4ee-87 > .kt-inside-inner-col,.kadence-column_1cc4ee-87 > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_1cc4ee-87 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1cc4ee-87 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_1cc4ee-87 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_1cc4ee-87 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_1cc4ee-87:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_1cc4ee-87 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_1cc4ee-87 > .kt-inside-inner-col{flex-direction:column;}}.kb-image_28c075-ef .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_99a475-52, .wp-block-kadence-advancedheading.kt-adv-heading_99a475-52data-kb-blockkb-adv-heading_99a475-52{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_99a475-52 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_99a475-52data-kb-blockkb-adv-heading_99a475-52 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_7a2dd4-57, .wp-block-kadence-advancedheading.kt-adv-heading_7a2dd4-57data-kb-blockkb-adv-heading_7a2dd4-57{padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_7a2dd4-57 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_7a2dd4-57data-kb-blockkb-adv-heading_7a2dd4-57 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_7a2dd4-57, .wp-block-kadence-advancedheading.kt-adv-heading_7a2dd4-57data-kb-blockkb-adv-heading_7a2dd4-57{padding-right:20px;padding-left:20px;}}#kt-layout-id_0562fb-b0 > .kt-row-column-wrap{max-width:1140px;margin-left:auto;margin-right:auto;padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var( --global-kb-row-default-top, var(--global-kb-spacing-sm, 1.5rem) );padding-bottom:var( --global-kb-row-default-bottom, var(--global-kb-spacing-sm, 1.5rem) );}#kt-layout-id_0562fb-b0 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_0562fb-b0 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}@media all and (max-width: 767px){#kt-layout-id_0562fb-b0 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_0562fb-b0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kadence-column_aae1f3-3c > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_aae1f3-3c > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_aae1f3-3c > .kt-inside-inner-col,.kadence-column_aae1f3-3c > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_aae1f3-3c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_aae1f3-3c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_aae1f3-3c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_aae1f3-3c > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_aae1f3-3c:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_aae1f3-3c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_aae1f3-3c > .kt-inside-inner-col{flex-direction:column;}}.kb-image_55db7c-0d .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_9f7c89-92, .wp-block-kadence-advancedheading.kt-adv-heading_9f7c89-92data-kb-blockkb-adv-heading_9f7c89-92{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_9f7c89-92 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_9f7c89-92data-kb-blockkb-adv-heading_9f7c89-92 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_9fd01b-d9, .wp-block-kadence-advancedheading.kt-adv-heading_9fd01b-d9data-kb-blockkb-adv-heading_9fd01b-d9{padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_9fd01b-d9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_9fd01b-d9data-kb-blockkb-adv-heading_9fd01b-d9 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_9fd01b-d9, .wp-block-kadence-advancedheading.kt-adv-heading_9fd01b-d9data-kb-blockkb-adv-heading_9fd01b-d9{padding-right:20px;padding-left:20px;}}.kadence-column_be8d80-6c > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_be8d80-6c > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_be8d80-6c > .kt-inside-inner-col,.kadence-column_be8d80-6c > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_be8d80-6c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_be8d80-6c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_be8d80-6c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_be8d80-6c > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_be8d80-6c:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_be8d80-6c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_be8d80-6c > .kt-inside-inner-col{flex-direction:column;}}.kb-image_3ec948-ca .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_b4e576-ea, .wp-block-kadence-advancedheading.kt-adv-heading_b4e576-eadata-kb-blockkb-adv-heading_b4e576-ea{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_b4e576-ea mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_b4e576-eadata-kb-blockkb-adv-heading_b4e576-ea mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_0d1b6b-a8, .wp-block-kadence-advancedheading.kt-adv-heading_0d1b6b-a8data-kb-blockkb-adv-heading_0d1b6b-a8{display:block;padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_0d1b6b-a8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_0d1b6b-a8data-kb-blockkb-adv-heading_0d1b6b-a8 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_0d1b6b-a8, .wp-block-kadence-advancedheading.kt-adv-heading_0d1b6b-a8data-kb-blockkb-adv-heading_0d1b6b-a8{padding-right:20px;padding-left:20px;}}.kadence-column_270d2f-7f > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_270d2f-7f > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_270d2f-7f > .kt-inside-inner-col,.kadence-column_270d2f-7f > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_270d2f-7f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_270d2f-7f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_270d2f-7f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_270d2f-7f > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_270d2f-7f:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_270d2f-7f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_270d2f-7f > .kt-inside-inner-col{flex-direction:column;}}.kb-image_a2ca0a-3a .