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Domain > apply.unitedcommunitybanks.com
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Date
IP Address
2020-03-26
107.23.81.65
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ClassC
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2025-10-24
172.65.242.70
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Box 398, Blairsville, GA 30514,website:https:\u002F\u002Fapply.unitedcommunitybanks.com,econsent:\u003Cp\u003E\n \u003Cstrong\u003E\n Notice and Agreement Regarding Consent to Use Electronic Signatures and\n Records\n \u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003E\u003C\u002Fstrong\u003E \u003Cbr \u002F\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n To use electronic signatures and receive documents electronically in\n connection with your use of this online platform (“\u003Cstrong\u003E\u003Cem\u003EPlatform\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E”), \n you must read and provide your consent to the terms outlined in this Notice\n and Agreement Regarding Consent to Use Electronic Signatures and Records\n (“\u003Cstrong\u003E\u003Cem\u003ENotice and Agreement\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E”). This Notice and\n Agreement contains important information. We encourage you to download or\n print a copy of this Notice and Agreement for your records.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003E\u003C\u002Fstrong\u003E \u003Cbr \u002F\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003E\u003Cem\u003EWe\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E, \u003Cstrong\u003E\u003Cem\u003Eour\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E, and\n \u003Cstrong\u003E\u003Cem\u003Eus\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E means United Community Bank and its current and\n future affiliates, successors, and assignees (“\u003Cstrong\u003E\u003Cem\u003EUnited Community\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E”).\n \u003Cstrong\u003E\u003Cem\u003EYou\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E and \u003Cstrong\u003E\u003Cem\u003Eyour\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E means the\n person providing consent to this Notice and Agreement, including any\n authorized signer, user, representative, delegate, and\u002For service user.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003EScope of your consent\u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n We may be required by law to provide you with certain information “in\n writing” related to your transactions with us – which means you have a right\n to receive that information on paper. However, with your consent, we may\n instead provide this information to you electronically. If you do not\n consent to the use of electronic records and signatures, you will be unable\n to proceed electronically, and you will need to arrange with us to proceed\n with your transactions using paper documents.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n This Notice and Agreement applies to all agreements, disclosures, notices,\n acknowledgments, consents, authorizations, instructions, transaction\n records, statements, communications, terms and conditions, and other similar\n documents that we may provide to you, or ask you to provide or sign, now or\n in the future (collectively, “\u003Cstrong\u003E\u003Cem\u003EDocument(s)\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E”). With\n your consent, we will be able to provide electronic Documents to you within\n this Platform, in other websites, mobile applications and portals we\n provide, and\u002For through other methods we may use for delivery of electronic\n Documents. We may establish security procedures you will have to follow to\n access this Platform or other websites, mobile applications or portals we\n provide, including limitations on your use of this Platform on any device,\n including a desktop, laptop, tablet, mobile, or other electronic device\n (“\u003Cstrong\u003E\u003Cem\u003EAccess Device\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E”).\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n In addition, you may be required to sign certain Documents to evidence your\n agreement to or receipt of such Documents. We may allow you to create or\n affix your signature through electronic means, such as by using\n functionality of the Platform, instead of manually signing your name and\n physically returning a signed Document. It is important to understand that\n your electronic signature is as valid and legally enforceable as a manual\n signature.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n This Notice and Agreement does not mean that we are required to provide any\n Document or other information to you electronically. We may, at our option,\n deliver any Document or other information to you on paper should we choose\n to do so, or require a manual signature. Sometimes the law, or our agreement\n with you, requires you to give us a written notice. You must still provide\n these notices to us on paper, unless we tell you how to deliver the notices\n to us electronically.