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_c274e1-df, .wp-block-kadence-advancedheading.kt-adv-heading_c274e1-dfdata-kb-blockkb-adv-heading_c274e1-df{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_c274e1-df mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_c274e1-dfdata-kb-blockkb-adv-heading_c274e1-df mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_825976-c5, .wp-block-kadence-advancedheading.kt-adv-heading_825976-c5data-kb-blockkb-adv-heading_825976-c5{display:block;padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_825976-c5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_825976-c5data-kb-blockkb-adv-heading_825976-c5 mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_825976-c5, .wp-block-kadence-advancedheading.kt-adv-heading_825976-c5data-kb-blockkb-adv-heading_825976-c5{padding-right:20px;padding-left:20px;}}.kadence-column_3540e9-de > .kt-inside-inner-col{padding-top:0px;padding-bottom:20px;}.kadence-column_3540e9-de > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_3540e9-de > .kt-inside-inner-col,.kadence-column_3540e9-de > .kt-inside-inner-col:before{border-top-left-radius:7px;border-top-right-radius:7px;border-bottom-right-radius:7px;border-bottom-left-radius:7px;}.kadence-column_3540e9-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_3540e9-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column_3540e9-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_3540e9-de > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_3540e9-de:hover > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);background-image:none;}@media all and (max-width: 1024px){.kadence-column_3540e9-de > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_3540e9-de > .kt-inside-inner-col{flex-direction:column;}}.kb-image_c3d2f5-4f .kb-image-has-overlay:after{opacity:0.3;}.wp-block-kadence-advancedheading.kt-adv-heading_3247e3-0e, .wp-block-kadence-advancedheading.kt-adv-heading_3247e3-0edata-kb-blockkb-adv-heading_3247e3-0e{padding-right:20px;padding-left:20px;text-align:left;}.wp-block-kadence-advancedheading.kt-adv-heading_3247e3-0e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_3247e3-0edata-kb-blockkb-adv-heading_3247e3-0e mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_837592-9a, .wp-block-kadence-advancedheading.kt-adv-heading_837592-9adata-kb-blockkb-adv-heading_837592-9a{padding-right:20px;padding-left:20px;}.wp-block-kadence-advancedheading.kt-adv-heading_837592-9a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_837592-9adata-kb-blockkb-adv-heading_837592-9a mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_837592-9a, .wp-block-kadence-advancedheading.kt-adv-heading_837592-9adata-kb-blockkb-adv-heading_837592-9a{padding-right:20px;padding-left:20px;}}#kt-layout-id_abea08-49 > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_abea08-49 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_abea08-49 > .kt-row-column-wrap{max-width:1140px;margin-left:auto;margin-right:auto;padding-top:var( 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#1A202C);}#kt-info-box_796a8f-c7 .kt-infobox-textcontent .kt-blocks-info-box-text{color:var(--global-palette3, #1A202C);}.wp-block-kadence-infobox#kt-info-box_796a8f-c7 .kt-blocks-info-box-text{font-size:16px;line-height:24px;font-family:Montserrat;font-style:normal;font-weight:300;}#kt-info-box_796a8f-c7 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-text{color:var(--global-palette3, #1A202C);}#kt-info-box_796a8f-c7 .kt-blocks-info-box-learnmore{color:#444;background:transparent;border-color:#444;font-family:Montserrat;font-style:normal;font-weight:300;border-width:1px 0px 0px 0px;padding-top:9px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:15px;margin-right:0px;margin-bottom:10px;margin-left:0px;}#kt-info-box_796a8f-c7 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-learnmore,#kt-info-box_796a8f-c7 .kt-blocks-info-box-link-wrap .kt-blocks-info-box-learnmore:focus{color:#000;background:#fff;border-color:#000;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-box_17a5bd-b5 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-box_17a5bd-b5 .kt-blocks-info-box-link-wrap{border-color:var(--global-palette2, #2B6CB0);border-radius:20px;border-top-width:5px;border-right-width:5px;border-bottom-width:5px;border-left-width:5px;background:var(--global-palette9, #ffffff);padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px;margin-top:50px;}#kt-info-box_17a5bd-b5 .kt-blocks-info-box-link-wrap:hover{background:var(--global-palette7, #EDF2F7);}#kt-info-box_17a5bd-b5.wp-block-kadence-infobox{max-width:100%;}#kt-info-box_17a5bd-b5 .kadence-info-box-image-inner-intrisic-container{max-width:100px;}#kt-info-box_17a5bd-b5 .kadence-info-box-image-inner-intrisic-container .kadence-info-box-image-intrisic{padding-bottom:100%;width:645px;height:0px;max-width:100%;}#kt-info-box_17a5bd-b5 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-box_17a5bd-b5 .kt-info-svg-icon-flip, #kt-info-box_17a5bd-b5 .kt-blocks-info-box-number{font-size:50px;}#kt-info-box_17a5bd-b5 .kt-blocks-info-box-media{color:#444;background:#ffffff;border-color:#eeeeee;border-radius:200px;border-top-width:5px;border-right-width:5px;border-bottom-width:5px;border-left-width:5px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}#kt-info-box_17a5bd-b5 .kt-blocks-info-box-media-container{margin-top:-75px;margin-right:0px;margin-bottom:20px;margin-left:0px;}#kt-info-box_17a5bd-b5 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-media{color:#000;background:#ffffff;border-color:#eeeeee;}#kt-info-box_17a5bd-b5 .kt-infobox-textcontent h4.kt-blocks-info-box-title{color:var(--global-palette3, 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.kt-blocks-info-box-learnmore{color:#444;background:transparent;border-color:#444;font-family:Montserrat;font-style:normal;font-weight:300;border-width:1px 0px 0px 0px;padding-top:9px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:15px;margin-right:0px;margin-bottom:10px;margin-left:0px;}#kt-info-box_9c41d9-10 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-learnmore,#kt-info-box_9c41d9-10 .kt-blocks-info-box-link-wrap .kt-blocks-info-box-learnmore:focus{color:#000;background:#fff;border-color:#000;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-box_0dd3e6-96 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-box_0dd3e6-96 .kt-blocks-info-box-link-wrap{border-color:var(--global-palette2, #2B6CB0);border-radius:20px;border-top-width:5px;border-right-width:5px;border-bottom-width:5px;border-left-width:5px;background:var(--global-palette9, 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kt-clear>		link relstylesheet idkadence-content-css hrefhttps://hanif.my/wp-content/themes/kadence/assets/css/content.min.css?ver1.2.14 mediaall />div idprimary classcontent-area>	div classcontent-container site-container>		main idmain classsite-main rolemain>						div classcontent-wrap>				article idpost-1667 classentry content-bg single-entry post-1667 page type-page status-publish hentry>	div classentry-content-wrap>		div classentry-content single-content>	div classwp-block-kadence-rowlayout alignfull>div idkt-layout-id_14bff9-70 classkt-row-layout-inner kt-row-has-bg kt-layout-id_14bff9-70 has-theme-palette-8-background-color>div classkt-row-layout-overlay kt-row-overlay-normal>/div>div classkt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_917560-aa>div classkt-inside-inner-col>div classwp-block-kadence-rowlayout aligncenter>div idkt-layout-id_9f7bf5-0d classkt-row-layout-inner kt-layout-id_9f7bf5-0d>div classkt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_6bec80-73>div classkt-inside-inner-col>h2 classkt-adv-heading_c6a39f-e8 wp-block-kadence-advancedheading has-theme-palette-6-color has-text-color data-kb-blockkb-adv-heading_c6a39f-e8>Hi, Hanif Yahaya di sini. Izinkan saya membantu anda merancang kewangan secara ideal dan profesional./h2>h6 classkt-adv-heading_a5f711-06 wp-block-kadence-advancedheading has-theme-palette-5-color has-text-color data-kb-blockkb-adv-heading_a5f711-06>Dapatkan khidmat nasihat dan rundingan kewangan secara profesional dari perancang kewangan terlatih/h6>div classwp-block-kadence-advancedbtn kt-btn-align-left kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_dc4ce5-12>div classkt-btn-wrap kt-btn-wrap-0>a classkt-button button kt-btn-0-action kt-btn-size-standard kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-true hrefhttps://hanif.my/temujanji/ styleborder-width:1px>span classkt-btn-inner-text>Tetapkan Temujanji/span>div styledisplay:inline-flex;justify-content:center;align-items:center classkt-btn-svg-icon kt-btn-svg-icon-fe_calendar kt-btn-side-right>svg styledisplay:inline-block;vertical-align:middle viewBox0 0 24 24 height1em width1em fillnone strokecurrentColor xmlnshttp://www.w3.org/2000/svg stroke-width2 stroke-linecapround stroke-linejoinround>rect x3 y4 width18 height18 rx2 ry2>/rect>line x116 y12 x216 y26>/line>line x18 y12 x28 y26>/line>line x13 y110 x221 y210>/line>/svg>/div>/a>/div>/div>/div>/div>/div>/div>/div>div classwp-block-kadence-spacer aligncenter kt-block-spacer-_e38525-3e>div classkt-block-spacer kt-block-spacer-halign-center>hr classkt-divider/>/div>/div>/div>/div>/div>/div>/div>div classwp-block-kadence-rowlayout alignfull>div idkt-layout-id_7dbf3a-60 classkt-row-layout-inner kt-row-has-bg kt-layout-id_7dbf3a-60>div classkt-row-layout-overlay kt-row-overlay-normal>/div>div classkt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_bc5a62-ba>div classkt-inside-inner-col>div classwp-block-kadence-rowlayout alignnone>div idkt-layout-id_e3b149-11 classkt-row-layout-inner kt-layout-id_e3b149-11>div classkt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_a75290-7c>div classkt-inside-inner-col>h2 classkt-adv-heading_b5c35c-e3 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_b5c35c-e3>Kelayakan/h2>/div>/div>/div>/div>/div>div classwp-block-kadence-rowlayout alignnone>div idkt-layout-id_c875d5-f3 classkt-row-layout-inner kt-layout-id_c875d5-f3>div classkt-row-column-wrap kt-has-3-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kt-inner-column-height-full>div classwp-block-kadence-column inner-column-1 kadence-column_56baa6-59>div classkt-inside-inner-col>h5 classkt-adv-heading_921646-c3 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_921646-c3>Akademik/h5>p classkt-adv-heading_607f37-7f wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_607f37-7f>Memiliki Ijazah Doktor Perubatan (Medical Degree) dari Universiti Kebangsaan Malaysia dan Sarjana Kedokteran dari Universitas Padjadjaran/p>/div>/div>div classwp-block-kadence-column inner-column-2 kadence-column_d3f502-a3>div classkt-inside-inner-col>h5 classkt-adv-heading_01a9b7-11 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_01a9b7-11>Profesional/h5>p classkt-adv-heading_d50cf7-34 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_d50cf7-34>Pelajar terbaik Shariah Registered Financial Planner (2018). Berdaftar sebagai Registered Financial Planner pada tahun 2020 dan menjadi Ahli Majlis Perancang Kewangan Malaysia/p>/div>/div>div classwp-block-kadence-column inner-column-3 kadence-column_e6f22d-ab>div classkt-inside-inner-col>h5 classkt-adv-heading_7fa3cd-1f wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_7fa3cd-1f>Pengalaman/h5>p classkt-adv-heading_72e63a-ea wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_72e63a-ea>Telah berada dalam bidang kewangan tempatan melebihi 6 tahun dan telah menguruskan kewangan bagi High Net Worth Individual (HNWI)/p>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>section classwp-block-kadence-column inner-column-1 kadence-column_deba42-cf>div classkt-inside-inner-col>div classwp-block-kadence-rowlayout alignnone>div idkt-layout-id_3dce9a-2e classkt-row-layout-inner kt-layout-id_3dce9a-2e>div