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003EAbility to obtain a paper copy of your Documents\u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n With your consent, the Documents will be delivered electronically. You may\n access the Documents on the Platform or through the other means of delivery\n used and obtain a copy for your future access. To retain a copy of the\n electronic Documents, you must save them onto an Access Device or external\n storage device.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n We will not send you a paper copy of electronic Documents from us, unless\n you request it or we otherwise deem it appropriate to do so. You can obtain\n a paper copy of any Document we provide to you electronically by printing it\n yourself or by requesting that we mail you a paper copy. Requests for paper\n copies must be made within a reasonable time after we first provided the\n electronic Document to you. You will not be charged a fee for a paper copy.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n If you want a paper copy of any electronic Documents provided by United\n Community, contact us at 800-822-2651 or\n \u003Ca href\mailto:support@ucbi.com\\u003E\n support@ucbi.com\n \u003C\u002Fa\u003E\n . You must state your email address, full name, US mailing address,\n telephone number, and which Documents you wish us to send to you.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n In addition, we may, at any time, in our sole discretion, provide you with\n or require you to use paper Documents, even if you have provided your\n consent to this Notice and Agreement.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003EAbility to withdraw your consent\u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n Once you have provided your consent to this Notice and Agreement, you may\n withdraw your consent to receive electronic Documents at any time and\n instead receive a paper version of your Documents.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n To withdraw your consent, contact us at 800-822-2651 or\n \u003Ca href\mailto:support@ucbi.com\\u003E\n support@ucbi.com\n \u003C\u002Fa\u003E\n . If you are in the Platform at the time you decide to withdraw consent, you\n must also exit the Platform and close your browser window.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n Your consent withdrawal will become effective after we have had a reasonable\n opportunity to act upon it. Withdrawing your consent to receive Documents\n from us electronically does not apply to any Document that was provided\n electronically before the date on which your withdrawal of consent takes\n effect.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n If you withdraw your consent, you will not be able to use the Platform and\n you will no longer have the ability to sign Documents on the Platform using\n an electronic signature. Additionally, withdrawing your consent may delay\n your transactions with us or may inhibit your ability to obtain certain\n products or services from us. Further, if we offer a discount now or in the\n future for conducting business electronically, a withdrawal of consent could\n result in the removal of any such discount.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003EObligation to update your contact information\u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You must provide us with your own valid and current contact information,\n including an email address where you can receive email, access hyperlinks,\n and receive electronic Documents. You must ensure that we always have your\n valid and current contact information, even after you provided your consent.\n To update your email address or other contact information, contact us at\n 800-822-2651 or \u003Ca href\mailto:support@ucbi.com\\u003Esupport@ucbi.com\u003C\u002Fa\u003E. 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You may download Google Chrome for free at:\n \u003Ca href\https:\u002F\u002Fwww.google.com\u002Fchrome\u002F\\u003E\n https:\u002F\u002Fwww.google.com\u002Fchrome\u002F\n \u003C\u002Fa\u003E\n .\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003E\n Changes to this Notice Regarding Consent to Use Electronic Signatures\n and Records, including changes to hardware or software requirements\n \u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n We will notify you if there are changes to the terms of this Notice and\n Agreement or to the hardware or software requirements that create a\n material risk to your ability to access or retain the electronic\n Documents. The notice may require you to reaffirm your consent and your\n ability to access and retain electronic Documents.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n \u003Cstrong\u003E\n Acknowledging your access and consent to receive and sign documents\n electronically\n \u003C\u002Fstrong\u003E\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n By providing your consent, you indicate your agreement to and confirmation\n of the following:\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You are able to access this Notice and Agreement and have read, understand,\n and agree to be bound by the terms and conditions in this Notice and\n Agreement.