classkt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_59d4a6-ad>div classkt-inside-inner-col>h2 classkt-adv-heading_588fac-ce wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_588fac-ce>Perkhidmatan Profesional/h2>/div>/div>/div>/div>/div>div classwp-block-kadence-rowlayout alignnone>div idkt-layout-id_2fee3c-ae classkt-row-layout-inner kt-layout-id_2fee3c-ae>div classkt-row-column-wrap kt-has-4-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kt-inner-column-height-full>div classwp-block-kadence-column inner-column-1 kadence-column_94b230-f0>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_fb9e9b-6c kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img decodingasync width640 height424 srchttps://hanif.my/wp-content/uploads/2022/08/analisis_aliran_tunai.jpg alt classkb-img wp-image-1965 srcsethttps://hanif.my/wp-content/uploads/2022/08/analisis_aliran_tunai.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/analisis_aliran_tunai-300x199.jpg 300w sizes(max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_6b8244-49 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_6b8244-49>ANALISIS ALIRAN TUNAI/h5>p classkt-adv-heading_44aeb5-47 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_44aeb5-47>Menganalisis aliran tunai dan tahap kesihatan semasa kewangan pelanggan/p>/div>/div>div classwp-block-kadence-column inner-column-2 kadence-column_608548-a3>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_b8bdf0-1f kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img decodingasync width640 height424 srchttps://hanif.my/wp-content/uploads/2022/08/pengurusan_hutang.jpg alt classkb-img wp-image-1966 srcsethttps://hanif.my/wp-content/uploads/2022/08/pengurusan_hutang.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/pengurusan_hutang-300x199.jpg 300w sizes(max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_01588c-dd wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_01588c-dd>PENGURUSAN HUTANG/h5>span classkt-adv-heading_09911b-11 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_09911b-11>Membantu menguruskan hutang dengan kaedah yang praktikal dan berkaitan/span>/div>/div>div classwp-block-kadence-column inner-column-3 kadence-column_a66d01-a7>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_a795a1-3f size-full kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img decodingasync width640 height427 srchttps://hanif.my/wp-content/uploads/2022/08/perlindungan_risiko.jpg alt classkb-img wp-image-1968 srcsethttps://hanif.my/wp-content/uploads/2022/08/perlindungan_risiko.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/perlindungan_risiko-300x200.jpg 300w sizes(max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_c94109-97 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_c94109-97>PERLINDUNGAN RISIKO/h5>span classkt-adv-heading_cfe98a-d2 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_cfe98a-d2>Merangka pelan perlindungan risiko/span>/div>/div>div classwp-block-kadence-column inner-column-4 kadence-column_1cc4ee-87>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_28c075-ef kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img loadinglazy decodingasync width640 height427 srchttps://hanif.my/wp-content/uploads/2022/08/pelaburan.jpg alt classkb-img wp-image-1969 srcsethttps://hanif.my/wp-content/uploads/2022/08/pelaburan.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/pelaburan-300x200.jpg 300w sizesauto, (max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_99a475-52 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_99a475-52>PELABURAN/h5>p classkt-adv-heading_7a2dd4-57 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_7a2dd4-57>Membina dan menyeimbangkan portfolio pelaburan/p>/div>/div>/div>/div>/div>div classwp-block-kadence-rowlayout alignnone>div idkt-layout-id_0562fb-b0 classkt-row-layout-inner kt-layout-id_0562fb-b0>div classkt-row-column-wrap kt-has-4-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kt-inner-column-height-full>div classwp-block-kadence-column inner-column-1 kadence-column_aae1f3-3c>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_55db7c-0d kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img loadinglazy decodingasync width640 height427 srchttps://hanif.my/wp-content/uploads/2022/08/pendidikan.jpg alt classkb-img wp-image-1970 srcsethttps://hanif.my/wp-content/uploads/2022/08/pendidikan.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/pendidikan-300x200.jpg 300w sizesauto, (max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_9f7c89-92 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_9f7c89-92>PENDIDIKAN/h5>p classkt-adv-heading_9fd01b-d9 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_9fd01b-d9>Membina dana pendidikan untuk anak-anak/p>/div>/div>div classwp-block-kadence-column inner-column-2 kadence-column_be8d80-6c>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_3ec948-ca kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img loadinglazy decodingasync width640 height427 srchttps://hanif.my/wp-content/uploads/2022/08/persaraan.jpg alt classkb-img wp-image-1971 srcsethttps://hanif.my/wp-content/uploads/2022/08/persaraan.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/persaraan-300x200.jpg 300w sizesauto, (max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_b4e576-ea wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_b4e576-ea>PERSARAAN/h5>span classkt-adv-heading_0d1b6b-a8 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_0d1b6b-a8>Membina dana persaraan untuk hari tua/span>/div>/div>div classwp-block-kadence-column inner-column-3 kadence-column_270d2f-7f>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_a2ca0a-3a kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img loadinglazy decodingasync width640 height960 srchttps://hanif.my/wp-content/uploads/2022/08/pelan_legasi.jpg alt classkb-img wp-image-1972 srcsethttps://hanif.my/wp-content/uploads/2022/08/pelan_legasi.jpg 640w, https://hanif.my/wp-content/uploads/2022/08/pelan_legasi-200x300.jpg 200w sizesauto, (max-width: 640px) 100vw, 640px />/div>/figure>h5 classkt-adv-heading_c274e1-df wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_c274e1-df>PELAN LEGASI/h5>span classkt-adv-heading_825976-c5 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_825976-c5>Merangka pelan legasi individu dan syarikat/span>/div>/div>div classwp-block-kadence-column inner-column-4 kadence-column_3540e9-de>div classkt-inside-inner-col>figure classwp-block-kadence-image kb-image_c3d2f5-4f kb-image-is-ratio-size>div classkb-is-ratio-image kb-image-ratio-land43>img loadinglazy decodingasync width1040 height780 srchttps://hanif.my/wp-content/uploads/2022/08/Pendidikan-Kewangan.jpeg alt classkb-img wp-image-2014 srcsethttps://hanif.my/wp-content/uploads/2022/08/Pendidikan-Kewangan.jpeg 1040w, https://hanif.my/wp-content/uploads/2022/08/Pendidikan-Kewangan-300x225.jpeg 300w, https://hanif.my/wp-content/uploads/2022/08/Pendidikan-Kewangan-1024x768.jpeg 1024w, https://hanif.my/wp-content/uploads/2022/08/Pendidikan-Kewangan-768x576.jpeg 768w sizesauto, (max-width: 1040px) 100vw, 1040px />/div>/figure>h5 classkt-adv-heading_3247e3-0e wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_3247e3-0e>PENDIDIKAN KEWANGAN/h5>p classkt-adv-heading_837592-9a wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_837592-9a>Memberi ceramah pendidikan kewangan kepada pertubuhan bukan kerajaan dan pertubuhan kerajaan/p>/div>/div>/div>/div>/div>/div>/section>div classwp-block-kadence-rowlayout alignfull>div idkt-layout-id_abea08-49 classkt-row-layout-inner kt-row-has-bg kt-layout-id_abea08-49 has-theme-palette-9-background-color>div classkt-row-column-wrap kt-has-3-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-center-exwide kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_1248fc-5f>div classkt-inside-inner-col>/div>/div>div classwp-block-kadence-column inner-column-2 kadence-column_f2b9af-8b>div classkt-inside-inner-col>div classwp-block-kadence-slider kb-advanced-slider kb-advanced-slider-_39d06c-38>div classkb-advanced-slider-inner-contain>div classkb-blocks-advanced-carousel kt-blocks-carousel kt-carousel-container-dotstyle-outlinedark>div classkb-blocks-advanced-slider-init kb-slider-loading kb-blocks-slider kt-carousel-arrowstyle-none kt-carousel-dotstyle-outlinedark kb-slider-size-fixed kb-slider-ratio-12-5 kb-slider-tab-ratio-inherit kb-slider-mobile-ratio-inherit data-slider-anim-speed400 data-slider-typeslider data-slider-scroll1 data-slider-fadetrue data-slider-arrowsfalse data-slider-dotstrue data-slider-hover-pausefalse data-slider-autotrue data-slider-speed3500>div classwp-block-kadence-slide kb-advanced-slide-item kb-slide-_cbb09d-4f>div classkb-advanced-slide>div classkb-advanced-slide-inner-wrap kb-slide-align-null kb-slide-valign-middle stylebackground-color:rgba(255,146,38,0);background-size:cover;background-position:center center;background-repeat:no-repeat>div classkb-advanced-slide-inner>div idkt-info-box_796a8f-c7 classwp-block-kadence-infobox>div classkt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top kt-info-halign-center>div classkt-blocks-info-box-media-container>div classkt-blocks-info-box-media kt-info-media-animate-none>div classkadence-info-box-image-inner-intrisic-container>div classkadence-info-box-image-intrisic kt-info-animate-none>div classkadence-info-box-image-inner-intrisic>img loadinglazy decodingasync srchttps://hanif.my/wp-content/uploads/2022/08/Cheng-Po-Ceng.png alt width300 height300 classkt-info-box-image wp-image-2016 srcsethttps://hanif.my/wp-content/uploads/2022/08/Cheng-Po-Ceng.png 300w, https://hanif.my/wp-content/uploads/2022/08/Cheng-Po-Ceng-150x150.png 150w sizesauto, (max-width: 300px) 100vw, 300px />/div>/div>/div>/div>/div>div classkt-infobox-textcontent>h4 classkt-blocks-info-box-title>Cheng Po Ceng/h4>p classkt-blocks-info-box-text>Saya mengenali Dr Hanif sejak berkhidmat di sebuah klinik. Saya kagum bagaimana seorang doktor perubatan boleh jadi seorang perancang kewangan. Adik saya sendiri juga dapatkan khidmat nya./p>/div>/div>/div>/div>/div>/div>/div>div classwp-block-kadence-slide kb-advanced-slide-item kb-slide-_a1668e-5c>div classkb-advanced-slide>div classkb-advanced-slide-inner-wrap stylebackground-color:rgba(255,146,38,0);background-size:cover;background-position:center center;background-repeat:no-repeat>div classkb-advanced-slide-inner>div idkt-info-box_17a5bd-b5 classwp-block-kadence-infobox>div classkt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top kt-info-halign-center>div classkt-blocks-info-box-media-container>div classkt-blocks-info-box-media kt-info-media-animate-none>div classkadence-info-box-image-inner-intrisic-container>div classkadence-info-box-image-intrisic kt-info-animate-none>div classkadence-info-box-image-inner-intrisic>img loadinglazy decodingasync srchttps://hanif.my/wp-content/uploads/2022/08/Nik-Izzul.jpeg alt width645 height645 classkt-info-box-image wp-image-2018 srcsethttps://hanif.my/wp-content/uploads/2022/08/Nik-Izzul.jpeg 645w, https://hanif.my/wp-content/uploads/2022/08/Nik-Izzul-300x300.jpeg 300w, https://hanif.my/wp-content/uploads/2022/08/Nik-Izzul-150x150.jpeg 150w sizesauto, (max-width: 645px) 100vw, 645px />/div>/div>/div>/div>/div>div classkt-infobox-textcontent>h4 classkt-blocks-info-box-title>Nik Izzul Azfar/h4>p classkt-blocks-info-box-text>Dr Hanif banyak bimbing saya ketika saya ambil Shariah Registered Financial Planner Shariah RFP). Masa tu rasa macam susah nak lulus. Alhamdulillah, perkara sukar menjadi mudah. Penerangan dengan bahasa ringkas dan tak terlalu jargon./p>/div>/div>/div>/div>/div>/div>/div>div classwp-block-kadence-slide kb-advanced-slide-item kb-slide-_43579c-fc>div classkb-advanced-slide>div classkb-advanced-slide-inner-wrap stylebackground-color:rgba(255,146,38,0);background-size:cover;background-position:center