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You consent to sign and receive Documents electronically in place of paper\n documents. Your electronic signature has the same legal effect as if you had\n manually signed in ink on paper.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You are giving consent on behalf of all co-applicants and co-account\n holders, and any person you represent, and you represent and warrant that\n you have authority to do so.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You have reviewed the hardware and software requirements and agree that your\n Access Device(s) meet these requirements. You understand that it is your\n responsibility to ensure that any Access Device you use in the future meets\n these requirements.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You will maintain reliable access to the Internet and the ability to open,\n save, download, and print documents in Portable Document Format (“\u003Cstrong\u003E\u003Cem\u003EPDF\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E”).\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You have provided your own valid and current email address, where you can\n receive email, access hyperlinks, and access electronic Documents, and you\n understand that it is your obligation to monitor your email for\n communications from us. You will ensure that United Community and the\n Platform always have your valid and current contact information, including\n your email address.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n Communications contain important information, and you agree to review all\n Communications in a timely manner.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You understand that email is not private and secure, and that there are\n risks associated with the transmission of communications and Documents\n electronically, including but not limited to: unauthorized access, system\n outages, delays, or disruptions.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n You can print on paper this Notice and Agreement or save or send this Notice\n and Agreement to a location where you can print it, for future reference and\n access.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n Unless and until you notify us as described above, your consent applies to\n all of your activities in connection with your use of this Platform, in\n other websites and portals, and\u002For through other methods we may use for\n delivery of electronic Documents during the course of your relationship with\n us.\n\u003C\u002Fp\u003E\n\u003Cp\u003E\n The use of an electronically stored copy of any Document, as well as an\n electronic signature, shall be considered to be the true, complete, valid,\n authentic, and enforceable record of the Document, and shall be admissible\n in any arbitral, judicial, or administrative proceedings to the same extent\n as if the Document was originally generated and maintained in paper form\n and\u002For manually signed. Documents sent to you electronically fully satisfy\n any requirement that such communications be provided “in writing.”\n\u003C\u002Fp\u003E,emailLogoUrl:https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Funitedcommunity\u002Fed23a47d-6f5f-468c-9722-8b419a9d4a41.png,friendlyName:United Community Bank,loginLogoUrl:https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Funitedcommunity\u002F64f3af46-0be3-4570-8f87-f6325c62a371.png,supportPhone:8008222651,headerLogoUrl:https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Funitedcommunity\u002F0fabe8b1-f127-42fb-994c-d658253c198c.png,lenderLogoUrl:https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Funitedcommunity\u002F679bcee9-9b21-4dad-8b7c-9be4aa2a1a4a.jpg,supportEmails:{HELOC:,HELOAN:,MORTGAGE:,ACCOUNT_OPENING:,CANADA_MORTGAGE:},lenderPortalURI:https:\u002F\u002Fapply.unitedcommunitybanks.com,lenderTermsOfUse:\u003Cp\u003EUnited Community Mortgage believes that accurate appraisals are essential to the integrity of the mortgage lending process and does not tolerate bias or discrimination in any aspect of the origination process. The Reconsideration of Value (ROV) process allows applicants to request an additional review of their appraisal if they have questions regarding the reliability or credibility of the appraised value. To initiate the ROV process, please contact your Mortgage Loan Originator to complete the Reconsideration of Value Form. Please note that the ROV process is not intended to change the value because someone is dissatisfied with the appraisal conclusions or outcome. However, if there are any issues with the reliability or credibility – including any evidence of discrimination or bias – the appraisal value may be reconsidered, or a new appraisal report may be ordered.