center;background-repeat:no-repeat>div classkb-advanced-slide-inner>div idkt-info-box_9c41d9-10 classwp-block-kadence-infobox>div classkt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top kt-info-halign-center>div classkt-blocks-info-box-media-container>div classkt-blocks-info-box-media kt-info-media-animate-none>div classkadence-info-box-image-inner-intrisic-container>div classkadence-info-box-image-intrisic kt-info-animate-none>div classkadence-info-box-image-inner-intrisic>img loadinglazy decodingasync srchttps://hanif.my/wp-content/uploads/2022/08/Hadi-Fadhil-Doktor.png alt width300 height300 classkt-info-box-image wp-image-2019 srcsethttps://hanif.my/wp-content/uploads/2022/08/Hadi-Fadhil-Doktor.png 300w, https://hanif.my/wp-content/uploads/2022/08/Hadi-Fadhil-Doktor-150x150.png 150w sizesauto, (max-width: 300px) 100vw, 300px />/div>/div>/div>/div>/div>div classkt-infobox-textcontent>h4 classkt-blocks-info-box-title>Hadi Fadhil/h4>p classkt-blocks-info-box-text>Di laman media sosial, ramai orang mendakwa diri mereka sebagai pakar penasihat kewangan/pelaburan. Berbeza dengan saudara Hanif yang sememangnya seorang perunding kewangan yang berdaftar dengan Bank Negara Malaysia. Tak mudah dan tak ramai orang yang memiliki pensijilan ini. Saya mula menggunakan perkhidmatan beliau untuk mendapatkan perlindungan takaful hayat yang terbaik di pasaran, sesuai dengan kemampuan saya. Alhamdulillah, saya kini mempunyai perlindungan takaful hayat yang terbaik untuk saya berdasar perbandingan semua produk takaful di pasaran. Saudara Hanif juga memberikan nasihat kewangan dari segi saluran pelaburan yang terbaik yang memberikan pulangan yang memberansangkan. Alhamdulillah pengurusan kewangan saya kini lebih teratur dan rapi./p>/div>/div>/div>/div>/div>/div>/div>div classwp-block-kadence-slide kb-advanced-slide-item kb-slide-_9b844c-43>div classkb-advanced-slide>div classkb-advanced-slide-inner-wrap stylebackground-color:rgba(242,242,242,0);background-size:cover;background-position:center center;background-repeat:no-repeat>div classkb-advanced-slide-inner>div idkt-info-box_0dd3e6-96 classwp-block-kadence-infobox>div classkt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top kt-info-halign-center>div classkt-blocks-info-box-media-container>div classkt-blocks-info-box-media kt-info-media-animate-none>div classkadence-info-box-image-inner-intrisic-container>div classkadence-info-box-image-intrisic kt-info-animate-none>div classkadence-info-box-image-inner-intrisic>img loadinglazy decodingasync srchttps://hanif.my/wp-content/uploads/2022/08/Muhammad-Waliuddin-Yusoff.png alt width300 height300 classkt-info-box-image wp-image-2020 srcsethttps://hanif.my/wp-content/uploads/2022/08/Muhammad-Waliuddin-Yusoff.png 300w, https://hanif.my/wp-content/uploads/2022/08/Muhammad-Waliuddin-Yusoff-150x150.png 150w sizesauto, (max-width: 300px) 100vw, 300px />/div>/div>/div>/div>/div>div classkt-infobox-textcontent>h4 classkt-blocks-info-box-title>Muhammad Waliuddin Yusoff/h4>p classkt-blocks-info-box-text>Mantap, berbeza terus level informasi pilihan produk Takaful yang diberi oleh Dr Hanif ini, berbanding sebelum ini saya pernah dapat khidmat konsultasi dan subscribe produk Takaful dengan beberapa Agen Takaful lain ambik. Cadangan pemilihan beberapa produk takaful dari pelbagai syarikat takaful, yang diberikan oleh Dr Hanif berdasarkan keadaan kewangan dan keperluan sesama saya./p>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>/div>div classwp-block-kadence-column inner-column-3 kadence-column_1c749e-48>div classkt-inside-inner-col>/div>/div>/div>/div>/div>div classwp-block-kadence-rowlayout aligncenter>div idkt-layout-id_77d883-24 classkt-row-layout-inner kt-layout-id_77d883-24>div classkt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row>div classwp-block-kadence-column inner-column-1 kadence-column_4f84f6-d9>div classkt-inside-inner-col>h2 classkt-adv-heading_40b734-20 wp-block-kadence-advancedheading data-kb-blockkb-adv-heading_40b734-20>Artikel/h2>div classwp-block-kadence-postgrid kt-blocks-post-loop-block alignnone kt-post-loop_d3996a-0b kt-post-grid-layout-grid >div classkt-post-grid-layout-grid-wrap kt-post-grid-wrap data-columns-xxl3 data-columns-xl3 data-columns-md3 data-columns-sm2 data-columns-xs1 data-columns-ss1data-item-selector.kt-post-masonry-item>article classkt-blocks-post-grid-item post-2458 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-dana-pendidikan-anak tag-dividen-kompetitif tag-love-sspn tag-percuma-takaful tag-perlepasan-cukai tag-pinjaman-ptptn tag-ptptn tag-simpan-sspn tag-sspn tag-sspn-plus tag-sspn-prime tag-tabung-pendidikan-anak tag-takaful>div classkt-blocks-post-grid-item-inner-wrap kt-feat-image-align-Top kt-feat-image-mobile-align-top>div classkt-blocks-post-grid-item-inner>header>h3 classentry-title>a hrefhttps://hanif.my/strategi-mantap-dana-pendidikan-anak-dengan-simpan-sspn/>Strategi Mantap Dana Pendidikan Anak Dengan Simpan SSPN/a>/h3>div classkt-blocks-post-top-meta>div classkt-blocks-date-updated>span classkt-blocks-updated-date-pretext>Updated on /span>time datetime2021-10-05T10:16:11+08:00 classkt-blocks-post-date>October 5, 2021/time>/div>div classkt-blocks-meta-divider kt-blocks-meta-has-divider>•/div>div classkt-blocks-post-author>span classkt-blocks-category-pretext>Posted in /span>span classkt-blocks-categories>a hrefhttps://hanif.my/category/uncategorized/ relcategory tag>Uncategorized/a>/span>/div>/div>/header>div classentry-content>Arwah abah saya pernah meluahkan satu kekesalan kepada saya “Masa dulu, abah kurang dapat pendedahan tentang kepentingan pelaburan pendidikan anak-anak. Masa tu juga, tak banyak tawaran pelaburan untuk pendidikan anak-anak…./div>footer classkt-blocks-post-footer>div classkt-blocks-post-footer-left>/div>div classkt-blocks-post-footer-right>/div>/footer>/div>/div>/article>article classkt-blocks-post-grid-item