\u003C\u002Fp\u003E\u003Cp\u003E\u003C\u002Fp\u003E,structuredAddress:{zipCode:30514,cityName:Blairsville,lineText:P.O. Box 398,stateCode:GA},useCustomEConsent:true,consumerFooterLinks:,mobileHeaderLogoUrl:https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Funitedcommunity\u002F71968246-6128-4470-93f6-2f9174c6fddf.png,notificationDetails:{senderEmailId:,senderEmailIdType:SUPPORT},{senderEmailId:noreply@ucbi.com,senderEmailIdType:REPLY_TO},supportPhoneNumbers:{HELOC:8008222651,HELOAN:8008222651,MORTGAGE:8642406224,ACCOUNT_OPENING:8008222651,CANADA_MORTGAGE:8008222651},lenderTermsModalLinks:,lenderTermsOfUseTitle:Reconsideration of Value disclaimer,softCreditConsentText:null,financialInstitutionType:BANK,lenderLegalTermsLinkText:Lender Legal Terms,consentToLenderContactText:\u003Cp\u003EBy checking this box, you consent to receive telemarketing messages including via an automatic telephone dialing system or an artificial or prerecorded voice to your number listed above. Your consent is not a condition of purchase.\u003C\u002Fp\u003E,postSubmissionPhoneNumbers:{PERSONAL_LOAN:},helocRateTypeContextualText:,insuredDepositoryInstitutionFooterLinks:{BANK:{hyperlink:https:\u002F\u002Fwww.fdic.gov\u002F,hyperlinkDisplayText:Member FDIC},CREDIT_UNION:{hyperlink:https:\u002F\u002Fncua.gov\u002F,hyperlinkDisplayText:Insured by NCUA}}},borrowerIdleSessionTimeoutMinutes:240,lenderIdleSessionTimeoutMinutes:240,supportedLoanTypes:MORTGAGE,tealium:{enableTracking:false},terms:{title:Terms and Conditions,description:},upfrontRatesScenario:NONE,useExtendedConsentLanguage:false,upfrontCreditPullGTKY:false,talkuments:{},enableOneTrust:false,createAccount:{AUTO:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},HELOC:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},OTHER:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},HELOAN:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},MORTGAGE:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},CREDIT_CARD:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},PERSONAL_LOC:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},PROGRAM_LOAN:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},PERSONAL_LOAN:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},ACCOUNT_OPENING:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},CANADA_MORTGAGE:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},SPECIALTY_VEHICLE:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},CONFIGURABLE_PRODUCTS:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true},MORTGAGE_MODIFICATION:{summary:{header:Lets get started on your application},showConfirmEmailAddress:true}},borrowerSSORedirectButtonLabel:Continue with your Account,loanOptionTabInBorrowerFrontend:{disclaimerForLoanScenarios:Monthly payment, rate, APR and closing costs are estimated based on the above inputs. Actual rate, payment, and terms will vary based on individual borrower circumstances. All loans subject to underwriter approval; terms and conditions apply.,headerTitleForLoanScenarios:{borrower first name}, {primary assignee full name} has prepared {total number of loan scenarios} loan options for you.,headerBodyMessageForLoanScenarios:Select the loan option youre most interested in. Dont worry if youre not sure. You can always change your mind later. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Rates shown are based on details below about you and your loan.\u003Cbr\u003EIf you have any questions, feel free to contact {primary assignee full name}.,enableLoanScenarioSharingForBorrower:true},supportedConfigurableProductTypes:,configurableProductTypes:{},configurableProductEntrypoints:,isAccountOpeningConfigurableProduct:false,configurableProductLoanTypesToSkipProductSelection:,enableMilestonesPageByScenario:{AUTO:false,HELOC:true,HELOAN:true,DEFAULT:true,LAND_LOT:true,CREDIT_CARD:false,CONSTRUCTION:true,PERSONAL_LOC:false,PROGRAM_LOAN:false,PERSONAL_LOAN:false,ACCOUNT_OPENING:false,POST_SHORT_FORM:true,SPECIALTY_VEHICLE:false,UNSUPPORTED_LOAN_TYPE:true}},SHARED_CONSTANTS:{RefinancePurposeTypes:{value:NO_CASH_OUT,text:No Cash Out},{value:CASH_OUT_AND_OTHER,text:Cash Out and Other},{value:CASH_OUT_AND_HOME_IMPROVEMENT,text:Cash-Out for Home Improvements},{value:CASH_OUT_AND_DEBT_CONSOLIDATION,text:Cash-Out for Debt Consolidation},{value:LIMITED_CASH_OUT,text:Limited Cash 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Community Bank,lenderFooterLinkText:Lender Legal Terms,tenant:unitedcommunity,configGroup:unitedcommunity,USER_AUTH_LEVEL:public,ARE_FEATURE_FLAGS_READ_ONLY:true,FAST_FORWARD_TARGETS:}; for (key in BOOTSTRAP_DATA) { windowkey BOOTSTRAP_DATAkey; } })(); /script> link hrefhttps://cdn.prod.blend.com/ui/login/5556d900df4594b86e950a57cc1b0410ccd7f58e/1.style.css relstylesheet>link hrefhttps://cdn.prod.blend.com/ui/login/5556d900df4594b86e950a57cc1b0410ccd7f58e/style.css relstylesheet>/head> body> div idroot>/div> script typetext/javascript srchttps://cdn.prod.blend.com/ui/login/5556d900df4594b86e950a57cc1b0410ccd7f58e/scripts/body.js>/script> script typetext/javascript srchttps://cdn.prod.blend.com/ui/login/5556d900df4594b86e950a57cc1b0410ccd7f58e/vendor.bundle.js>/script>script typetext/javascript srchttps://cdn.prod.blend.com/ui/login/5556d900df4594b86e950a57cc1b0410ccd7f58e/login.js>/script>/body>/html>
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