post-2451 post type-post status-publish format-standard has-post-thumbnail hentry category-takaful tag-beza-antara-insurans-dengan-takaful tag-gharar tag-insurans tag-judi tag-patuh-shariah tag-patuh-syariah tag-pelaburan-patuh-shariah tag-tabarru tag-takaful>div classkt-blocks-post-grid-item-inner-wrap kt-feat-image-align-Top kt-feat-image-mobile-align-top>div classkt-blocks-post-grid-item-inner>header>h3 classentry-title>a hrefhttps://hanif.my/beza-antara-insurans-dengan-takaful/>Beza Antara Insurans Dengan Takaful/a>/h3>div classkt-blocks-post-top-meta>div classkt-blocks-date-updated>span classkt-blocks-updated-date-pretext>Updated on /span>time datetime2021-09-29T16:19:30+08:00 classkt-blocks-post-date>September 29, 2021/time>/div>div classkt-blocks-meta-divider kt-blocks-meta-has-divider>•/div>div classkt-blocks-post-author>span classkt-blocks-category-pretext>Posted in /span>span classkt-blocks-categories>a hrefhttps://hanif.my/category/takaful/ relcategory tag>Takaful/a>/span>/div>/div>/header>div classentry-content>Tahukah anda Bank Negara Malaysia telah memudahkan kita semua rakyat Malaysia dalam memilih produk perlindungan yang patuh syariah? Ya, dengan hanya memerhatikan sama ada produk atau pelan perlindungan itu bernama…/div>footer classkt-blocks-post-footer>div classkt-blocks-post-footer-left>/div>div classkt-blocks-post-footer-right>/div>/footer>/div>/div>/article>article classkt-blocks-post-grid-item post-2442 post type-post status-publish format-standard has-post-thumbnail hentry category-harta-pusaka category-takaful tag-akta-perkhidmatan-kewangan-islam-2013 tag-ejen-takaful tag-faraid tag-harta-pusaka tag-hibah tag-hibah-bersyarat tag-hibah-ruqba tag-hibah-takaful tag-insurans tag-pampasan-kematian tag-takaful tag-takaful-am tag-takaful-hayat tag-takaful-keluarga tag-wasi>div classkt-blocks-post-grid-item-inner-wrap kt-feat-image-align-Top kt-feat-image-mobile-align-top>div classkt-blocks-post-grid-item-inner>header>h3 classentry-title>a hrefhttps://hanif.my/apa-itu-hibah-takaful/>Apa Itu Hibah Takaful?/a>/h3>div classkt-blocks-post-top-meta>div classkt-blocks-date-updated>span classkt-blocks-updated-date-pretext>Updated on /span>time datetime2021-08-24T15:10:50+08:00 classkt-blocks-post-date>August 24, 2021/time>/div>div classkt-blocks-meta-divider kt-blocks-meta-has-divider>•/div>div classkt-blocks-post-author>span classkt-blocks-category-pretext>Posted in /span>span classkt-blocks-categories>a hrefhttps://hanif.my/category/harta-pusaka/ relcategory tag>Harta Pusaka/a>, a hrefhttps://hanif.my/category/takaful/ relcategory tag>Takaful/a>/span>/div>/div>/header>div classentry-content>“Korang nak tahu satu fakta tak?” “Syarikat takaful tak pernah menawarkan produk Hibah Takaful. Saya ulang lagi sekali tak pernah sama sekali” Jadi apa sebenarnya Hibah Takaful yang sering disebut-sebut…/div>footer classkt-blocks-post-footer>div classkt-blocks-post-footer-left>/div>div classkt-blocks-post-footer-right>/div>/footer>/div>/div>/article>article classkt-blocks-post-grid-item post-2435 post type-post status-publish format-standard has-post-thumbnail hentry category-isu-semasa category-pelaburan category-shariah category-unit-amanah tag-ewallet tag-go-plus tag-go tag-money-market tag-pasaran-wang tag-patuh-shariah tag-principal tag-principal-ecash-fund tag-tng tag-tng-ewallet tag-touch-n-go>div classkt-blocks-post-grid-item-inner-wrap kt-feat-image-align-Top kt-feat-image-mobile-align-top>div classkt-blocks-post-grid-item-inner>header>h3 classentry-title>a hrefhttps://hanif.my/berita-baik-go-kini-patuh-shariah/>Berita Baik! GO+ Kini Patuh Shariah/a>/h3>div classkt-blocks-post-top-meta>div classkt-blocks-date-updated>span classkt-blocks-updated-date-pretext>Updated on /span>time datetime2021-08-18T11:31:10+08:00 classkt-blocks-post-date>August 18, 2021/time>/div>div classkt-blocks-meta-divider kt-blocks-meta-has-divider>•/div>div classkt-blocks-post-author>span classkt-blocks-category-pretext>Posted in /span>span classkt-blocks-categories>a hrefhttps://hanif.my/category/isu-semasa/ relcategory tag>Isu Semasa/a>, a hrefhttps://hanif.my/category/pelaburan/ relcategory tag>Pelaburan/a>, a hrefhttps://hanif.my/category/shariah/ relcategory tag>Shariah/a>, a hrefhttps://hanif.my/category/unit-amanah/ relcategory tag>Unit Amanah/a>/span>/div>/div>/header>div classentry-content>Guys, berita baik. Berita yang korang dah lama tunggu. Ciri GO+ dalam aplikasi TnG eWallet dah patuh shariah Pada Mac lepas, Touch n Go telah membuat satu kejutan apabila mereka…/div>footer classkt-blocks-post-footer>div classkt-blocks-post-footer-left>/div>div classkt-blocks-post-footer-right>/div>/footer>/div>/div>/article>article classkt-blocks-post-grid-item post-2426 post type-post status-publish format-standard has-post-thumbnail hentry category-pelaburan category-saham category-unit-amanah tag-amanah-saham tag-asb tag-asb2 tag-pelaburan-terbaik tag-pengurus-dana tag-saham>div classkt-blocks-post-grid-item-inner-wrap kt-feat-image-align-Top kt-feat-image-mobile-align-top>div classkt-blocks-post-grid-item-inner>header>h3 classentry-title>a hrefhttps://hanif.my/apa-beza-antara-saham-dengan-amanah-saham/>Apa Beza Antara Saham Dengan Amanah Saham?/a>/h3>div classkt-blocks-post-top-meta>div classkt-blocks-date-updated>span classkt-blocks-updated-date-pretext>Updated on /span>time datetime2021-08-17T15:33:41+08:00 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tag-pemegang-amanah tag-ponzi tag-scam tag-skim-cepat-kaya tag-skim-pelaburan-mengarut tag-slkim-pelaburan-palsu tag-t-i-p-u tag-too-good-to-be-true tag-trustee tag-untung-besar>div classkt-blocks-post-grid-item-inner-wrap kt-feat-image-align-Top kt-feat-image-mobile-align-top>div classkt-blocks-post-grid-item-inner>header>h3 classentry-title>a hrefhttps://hanif.my/5-tip-mengenal-skim-cepat-kaya/>5 Tip Mengenal Skim Cepat Kaya/a>/h3>div classkt-blocks-post-top-meta>div classkt-blocks-date-updated>span classkt-blocks-updated-date-pretext>Updated on /span>time datetime2021-06-28T14:54:06+08:00 classkt-blocks-post-date>June 28, 2021/time>/div>div classkt-blocks-meta-divider kt-blocks-meta-has-divider>•/div>div classkt-blocks-post-author>span classkt-blocks-category-pretext>Posted in /span>span classkt-blocks-categories>a hrefhttps://hanif.my/category/penipuan/ relcategory tag>Penipuan/a>/span>/div>/div>/header>div classentry-content>Baru-baru ni Bernama melaporkan seorang kerani rugi RM 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row}},datepicker:{dayNames:Sunday,Monday,Tuesday,Wednesday,Thursday,Friday,Saturday,dayNamesShort:Sun,Mon,Tue,Wed,Thu,Fri,Sat,dayNamesMin:S,M,T,W,T,F,S,monthNames:January,February,March,April,May,June,July,August,September,October,November,December,monthNamesShort:January,February,March,April,May,June,July,August,September,October,November,December,monthNamesMin:Jan,Feb,Mar,Apr,May,Jun,Jul,Aug,Sep,Oct,Nov,Dec,nextText:Next,prevText:Prev,currentText:Today,closeText:Done,today:Today,clear:Clear}};/* > */ /script>	div idmobile-drawer classpopup-drawer popup-drawer-layout-sidepanel popup-drawer-animation-fade popup-drawer-side-right data-drawer-target-string#mobile-drawer			>		div classdrawer-overlay data-drawer-target-string#mobile-drawer>/div>		div classdrawer-inner>						div classdrawer-header>				button classmenu-toggle-close drawer-toggle aria-labelClose menu  data-toggle-target#mobile-drawer data-toggle-body-classshowing-popup-drawer-from-right aria-expandedfalse data-set-focus.menu-toggle-open							>					span classtoggle-close-bar>/span>					span classtoggle-close-bar>/span>				/button>			/div>			div classdrawer-content mobile-drawer-content content-align-left content-valign-top>								div classsite-header-item site-header-focus-item site-header-item-mobile-navigation mobile-navigation-layout-stretch-false data-sectionkadence_customizer_mobile_navigation>		nav idmobile-site-navigation classmobile-navigation drawer-navigation drawer-navigation-parent-toggle-false rolenavigation aria-labelPrimary Mobile Navigation>				div classmobile-menu-container drawer-menu-container>			ul idmobile-menu classmenu has-collapse-sub-nav>li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-home current-menu-item page_item page-item-1667 current_page_item menu-item-1683>a hrefhttps://hanif.my/ aria-currentpage>Utama/a>/li>li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1682>a hrefhttps://hanif.my/tentang-saya/>Tentang Saya/a>/li>li classmenu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1684>div classdrawer-nav-drop-wrap>a href#>Perkhidmatan/a>button classdrawer-sub-toggle data-toggle-duration10 data-toggle-target#mobile-menu .menu-item-1684 > .sub-menu aria-expandedfalse>span classscreen-reader-text>Toggle child menu/span>span classkadence-svg-iconset>svg aria-hiddentrue classkadence-svg-icon kadence-arrow-down-svg fillcurrentColor version1.1 xmlnshttp://www.w3.org/2000/svg width24 height24 viewBox0 0 24 24>title>Expand/title>path dM5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z>/path>				/svg>/span>/button>/div>ul classsub-menu>	li classmenu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1685>div classdrawer-nav-drop-wrap>a href#>Individu/a>button classdrawer-sub-toggle data-toggle-duration10 data-toggle-target#mobile-menu .menu-item-1685 > .sub-menu aria-expandedfalse>span classscreen-reader-text>Toggle child menu/span>span classkadence-svg-iconset>svg aria-hiddentrue classkadence-svg-icon kadence-arrow-down-svg fillcurrentColor version1.1 xmlnshttp://www.w3.org/2000/svg width24 height24 viewBox0 0 24 24>title>Expand/title>path dM5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z>/path>				/svg>/span>/button>/div>	ul classsub-menu>		li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1678>a hrefhttps://hanif.my/perancangan/>Perancangan Individu/a>/li>		li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1681>a hrefhttps://hanif.my/skop-perancangan/>Skop Perancangan/a>/li>	/ul>/li>	li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1680>a hrefhttps://hanif.my/profesional/>Profesional/a>/li>	li classmenu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1686>div classdrawer-nav-drop-wrap>a href#>Korporat/a>button classdrawer-sub-toggle data-toggle-duration10 data-toggle-target#mobile-menu .menu-item-1686 > .sub-menu aria-expandedfalse>span classscreen-reader-text>Toggle child menu/span>span classkadence-svg-iconset>svg aria-hiddentrue classkadence-svg-icon kadence-arrow-down-svg fillcurrentColor version1.1 xmlnshttp://www.w3.org/2000/svg width24 height24 viewBox0 0 24 24>title>Expand/title>path dM5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z>/path>				/svg>/span>/button>/div>	ul classsub-menu>		li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1914>a hrefhttps://hanif.my/manfaat-pekerja/>Manfaat Pekerja/a>/li>		li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1679>a hrefhttps://hanif.my/perlindungan-am-syarikat/>Perlindungan Am Syarikat/a>/li>	/ul>/li>/ul>/li>li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1912>a hrefhttps://hanif.my/artikel/>Artikel/a>/li>li classmenu-item menu-item-type-post_type menu-item-object-page menu-item-1913>a hrefhttps://hanif.my/kalendar/>Kalendar/a>/li>/ul>		/div>	/nav>!-- #site-navigation -->	/div>!-- data-sectionmobile_navigation -->div classsite-header-item site-header-focus-item data-sectionkadence_customizer_mobile_button>	div classmobile-header-button-wrap>div classmobile-header-button-inner-wrap>a hrefhttps://hanif.my/temujanji/ target_blank relnoopener noreferrer classbutton mobile-header-button button-size-medium button-style-filled>Temujanji/a>/div>/div>/div>!-- data-sectionmobile_button -->							/div>		/div>	/div>	link relstylesheet 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Domain > hanif.my

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Port 443